Visa Regs & Cascading Billing/Programming Question - GoFuckYourself.com

TheJimmy · 02-22-2003, 01:24 PM

Hey yall,

for those of you that do cascading billing I have a quick question.

A programmer I'm working with on building my top layer affiliate script mentioned that he thought it was 'illegal or not kosher' by Visa's regs to 'store' the CC info, so he was very iffy about adding the cascading billing/process to the script...

HOWEVER, I know that it is doable, is it acceptable to just store all other pertinent info and just retain the CC # in memory, but not permanently stored?

or am I'm way off the mark?

thanks in advance for anyone that replies that knows what the hell I"m talking about...

hit me up on ICQ if you prefer: 5702550

Petr · 02-22-2003, 01:40 PM

If I'm not mistaken, you can store the cc details only if you are a mechant account holder. If you use any kind of third party billing solution, you actually do not have an access to CC number and expiration at all. So even if you use some kind of cascading proggy (such as MPA2), surfers have to submit this info over and over again. You can only pass through their name, address, username, password and email address.

SextrafficPete · 02-22-2003, 01:45 PM

jimmy you homo

TheJimmy · 02-22-2003, 02:50 PM

I'm only g4y for you Petey-wheaty ;)

you know DAT...

drunkdollars · 02-22-2003, 02:52 PM

Most cascading billiing has the surfer re enter CC info .

This is if im not mistaken a regulation by ibill epoch etc

Kimmykim · 02-22-2003, 03:55 PM

Visa/MC do not allow anyone but the merchant account holder to access the cc information. I believe anyone you see doing it differently is violating the policy and wont be doing it once the processor sees it.

TheJimmy · 02-22-2003, 05:23 PM

See, I just needed to hear the gospel from KK

Thanks everyone, I think I got it....enough anyways to move it forward...

gratzie

Chris Mallick · 02-23-2003, 08:44 AM

Quote:

Originally posted by Kimmykim
Visa/MC do not allow anyone but the merchant account holder to access the cc information. I believe anyone you see doing it differently is violating the policy and wont be doing it once the processor sees it.

And....

If you are a merchant you must encrypt the data and pass Visa's CISP (Customer Information Security Proceedure) Audit. It only takes about 6 weeks and costs a bit over $40K. The good news is it is also a giant pain in the ass to go through. One of the toughest audits I've ever seen.

Bottom line: Don't store the data unless you have passed the CISP... you could lose your merchant account.

Just my

C

02-22-2003, 01:24 PM	#1
TheJimmy ICQ- five seven 0 2 5 5 0 Join Date: Jan 2001 Posts: 10,747	Visa Regs & Cascading Billing/Programming Question Hey yall, for those of you that do cascading billing I have a quick question. A programmer I'm working with on building my top layer affiliate script mentioned that he thought it was 'illegal or not kosher' by Visa's regs to 'store' the CC info, so he was very iffy about adding the cascading billing/process to the script... HOWEVER, I know that it is doable, is it acceptable to just store all other pertinent info and just retain the CC # in memory, but not permanently stored? or am I'm way off the mark? thanks in advance for anyone that replies that knows what the hell I"m talking about... hit me up on ICQ if you prefer: 5702550 __________________ Investor with 5m - 15m USD to invest. Do you have a site or network of sites earning 50k - 200k a month income? Email your contact and preliminary data to: domain.cashventures (at) gmail.com....Please...no tire kickers...serious offers and inquiries only.

02-22-2003, 02:50 PM	#4
TheJimmy ICQ- five seven 0 2 5 5 0 Join Date: Jan 2001 Posts: 10,747	I'm only g4y for you Petey-wheaty ;) you know DAT... __________________ Investor with 5m - 15m USD to invest. Do you have a site or network of sites earning 50k - 200k a month income? Email your contact and preliminary data to: domain.cashventures (at) gmail.com....Please...no tire kickers...serious offers and inquiries only.

02-22-2003, 02:52 PM	#5
drunkdollars Confirmed User Join Date: Apr 2002 Location: Club Drunk Posts: 2,734	Most cascading billiing has the surfer re enter CC info . This is if im not mistaken a regulation by ibill epoch etc __________________ SIGS ARE GAY 98055668 icq

02-22-2003, 05:23 PM	#7
TheJimmy ICQ- five seven 0 2 5 5 0 Join Date: Jan 2001 Posts: 10,747	See, I just needed to hear the gospel from KK Thanks everyone, I think I got it....enough anyways to move it forward... gratzie __________________ Investor with 5m - 15m USD to invest. Do you have a site or network of sites earning 50k - 200k a month income? Email your contact and preliminary data to: domain.cashventures (at) gmail.com....Please...no tire kickers...serious offers and inquiries only.

02-22-2003, 01:40 PM	#2
Petr Confirmed User Join Date: Mar 2002 Posts: 502	If I'm not mistaken, you can store the cc details only if you are a mechant account holder. If you use any kind of third party billing solution, you actually do not have an access to CC number and expiration at all. So even if you use some kind of cascading proggy (such as MPA2), surfers have to submit this info over and over again. You can only pass through their name, address, username, password and email address.

02-22-2003, 01:45 PM	#3
SextrafficPete Registered User Join Date: Sep 2002 Posts: 660	jimmy you homo

02-22-2003, 03:55 PM	#6
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Visa/MC do not allow anyone but the merchant account holder to access the cc information. I believe anyone you see doing it differently is violating the policy and wont be doing it once the processor sees it.