Healthcare rates to rise 13 percent in 2015

[KillerK]

45-year-old nonsmoking man in the Raleigh area who didn't receive subsidies would see his monthly premium rise by about $57 to $421.32 per month on a typical individual ACA silver plan.

[Harmon]

"affordable healthcare"

[kane]

Last year the amount of money spent on healthcare (not on health insurance, but on actual treatment like doctor visits, medication etc) hit a 10 year high. They believe much of that is due to all the people who now have health insurance that didn't before (meaning many of them that are on medicaid etc) actually going to the doctor and buying the medication they need.

When more people buy healthcare the cost of insurance goes up.

Health insurance rates have been rising for 20+ years. They may have taken a slightly larger turn in recent years, but look at this page and see how from 2004-2006 the average person saw their insurance premiums rise 8.8% per year. In my state premium costs went up nearly 20% during that time period. This was long before there was Obamacare. Where was the outrage?

Bash him all you want, Obamacare isn't great and it has some fatal flaws, but our system was headed for bankruptcy long before it came into being.

[Barry-xlovecam]

An Obamacare October surprise?

Obamacare premiums aren?t rising everywhere. They just have a way of finding the states with the biggest Senate races. And that could be very bad timing for Democrats in two of the party?s key contests.

http://www.politico.com/story/2014/1...ns-111813.html

Another crock of shit for the mid term elections.

However, healthcare insurance premiums may go up as much as 7% and when the quoted ''official'' inflation rate is less than 3% -- that increase is still too much ...

[Grapesoda]

Originally Posted by KillerK

45-year-old nonsmoking man in the Raleigh area who didn't receive subsidies would see his monthly premium rise by about $57 to $421.32 per month on a typical individual ACA silver plan.

obama care already raised mine 100%

[bushwacker]

From $312 to $225 next year.

$5,000 deductible

[Robbie]

Fucking great. My insurance for 3 of us is now almost a thousand dollars a month. It's outrageous how high it went up.
And now it's gonna rise another 13%?
Thanks "Affordable" Health Care Act.

[Rochard]

Originally Posted by KillerK

45-year-old nonsmoking man in the Raleigh area who didn't receive subsidies would see his monthly premium rise by about $57 to $421.32 per month on a typical individual ACA silver plan.

Who the fuck in the world has a policy for $57?

That's not a healthcare policy. That's a scam.

[Axeman]

Originally Posted by KillerK View Post
45-year-old nonsmoking man in the Raleigh area who didn't receive subsidies would see his monthly premium rise by about $57 to $421.32 per month on a typical individual ACA silver plan.

Originally Posted by Rochard

Who the fuck in the world has a policy for $57?

That's not a healthcare policy. That's a scam.

Reading will help you Rochard. The premium is rising by $57 to $421.32 a month.

[Rochard]

Originally Posted by Axeman

Reading will help you Rochard. The premium is rising by $57 to $421.32 a month.

It's been a long day for me....

[L-Pink]

Originally Posted by Rochard

It's been a long day for me....

I hear ya brother .....

[Axeman]

Originally Posted by Rochard

It's been a long day for me....

Glad I'm not alone in that! Very long day.

[Sly]

Actually, I have a friend with a $60/monthly policy. Same exact policy that I have, which I pay $235/monthly for. His is subsidized, mine is not. It's a very good policy, too, really depends on your local market from what I have been told.

[Captain Kawaii]

Originally Posted by Rochard

Who the fuck in the world has a policy for $57?

That's not a healthcare policy. That's a scam.

Wife and I pay $22 per month, total... I feel pretty scammed.

[MrTrollkien]

Great spirits have always encountered violent opposition from mediocre minds.
--Albert Einstein

[Wizzo]

All that subsidized healthcare has to paid for by someone, and we are that someone.

[Captain Kawaii]

Originally Posted by MrTrollkien

Great spirits have always encountered violent opposition from mediocre minds.
--Albert Einstein

The modern world is crippled by mediocrity.
--CK

[Barry-xlovecam]

Originally Posted by Captain Kawaii

The modern world is crippled by mediocrity.
--CK

But it is safer to fail on the same path as everyone else -- "I did what they told me would work" ...

[beerptrol]

No fucking way!!! So you're saying premiums will increase next year???
Insurance increases every fucking year. Everyone likes to pull numbers out of their ass to support there pigshit views. How about waiting to see how much they actually go up next year. Oh wait! Then that would mean people would't be able to spread their pigshit fear agendas

[Relentless]

Single payer.

Enact it.

