Stripe for payments

[Shap]

Anybody heard of stripe? Do they allow adult? Watching their founder speak was wondering how they are different from everyone else.

[Chris]

They dont allow ALOT of things


Prohibited Businesses
By registering for Stripe, you are confirming that you will not use the Service to accept payments in connection with the following businesses, business activities or business practices: (1) door-to-door sales, (2) offering substantial rebates or special incentives to the Cardholder subsequent to the original purchase, (3) negative response marketing, (4) engaging in deceptive marketing practices, (5) sharing Cardholder?s data with another merchant for payment of up-sell or cross-sell product or service, (6) evading Card Network?s chargeback monitoring programs, (7) engaging in any form of licensed or unlicensed aggregation or factoring, (8) airlines, (9) age verification, (10) age restricted products or services, (11) bail bonds, (12) bankruptcy lawyers, (13) bidding fee auctions, (14) collection agencies, (15) chain letters, (16) check cashing, wire transfers or money orders, (17) counterfeit goods, (18) currency exchanges or dealers, (19) embassies, foreign consulates or other foreign governments, (20) firms selling business opportunities, investment opportunities, mortgage consulting or reduction, credit counseling, repair or protection or real estate purchases with no money down, (21) credit card and identity theft protection, (22) cruise lines, (23) essay mills, (24) flea markets, (25) drug paraphernalia, (26) extended warranties, (27) fortune tellers, (28) ?get rich quick? schemes; (28) gambling (including but not limited to lotteries, Internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase goods or services), (29) sports forecasting or odds making, (30) illegal products or services, (31) mail-order brides, (32) marijuana dispensaries and related businesses, (33) money transmitters or money service businesses, (34) multi-level marketing or pyramid schemes, (35) online or other non-face-to-face pharmacies or pharmacy referral services, (36) prepaid phone cards, phone services or cell phones, (37) pseudo pharmaceuticals, (38) quasi-cash or stored value, (39) securities brokers, (40) sexually-oriented or pornographic products or services, (41) shipping or forwarding brokers, (42) substances designed to mimic illegal drugs, (43) telemarketing, (44) telecommunications equipment and telephone sales, (45) timeshares, (46) travel agencies or travel clubs, (47) online or other non-face-to-face tobacco or e-cigarette sales, (48) weapons and munitions (49) virtual currency that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world, (50) personal computer technical support, (51) selling video game or virtual world credits (unless you are the operator of the video game or virtual world), (52) selling social media activity, such as Twitter followers, Facebook likes or Youtube views, (53) human hair, fake hair or hair-extensions, (54) any product or service that infringes upon the copyright, trademark or trade secrets of any third party, or (55) any product, service or activity that is deceptive, unfair, predatory or prohibited by one or more Card Networks.

[Shap]

Originally Posted by Chris

They dont allow ALOT of things


Prohibited Businesses
By registering for Stripe, you are confirming that you will not use the Service to accept payments in connection with the following businesses, business activities or business practices: (1) door-to-door sales, (2) offering substantial rebates or special incentives to the Cardholder subsequent to the original purchase, (3) negative response marketing, (4) engaging in deceptive marketing practices, (5) sharing Cardholder?s data with another merchant for payment of up-sell or cross-sell product or service, (6) evading Card Network?s chargeback monitoring programs, (7) engaging in any form of licensed or unlicensed aggregation or factoring, (8) airlines, (9) age verification, (10) age restricted products or services, (11) bail bonds, (12) bankruptcy lawyers, (13) bidding fee auctions, (14) collection agencies, (15) chain letters, (16) check cashing, wire transfers or money orders, (17) counterfeit goods, (18) currency exchanges or dealers, (19) embassies, foreign consulates or other foreign governments, (20) firms selling business opportunities, investment opportunities, mortgage consulting or reduction, credit counseling, repair or protection or real estate purchases with no money down, (21) credit card and identity theft protection, (22) cruise lines, (23) essay mills, (24) flea markets, (25) drug paraphernalia, (26) extended warranties, (27) fortune tellers, (28) ?get rich quick? schemes; (28) gambling (including but not limited to lotteries, Internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase goods or services), (29) sports forecasting or odds making, (30) illegal products or services, (31) mail-order brides, (32) marijuana dispensaries and related businesses, (33) money transmitters or money service businesses, (34) multi-level marketing or pyramid schemes, (35) online or other non-face-to-face pharmacies or pharmacy referral services, (36) prepaid phone cards, phone services or cell phones, (37) pseudo pharmaceuticals, (38) quasi-cash or stored value, (39) securities brokers, (40) sexually-oriented or pornographic products or services, (41) shipping or forwarding brokers, (42) substances designed to mimic illegal drugs, (43) telemarketing, (44) telecommunications equipment and telephone sales, (45) timeshares, (46) travel agencies or travel clubs, (47) online or other non-face-to-face tobacco or e-cigarette sales, (48) weapons and munitions (49) virtual currency that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world, (50) personal computer technical support, (51) selling video game or virtual world credits (unless you are the operator of the video game or virtual world), (52) selling social media activity, such as Twitter followers, Facebook likes or Youtube views, (53) human hair, fake hair or hair-extensions, (54) any product or service that infringes upon the copyright, trademark or trade secrets of any third party, or (55) any product, service or activity that is deceptive, unfair, predatory or prohibited by one or more Card Networks.

