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-   -   How do u ask someone for loan repayment?? (https://gfy.com/showthread.php?t=970467)

xxweekxx 05-27-2010 03:09 PM

Quote:

Originally Posted by Jim_Gunn (Post 17181377)
Life experience. And Judge Judy. Believe me, broke people that borrow large sums of money from friends or family never pay it back, except for more than a token payment, and even that only if you get real serious with them right away. This is especially true when they think the person that they borowed from has less money problems than they do. Not sure how old you are, but this is going to be an expensive life lesson for you.

im 24 and yea this is already fucking with my head.. that $10k is a lot of money.. coulda bought a LOT of stuff with it or heck given it to my mom who needs it.lol

Nicky 05-27-2010 03:10 PM

Quote:

Originally Posted by Jim_Gunn (Post 17181377)
Life experience. And Judge Judy. Believe me, broke people that borrow large sums of money from friends or family never pay it back, except for more than a token payment, and even that only if you get real serious with them right away. This is especially true when they think the person that they borowed from has less money problems than they do. Not sure how old you are, but this is going to be an expensive life lesson for you.

This is often true. If her father is as rich as you say you might be able to get the money that way though.

Sly 05-27-2010 03:11 PM

Quote:

Originally Posted by xxweekxx (Post 17181402)
ehh who knows.. im not insecure around girls.. but who knows.. but ya last time i took a loan from someone yrs ago i COULDNT wait to repay them.. i paid them 2 weeks early.. and it was for like $10k+.. and i do agree she is kinda using me.. so at this point what do u suggest i tell her/do to her??

Look at the first page. I told you what to say. You don't need a reason to ask for your money back. Just know that she isn't going to be a friend anymore. It sucks but that's what happens when you put money in a friendship. You'll find better friends that don't take advantage.

I don't think I could ever ask family or friends for money. I just can't do it. That would be my absolute last option.

xxweekxx 05-27-2010 03:14 PM

Quote:

Originally Posted by Sly (Post 17181421)
Look at the first page. I told you what to say. You don't need a reason to ask for your money back. Just know that she isn't going to be a friend anymore. It sucks but that's what happens when you put money in a friendship. You'll find better friends that don't take advantage.

I don't think I could ever ask family or friends for money. I just can't do it. That would be my absolute last option.

me too.. cuz u put them in a rough spot since they cant say no.. i dont like asking ppl for money in general at all..cant believe i gave someone $10k with no paper, contract, nothing.. fuck me

epitome 05-27-2010 03:19 PM

Quote:

Originally Posted by xxweekxx (Post 17181411)
im 24 and yea this is already fucking with my head.. that $10k is a lot of money.. coulda bought a LOT of stuff with it or heck given it to my mom who needs it.lol

Wait, a few months ago you had hundreds of thousands burning through your pocket that you had no idea what to do with. Now $10k is a lot? It should all be relative. Plus, why didn't you help your Mom when you had that extra money to gamble with? One word comes to mind: priorities.

WiredGuy 05-27-2010 03:23 PM

Tell her you're gonna start charging interest on the 10k and she should pay you back or work out a payment schedule.
WG

alias 05-27-2010 03:23 PM

Where's my money bitch?

xxweekxx 05-27-2010 03:35 PM

Quote:

Originally Posted by epitome (Post 17181463)
Wait, a few months ago you had hundreds of thousands burning through your pocket that you had no idea what to do with. Now $10k is a lot? It should all be relative. Plus, why didn't you help your Mom when you had that extra money to gamble with? One word comes to mind: priorities.

u guys keep missing the point.. $10k is a LOT of money to anyone.. my problem is not that i spent $10k, problem is i feel like i got USED for my money which is pissing me off..

i dont know why ppl think just cuz the more money u have, then $10k doesnt matter.. fuck the richest mofos $1 matters...

Im not that rich.. $10k is still a lot of money, and dont talk about me helping mommy.. ive been supporting her since and i buy her everything, was just saying i rather give it to my mom who actually cares than this chic who doesnt give a shit..

I didnt think much about this, but it started bugging me today when i realized she didnt even say thank u for the money and she is not even trying to tell me how she'll pay it back.. basically i feel kinda used

xxweekxx 05-27-2010 03:36 PM

there are lots of people in this thread alone who are richer than me.. try begging them for free $100 and see if they'll give it to u..

then u expect me to let go of $10k? come on dude be serious

InfoGuy 05-27-2010 03:50 PM

If you have the balls, just ask for the money.

