Zombaio Processing as Low as 4.9% - GoFuckYourself.com

Michael O · 06-14-2012, 03:25 AM

Paying too much for processing? Try Zombaio with credit card processing rates as low as 4.9% and daily payouts.
With Zombaio you can receive your payouts daily to your http://www.RedPass.com account for FREE and within minutes spend your funds online, in shops or withdraw from the nearest ATM.

With Zombaio you get:
NO setup fee for MasterCard or Visa
Get your payments in Euros or USD
Billing in local currencies when possible
Cross sell between your sites
Advanced fraud protection system
Affiliate program, we pay your affiliates directly via RedPass, check, wire or ACH
Live charge, let your customers buy tokens or credit with the click of a button
Top of the line stats area giving you all the information you need
EU, USA, Canada, Japan or Australia based clients are accepted
Zombaio offers a lot more see a complete list of features: https://www.zombaio.com/features.asp

Get the lowest processing rates and daily payouts with http://www.zombaio.com

BAKO · 06-14-2012, 03:32 AM

Very nice

nextri · 06-14-2012, 03:36 AM

I might be interested in trying it as an alternative biller, or replace our current if it works better.

Michael O · 06-14-2012, 03:46 AM

Quote:

Originally Posted by nextri

I might be interested in trying it as an alternative biller, or replace our current if it works better.

It is free to set up an account so you can try us out for free.
If you have questions or issues during the sign up process let me know at [email protected]

vdbucks · 06-14-2012, 03:50 AM

Quote:

Originally Posted by Michael O

Paying too much for processing? Try Zombaio with credit card processing rates as low as 4.9% and daily payouts.
With Zombaio you can receive your payouts daily to your http://www.RedPass.com account for FREE and within minutes spend your funds online, in shops or withdraw from the nearest ATM.

With Zombaio you get:
NO setup fee for MasterCard or Visa
Get your payments in Euros or USD
Billing in local currencies when possible
Cross sell between your sites
Advanced fraud protection system
Affiliate program, we pay your affiliates directly via RedPass, check, wire or ACH
Live charge, let your customers buy tokens or credit with the click of a button
Top of the line stats area giving you all the information you need
EU, USA, Canada, Japan or Australia based clients are accepted
Zombaio offers a lot more see a complete list of features: https://www.zombaio.com/features.asp

Get the lowest processing rates and daily payouts with http://www.zombaio.com

Have you guys finally sorted out your ACH problem yet? We'd like to bump you guys back up in our cascade but are unable to do so until you guys can start reliably paying us on time...

Michael O · 06-14-2012, 04:05 AM

Quote:

Originally Posted by vdbucks

Have you guys finally sorted out your ACH problem yet? We'd like to bump you guys back up in our cascade but are unable to do so until you guys can start reliably paying us on time...

We are continuously working to improve and we are aware that there have been problems with ACH payouts. We believe this is solved now and we monitor the payouts closely to avoid delays.

nextri · 06-14-2012, 04:21 AM

Ok, I've signed up and uploaded all required docs..

vdbucks · 06-14-2012, 04:35 AM

Quote:

Originally Posted by Michael O

We are continuously working to improve and we are aware that there have been problems with ACH payouts. We believe this is solved now and we monitor the payouts closely to avoid delays.

Now would be a good time to try and capitalize on this ccbill debacle... but you guys seriously have to sort out your ach issues...

tony286 · 06-14-2012, 04:40 AM

Quote:

Originally Posted by vdbucks

Now would be a good time to try and capitalize on this ccbill debacle... but you guys seriously have to sort out your ach issues...

ach would give you a big leg up.

vdbucks · 06-14-2012, 04:41 AM

Quote:

Originally Posted by tony286

ach would give you a big leg up.

They have ACH now, but it's been extremely unreliable for the past year and a half...

tony286 · 06-14-2012, 04:45 AM

Quote:

Originally Posted by vdbucks

They have ACH now, but it's been extremely unreliable for the past year and a half...

Well if its unreliable then its like not having it at all.

vdbucks · 06-14-2012, 04:46 AM

Quote:

Originally Posted by tony286

Well if its unreliable then its like not having it at all.

you make a good point

Michael O · 06-14-2012, 05:03 AM

Quote:

Originally Posted by vdbucks

They have ACH now, but it's been extremely unreliable for the past year and a half...