Oops I should have asked what do they allow

[fris]

Originally Posted by Shap

Anybody heard of stripe? Do they allow adult? Watching their founder speak was wondering how they are different from everyone else.

great processor if you do non adult stuff.

[Shap]

Originally Posted by fris

great processor if you do non adult stuff.

Yeah they really talked up the CEO at this web summit

[MrPay]

watch what you wish for ;-). It may come true 2 years after!

[Roald]

Shap i believe securionpay is their adult version. Check it out ;)

[Ross]

I love Stripe. We use them on our mainstream stuff, their interface is one of the best from any billing partner I have worked with. Customer service is fast and very efficient. The only small thing I dislike, for whatever reason, they refuse to give support by phone, it is all email. No huge deal I guess but sometimes it's good to just talk to someone on the phone.

[MrPay]

Email is probably best for keeping track of anything that happens around your account especially when there are multiple persons in the support dept :-). With their valuation of +2 Billion i am sure they know what they do.

We also recommend all major things to be done via email to build historic data but we make ourselves available via any other channels as well.

[dickventure]

So MrPay, you are saying that SecurionPay.com will take transactions from adult sites? And if so, in the USA?

[epitome]

I use Stripe.

I love Stripe.

I do not think they allow adult.

[MrPay]

Hi Dickventure,

SecurionPay will take ADULT and any type of high risk business there is (apart from the excluded types listed on our website).

As for the second part of your question: we can take transactions coming from US or Europe or any other place but to work with us you need to be registered in Europe.
Well, for now ;-). Because WE HAVE PLANS! :-):-)

[Therealwini]

SecurionPay - online payments redefined / MrPay Rock .

If you haven't check them out, go for it .

Lucas, see ya in Sitges sir

[MrPay]

William!

You are always kind :-).

Pleasure is on our side!

Sitges it is!

[candyflip]

This is great stuff. On my list of things to check into today!

[NewNick]

Hello Mr Pay,

Other than nice rates for a third party processor - what else do you bring to the party ?

[MrPay]

Hi NewNick,

Thanks! I need to clarify one thing: we are not an IPSP. We are a payment getaway with a super strong API capable of basically any payment experience with credit and debit cards there is. Because you asked so nicely let me list you few key things:

- set of APIs capable to deal with any business model or product type

- developers friendly set up (show it to them and they will love it, guaranteed!)

- flexibility - you decide how you wish to integrate to match your business model or needs. Possibilities are basically limitless.

- we did some heavy lifting with TOKENS to take PCI burden from you back. Stay safe and uncompromised (Visa and MC focus on token a lot these days). We allow you to easily TOKENIZE card data and safely add HTML payment tags right into your web page.

- integration time - matter of hours not weeks ;-) with multiple programming languages

- Securion Login and Securion Checkout - game changers. Before available only in the mainstream business (i think we will design a separate discussion for this features because they could really provide some alternative for both merchants and end users)

- your own testing environment completely independent to live mode for your constant improvement processes

- lets not forget Adjustable Fraud Prevention Suite - and you can fully manage that!

- clean and beautiful reporting via API (no more CSV files)

- transparent pricing - no hidden fees!

- "waiting free zone" - all time consuming processes throughout the set up and integration have been cut.

- you have a guarantee for your new, fresh Mid being delivered within 5 working days.

There is so much more i could list here, but to sum up what we did at SecurionPay we have basically identified all typical and critical problems that have been present for years in the payments industry in regards to PCI compliance, fraud prevention, and chargeback management and payments reconciliation. Then we eliminated all these issues once for good! Also every time consuming phase of the entire set up process has been removed or shorten by 90%.

Did i say that it works equally good on both desktops, tablets and mobiles?