If you want to be less direct, ask to borrow something of significant value for a week, such as her car. Keep it until she gets the hint and pays you your money.

xxweekxx 05-27-2010 04:33 PM

Quote:

Originally Posted by InfoGuy (Post 17181613)
If you have the balls, just ask for the money.

If you want to be less direct, ask to borrow something of significant value for a week, such as her car. Keep it until she gets the hint and pays you your money.

im just gonna flat out ask for it.. what if she says shes broke..:upsidedow

The Heron 05-27-2010 04:34 PM

This thread is boring, send me all your money and shoot yourself

Sly 05-27-2010 04:34 PM

Quote:

Originally Posted by xxweekxx (Post 17181741)
im just gonna flat out ask for it.. what if she says shes broke..:upsidedow

She probably will. In that case, sit down and work out a payment plan. Get everything in writing so you can take her to court if need be.

She did this to herself. You should never feel bad for trying to get back something you are owed.

PornMD 05-27-2010 04:39 PM

Is this friend Nigerian?

xxweekxx 05-27-2010 04:40 PM

Quote:

Originally Posted by Sly (Post 17181749)
She probably will. In that case, sit down and work out a payment plan. Get everything in writing so you can take her to court if need be.

She did this to herself. You should never feel bad for trying to get back something you are owed.

good point.. im just a mr nice guy thats my prob

will76 05-27-2010 05:09 PM

Quote:

Originally Posted by xxweekxx (Post 17180512)
anyway i told her to hit me up, we are on gchat now.. gonna just say hey when do u think u'll pay me back? i need the money for some online biz..

im scared for some reason.. dont wanna fuck up the relationship... this sux ass


Wow thats intense. I am sure she is going to take you real seriously when you "chat" with her online after her being 2 weeks late. Not even a phone call, a chat.


Quote:

Originally Posted by xxweekxx (Post 17181216)
fuck it im gonna say this

hey i have some biz i need to get into.. i need the money for work.. when do u think ull have it??


When do you think you will have it? LMAO way to leave it wide open and vague. You get what ever you can from her right now and you set up a payment plan.

On second thought since you apparently don't have any balls and this person knows that, just do yourself a favor and write off the money. Forget about it right now. With your attitude " i am scared to ask" " I don't want to lose a friend" "what should I say to her in chat" ... you never going to get the money back. She probably also knows as you stated " I always loan money to family and never get paid back" which is why she asked you she knows you have disposable money and she needed some. Now you are confirming everything she though. You got used and played and you are worried about hurting her feelings. congrats!

Quote:

Originally Posted by xxweekxx (Post 17181300)
btw just to throw it out there..im supposed to go to vegas with her next week to hang out for her graduation party... FAIL


this has got to be a joke thread.... She has the money to fly to vegas, pay for a hotel, and I am sure gamble there (with your money). You don't see a problem with this. The bitches trip should be canceled so she can repay you.

You are pathetic... mental note, never hire this guy for debt collection services lol.

will76 05-27-2010 05:15 PM

Quote:

Originally Posted by epitome (Post 17181463)
Wait, a few months ago you had hundreds of thousands burning through your pocket that you had no idea what to do with. Now $10k is a lot? It should all be relative. Plus, why didn't you help your Mom when you had that extra money to gamble with? One word comes to mind: priorities.

phrase comes to mind .... easy come easy go.

When people are this irresponsible with their money, whether they are blowing it on toys and shit, gambling it away themselves or letting other people leach all of their money off of them... it never lasts long. He may have made a lot, be making less now and not have anything left to show for it except a lot of happy friends and family who owe him money he will never see again.


Quote:

Originally Posted by xxweekxx (Post 17181545)
there are lots of people in this thread alone who are richer than me.. try begging them for free $100 and see if they'll give it to u..

then u expect me to let go of $10k? come on dude be serious

LMAO that is exactly what happened. You "let go" 10K with out blinking... the money is gone. And you are right there are a lot of other people here who make more than you who wouldn't loan out $100. That is one of the reasons those people have more money than you... they didn't give theirs all away.

georgeyw 05-27-2010 05:29 PM

Quote:

Originally Posted by xxweekxx (Post 17181113)
so does this sound like a good idea?

