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View Poll Results: So how much is your CC debt?
Nothing 58 71.60%
$100 3 3.70%
$1000 to $1999 4 4.94%
$2000 to $399 3 3.70%
$4000 to $5999 1 1.23%
$6,000+ 0 0%
$8000+ 5 6.17%
Too scared to think about 7 8.64%
Voters: 81. You may not vote on this poll

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Old 09-07-2012, 12:18 AM   #51
Pink Misfit
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I have about $2000 debt wise. Had alot more than that but paid most of it off. Its not from credit card though.
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Old 09-07-2012, 12:19 AM   #52
Matyko
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zero zero zero on every level. Last time I had debt I was 18, bought my first 2x speed CD-ROM writer, my actual gf borrowed me $100 for a few weeks.
However I am just going to build my very first own house and will need some bank loan, but only approx 10-15% of the total costs.
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Old 09-07-2012, 12:19 AM   #53
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just so you dont waste too much time man, the guy you are replying too is 100% crazy
Never would have guessed that
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Old 09-07-2012, 12:52 AM   #54
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Don't have a "real" credit card either, just using a debit card for payments that need to be made by cc. Car is on a lease, all accounts in the black, no mortgage - guess I'm fine


Maybe the ones with debt just didn't reply?


So, in your experience, if you've a steady income like 5000 USD +/- 1k per month for a year or two you think a bank would miss out to offer you a real credit card? Probably a better deal for them then giving it to someone with a 9-5 job that pays half of that ...
thats not how banks think...

I can bet you whatever you want, that we can go to 15 banks of my choice and no matter if you are a millionaire, if you dont have a REGISTERED LEGAL FIXED MOTNHLY INCOME, they wont give you a CREDIT CARD... That's how Beaurocrats banks are, specially in year 2012...

I can BET you whatever you want that 90% of GFY posters dont qualify for a TRUE CREDIT CARD, EVER...

PIRIOD.
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Old 09-07-2012, 01:26 AM   #55
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nada .
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Old 09-07-2012, 01:39 AM   #56
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Originally Posted by VenusBlogger View Post

I can bet you whatever you want, that we can go to 15 banks of my choice and no matter if you are a millionaire, if you dont have a REGISTERED LEGAL FIXED MOTNHLY INCOME, they wont give you a CREDIT CARD... That's how Beaurocrats banks are, specially in year 2012...
Then you are either skint, trolling or talking to the wrong banks. I have no fixed registered monthly income, but like Baddog, I have more than enough in my account to be SPAMMED by credit card offers and have it set up to pay automatically at the end of the month, thus avoiding any interrest payments
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Old 09-07-2012, 01:45 AM   #57
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If what you said was true then no one that was self-employed would ever be able to get credit since they dont have have a fixed monthly income. Even my 18 year old son has a credit card and he's just a student. They give out credit cards like candy, which is half the country's problem.
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Old 09-07-2012, 02:01 AM   #58
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If what you said was true then no one that was self-employed would ever be able to get credit since they dont have have a fixed monthly income. Even my 18 year old son has a credit card and he's just a student. They give out credit cards like candy, which is half the country's problem.
The problem is that you and other guys in your country always make it sounds like it's easy and you like the FACT that its easy, and that anyone can get everything over the counter...

they gave PRE-APPROVED LOANS of 1 million dollars with 1 click on internet to people in your country, before the 2008 mortage CRISIS.. and see what happened..

Go figure, dude...

don't dance saying its all easy and that a 2 year old baby can get a credit card and a 11 year old kid can buy a 1 million dollar home... and sit comfortable with 5 notebooks on a shiny saturday morning in a MALIBU CALIFORNIA STARBUCKS while you check your iphone and the celebrities pass by and you say: "im rich, i love this, its all so easy"...

NO.. dont say that... dont even think that...

Say that its HARD TO GET IT.. and its HARD to make money and ITS hard to pay bills and have no debt.

Otherwise, you people, will never ever learn...

That's why nowadays a 1 room apartment in LA ROZINHA in the most dangerous and criminal neighborhood in RIO DE JANEIRO , BRAZIL is more EXPENSIVE that a 3 room apartment in south beach miami...

you probably dont understand what i say or dont get my point, like most people here.. but anyway...

PIRIOD.

Last edited by VenusBlogger; 09-07-2012 at 02:05 AM..
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Old 09-07-2012, 02:03 AM   #59
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Originally Posted by VenusBlogger View Post
thats not how banks think...

I can bet you whatever you want, that we can go to 15 banks of my choice and no matter if you are a millionaire, if you dont have a REGISTERED LEGAL FIXED MOTNHLY INCOME, they wont give you a CREDIT CARD... That's how Beaurocrats banks are, specially in year 2012...

I can BET you whatever you want that 90% of GFY posters dont qualify for a TRUE CREDIT CARD, EVER...

PIRIOD.
I lol'ed.

It's called a business, not working for someone 9-5. Business owners don't have fixed incomes, they have accountants, and tax returns, all that shit you know?
the moment you will get out of your mom's basement you will understand.
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Old 09-07-2012, 02:49 AM   #60
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I'm willing to bet 90% of the people in the 70% who voted nothing don't even qualify for a credit card.
Might be the solution to the figures. Or in places like Czech where they don't give them out so easy, most here have debit cards. To the limit of what's in your account. I think, because I never had one, no money and the hut in the cabbage field is free.

And surrounded by food.
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Old 09-07-2012, 04:51 AM   #61
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Nothing, zero, zip, nada. And that's how I like to keep It.
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