We believe the problems have been solved and as far as I know there are not any issues with ACH payouts currently.

vdbucks · 06-14-2012, 05:24 AM

Quote:

Originally Posted by Michael O

We believe the problems have been solved and as far as I know there are not any issues with ACH payouts currently.

Well, if this is the case then we'll be the first ones to come back and say so. But, as you know, this has been a long term issue so it's going to take a while of receiving our money on time before we're convinced that the issues are resolved. Hope you can understand.

Michael O · 06-14-2012, 05:26 AM

Quote:

Originally Posted by vdbucks

Well, if this is the case then we'll be the first ones to come back and say so. But, as you know, this has been a long term issue so it's going to take a while of receiving our money on time before we're convinced that the issues are resolved. Hope you can understand.

I understand that and if you have an issue let me know and I will try to get it sorted asap.
We use a third party to send the transactions and sometimes things are our of our hands, we are constantly looking for the best solution to pay via ACH and if you have any recommendations we will consider them.

DWB · 06-14-2012, 06:24 AM

Quote:

Originally Posted by vdbucks

Have you guys finally sorted out your ACH problem yet? We'd like to bump you guys back up in our cascade but are unable to do so until you guys can start reliably paying us on time...

We get wires from them and they are usually on time. If they are not, it's just off by a day or two, which I chalk up to bank holidays from Europe or just general bank processing time.

Never tried ACH payout with them.

biskoppen · 06-14-2012, 06:29 AM

Has anyone ever tested these guys against CCBILL to see what paid off the most in the end?

Klen · 06-14-2012, 06:35 AM

Too bad they dont process mainstream,i really need something with 2% processing rate.

vdbucks · 06-14-2012, 06:37 AM

Quote:

Originally Posted by DWB

We get wires from them and they are usually on time. If they are not, it's just off by a day or two, which I chalk up to bank holidays from Europe or just general bank processing time.

Never tried ACH payout with them.

Yeah but at the end of the day, it doesn't make sense for us to spend $40 on the wire fee when the ACH option is available. Money is money, and we're not about wasting it when we don't have to.

candyflip · 06-14-2012, 06:39 AM

Quote:

Originally Posted by biskoppen

Has anyone ever tested these guys against CCBILL to see what paid off the most in the end?

I didn't have a huge sample of data, but in my testing I had better results with Zombaio.

I have had ZERO issues being paid and support is pretty quick to respond to any issues or questions.

vdbucks · 06-14-2012, 06:40 AM

Quote:

Originally Posted by biskoppen

Has anyone ever tested these guys against CCBILL to see what paid off the most in the end?

Actually, in our experience over the past 6 months we've noticed this trend:
Epoch -> Zombaio -> Netbilling (we're still tweaking scrub levels and are taking our time so as not to end up with a shit load of fraud) -> CCBill

Over the past 2 years it's been the same as above minus netbilling.

Not that it matters to us anymore because in light of recent findings we have chosen to stop processing new sales through ccbill.

pornguy · 06-14-2012, 07:01 AM

Michael hit me on ICQ today.

Thanks

BIGTYMER · 06-14-2012, 07:08 AM

My ACH's having been coming in fine.

I don't look at dates though. I just make sure I got one each week.

u-Bob · 06-14-2012, 07:18 AM

nice

CHMOD · 06-14-2012, 07:41 AM

By the way:

I am interested in finding some CCBill webmasters that would like to test Sliiing with Zombaio as backup or main credit card biller.
Sliiing can track sales and pay your affiliates for you. Just hit me up if you would like to help us testing a Sliiing setup with Zombaio as credit card biller.

Michael O · 06-14-2012, 09:09 AM

Quote:

Originally Posted by nextri

Ok, I've signed up and uploaded all required docs..

If you submit your website then it should be internally reviewed within one business day and then sent on to approval by our acquirer for review.

Robbie · 06-14-2012, 11:06 AM

I've been using Zombaio for over a year. The ACH problems were horrendous.
But once I switched over to RedPass it's been awesome.

I always get paid several days ahead of time. And I immediately move the money from the E-Wallet to the card. From there I can just spend it or withdraw it via ATM.

