Why do adult payment processors have paypals advantages?

[DVTimes]

One of the great frustrations is that to join a porn site you still have to mess about getting your payment card out.

Often it needs to be a credit card.

If your like me you have just a debit card as you have no reason to get a credit card.

However whats I find the most annoying is that if you join a website (say with ccbill payment) and a month later you go to join another (say with ccbill payment) you have to enter your details again.

The joy for me with paypal if if I want to buy somthing (such as a product) often I just click the pay with paypal button, and its done. No need to go hunt for a card. No need to put any info in. Plus I can go into paypal and see what I have paid for over time.

I do not understand why this has not been set up with such as ccbill or any other adult payment system.

I t would mean that a customer if they wanted could have all there info already set up. To purchase would be instant. And I suspect may have less risks of the account being bogus.

The result would be I believe an increase in sales.

The fact people have to enter info I suspects does put people off.

And these days as more use a mobile phone or tablet to look at porn, it becomes a real pain to enter all the card details (I tried as a test and gave up as I kept typing in the wrong info).

You could see other advantages too as it could be set up so webmasters could contact customers via it, and customers contact the webmaster or model(s) via it.

I would think it would also add to the customers experience of being a member of your paysite.

[lagwagon]

Epoch has Paypal

[BigFurry]

I have no problem paying anywhere on the net with a Debit card.

Are you sure that they are an issue on porn sites?

[JasonCollins]

We do allow users to store their data for future transactions so that they don't have this trouble going forward.

It looks like:


The next time they visit the order page it will look like:



Conversion rates only went up from there. The next step is to allow webmasters the ability to offer Verotel OneClick. OneClick will allow webmasters to charge a particular member without even sending them to the order page. This feature will be most ideal for VOD and cam sites.

[DVTimes]

Originally Posted by BigFurry

I have no problem paying anywhere on the net with a Debit card.

Are you sure that they are an issue on porn sites?

What I mean is, with paypal you click a button, and it done.

Once you have your paypal account set up, you do not ever ever ever ever ever need to enter your card info again.

Now the problem is that if you go to pay for a membership to a site, you have to go find your card (you may have it in a wallet downstairs), then you have to enter the info.

Remember the customer is wanting to see the pics and vids to w*nk off. So they want instant access.

Often as I walk the dogs I may remeber I need somthing. So I pop on my phone and a few clicks I have ordered via paypal. Nice and easy.

If I had to enter my card info each time, to be honest I would not have purchased as much as I have from that site as well as others.

[DVTimes]

Originally Posted by JasonCollins

We do allow users to store their data for future transactions so that they don't have this trouble going forward.

It looks like:


The next time they visit the order page it will look like:



Conversion rates only went up from there. The next step is to allow webmasters the ability to offer Verotel OneClick. OneClick will allow webmasters to charge a particular member without even sending them to the order page. This feature will be most ideal for VOD and cam sites.

Yes

Thats more like it.

Make sure its mobile friendly too.

[JasonCollins]

Originally Posted by DVTimes

Yes

Thats more like it.

Make sure its mobile friendly too.

It is mobile friendly

You can try it out from a mobile phone on: StasyQ

Just select a membership option to get to the order page.

Here is a screenshot from my phone:

[DVTimes]

Originally Posted by JasonCollins

It is mobile friendly

You can try it out from a mobile phone on: StasyQ

Just select a membership option to get to the order page.

Perhaps it would be better to have a password rather than still have to enter the card info from the back of your card.

You see your method still means having to find your card to enter the no.

A password someone can just type in.

It would just speed things up a lot.

[JasonCollins]

Originally Posted by DVTimes

Perhaps it would be better to have a password rather than still have to enter the card info from the back of your card.

You see your method still means having to find your card to enter the no.

A password someone can just type in.

It would just speed things up a lot.

Our next step is to incorporate OneClick. With our FlexPay API we will pass a token back to the merchant who can later use this token for a future transaction. This will allow the user to bypass the order page altogether and just purchase the video with one click or top-up their cam wallet. A tab will open in the users background displaying a thank you page, along with an email receipt.

[DVTimes]

Going a bit off subject, but last week I loaded an app to pay for parking.

You have to enter your card details, but after that if you park a place all you do is load up the app, and enter the no of the car park machine.

But I tell you what I found was the best bit, was it let you take a pic of your card and it entered all the card details for you.

This may be somthing adult card processors may think about setting up, is a phone app. And rather than have to enter card details, you just take a pic of your card.

Ad if people go on a paysite and go to pay, then the phone app could pop up, and you just press a button to confirm.

Not sure if it would work, but its a thought.

[DVTimes]

Originally Posted by JasonCollins

Our next step is to incorporate OneClick. With our FlexPay API we will pass a token back to the merchant who can later use this token for a future transaction. This will allow the user to bypass the order page altogether and just purchase the video with one click or top-up their cam wallet. A tab will open in the users background displaying a thank you page, along with an email receipt.

Sounds interesting.

Anything that makes the experience as trouble free and easy as possible.

[JasonCollins]

Originally Posted by DVTimes

Going a bit off subject, but last week I loaded an app to pay for parking.

You have to enter your card details, but after that if you park a place all you do is load up the app, and enter the no of the car park machine.