[klinton]

they would be a great proccesor for mainstream projects, too bad that they accept webmasters only from few countries......

[MrPay]

Hi klinton,

Are your referring to SecurionPay or to this big guy from the mainstream side.

We do mainstream as well, starting from 3.5% and we do accept merchants from Europe. We do also help our fellows from any other continent to obtain a corp over here to work with us :-)

[sinclair]

Love Stripe.
An adult friendly version would be a tectonic shift in the industry.

[NewNick]

Originally Posted by MrPay

Hi NewNick,

Thanks! I need to clarify one thing: we are not an IPSP. We are a payment getaway with a super strong API capable of basically any payment experience with credit and debit cards there is. Because you asked so nicely let me list you few key things:

- set of APIs capable to deal with any business model or product type

- developers friendly set up (show it to them and they will love it, guaranteed!)

- flexibility - you decide how you wish to integrate to match your business model or needs. Possibilities are basically limitless.

- we did some heavy lifting with TOKENS to take PCI burden from you back. Stay safe and uncompromised (Visa and MC focus on token a lot these days). We allow you to easily TOKENIZE card data and safely add HTML payment tags right into your web page.

- integration time - matter of hours not weeks ;-) with multiple programming languages

- Securion Login and Securion Checkout - game changers. Before available only in the mainstream business (i think we will design a separate discussion for this features because they could really provide some alternative for both merchants and end users)

- your own testing environment completely independent to live mode for your constant improvement processes

- lets not forget Adjustable Fraud Prevention Suite - and you can fully manage that!

- clean and beautiful reporting via API (no more CSV files)

- transparent pricing - no hidden fees!

- "waiting free zone" - all time consuming processes throughout the set up and integration have been cut.

- you have a guarantee for your new, fresh Mid being delivered within 5 working days.

There is so much more i could list here, but to sum up what we did at SecurionPay we have basically identified all typical and critical problems that have been present for years in the payments industry in regards to PCI compliance, fraud prevention, and chargeback management and payments reconciliation. Then we eliminated all these issues once for good! Also every time consuming phase of the entire set up process has been removed or shorten by 90%.

Did i say that it works equally good on both desktops, tablets and mobiles?

Thats nice. But not a game changer. Good luck.

Who is the acquiring bank ?

[MrPay]

hi sinclair, I am sure you won't be dissapointed!

Go and have a look, play with functionalists inside. Its open, free and anonymous, so feel free to exploit to the max :-)

[MrPay]

Originally Posted by NewNick

Thats nice. But not a game changer. Good luck.

Who is the acquiring bank ?

Hi NewNick,

Thanks for the comment, but to look or actually experience a game changing functionalities you should go and check tech docs and test it. Reading about is and trying it are two different things. I listed just few items to give you a hint.

Developers are the ones to whom the entire platform is dedicated to make their lives easier and also to save owners money by having tech people spending less time on things taking way too much time and energy form everyone.

I am sure your all fine with your current set up but thx anyway for consideration!

[NewNick]

Originally Posted by MrPay

Hi NewNick,

Thanks for the comment, but to look or actually experience a game changing functionalities you should go and check tech docs and test it. Reading about is and trying it are two different things. I listed just few items to give you a hint.

Developers are the ones to whom the entire platform is dedicated to make their lives easier and also to save owners money by having tech people spending less time on things taking way too much time and energy form everyone.

I am sure your all fine with your current set up but thx anyway for consideration!

We are happy with our current arrangements, but always interested in products and services that will generate new, or more revenues.

[MrPay]

Thx Nick, i hope we will be able to deliver upon your high expectations :-). Feel free to get in touch with me directly if you decide to spend a bit more of your time to learn SecurionPay' way of approaching payments and get a personalised presentation of all capabilities of our platform.

Cheers!

[epitome]

Securion Pay is related to Stripe, or just has features similar to Stripe?

I cannot find any reference to them being related to the payments startup Stripe.

[MrPay]

Hi epitome,

There is no legal relationship between these two companies but I must admit i like they way you think ;-).

Stripe is a fantastic company for mainstream processing, maybe even the best now and a source of inspiration for everyone to see how online billing can be reinvented and served to the clients.

As for SecurionPay, we go BIG. Our platform, system and functionalists around it are equally good as theirs. I am not trying to be cocky here or arrogant and to support my statement please have a look inside our system or code and compare. Well, we do not process the same amount of volume as they…. ;-)… well not yet.

Right now you can enjoy flexibility, powerful tools, kick ass API and features that won't leave you at all behind your colleges from the mainstream business working with the top league processors from there.