I've taken to just using the card instead of withdrawing the money. Doesn't cost shit to get my money that way.
I keep the money down to around $1,000 or so by spending it or taking it out. (don't want another epass debacle)

So far it's the best and cheapest way to get my money

The only thing I'd like to see is a downloadable itemized spending sheet for the actual Master Card.
Right now I'm having to go online and take a screenshot of the MasterCard page on Redpass to give to my accountant.

Other than that...it's great!

MrCain · 06-14-2012, 11:14 AM

Michael O · 06-14-2012, 08:12 PM

Quote:

Originally Posted by Robbie

I've been using Zombaio for over a year. The ACH problems were horrendous.
But once I switched over to RedPass it's been awesome.

I always get paid several days ahead of time. And I immediately move the money from the E-Wallet to the card. From there I can just spend it or withdraw it via ATM.

I've taken to just using the card instead of withdrawing the money. Doesn't cost shit to get my money that way.
I keep the money down to around $1,000 or so by spending it or taking it out. (don't want another epass debacle)

So far it's the best and cheapest way to get my money

The only thing I'd like to see is a downloadable itemized spending sheet for the actual Master Card.
Right now I'm having to go online and take a screenshot of the MasterCard page on Redpass to give to my accountant.

Other than that...it's great!

Glad to hear you are happy, we will look into making the statement downloadable. Its already possible for the Wallet.

SwirlsGirl · 06-14-2012, 08:20 PM

Quote:

Originally Posted by CHMOD

By the way:

I am interested in finding some CCBill webmasters that would like to test Sliiing with Zombaio as backup or main credit card biller.
Sliiing can track sales and pay your affiliates for you. Just hit me up if you would like to help us testing a Sliiing setup with Zombaio as credit card biller.

I encourage you guys to try out http://sliiing.com

We have been up and running with sliiing for a few months and the details in stats and features are amazing!

In addition the owner is a gentlemen,scholar, and a professional

Michael O · 06-15-2012, 01:26 AM

Quote:

Originally Posted by Robbie

I've been using Zombaio for over a year. The ACH problems were horrendous.
But once I switched over to RedPass it's been awesome.

I always get paid several days ahead of time. And I immediately move the money from the E-Wallet to the card. From there I can just spend it or withdraw it via ATM.

I've taken to just using the card instead of withdrawing the money. Doesn't cost shit to get my money that way.
I keep the money down to around $1,000 or so by spending it or taking it out. (don't want another epass debacle)

So far it's the best and cheapest way to get my money

The only thing I'd like to see is a downloadable itemized spending sheet for the actual Master Card.
Right now I'm having to go online and take a screenshot of the MasterCard page on Redpass to give to my accountant.

Other than that...it's great!

We will make the MasterCard statement downloadable just as the Wallet statement is, it has been put on the list of improvements.

Robbie · 06-15-2012, 10:11 AM

Quote:

Originally Posted by Michael O

We will make the MasterCard statement downloadable just as the Wallet statement is, it has been put on the list of improvements.

Excellent.

JFK · 06-15-2012, 10:29 AM

Quote:

Originally Posted by SwirlsGirl

I encourage you guys to try out http://sliiing.com

We have been up and running with sliiing for a few months and the details in stats and features are amazing!

In addition the owner is a gentlemen,scholar, and a professional

But it seems like the rep is CHEEZY, Start your own thread

AdultKing · 06-15-2012, 10:30 AM

Michael O. I'm curious how Zombaio is able to provide processing to Australians when CCBill and Epoch can not ? Is it possible for you to provide a generalised statement of how this is possible ?

NETbilling · 06-15-2012, 02:52 PM

Quote:

Originally Posted by vdbucks

Actually, in our experience over the past 6 months we've noticed this trend:
Epoch -> Zombaio -> Netbilling (we're still tweaking scrub levels and are taking our time so as not to end up with a shit load of fraud) -> CCBill

Over the past 2 years it's been the same as above minus netbilling.

Not that it matters to us anymore because in light of recent findings we have chosen to stop processing new sales through ccbill.

Let us know if you need any NETbilling assistance

Michael O · 06-15-2012, 08:06 PM

Quote:

Originally Posted by AdultKing

Michael O. I'm curious how Zombaio is able to provide processing to Australians when CCBill and Epoch can not ? Is it possible for you to provide a generalised statement of how this is possible ?

