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Old 07-21-2015, 03:42 PM   #1
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Paypal processes Porn

When did this start happening?
For physical porn dvds and subscription "virtual goods"?



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Old 07-21-2015, 03:57 PM   #2
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Epoch adds Paypal for US customers | Wouj Webmaster Site
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Old 07-21-2015, 03:58 PM   #3
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You can with Epoch. They started in Europe but within the last year added it to their United States offerings as well. There are restrictions, but it's doable.
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Old 07-21-2015, 04:02 PM   #4
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That's good for our industry. Assuming Paypal doesn't change their BS policy of "zero possibility of chargeback for virtual goods", then this will protect site owners who run monthly subscription sites.
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Old 07-21-2015, 04:09 PM   #5
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I noticed that Ebay gave me a notice saying that they no longer own Paypal.

My guess is that has a lot to do with Paypal resuming with adult. The big Paypal nuclear bomb happened when Ebay took them over years ago and cut all adult processing.
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Old 07-21-2015, 04:28 PM   #6
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been like this for awile now
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Old 07-21-2015, 05:46 PM   #7
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welcome to January 2013
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Old 07-21-2015, 05:49 PM   #8
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Now that they have spun off from ebay.. wonder if they will get more liberal and have a join through ccbill and other payment solutions
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Old 07-21-2015, 06:03 PM   #9
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Now that they have spun off from ebay.. wonder if they will get more liberal and have a join through ccbill and other payment solutions
That would be sweet.
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Old 07-21-2015, 11:03 PM   #10
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I noticed that Ebay gave me a notice saying that they no longer own Paypal.

My guess is that has a lot to do with Paypal resuming with adult. The big Paypal nuclear bomb happened when Ebay took them over years ago and cut all adult processing.
Pretty sure it's more of Shareholder pressure as they return it to Nasdaq under PYPL.
Also opens it up to possible acquisition down the line, Google etc...
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Old 07-21-2015, 11:16 PM   #11
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I noticed that Ebay gave me a notice saying that they no longer own Paypal.

My guess is that has a lot to do with Paypal resuming with adult. The big Paypal nuclear bomb happened when Ebay took them over years ago and cut all adult processing.
Due to paypal processing adult again? Guess you are overestimating things a bit here.

Both companies are stronger without being tied in together, specially PP has more growth opportunities without Ebay. Think about processing for companies like Amazon and Alibaba.
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Old 07-22-2015, 12:25 PM   #12
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If you read their acceptable use policy, even today there is still the stipulation about adult content so before anyone gets to excited you might want to ask them directly.

As far as I know, people processing through epoch and those selling physical products are the only ones allowed to use paypal. But hey that could change - mind as well ask.
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Old 07-22-2015, 12:32 PM   #13
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As a merchant you shouldn't be thinking this is the Holy Grail or anything. If someone wants to buy your stuff, they will and they'll use their credit card to do it.

If they choose the Paypal option, you're paying significantly more in transaction fees. (earning less per member).
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Old 07-22-2015, 12:50 PM   #14
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Old 07-22-2015, 12:53 PM   #15
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of course they process porn just not for you or for me or for the 1000's of accounts they have jacked because of the mere possibility that a transaction was adult related
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Old 07-22-2015, 12:55 PM   #16
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Due to paypal processing adult again? Guess you are overestimating things a bit here.

Both companies are stronger without being tied in together, specially PP has more growth opportunities without Ebay. Think about processing for companies like Amazon and Alibaba.
That's not what I was saying at all.

When Ebay bought Paypal...they immediately stopped processing for adult. Ebay wanted no bad publicity associated with their company at that time. And to be associated with online porn went against their "morals".

So no, I wasn't saying that adult had anything to do with Paypal and Ebay splitting. I'm saying that now that they have split, PayPal is no longer restricted by the owners of Ebay as far as processing adult.
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Old 07-22-2015, 01:51 PM   #17
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That's not what I was saying at all.

When Ebay bought Paypal...they immediately stopped processing for adult. Ebay wanted no bad publicity associated with their company at that time. And to be associated with online porn went against their "morals".

So no, I wasn't saying that adult had anything to do with Paypal and Ebay splitting. I'm saying that now that they have split, PayPal is no longer restricted by the owners of Ebay as far as processing adult.
We might see some changes coming soon with the " Moral " issue.

Just today a lady is getting sued for not issuing a license to Marry a gay couple. She said it was a Moral Issue.
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Old 07-22-2015, 02:04 PM   #18
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When Ebay bought Paypal...they immediately stopped processing for adult. Ebay wanted no bad publicity associated with their company at that time. And to be associated with online porn went against their "morals".
That is incorrect. Paypal stopped processing adult long before being acquired by Ebay.
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Old 07-22-2015, 02:11 PM   #19
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That is incorrect. Paypal stopped processing adult long before being acquired by Ebay.
No no no you got Robbie all wrong.
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Old 07-22-2015, 02:32 PM   #20
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That is incorrect. Paypal stopped processing adult long before being acquired by Ebay.
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No no no you got Robbie all wrong.
You're both wrong.