I hope it answers your question Epitome :-).

[x12media]

Seems this thread got hijacked into the Securioon Pay thread :-)

on the note of Stripe, everyone should wait to see what happens with the lawsuits around the whole theft of the swiper , services etc..

just sayin'

[MrPay]

Hijacked?

Mmmm… Who? how? When?

:-)

[NewNick]

Originally Posted by MrPay

Hi epitome,

There is no legal relationship between these two companies
.

So you just implied that your company was part of stripe, but for adult ?

OK.

Now watch this thread blow up.

Nuclear.

[MrPay]

Nice try NewNick! Nice try hehe :-)

[Nasty]

Stripe is great until you have a problem with them and realize they don't even have a fucking telephone number. You have to email them and it can take a week for a reply if they reply at all. The tech side of stripe is awesome, the account management side sucks balls.

[Ross]

Originally Posted by Nasty

Stripe is great until you have a problem with them and realize they don't even have a fucking telephone number. You have to email them and it can take a week for a reply if they reply at all. The tech side of stripe is awesome, the account management side sucks balls.

Yeah, what I said earlier too. Emails for us have been pretty rapid tho, we never wait more than 24 hours for a response, most times it's 2-4 hours.

[wslover317]

Originally Posted by Ross

I love Stripe. We use them on our mainstream stuff, their interface is one of the best from any billing partner I have worked with. Customer service is fast and very efficient. The only small thing I dislike, for whatever reason, they refuse to give support by phone, it is all email. No huge deal I guess but sometimes it's good to just talk to someone on the phone.

Stay away from Stripe. Do a quick search on complaints and check their BBB complaints. Will shut you down without notice or reason. Will tell you "We can because its in our terms so fuck you"

Best part, they refund your money to the customer even though you have sent the goods or services. Or, they keep your money. Up to them according to their "Terms"

[MrPay]

Originally Posted by wslover317

Stay away from Stripe. Do a quick search on complaints and check their BBB complaints. Will shut you down without notice or reason. Will tell you "We can because its in our terms so fuck you"

Best part, they refund your money to the customer even though you have sent the goods or services. Or, they keep your money. Up to them according to their "Terms"

Hello wslover317!

I have no reason to defend them apart from recognising their supremacy in the mainstream business in regards to technology and the way transaction is being processed. In fact they seem to stay away from anything that is high risk and such dramatic reaction may be caused by that fact (although may not be fully justified but that would require more info on particular case).

Nevertheless, if you are looking for equal high tech hassle-free system and powerful APIs as there you can work with us! What we do and what we know very fell is exactly high risk business. Having that said things that may worry you at Stripe will not happen here with SecurionPay. Best tech without the flaws of mainstream biz approach described above.

[masterneme]

So SecurionPay is a gateway like Stripe or Paypal but also accepts high risk transactions?

[sinclair]

Patiently waiting for the day when a similar adult friendly gateway comes to the states. As I understand it SecurionPay is only for European based businesses.

[MrPay]

Originally Posted by masterneme

So SecurionPay is a gateway like Stripe or Paypal but also accepts high risk transactions?

Precisely! :-)

More like Stripe than Paypal but with certain functionalities we plan to release around September our gateway platform will bring the game one step forward to again a new different level!

[MrPay]

Originally Posted by sinclair

Patiently waiting for the day when a similar adult friendly gateway comes to the states. As I understand it SecurionPay is only for European based businesses.

Hello Sinclair, many thanks!
You are right. We are currently providing services to European registered businesses and we can help establish a EU company to anyone who is based overseas.

Moreover, we are coming to USA as well!! It amy take some time but major banking things are already happening, so the rest is just pure admin matter.

So, yes its happening

[masterneme]

Originally Posted by MrPay

Precisely! :-)

More like Stripe than Paypal but with certain functionalities we plan to release around September our gateway platform will bring the game one step forward to again a new different level!

That's great. My company is developing an adult dating site, I'll write down your info and contact you when we release the thing to the public.

Good luck!

[dirtymind]

I love stipe, we use it for our business and it works like a charm, plus it is very cheap with great support.

[MrPay]

Originally Posted by masterneme

That's great. My company is developing an adult dating site, I'll write down your info and contact you when we release the thing to the public.

Good luck!

Masterneme, Fantastic! Dating is what we definitely do We actually have quite a few dating partners, so i am sure you will enjoy equally like them what we have prepared for this type of the business model. Let me know once you are ready and we can initiate the process. Integration is basically immediate and we guarantee your MID within just 5 working days!

API is like a dream!

Best of luck in finishing your project!