/thread

[Vendzilla]

Originally Posted by beerptrol

No fucking way!!! So you're saying premiums will increase next year???
Insurance increases every fucking year. Everyone likes to pull numbers out of their ass to support there pigshit views. How about waiting to see how much they actually go up next year. Oh wait! Then that would mean people would't be able to spread their pigshit fear agendas

Are you always a moron?

Obama passed the ACA on the grounds that the rates would go down, so when it goes up, morons like you come up with excuses, lame!

[pornguy]

Funny thing is, I thought that Obama Care when they first started talking about it was supposed to be like Canada. Socialized health. Paid for by taxes. etc. Just like Canada.

Guess I was wrong because all we have is FORCED health care.

[Barry-xlovecam]

Originally Posted by Relentless

Single payer.

Enact it.

/thread

^^^ THIS

It's a rigged game as long as there are no real price controls. This is a stale argument really now. We have just moved the players on the board without making real changes. Ever wonder why so many medical professionals are immigrants -- they come here to get rich and we allow that system to exist.

[Vendzilla]

Originally Posted by pornguy

Funny thing is, I thought that Obama Care when they first started talking about it was supposed to be like Canada. Socialized health. Paid for by taxes. etc. Just like Canada.

Guess I was wrong because all we have is FORCED health care.

It ended up as a pay out to the insurance companies with federal subsidies

[just a punk]

Originally Posted by Rochard

Who the fuck in the world has a policy for $57?

Me, I have it for... $0. The same applies to the most of European countries ;)

[Joshua G]

Originally Posted by Relentless

Single payer.

Enact it.

/thread

pretty amazing USA thinks itself innovative but cant grasp this simple idea.

[_Richard_]

Originally Posted by Relentless

Single payer.

Enact it.

/thread

Originally Posted by pornguy

Funny thing is, I thought that Obama Care when they first started talking about it was supposed to be like Canada. Socialized health. Paid for by taxes. etc. Just like Canada.

Guess I was wrong because all we have is FORCED health care.

it was.. dems with health/insurance backers freaked and that spawned the current version.. needs single payer

[sandman!]

not a surprise my rates have been going up for years

[bronco67]

Originally Posted by sandman!

not a surprise my rates have been going up for years

And that's what's going on...the rates were going rise anyway, but they've gone up a little less because of Obamacare. So with the small margin that's been saved, Obamacare could still be called a failure -- if there's people who are still dying to trash it for any reason they can find.

[PR_Glen]

Originally Posted by MrTrollkien

Great spirits have always encountered violent opposition from mediocre minds.
--Albert Einstein

yes, this is a perfect quote defending why people should be paying an upwards of 1000$ a month for health insurance... case closed... for the greater good

[Vendzilla]

Originally Posted by bronco67

And that's what's going on...the rates were going rise anyway, but they've gone up a little less because of Obamacare. So with the small margin that's been saved, Obamacare could still be called a failure -- if there's people who are still dying to trash it for any reason they can find.

Blah Blah Blah, Obama delayed the Employer Mandate because of the mid terms, can you figure out why?

[Vendzilla]

Originally Posted by bronco67

And that's what's going on...the rates were going rise anyway, but they've gone up a little less because of Obamacare. So with the small margin that's been saved, Obamacare could still be called a failure -- if there's people who are still dying to trash it for any reason they can find.

http://www.heritage.org/research/rep...acare-promises

Rates were suppose to go down!

[Vendzilla]

Originally Posted by JoshGirls Josh

pretty amazing USA thinks itself innovative but cant grasp this simple idea.

Go Fuck Yourself

[Captain Kawaii]

Originally Posted by Relentless

Single payer.

Enact it.

/thread

Single payer was killed on day 1 of negotiations. No one's going to enact shit. No money in single payer. Welcome to the US of A. Here's your expired K-Y. Enjoy!

[AmeliaG]

Single payer would have been health care reform.

ACA is just a bailout to the insurance industry because the AIG bailout was such a nice windfall that they wanted more.

Goldman Sachs believes the top insurance companies will grow in value approximately 60% over the coming few years.

[PornDiscounts-V]

Before OC: Kaiser full coverage on a family

2002: $457
2003: $519
2004: $603
2005: $678
2006: $774
2007: $859
2008: $967
2009: $1059
2010: $1148
2011: $1239
2012: $1323
2013: $1428

After OC:
2014: $768 <== For the same coverage!

My family goes to the doctor about once every two years or about $1500 worth of shit and then regular checkups for another $800 a year. Which we pay copays for.

Why did I have to pay in two months what I actually used in 2 fucking years time?

