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Old 06-29-2016, 01:05 AM   #1
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A Question For Site Owners Who Only Use IPSPs For Processing

Hi All,

As my company NETbilling enters its 19th year as one of the premier non-IPSPs in the industry, I am curious as to the reason why some of you are still left that only use 3rd party processors with the savings and flexibility of having your own MID? I know that most use both now but I'm wondering if you don't, then why not?

Thanks Mitch
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Old 06-29-2016, 03:57 PM   #2
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Mitch -

I guess you posted on a good day, or a bad day for me, looks like ccbill is down

Yesterday I would have said because they are never down, and I don't have to worry about making payouts.

pop me off an email and we'll talk about what you can do for us


Thanks!
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Old 06-29-2016, 05:06 PM   #3
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Simplicity.
Published fees.
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Old 06-29-2016, 05:17 PM   #4
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I think it is a comfort zone thing for a lot of site owners, they are afraid of change. For me I am most loyal to the company who works the account, helps with sales and has good fees!
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Old 06-29-2016, 06:08 PM   #5
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Originally Posted by hardcorehosting View Post
Mitch -

I guess you posted on a good day, or a bad day for me, looks like ccbill is down

Yesterday I would have said because they are never down, and I don't have to worry about making payouts.

pop me off an email and we'll talk about what you can do for us


Thanks!
Hi - We are happy to help. CCbill is a great company but I am sure we can save you $ and give you far more control.

We will email you.

Thanks Mitch
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Old 06-29-2016, 06:09 PM   #6
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Originally Posted by Holly Lez! View Post
I think it is a comfort zone thing for a lot of site owners, they are afraid of change. For me I am most loyal to the company who works the account, helps with sales and has good fees!
Change is right.... I still see people with AOL email addresses - lol

Thanks Holly - Want to meet up for lunch soon?

Mitch
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Old 06-29-2016, 06:59 PM   #7
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Epoch with Paypal!
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Old 06-29-2016, 08:54 PM   #8
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I do enjoy my aol as well as my MIDS!

I also enjoy the ability to develop my own tracking and profit and fraud reports. I love that I can see my profit, for any affiliate, in a matter of seconds.
I love that I can detect fraud, in real time.

Affiliates don't even write in to ask why they were banned... just that good.

Click, click, click... bam, information I need is in front of my eyes.

Oh... and giving refunds. Well, I make that decision ... Not some PaulK up in CCBill who decides what my join form should look like and giving out refunds like they are bottled water at a marathon.
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Old 06-29-2016, 11:28 PM   #9
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Epoch with Paypal!
And no control and high fees! YAY!
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Old 06-29-2016, 11:29 PM   #10
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Simplicity.
Published fees.
Who doesn't have published fees?
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Old 06-30-2016, 01:07 AM   #11
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Does netbilling work with vbulletin forum software? I'm looking for a payment processor to implement into a forum that I'm working on. I want to be able to accept payment for premium memberships and ad sales. So far I know that ccbill would work, some bitcoin processors, and a processor that accepts any gift card like Target/Starbucks, but I'm still looking for something that might work better than ccbill.
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Old 06-30-2016, 03:26 AM   #12
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Who doesn't have published fees?
Okay - how much will it cost me to switch to you from CCBill?
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Old 06-30-2016, 04:51 AM   #13
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Originally Posted by NETbilling View Post
Hi All,

As my company NETbilling enters its 19th year as one of the premier non-IPSPs in the industry, I am curious as to the reason why some of you are still left that only use 3rd party processors with the savings and flexibility of having your own MID? I know that most use both now but I'm wondering if you don't, then why not?

Thanks Mitch
An Inhibitory Postsynaptic Potential ( IPSP) is a kind of synaptic potential that makes a synaptic neuron less likely to generate an action potential....As to Mid Grade Mariuhana (MID)... It could also be Mobile Internet Device but in both cases it makes no sense to me any more then how Netbilling is different then the Epochs, Verotels and the CCbills
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Old 06-30-2016, 05:39 AM   #14
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Personally I had better conversions with them when I ran it 50/50 to the mids which more then covered the additional fees. But I definitely seemed like the only person to experience this
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Old 06-30-2016, 06:47 AM   #15
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The issues usually are:

1. Losing affiliates
2. NATS integration
3. Fiscal responsibility
4. NATS fees

1. When affiliates were vitally important a company like CCBill had an advantage since affs could merge payments and promote many Programs. Moving away from CCBill would mean upsetting the affiliate applecart.