We have an acquirer with a license for Australia.

AdultKing · 06-16-2012, 02:49 AM

Quote:

Originally Posted by Michael O

We have an acquirer with a license for Australia.

Thanks for the clarification.

Black All Through · 06-16-2012, 06:24 AM

Quote:

Originally Posted by tony286

Well if its unreliable then its like not having it at all.

CHARGER · 06-16-2012, 08:48 AM

Nice, almost 2 years now

NetHorse · 06-16-2012, 09:44 PM

Zombaio is awesome. Period.

adult-help · 06-17-2012, 09:25 AM

Michael, an someone sign up for zombaio if they dont own or have a company/business - i mean just a regular guy trying to add cc processing on his site selling some stuff? what to write in "business name" etc fields?

Michael O · 06-17-2012, 09:32 AM

If you sign up as a person and not a company put your name in the company field.
If there are any issues you will be notified about it within 1-2 business days.

scarlettcontent · 06-18-2012, 01:42 AM

very nice

killahboo · 06-18-2012, 07:27 AM

I'm glad to see the Zombaio ad on GFY as it brings a little reassurance that they are doing ok and will get my money but the last month or so has been crazy for me, ACH system is totally messed up. Sometimes they do arrive a day or 2 early but the last month they have been late without any reason. When you need the money to pay models, web masters, hosting companies you need to be able to rely on your earned money coming in on time. They also put the holdback a few weeks without notifying anyone. If they can fix the ACH problem then I think they would be 1 of the best billers around.

Michael O · 06-19-2012, 03:08 AM

Quote:

Originally Posted by Robbie

I've been using Zombaio for over a year. The ACH problems were horrendous.
But once I switched over to RedPass it's been awesome.

I always get paid several days ahead of time. And I immediately move the money from the E-Wallet to the card. From there I can just spend it or withdraw it via ATM.

I've taken to just using the card instead of withdrawing the money. Doesn't cost shit to get my money that way.
I keep the money down to around $1,000 or so by spending it or taking it out. (don't want another epass debacle)

So far it's the best and cheapest way to get my money

The only thing I'd like to see is a downloadable itemized spending sheet for the actual Master Card.
Right now I'm having to go online and take a screenshot of the MasterCard page on Redpass to give to my accountant.

Other than that...it's great!

We have added the option to download the last 3 months MasterCard statement.

vdbucks · 06-19-2012, 03:58 AM

Quote:

Originally Posted by NETbilling

Let us know if you need any NETbilling assistance

I think we're up and running fine, we just need to keep testing/tweaking the scrub levels at a slow pace. Last thing we want is to make them too relaxed and end up with a shit load of fraudulent transactions, so we started with most sec settings maxed and are slowly working our way down until we can find a happy medium. It's a long, slow process but at the end of the day, we'd rather do it this way then risk our merchant account because we did it the easy way.

Only thing I can really ask for at this point is a little bit of css in the back end :P But otherwise, it's been pretty straightforward and quite easy to work with

ShowMe69 · 06-19-2012, 04:42 AM

Quote:

Originally Posted by killahboo

I'm glad to see the Zombaio ad on GFY as it brings a little reassurance that they are doing ok and will get my money but the last month or so has been crazy for me, ACH system is totally messed up. Sometimes they do arrive a day or 2 early but the last month they have been late without any reason. When you need the money to pay models, web masters, hosting companies you need to be able to rely on your earned money coming in on time. They also put the holdback a few weeks without notifying anyone. If they can fix the ACH problem then I think they would be 1 of the best billers around.

I agree 100% with you killahboo, but the late payments are getting old

vdbucks · 06-21-2012, 06:57 AM

According to zoa, we have 2 checks being sent this week. 1 was to be settled on 6-19, the 2nd was to be settled on 6-20. 6-21 and neither check has arrived.

So I guess the ACH problems haven't been resolved after all...

Michael O · 06-21-2012, 07:16 AM

Quote:

Originally Posted by vdbucks

According to zoa, we have 2 checks being sent this week. 1 was to be settled on 6-19, the 2nd was to be settled on 6-20. 6-21 and neither check has arrived.

So I guess the ACH problems haven't been resolved after all...