NO!

The only way you are ever going to get your money is if you ask her flat out, none of this nancy pants bullshit.

You will never get a cent if you act like her bitch. She is the one who should be sucking up to you! After all she had to come to you, it's HER who is doing her best at destroying the friendship.

This is NOT your problem, it's hers, lay it out to her.

Say :

nameofstupidbitch, i'm really disappointed in the way in which you have handled this Ten thousand dollars that I have loaned you.

You assured me that it would be back in my account within a week yet I haven't heard a word from you. Not even a promise or reason as to why I haven't received it.

So i'm asking you as this is alot of money to me, where is my money? Do you have it all? How much do you have? I need this money asap.

Dead 05-27-2010 05:38 PM

Quote:

Originally Posted by xxweekxx (Post 17179823)
ok so there this family friend, shes starting a new business(she kinda has money), so she calls me and said she's run out of money and she needed a big loan and will pay me back in a week.. so i wired her $10k.. now she doesnt even mention anything about it.. its been almost 3 weeks now.. how do i nicely ask her for the money without alienating her since we are very good friends..

Family Friend????......before you loan money think about which one you need most :2 cents: GL

xxweekxx 05-27-2010 05:49 PM

thanks for the mean wake up call will..im gonna get my money back

xxweekxx 05-27-2010 05:53 PM

truth is ive spent so much money on family.. if i had to put an estimate its at least 100k in the past 3-4yrs.. i remember this cousin who was like a bro to me, he kept borrowing $1k from me like every week , he would come up with reasons and id feel bad and loan him the money.. mofo owes me at least $50k now.. i wrote all that off..

as for money ive been careful with it.. i dont splurge on expensive crap like watches, etc.. ive been saving like a mad man, but then i dont know why i made a rookie mistake of giving this girl money.. u r right she prolly knows im too nice to her to even ask her for it back, so im gonna change all that and ask for my money back.. fuck the friendship i know way too many girls here its cool if i lose one..

$10k is a lot of money to just write off.. ive written off tons of $500-1,000 loans, but never $10k.. fuck that..

my only fucking weakness..family/friends in need..how do u guys say fuck off to them

mozadek 05-27-2010 06:10 PM

Man, this guy is acting like a little bitch.

Sly 05-27-2010 06:14 PM

Quote:

Originally Posted by xxweekxx (Post 17182029)


my only fucking weakness..family/friends in need..how do u guys say fuck off to them

By asking yourself this question: what would they do if I wasn't around?

The answer: survive.

Don't use their shitty situation as a way to make yourself feel good. They don't need you. You are simply an easy target.

I could be your life coach for a small fee. Let me know. ;-)

mightyjoe 05-27-2010 06:15 PM

Quote:

Originally Posted by Paul Markham (Post 17179927)
Then you should not of loaned it to her. Never lend money to friends is my motto. The banks are there to do that.

its always the hardest thing so say "no" to a close friend.

gabe100 05-27-2010 06:17 PM

the garbage I'll read while waiting for a video to render... You sound like an absolute idiot.

xxweekxx 05-27-2010 06:18 PM

Quote:

Originally Posted by Sly (Post 17182080)
By asking yourself this question: what would they do if I wasn't around?

The answer: survive.

Don't use their shitty situation as a way to make yourself feel good. They don't need you. You are simply an easy target.

I could be your life coach for a small fee. Let me know. ;-)

yeah bro my mentality is shit i make more than he/she does in a month in maybe one or two days.. i can help them out.. but u are right no need using it to make myself feel good. and yeah i do need a life coach.. :1orglaugh

how much do u charge.lol

Marcus Aurelius 05-27-2010 06:18 PM

Quote:

Originally Posted by xxweekxx (Post 17182029)
truth is ive spent so much money on family.. if i had to put an estimate its at least 100k in the past 3-4yrs.. i remember this cousin who was like a bro to me, he kept borrowing $1k from me like every week , he would come up with reasons and id feel bad and loan him the money.. mofo owes me at least $50k now.. i wrote all that off..

as for money ive been careful with it.. i dont splurge on expensive crap like watches, etc.. ive been saving like a mad man, but then i dont know why i made a rookie mistake of giving this girl money.. u r right she prolly knows im too nice to her to even ask her for it back, so im gonna change all that and ask for my money back.. fuck the friendship i know way too many girls here its cool if i lose one..