2. Integrating NATS is famously a PITA (Pain In The Ass) with a lot of technical obstacles to overcome.

3. The "this Program does not pay" threads you see here on GFY are always NATS Programs. Having to payout affiliates and partners instead of having a CCBill do it can lead to fiscal irresponsibility and even temptation. Not good.

4. Monthly NATS fees just to process affiliate info? Based on volume? So hundreds spent monthly on a NATS license...add that in and the savings with your own MID is minimal.

Bonus reason: Plus, once you go NATS you cannot really 'go back' to a CCBill easily. So once you make the decision to switch you are stuck with it.

These are some of the traditional concerns with switching from a 3rd party biller.
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Old 06-30-2016, 03:55 PM   #16
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Okay - how much will it cost me to switch to you from CCBill?
$1000 for the visa/Mastercard registration fees for your merchant account.
Based on your volume we offer tiered rates. Shall I have someone in sales contact you?

Mitch
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Old 06-30-2016, 03:58 PM   #17
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Originally Posted by couchsurfer View Post
Does netbilling work with vbulletin forum software? I'm looking for a payment processor to implement into a forum that I'm working on. I want to be able to accept payment for premium memberships and ad sales. So far I know that ccbill would work, some bitcoin processors, and a processor that accepts any gift card like Target/Starbucks, but I'm still looking for something that might work better than ccbill.
Hi,

You are trying to take payments through vbulletin?
One of our techs can certainly discuss this with you and come up with a solution.
Can you email me and I will get you in touch with one of our techs to discuss?
[email protected]

Thank you
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Old 06-30-2016, 04:01 PM   #18
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Originally Posted by celandina View Post
An Inhibitory Postsynaptic Potential ( IPSP) is a kind of synaptic potential that makes a synaptic neuron less likely to generate an action potential....As to Mid Grade Mariuhana (MID)... It could also be Mobile Internet Device but in both cases it makes no sense to me any more then how Netbilling is different then the Epochs, Verotels and the CCbills
There is a big difference between us and the 3rd party processors. With third party processing (IPSP), you do not have your own merchant account (MID). Therefore the customers are not actually your your pay more, and di not have the same level of control and flexibility.

Mitch
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Old 06-30-2016, 04:02 PM   #19
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Personally I had better conversions with them when I ran it 50/50 to the mids which more then covered the additional fees. But I definitely seemed like the only person to experience this
Would love to discuss with you and show you how to maximize conversions using your own MIDS. Feel free to email me and spew can further discuss how to Make you more $.

Thanks, Mitch
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Old 06-30-2016, 04:08 PM   #20
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Quote:
Originally Posted by The Porn Nerd View Post
The issues usually are:

1. Losing affiliates
2. NATS integration
3. Fiscal responsibility
4. NATS fees

1. When affiliates were vitally important a company like CCBill had an advantage since affs could merge payments and promote many Programs. Moving away from CCBill would mean upsetting the affiliate applecart.

Almost all of the largest privpgrams run them through their own merchant accounts. The affiliates also make more money as the fees are lower and conversion are better. However, you do not have to get rid of CCbill if you don't want to. You can certainly run NETbilling and CCbill concurrently.

2. Integrating NATS is famously a PITA (Pain In The Ass) with a lot of technical obstacles to overcome.

Depending on your technical level of expertise, there can be a learning curve but it is certainly worth it. Again, you can keep affiliates through CCbill if you wish and run NETbilling for your organic traffic.

3. The "this Program does not pay" threads you see here on GFY are always NATS Programs. Having to payout affiliates and partners instead of having a CCBill do it can lead to fiscal irresponsibility and even temptation. Not good.