I will look into it and get back to you within the next 12 hours.
Sending me a email is a lot quicker since I check emails more than I check the boards.

vdbucks · 06-21-2012, 07:44 AM

Quote:

Originally Posted by Michael O

I will look into it and get back to you within the next 12 hours.
Sending me a email is a lot quicker since I check emails more than I check the boards.

The purpose of my posting here wasn't to seek support, it was to update the thread regarding the ACH troubles we've been having over the past 1.5 years.

And I'm really not trying to sound like a dick here, but regardless of what we do support wise, we both know those checks won't hit our account until some time next week at the earliest.

In the end, I'm just glad we don't rely on our zombaio checks - hell, we don't even work them into our projected budget/expenses anymore - but at the end of the day, it is our money and we just want this issue addressed and resolved. And from a customer/client perspective, being that this issue has been ongoing since the 'corrupted swift file' fiasco of xmas 2010 (1.5 years now), we've pretty much run out of patience on the matter.

06-14-2012, 03:25 AM	#1
Michael O More Cowbell Industry Role: Join Date: Jul 2001 Location: Nakhom Nowhere Posts: 10,607	Zombaio Processing as Low as 4.9% Paying too much for processing? Try Zombaio with credit card processing rates as low as 4.9% and daily payouts. With Zombaio you can receive your payouts daily to your http://www.RedPass.com account for FREE and within minutes spend your funds online, in shops or withdraw from the nearest ATM. With Zombaio you get: NO setup fee for MasterCard or Visa Get your payments in Euros or USD Billing in local currencies when possible Cross sell between your sites Advanced fraud protection system Affiliate program, we pay your affiliates directly via RedPass, check, wire or ACH Live charge, let your customers buy tokens or credit with the click of a button Top of the line stats area giving you all the information you need EU, USA, Canada, Japan or Australia based clients are accepted Zombaio offers a lot more see a complete list of features: https://www.zombaio.com/features.asp Get the lowest processing rates and daily payouts with http://www.zombaio.com __________________ Truth Teller

06-14-2012, 03:32 AM	#2
BAKO Etology.com Industry Role: Join Date: Jul 2005 Location: Hollywood CA Posts: 18,395	Very nice __________________ Telegram: @bakokaye

06-14-2012, 03:36 AM	#3
nextri Confirmed User Industry Role: Join Date: May 2004 Location: Norway Posts: 1,661	I might be interested in trying it as an alternative biller, or replace our current if it works better. __________________ DivaTraffic - Traffic for Models

06-14-2012, 04:21 AM	#7
nextri Confirmed User Industry Role: Join Date: May 2004 Location: Norway Posts: 1,661	Ok, I've signed up and uploaded all required docs.. __________________ DivaTraffic - Traffic for Models

06-14-2012, 06:29 AM	#17
biskoppen Confirmed User Join Date: Mar 2003 Location: Very small penis Posts: 5,809	Has anyone ever tested these guys against CCBILL to see what paid off the most in the end? __________________ Submit my videos to make bank, tons of 5 minute videos offered right here

06-14-2012, 06:35 AM	#18
Klen Industry Role: Join Date: Aug 2006 Location: Little Vienna Posts: 32,235	Too bad they dont process mainstream,i really need something with 2% processing rate.

06-14-2012, 07:01 AM	#22
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	Michael hit me on ICQ today. Thanks __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

06-14-2012, 07:08 AM	#23
BIGTYMER Junior Achiever Industry Role: Join Date: Nov 2004 Location: Walled Garden Posts: 17,066	My ACH's having been coming in fine. I don't look at dates though. I just make sure I got one each week.

06-14-2012, 07:18 AM	#24
u-Bob there's no $$$ in porn Industry Role: Join Date: Jul 2005 Location: icq: 195./568.-230 (btw: not getting offline msgs) Posts: 33,063	nice

06-14-2012, 07:41 AM	#25
CHMOD Confirmed User Join Date: Jun 2003 Posts: 1,697	By the way: I am interested in finding some CCBill webmasters that would like to test Sliiing with Zombaio as backup or main credit card biller. Sliiing can track sales and pay your affiliates for you. Just hit me up if you would like to help us testing a Sliiing setup with Zombaio as credit card biller. __________________ Sell our Silicone Dolls and make big money! Our website: https://www.sexdolls-shop.com/ Signup: http://www.sexdollscash.com/sliiing/registration.php Contact: [email protected]