$10k is a lot of money to just write off.. ive written off tons of $500-1,000 loans, but never $10k.. fuck that..

my only fucking weakness..family/friends in need..how do u guys say fuck off to them

well, fuck

dont go around flaunting that you have money.
play it down and if someone asks tell em you dont have anything to spare because you need to fund your business etc.

xxweekxx 05-27-2010 06:18 PM

Quote:

Originally Posted by gabe100 (Post 17182087)
the garbage I'll read while waiting for a video to render... You sound like an absolute idiot.

i know im an idiot for doing this, no need to reiterate this

xxweekxx 05-27-2010 06:19 PM

Quote:

Originally Posted by Marcus Aurelius (Post 17182092)
well, fuck

dont go around flaunting that you have money.
play it down and if someone asks tell em you dont have anything to spare because you need to fund your business etc.

yeah but remember this is someone i trusted and they said theyll have it back to me in a week tops.. now the issue is how the i get my money back.. at this point the $10k is more important than our friendship so fuck it..

Dvae 05-27-2010 06:28 PM

Quote:

Originally Posted by xxweekxx (Post 17182029)
my only fucking weakness..family/friends in need..how do u guys say fuck off to them

Instead of loaning it tell them you are giving it to them. Only give a fraction of what they ask for. Say its not a loan as you know they won't pay it back so if they ask for $1000 'give' them 50 or 100. $10000 give them $100.
It will save you a ton of money.

As to the current situation the 'red flag' was that her dad would not loan her money then theres probably a good reason.
It would be interesting to know what is reason is.

xxweekxx 05-27-2010 06:54 PM

Quote:

Originally Posted by Dvae (Post 17182117)
Instead of loaning it tell them you are giving it to them. Only give a fraction of what they ask for. Say its not a loan as you know they won't pay it back so if they ask for $1000 'give' them 50 or 100. $10000 give them $100.
It will save you a ton of money.

As to the current situation the 'red flag' was that her dad would not loan her money then theres probably a good reason.
It would be interesting to know what is reason is.

too late for that eh?

Dvae 05-27-2010 07:01 PM

Quote:

Originally Posted by xxweekxx (Post 17182163)
too late for that eh?

I'm saying for the future.

Did you by any chance get an IOU from your friend?

Second question. Any idea what she actually did with the money?

LiveDose 05-27-2010 07:03 PM

If she's hot tell her to work it off in the bedroom...

Jim_Gunn 05-27-2010 07:05 PM

Quote:

Originally Posted by xxweekxx (Post 17182029)
truth is ive spent so much money on family.. if i had to put an estimate its at least 100k in the past 3-4yrs.. i remember this cousin who was like a bro to me, he kept borrowing $1k from me like every week , he would come up with reasons and id feel bad and loan him the money.. mofo owes me at least $50k now.. i wrote all that off..

as for money ive been careful with it.. i dont splurge on expensive crap like watches, etc.. ive been saving like a mad man, but then i dont know why i made a rookie mistake of giving this girl money.. u r right she prolly knows im too nice to her to even ask her for it back, so im gonna change all that and ask for my money back.. fuck the friendship i know way too many girls here its cool if i lose one..

$10k is a lot of money to just write off.. ive written off tons of $500-1,000 loans, but never $10k.. fuck that..

my only fucking weakness..family/friends in need..how do u guys say fuck off to them

This is insane. Your family & friends are making a fool out of you. You're a 24 year old young guy and I have no idea how you are making so much money in adult or mainstream that you can afford to piss it away like this. But you are obviously telling everyone you know way too much of your personal business and shooting your mouth off about how much money you are making so that everyone knows you are rolling in dough from their perspectives. They all probably think that you are making "easy" money online and hitting you up for every minor emergency is becoming a way of life for these people. You need to move out on your own if you haven't already, and tell anyone that asks that you are in some financial trouble with your own debts, and that the bank is closed.

xxweekxx 05-27-2010 07:14 PM

Quote:

Originally Posted by Jim_Gunn (Post 17182182)
This is insane. Your family & friends are making a fool out of you. You're a 24 year old young guy and I have no idea how you are making so much money in adult or mainstream that you can afford to piss it away like this. But you are obviously telling everyone you know way too much of your personal business and shooting your mouth off about how much money you are making so that everyone knows you are rolling in dough from their perspectives. They all probably think that you are making "easy" money online and hitting you up for every minor emergency is becoming a way of life for these people. You need to move out on your own if you haven't already, and tell anyone that asks that you are in some financial trouble with your own debts, and that the bank is closed.

