Do banks want to lend you money? - GoFuckYourself.com

kkkkkk · 12-30-2015, 04:12 AM

If not? Please provide further details in the space allotted below:

Frank · 01-24-2016, 05:34 PM

Banks will only lend money if you can prove that you don't need it.

2MuchMark · 01-24-2016, 06:27 PM

It seems like when you really need money, banks don't want to lend to you. The real reason of course is that if they don't lend it to you, its because you don't have the collateral and or can't prove that you can pay it back, and / or think your reason is bogus.

If you ever need to borrow, it helps to be prepared.

On the other hand, if you have good credit, collateral, a good business idea and a good plan to pay it back, banks will trip over themselves to lend you the money. You can shop around to various banks and negotiate the best terms for you. Don't forget that lending is their business.

Whatever you do, avoid the companies that offer to lend you money when the banks refuse. There's many that do this, with goofy tag lines like "Get $300k to $3m in only 7 business days". You get your money maybe, but at a huge 33% or more rate of interest.

Happy borrowing!

SilentKnight · 01-24-2016, 07:18 PM

Banks want their money to make more money for them.

As long as you can reasonably demonstrate that you're not a credit risk, the money they loan you is considered an investment - it's just business.

dhihi · 01-25-2016, 08:38 AM

Is this a serious question?
What's the point of keeping money from people and do nothing with it? If they do not lend the deposits they took from customers then they have negative profit.

Coup · 01-25-2016, 03:40 PM

Banks don't wanna lend me money because "unicorn farming isn't a viable business strategy." Also, because "sir, please put your pants back on and leave the premises or I'm calling the cops."

They are a bunch of greedy Illuminati New World Order fuckers if you ask me, OP

kkkkkk · 01-25-2016, 04:17 PM

Quote:

Originally Posted by dhihi

Is this a serious question?

MiamiBoyz · 01-25-2016, 04:31 PM

Tubthumper · 01-25-2016, 05:09 PM

I slept with the banker who gave me my first personal loan out of college. Probably why I got it with my low income at the time.

SekobA · 01-26-2016, 08:41 AM

Sure banks main goal is to lend noney. Thay get biggest interest doing that

Black All Through · 01-26-2016, 01:10 PM

If its for a home, yes they will. We got banks lined up asking us to use them for our mortgage. Regarding loan's for businesses and investments not that easy!

pimpmaster9000 · 01-26-2016, 01:14 PM

if its to start new jobs then FUCK NO! but if it is speculative/predatory and has nothing to do with creating new jobs but has everything to do with the housing bubble then FUCK YES!

12-30-2015, 04:12 AM	#1
kkkkkk svp get banned svp Industry Role: Join Date: Dec 2005 Posts: 1,628	Do banks want to lend you money? If not? Please provide further details in the space allotted below:

01-24-2016, 05:34 PM	#2
Frank Confirmed User Industry Role: Join Date: Nov 2001 Location: Your neighborhood Posts: 216	Banks will only lend money if you can prove that you don't need it. __________________ ⭐ HIGH PERFORMANCE SSD WEB HOSTING ⭐ $4.99 SPECIAL FOR ONE YEAR POWERFUL KVM VPS

01-24-2016, 06:27 PM	#3
2MuchMark Videochat Solutions Industry Role: Join Date: Aug 2004 Location: Canada Posts: 48,537	It seems like when you really need money, banks don't want to lend to you. The real reason of course is that if they don't lend it to you, its because you don't have the collateral and or can't prove that you can pay it back, and / or think your reason is bogus. If you ever need to borrow, it helps to be prepared. On the other hand, if you have good credit, collateral, a good business idea and a good plan to pay it back, banks will trip over themselves to lend you the money. You can shop around to various banks and negotiate the best terms for you. Don't forget that lending is their business. Whatever you do, avoid the companies that offer to lend you money when the banks refuse. There's many that do this, with goofy tag lines like "Get $300k to $3m in only 7 business days". You get your money maybe, but at a huge 33% or more rate of interest. Happy borrowing! __________________ VideoChat Solutions \| Custom Software \| IT Support https://www.2much.net \| https://www.lcntech.com

01-25-2016, 05:09 PM	#9
Tubthumper Confirmed User Industry Role: Join Date: Oct 2015 Posts: 203	I slept with the banker who gave me my first personal loan out of college. Probably why I got it with my low income at the time. __________________ "Pretty women make us buy beer, ugly women make us drink beer." - Al Bundy

01-26-2016, 08:41 AM	#10
SekobA Too lazy to set a custom title Industry Role: Join Date: Oct 2008 Location: 567721649 Posts: 12,157	Sure banks main goal is to lend noney. Thay get biggest interest doing that __________________ Best Affiliate Program Available Start Promoting 25% REV-SHARE

01-24-2016, 07:18 PM	#4
SilentKnight Megan Fox's fluffer Industry Role: Join Date: Oct 2005 Location: shooting pool in Elysium Posts: 24,818	Banks want their money to make more money for them. As long as you can reasonably demonstrate that you're not a credit risk, the money they loan you is considered an investment - it's just business.

01-25-2016, 08:38 AM	#5
dhihi Registered User Industry Role: Join Date: Jan 2016 Posts: 38	Is this a serious question? What's the point of keeping money from people and do nothing with it? If they do not lend the deposits they took from customers then they have negative profit.

01-25-2016, 03:40 PM	#6
Coup 🚨 PBBC International 🚨 Industry Role: Join Date: Apr 2010 Location: /👁\ Posts: 9,932	Banks don't wanna lend me money because "unicorn farming isn't a viable business strategy." Also, because "sir, please put your pants back on and leave the premises or I'm calling the cops." They are a bunch of greedy Illuminati New World Order fuckers if you ask me, OP

01-25-2016, 04:31 PM	#8
MiamiBoyz fgfdftre6 Industry Role: Join Date: Oct 2012 Location: In the closet with your dad! Posts: 6,690

01-26-2016, 01:10 PM	#11
Black All Through Confirmed User Industry Role: Join Date: Oct 2010 Location: US Posts: 2,078	If its for a home, yes they will. We got banks lined up asking us to use them for our mortgage. Regarding loan's for businesses and investments not that easy! __________________ I want to buy contextual links on quality blogs For both Adult and mainstream niche - Small to massive packages

01-26-2016, 01:14 PM	#12
pimpmaster9000 Too lazy to set a custom title Industry Role: Join Date: Dec 2011 Posts: 26,732	if its to start new jobs then FUCK NO! but if it is speculative/predatory and has nothing to do with creating new jobs but has everything to do with the housing bubble then FUCK YES! __________________ Report a suspicious cracker: Click Here