06-14-2012, 11:06 AM	#27
Robbie Leaner, Meaner, Faster Industry Role: Join Date: Aug 2002 Location: Vegas Posts: 20,959	I've been using Zombaio for over a year. The ACH problems were horrendous. But once I switched over to RedPass it's been awesome. I always get paid several days ahead of time. And I immediately move the money from the E-Wallet to the card. From there I can just spend it or withdraw it via ATM. I've taken to just using the card instead of withdrawing the money. Doesn't cost shit to get my money that way. I keep the money down to around $1,000 or so by spending it or taking it out. (don't want another epass debacle) So far it's the best and cheapest way to get my money The only thing I'd like to see is a downloadable itemized spending sheet for the actual Master Card. Right now I'm having to go online and take a screenshot of the MasterCard page on Redpass to give to my accountant. Other than that...it's great! __________________ -Robbie ClaudiaMarie.Com

06-14-2012, 11:14 AM	#28
MrCain Confirmed User Join Date: Jun 2006 Posts: 3,332	__________________ Sigmund

06-15-2012, 10:30 AM	#34
AdultKing Raise Your Weapon Industry Role: Join Date: Jun 2003 Location: Outback Australia Posts: 15,601	Michael O. I'm curious how Zombaio is able to provide processing to Australians when CCBill and Epoch can not ? Is it possible for you to provide a generalised statement of how this is possible ?

06-16-2012, 08:48 AM	#39
CHARGER Confirmed User Join Date: Aug 2009 Location: Somewhere between hell and heaven Posts: 551	Nice, almost 2 years now __________________ 592577093<---- icq me.... LET THE PLAYA PLAY

06-16-2012, 09:44 PM	#40
NetHorse Confirmed User Industry Role: Join Date: Dec 2006 Location: Chicago Posts: 3,526	Zombaio is awesome. Period. __________________ ┌∩┐(◣_◢)┌∩┐ ICQ # 427013273

06-17-2012, 09:25 AM	#41
adult-help Confirmed User Industry Role: Join Date: Mar 2008 Posts: 2,450	Michael, an someone sign up for zombaio if they dont own or have a company/business - i mean just a regular guy trying to add cc processing on his site selling some stuff? what to write in "business name" etc fields? __________________ Adult web templates, Adult WordPress Themes, TGP, MGP.. also Complete Wordpress PaySite Development - Adult WordPress Blog Themes - Free FHG Templates - Free PaySite Script - Adult Tutorials Directory - Adult Domain Marketplace - Adult Jobs

06-17-2012, 09:32 AM	#42
Michael O More Cowbell Industry Role: Join Date: Jul 2001 Location: Nakhom Nowhere Posts: 10,607	If you sign up as a person and not a company put your name in the company field. If there are any issues you will be notified about it within 1-2 business days. __________________ Truth Teller

06-18-2012, 01:42 AM	#43
scarlettcontent www.scarlettcontent.net Industry Role: Join Date: Mar 2006 Location: Pleiades Posts: 6,031	very nice __________________ Scarlett Content - Adult Content Provider - High Quality Adult Stock Content for your Websites, Mobile Media and Print. Over 3 Million Images (14,000 photo sets) over 5000 Videos - Many Niches, US-2257, Awesome Prices. Over 40 years in the adult industry. [email protected] Follow us on twitter.

06-18-2012, 07:27 AM	#44
killahboo Registered User Industry Role: Join Date: Feb 2012 Posts: 15	I'm glad to see the Zombaio ad on GFY as it brings a little reassurance that they are doing ok and will get my money but the last month or so has been crazy for me, ACH system is totally messed up. Sometimes they do arrive a day or 2 early but the last month they have been late without any reason. When you need the money to pay models, web masters, hosting companies you need to be able to rely on your earned money coming in on time. They also put the holdback a few weeks without notifying anyone. If they can fix the ACH problem then I think they would be 1 of the best billers around.

06-21-2012, 06:57 AM	#48
vdbucks Monger Cash Industry Role: Join Date: Jul 2010 Posts: 2,773	According to zoa, we have 2 checks being sent this week. 1 was to be settled on 6-19, the 2nd was to be settled on 6-20. 6-21 and neither check has arrived. So I guess the ACH problems haven't been resolved after all...