Our health insurance industry is fucking us in the ass and we take it because we are not a socialist country... Except of course when we need to call 911. Then we are all about being socialist otherwise we'd all be shelling out $800 a month for that privilege too.

[KillerK]

More good news.

[KillerK]

Originally Posted by vvvvv

Before OC: Kaiser full coverage on a family

2002: $457
2003: $519
2004: $603
2005: $678
2006: $774
2007: $859
2008: $967
2009: $1059
2010: $1148
2011: $1239
2012: $1323
2013: $1428

After OC:
2014: $768 <== For the same coverage!

My family goes to the doctor about once every two years or about $1500 worth of shit and then regular checkups for another $800 a year. Which we pay copays for.

Why did I have to pay in two months what I actually used in 2 fucking years time?

Our health insurance industry is fucking us in the ass and we take it because we are not a socialist country... Except of course when we need to call 911. Then we are all about being socialist otherwise we'd all be shelling out $800 a month for that privilege too.

You are lucky you can get Kaiser. Try getting Blue cross, and see what you get. You get shit care and no doctors unless you upgrade after you signup to a better plan. The default ones thru obama care have piss poor doctors.

[theking]

Originally Posted by Rochard

Who the fuck in the world has a policy for $57?

That's not a healthcare policy. That's a scam.

Try again.

[theking]

Originally Posted by CyberSEO

Me, I have it for... $0. The same applies to the most of European countries ;)

I see...you are so poor that your coverage is free and/or you do not pay taxes.

[_Richard_]

Originally Posted by theking

I see...you are so poor that your coverage is free and/or you do not pay taxes.

max we pay here is $57 per month?

[Barry-xlovecam]

Originally Posted by _Richard_

max we pay here is $57 per month?

In Canada your max contribution is $57 CAD/per person at any age?
How much government subsidy goes to the national healthcare there from your taxes?

[_Richard_]

Originally Posted by Barry-xlovecam

In Canada your max contribution is $57 CAD/per person at any age?
How much government subsidy goes to the national healthcare there from your taxes?

in BC.. it is different per province. This is also by adult for an income over 30k per year.. if i made less it would be less.. if i made under 16-20k it would be free.. there is also discounts for family.. so a family would be 108 for the adults and kids

the second question is definitely a google question

edit: my apologies, it's gone up since i last looked, so $66 per person.. however with work the general deal is you pay half, work pays half..

[Robbie]

Sounds like you probably pay out of your ass in Canada if you are a successful person who makes good money.
Sort of like here.

[AmeliaG]

Originally Posted by Robbie

Sounds like you probably pay out of your ass in Canada if you are a successful person who makes good money.
Sort of like here.

The government and insurance companies are making the issue people who work for a living versus people who need help, but the real culprits herd are the insurance companies (and their politician lapdogs) whose middlemen markups skyrocket the price of healthcare, while shrouding it in mystery.

[Barry-xlovecam]

OK, that is the employee's share $66 or you only pay 1/2 $33 A MONTH or per weekly or bi-weekly paycheck?

But if your NET income is $100K CAD as example and your employer will cover your family of you, your wife and 2 teenage children as example? You said max.

Canada is a "post industrial" economy so the level of healthcare service in the area is good? I am talking about critical care or routine hospital care not just doctor/specialists visits. And the waiting times are acceptable for urgent care or needed surgery, cancer treatment, etc. ?

Or, you really need to pay for private care to get to the head of the line? That's been the mantra this side of the border for years ... I know of Brits that seem to be OK with the NHS other than bitching about the tax support to maintain the NHS.

Medicare seems to work pretty well in the USA but how much subsidy is in customer or insurance paid healthcare is never discussed.

In the final analysis, the benefits for Medicaid payments may need to rise (along with additional taxes) to lower the inflated private paid benefits;

OR:

1. we need to go to single payer in the USA, and;
2. not have to pay private insurers, but;
3. bear the burden of a substantial tax increase to cover a single payer healthcare.

Pick your poison but the problem has no magic solution here ...

I don't it is fair to hold Medicare or Medicaid up as an example for the reason that these governmental programs are being subsidized by the private payers -- or that is all bullshit and there is a lot of padding in the entire healthcare system in the USA ...

[just a punk]

Originally Posted by theking

I see...you are so poor that your coverage is free and/or you do not pay taxes.

I do pay the taxes in full (it's 6% from all the money I'm gaining). However if I had no job (no taxes), I would have the same medical insurance absolutely for free (the government pays for it). So it doesn't matter if I rich or if I poor. I'll get the same healthcare anyways.