Ebay bought Paypal in 2002. Took over in 2003. Paypal stopped adult processing on June 12, 2003.
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Old 07-22-2015, 03:16 PM   #21
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The reason Paypal stopped directly processing for adult had nothing to do with morals and nothing to do with eBay.

The reason Paypal stopped directly processing for adult was that the Credit Card associations asked them to stop on the grounds of risk management.
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Old 07-22-2015, 04:14 PM   #22
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The reason Paypal stopped directly processing for adult was that the Credit Card associations asked them to stop on the grounds of risk management.
Hmmm...I don't remember PayPal having anything to do with any credit card association back then.

Looking at the history of Paypal taking credit cards and actually issuing them...it looks like that came later...not back in 2003.

At least everything I'm reading online about the history of PayPal points to that.
And I've had a Paypal account since they first opened...it wasn't until several years later that they issued me a MasterCard and it seems like just a few years back that they started accepting credit cards for payment too.

PayPal was started as an alternative to credit cards.

Plus credit card companies themselves (except AMEX) all process online porn. That doesn't make any sense.

Are you sure of what you are saying? And how do you know that?
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Old 07-22-2015, 04:48 PM   #23
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Oh wow.....
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Old 07-22-2015, 05:20 PM   #24
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Hmmm...I don't remember PayPal having anything to do with any credit card association back then.

Are you sure of what you are saying? And how do you know that?
Every aggregator that accepts credit cards is bound by the decisions of the card associations. Paypal is no different and was no different when Paypal stopped allowing adult transactions via Paypal.

Paypal's decision to stop processing for adult was a risk management decision alone, nothing to do with eBay or taking a moral stance.

For over three years I have dealt with high level executives from Paypal, I know what I am talking about.
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Old 07-22-2015, 06:10 PM   #25
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Every aggregator that accepts credit cards is bound by the decisions of the card associations. Paypal is no different and was no different when Paypal stopped allowing adult transactions via Paypal.

Paypal's decision to stop processing for adult was a risk management decision alone, nothing to do with eBay or taking a moral stance.

For over three years I have dealt with high level executives from Paypal, I know what I am talking about.
My point was that Paypal was NOT accepting credit cards when it dropped Adult.
And they are accepting credit cards now and are processing for adult.

And again, how do you know any of what you are stating? Can you link me to something?
I'm just curious now myself.

Let me set the timeline:
Paypal doesn't take credit cards in it's early days...thus nothing to do with credit card "associations".
Paypal purchased for 1.5 Billion dollars in 2012 by Ebay.
Paypal drops adult processing a few months later.
Ebay divests itself of Paypal.
Paypal resumes adult processing.

Coincidence?
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Old 07-22-2015, 06:21 PM   #26
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Paypal resumes adult processing.

Coincidence?
Paypal started trials with companies like Epoch well before the eBay/Paypal split.

The decisions made by Paypal in relation to Adult over ten years ago were risk management decisions and nothing to do with eBay or some moral stance.

Paypal's trials with adult through aggregators are also governed by risk management principles.

It's worth noting that in some regions, people were able to link their credit cards to their Paypal accounts well before 2003.
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Old 07-22-2015, 06:41 PM   #27
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Paypal started trials with companies like Epoch well before the eBay/Paypal split.

The decisions made by Paypal in relation to Adult over ten years ago were risk management decisions and nothing to do with eBay or some moral stance.

Paypal's trials with adult through aggregators are also governed by risk management principles.

It's worth noting that in some regions, people were able to link their credit cards to their Paypal accounts well before 2003.
I am totally aware of when Paypal began working with Epoch. I use them as one of my billers.

I am also cognizant that when a company is splitting off, changes are made before the actual split in anticipation of that split. Slow changes so as to not "rock the boat"

And I was unaware that anyone was able to link their credit cards to Paypal back then. Not saying it isn't true. Just saying that I wasn't aware of it.

Do you know of any link that you could show me that shows when Paypal first began using credit cards? And can you explain why the "risk" was and is still fine with credit cards but for some reason was NOT fine for Paypal for the duration of their ownership by Ebay?

You're really not giving me any info. You're just telling me what you think. Which is pretty much all I'm doing too.

We need some facts man to straighten this mystery out!
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Old 07-22-2015, 06:53 PM   #28
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paypal (credit card)
Posted Sep 20, 2002 12:37 UTC (Fri) by Trav (guest, #2170)
In reply to: credit card by corbet
Parent article: LWN status update
Thanks for the reply. Unfortunately, it is not possible to use paypal without a credit card: From their Help page:

Q: Once I have opened an International PayPal account, what will I need to do to use it?

A: For membership confirmation purposes, PayPal will charge your credit card a $1.95 membership fee. The charge will accompany a unique, randomly generated 4 digit Member Number.