That's an old mindset when a lot of skimming went on in the past. The bottom line is that if you are a solid program and your affiliates make $, they will stick with you.

4. Monthly NATS fees just to process affiliate info? Based on volume? So hundreds spent monthly on a NATS license...add that in and the savings with your own MID is minimal.

Depending on your volume this could be true or not. However, the flexibility of Nats and NETbilling can be maximized on so many levels, to help you make more money.

Bonus reason: Plus, once you go NATS you cannot really 'go back' to a CCBill easily. So once you make the decision to switch you are stuck with it.

As is stated, you don't need to get rid of CCbill. You can run CCbill and NETbilling concurrently. Many programs do that.

These are some of the traditional concerns with switching from a 3rd party biller.
Thanks, Mitch
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Old 06-30-2016, 10:58 PM   #21
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Answers below...


Originally Posted by The Porn Nerd View Post
The issues usually are:

1. Losing affiliates
2. NATS integration
3. Fiscal responsibility
4. NATS fees

1. When affiliates were vitally important a company like CCBill had an advantage since affs could merge payments and promote many Programs. Moving away from CCBill would mean upsetting the affiliate applecart.

Almost all of the largest programs run them through their own merchant accounts. The affiliates also make more money as the fees are lower and conversion are better. However, you do not have to get rid of CCbill if you don't want to. You can certainly run NETbilling and CCbill concurrently.

2. Integrating NATS is famously a PITA (Pain In The Ass) with a lot of technical obstacles to overcome.

Depending on your technical level of expertise, there can be a learning curve but it is certainly worth it. Again, you can keep affiliates through CCbill if you wish and run NETbilling for your organic traffic.

3. The "this Program does not pay" threads you see here on GFY are always NATS Programs. Having to payout affiliates and partners instead of having a CCBill do it can lead to fiscal irresponsibility and even temptation. Not good.

That's an old mindset when a lot of skimming went on in the past. The bottom line is that if you are a solid program and your affiliates make $, they will stick with you.

4. Monthly NATS fees just to process affiliate info? Based on volume? So hundreds spent monthly on a NATS license...add that in and the savings with your own MID is minimal.

Depending on your volume this could be true or not. However, the flexibility of Nats and NETbilling can be maximized on so many levels, to help you make more money.

Bonus reason: Plus, once you go NATS you cannot really 'go back' to a CCBill easily. So once you make the decision to switch you are stuck with it.

As is stated, you don't need to get rid of CCbill. You can run CCbill and NETbilling concurrently. Many programs do that.

These are some of the traditional concerns with switching from a 3rd party biller.

Understandale concern but you don't have to switch completely until you are comfortable, or run them both as most do.

Thanks, Mitch
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Old 07-01-2016, 12:21 AM   #22
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Wait... you need nats to have a mid?
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Old 07-01-2016, 01:40 AM   #23
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Quote:
Originally Posted by The Porn Nerd View Post
The issues usually are:

1. Losing affiliates
2. NATS integration
3. Fiscal responsibility
4. NATS fees

1. When affiliates were vitally important a company like CCBill had an advantage since affs could merge payments and promote many Programs. Moving away from CCBill would mean upsetting the affiliate applecart.

2. Integrating NATS is famously a PITA (Pain In The Ass) with a lot of technical obstacles to overcome.

3. The "this Program does not pay" threads you see here on GFY are always NATS Programs. Having to payout affiliates and partners instead of having a CCBill do it can lead to fiscal irresponsibility and even temptation. Not good.

4. Monthly NATS fees just to process affiliate info? Based on volume? So hundreds spent monthly on a NATS license...add that in and the savings with your own MID is minimal.

Bonus reason: Plus, once you go NATS you cannot really 'go back' to a CCBill easily. So once you make the decision to switch you are stuck with it.

These are some of the traditional concerns with switching from a 3rd party biller.

You don't need NATS to process through Netbilling.
You can just make your own scripts or use other affiliate software.