i already moved out but apart from this girl i havent had anyone ask for a loan in a long time. i tell everyone shit is hard and im working 18hrs/day and making peanuts.. but remember this is someone im close to saying hey give me 10k i need it for biz, ill give it back in < a week max..

will76 05-27-2010 07:15 PM

Quote:

Originally Posted by xxweekxx (Post 17182017)
thanks for the mean wake up call will..im gonna get my money back

no problem sometimes the most honest answers are the ones we don't want to hear and we don't like hearing.
Quote:

Originally Posted by xxweekxx (Post 17182029)
truth is ive spent so much money on family.. if i had to put an estimate its at least 100k in the past 3-4yrs.. i remember this cousin who was like a bro to me, he kept borrowing $1k from me like every week , he would come up with reasons and id feel bad and loan him the money.. mofo owes me at least $50k now.. i wrote all that off..

as for money ive been careful with it.. i dont splurge on expensive crap like watches, etc.. ive been saving like a mad man, but then i dont know why i made a rookie mistake of giving this girl money.. u r right she prolly knows im too nice to her to even ask her for it back, so im gonna change all that and ask for my money back.. fuck the friendship i know way too many girls here its cool if i lose one..

$10k is a lot of money to just write off.. ive written off tons of $500-1,000 loans, but never $10k.. fuck that..

my only fucking weakness..family/friends in need..how do u guys say fuck off to them


You are making no sense. You said you loaned a cousin over 50K over time that he still owes you and you could write that off but you can't let go a 10K loan? What matters more, the amount of time the money was let go over or the total owed. So what you gave the cousin 1K a week and it totalled up to 50K. Hell that is worse than this 10K loan. Not because it is 40K more but because he time after time never paid you back and you kept giving him more each week.

Well in your case, tell them they still owe you money from last time so you can't give them more. Or if you live modest like you say you do then how in the fuck do they know how much money you have in the bank. Tell them your business doesn't do as good now and you simply don't have it, sorry.

Quote:

Originally Posted by Dvae (Post 17182172)
I'm saying for the future.

Did you by any chance get an IOU from your friend?

Second question. Any idea what she actually did with the money?

She is spending it on her Vegas trip in a couple weeks LOL.

xxweekxx 05-27-2010 07:16 PM

Quote:

Originally Posted by will76 (Post 17182198)
no problem sometimes the most honest answers are the ones we don't want to hear and we don't like hearing.

i know.. ill never criticize anyone for giving me an honest answer even if its mean.. appreciate it.. learned a lot today.. i guess ill learn more with age and experience..

xxweekxx 05-27-2010 07:23 PM

Quote:

Originally Posted by will76 (Post 17182198)
no problem sometimes the most honest answers are the ones we don't want to hear and we don't like hearing.



You are making no sense. You said you loaned a cousin over 50K over time that he still owes you and you could write that off but you can't let go a 10K loan? What matters more, the amount of time the money was let go over or the total owed. So what you gave the cousin 1K a week and it totalled up to 50K. Hell that is worse than this 10K loan. Not because it is 40K more but because he time after time never paid you back and you kept giving him more each week.

Well in your case, tell them they still owe you money from last time so you can't give them more. Or if you live modest like you say you do then how in the fuck do they know how much money you have in the bank. Tell them your business doesn't do as good now and you simply don't have it, sorry.

difference is my cousin was over few years and i never expected it.. $500 here, $1000 here, $200 here.. he is poor and i never expected him to pay back.. but he doesnt ask me for money anymore cuz last time i told him i was broke..

This chic is $10k and its supposed to be one week loan, biz is def not as good as b4, im also not willing to just write off $10k.. if it was $1k id be singing a different tune. but $10k.... anyway im gonna talk to her tomorrow and just tell her i need the money back, so when is she sending me a wire

xxweekxx 05-28-2010 07:43 AM

gonna ask her today.. will keep u guys updated

fatfoo 05-28-2010 07:55 AM

You have to mention the loan to the person and you have to say what action you will take if loan is not repaid in 1 week / 2 weeks / month, whatever time. Then you take the action you say you were going to take.


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