"International" here means outside usa. Interestingly, they do not expect to have more than 10,000 international members (unique 4 digit member number!)
There's a quote from 2002 about not being able to use Paypal without a credit card.

paypal (credit card) [LWN.net]
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Old 07-23-2015, 12:09 AM   #29
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There's a quote from 2002 about not being able to use Paypal without a credit card.

paypal (credit card) [LWN.net]
So maybe that's why I wasn't aware of it? "International" not USA.

Because the first time I remember seeing the ability to use a credit card with Paypal was a few years back.

Matter of fact, here is the date that it started:
"In 2007, PayPal announced a partnership with MasterCard that led to the development and launch of the PayPal Secure Card service, a software that allows customers to make payments on websites that do not accept PayPal directly by generating a unique, single-use MasterCard number for each checkout."

I'm pretty sure that was the year that Paypal issued me my mastercard too.
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Old 07-23-2015, 12:38 AM   #30
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Hi People,

Someone as a direct contact for a relevant person in paypal?

Reward provided
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Old 07-23-2015, 12:42 AM   #31
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So maybe that's why I wasn't aware of it? "International" not USA.

Because the first time I remember seeing the ability to use a credit card with Paypal was a few years back.

Matter of fact, here is the date that it started:
"In 2007, PayPal announced a partnership with MasterCard that led to the development and launch of the PayPal Secure Card service, a software that allows customers to make payments on websites that do not accept PayPal directly by generating a unique, single-use MasterCard number for each checkout."

I'm pretty sure that was the year that Paypal issued me my mastercard too.
Paypal issuing cards and accepting credit cards are two separate things.

Paypal was always funded via credit card before they added bank funding.
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Old 07-23-2015, 12:43 AM   #32
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Hi People,

Someone as a direct contact for a relevant person in paypal?

Reward provided
[email protected]
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Old 07-23-2015, 04:27 AM   #33
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still only via epoch afaik
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Old 07-25-2015, 02:28 AM   #34
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still only via epoch afaik
Some people pretend to be dealing in direct with paypal, is that true ?
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Old 07-25-2015, 08:04 AM   #35
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Paypal doesn't have the profit margin to offset the risk factors in transactions for ''virtual'' porn transactions is my guessing. Also the merchant registration processes required by VISA and Mastercard (initial and renewal fees) are an administrative burden. If the adult processing business was profitable to them -- they would do it but maybe under a separate business name division I would speculate.

Truth is: There are to many sleazeballs in the porn business with their hidden and ''plain-site'' cross-sales and also card banging deceptions to make Paypal even consider doing adult processing directly.

So, they farmed the processing out to Epoch and are letting them handle the problems -- that is why the processing fees are what they are
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Old 07-25-2015, 08:06 AM   #36
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Paypal doesn't have the profit margin to offset the risk factors in transactions for ''virtual'' porn transactions is my guessing. Also the merchant registration processes required by VISA and Mastercard (initial and renewal fees) are an administrative burden. If the adult processing business was profitable to them -- they would do it but maybe under a separate business name division I would speculate.

Truth is: There are to many sleazeballs in the porn business with their hidden and ''plain-site'' cross-sales and also card banging deceptions to make Paypal even consider doing adult processing directly.

So, they farmed the processing out to Epoch and are letting them handle the problems -- that is why the processing fees are what they are
Hey Barry,

thanks for that.

Correct me if I am wrong but we can not use EPOCH only for paypal, they need to be our first payment method, or am I mistaking ?

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Old 07-25-2015, 08:19 AM   #37
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Paypal had an exclusive deal with Epoch ?
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Old 07-25-2015, 10:40 AM   #38
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Now that they have spun off from ebay.. wonder if they will get more liberal and have a join through ccbill and other payment solutions
This will have more to do with CCBill that Paypal. They went with Epoch because Epoch is assuming the risk. As stated it is a simple risk management issue.

Tangibles have always been ok with Paypal.
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Old 07-25-2015, 11:04 AM   #39
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Hey Barry,

thanks for that.

Correct me if I am wrong but we can not use EPOCH only for paypal, they need to be our first payment method, or am I mistaking ?

Winnie The Hub
I cannot speak for Epoch's Policies. As them Monday for details that would be terms applicable to your firm ... but many here have said no PayPal only -- they want a mix of credit cards and PayPal ...
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Old 08-05-2015, 12:45 AM   #40
freeforlife07
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hey does anyone know if you have to have paypal account to use epoch to process paypal
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Old 08-07-2015, 11:48 AM   #41
whorehole
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Has anyone heard if CCBill will be adding a Paypal processing option?

Anyone from CCBILL on here that cares to chime in?

I like CCBill, but would definitely like to see Paypal as an option on their join forms..
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Old 08-08-2015, 08:06 AM   #42
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That's great ! Let's hope they will decrease their fee one day
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