For payouts you can just use a company like Chexx Inc

I understand it's a lot easier to use third party biller because they take care of payouts, customer support, affiliate tracking etc.
But you are losing a lot of money in the long run.
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Old 07-01-2016, 04:53 AM   #24
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And no control and high fees! YAY!
The Paypal advantage is still way higher than the no control and high fees
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Old 07-01-2016, 06:57 AM   #25
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What are the rates?
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Old 07-01-2016, 08:32 AM   #26
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Quote:
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Wait... you need nats to have a mid?
You do not need NATS. NATS or several other affiliate software companies including Limelight CRM, and MPA are fully integrated into NETbilling.

Mitch
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Old 07-01-2016, 08:33 AM   #27
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Quote:
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You don't need NATS to process through Netbilling.
You can just make your own scripts or use other affiliate software.

For payouts you can just use a company like Chexx Inc

I understand it's a lot easier to use third party biller because they take care of payouts, customer support, affiliate tracking etc.
But you are losing a lot of money in the long run.
We also handle all of the customer support and allow our merchants to dictate how they would like their customer service handled as far as refunds, cancellation up sells etc.

Mitch
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Old 07-01-2016, 08:36 AM   #28
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The Paypal advantage is still way higher than the no control and high fees
If you are using PayPal, can you expand on the actual percentage of increase to your business that adding PayPal has brought? I have been told it is a minimal increase to the actual bottom line and has just allowed a shift from credit card direct sales to PayPal.
Is this not the case for you?

Mitch
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Old 07-01-2016, 08:37 AM   #29
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What are the rates?
Depending on your volume and what you are selling, 4-8% total.

Mitch
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Old 07-01-2016, 08:44 AM   #30
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The Paypal advantage is still way higher than the no control and high fees

Better than anyone expected.
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Old 07-01-2016, 09:14 AM   #31
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The Paypal advantage is still way higher than the no control and high fees
Paypal is cool for sure. We once even got warned that should not have more than 50% overall sales in paypal, we was close
50% for Epoch sales only of course, which is the secondary biller, after our merchant. Epoch is not just paypal, also eats lots of super exotic euro voucher stuff, NL IDeal, plus it is declining less USA cards than our NL merchant and its known brand for afraid guys.

Yet I cna't understand the ccbill-only guys and we had our own merchant from day 1; not Netbilling - simply we're EU and so it's easier to be in EU bank and merchant platform, and our USA sales volume are not into trillions, or we would have sure evaluated setting up an US corp just to setup netbilling for USA sales for smaller decline ratio of the racist USA card schemes who consider bad to let their customers accept their decision to buy online in Europe (seriously, I would understand sales in Syria to be controversial... but EU union...).
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Old 07-02-2016, 01:39 AM   #32
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Paypal is cool for sure. We once even got warned that should not have more than 50% overall sales in paypal, we was close
50% for Epoch sales only of course, which is the secondary biller, after our merchant. Epoch is not just paypal, also eats lots of super exotic euro voucher stuff, NL IDeal, plus it is declining less USA cards than our NL merchant and its known brand for afraid guys.

Yet I cna't understand the ccbill-only guys and we had our own merchant from day 1; not Netbilling - simply we're EU and so it's easier to be in EU bank and merchant platform, and our USA sales volume are not into trillions, or we would have sure evaluated setting up an US corp just to setup netbilling for USA sales for smaller decline ratio of the racist USA card schemes who consider bad to let their customers accept their decision to buy online in Europe (seriously, I would understand sales in Syria to be controversial... but EU union...).
It sounds like you have a good combination. Btw - we have hundreds of EU clients so if you ever want to be evaluate our options, please let us know. I think you will be very pleasantly surprised.

Mitch
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Old 07-03-2016, 08:19 PM   #33
avrevenue
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Quote:
Originally Posted by NETbilling View Post
If you are using PayPal, can you expand on the actual percentage of increase to your business that adding PayPal has brought? I have been told it is a minimal increase to the actual bottom line and has just allowed a shift from credit card direct sales to PayPal.
Is this not the case for you?

Mitch
I see a real increase in sales since we have paypal and it covers the "higher" fees compare to a dedicated mid.
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