But I tell you what I found was the best bit, was it let you take a pic of your card and it entered all the card details for you.

This may be somthing adult card processors may think about setting up, is a phone app. And rather than have to enter card details, you just take a pic of your card.

Ad if people go on a paysite and go to pay, then the phone app could pop up, and you just press a button to confirm.

Not sure if it would work, but its a thought.

I will pass this info up and see what kind of feedback I get from it.

Originally Posted by DVTimes

Sounds interesting.

Anything that makes the experience as trouble free and easy as possible.

That's the whole idea... After all, we don't earn a dime unless our merchants are converting. So it is in our best interests to do what we can to help encourage more sales.

[DVTimes]

Originally Posted by JasonCollins

I will pass this info up and see what kind of feedback I get from it.

It may not work.

But my thought is that if in a few years if they ever demand people prove they are 18, then all they need do is take a pic of there passport or drivers licence with the phone app.

Plus and this may be an even bigger bonus, it (the phone app) could be used not just for porn sites but sex shops, strip clubs and so on.

[MrPay]

Originally Posted by DVTimes

One of the great frustrations is that to join a porn site you still have to mess about getting your payment card out.

Often it needs to be a credit card.

If your like me you have just a debit card as you have no reason to get a credit card.

However whats I find the most annoying is that if you join a website (say with ccbill payment) and a month later you go to join another (say with ccbill payment) you have to enter your details again.

The joy for me with paypal if if I want to buy somthing (such as a product) often I just click the pay with paypal button, and its done. No need to go hunt for a card. No need to put any info in. Plus I can go into paypal and see what I have paid for over time.

I do not understand why this has not been set up with such as ccbill or any other adult payment system.

I t would mean that a customer if they wanted could have all there info already set up. To purchase would be instant. And I suspect may have less risks of the account being bogus.

The result would be I believe an increase in sales.

The fact people have to enter info I suspects does put people off.

And these days as more use a mobile phone or tablet to look at porn, it becomes a real pain to enter all the card details (I tried as a test and gave up as I kept typing in the wrong info).

You could see other advantages too as it could be set up so webmasters could contact customers via it, and customers contact the webmaster or model(s) via it.

I would think it would also add to the customers experience of being a member of your paysite.

Hello DVTimes,

Simplified user flow is what we call it - to create the most friendly, simple and pleasant payment experience for your customers there is.

Give them an embedded form with no redirection to 3rd party website while making a payment, so your customers will always stay where they should be - on your website. Make the process fast and give them a form with minimum information to limit possible mistakes and lowed the abandon rate. Last stage of the checkout process is the most crucial one.

Such set up will grow your conversion rate at the same way as your customer satisfaction. Our "Remember me" option solves the problem with reintroducing card details once for good. One clicks, upsells and Xsales will allow you to monetize your database even further.

Have a look at our offer and variety of choices you have: https://securionpay.com/examples/ . SecurionPay can make your online payments look great!

Our versatile API allows you to create any payment scenario or model you wish helping us meet your processing needs precisely: https://securionpay.com/developers/

And talking about mobile: https://securionpay.com/our-customers/ecommerce/ . Our system works equally smooth and easy on desktops, mobile phones or iPads.

Contact me directly or our sale team should you have more questions about improving your online payments.

Lucas

[Barry-xlovecam]

Reading a card from a submitted image has a lot of fraud possibilities.

Scanning an EVM chip on a card makes more sense -- then it is a card present (on the internet) transaction.

We are PCI compliant and store our customer's card data but for security require the code on the back of the card to be entered manually -- we want validation of the transaction by the customer (payor). This makes buying easy -- we have done this for years now.

Paypal has a deal with Epoch I surmise because of risk consolidation -- Epoch will screen their merchants so the merchant fraud risk is minuscule. Also, I would expect that Paypal earns a premium fee on these adult transactions too?

[DVTimes]

I think too it would be good if a member can have an account.

So they can log in and see what they purchased.

The advantage I am thinking is that if they do not have a credit card they could upload there ID, and then they would be allowed to use a debit card.

[DVTimes]

Originally Posted by Barry-xlovecam

Reading a card from a submitted image has a lot of fraud possibilities.

Scanning an EVM chip on a card makes more sense -- then it is a card present (on the internet) transaction.

Paypal has a deal with Epoch I surmise because of risk consolidation -- Epoch will screen their merchants so the merchant fraud risk is minuscule. Also, I would expect that Paypal earns a premium fee on these adult transactions too?

The way the app worked seems to be the app reads the card details (no different if you were to enter the info directly). I do not think the app took a copy of the photograph, but it simply stayed on your mobile phone.

[DVTimes]

Just for reference, the phone app to pay for parking is (on the iphone anyway) 'PayByPhone'. It has a rather basic logo of 6 green squares.

If you want to check it out, it will show you what I mean.

[NoWhErE]

What you're describing already exists with many billing solutions in adult. However, unlike mainstream with Paypal, most of adult doesn't have a single universally adopted model that would allow users to use the same banking info from site to site.

What this means is if a user signs up to a site processed by Verotel and submits all of his info, that info will not be available for when he wants to sign up for a site processed by Epoch. He will have to start the entire process over again.

However, if that user went to another site processed by Verotel, he would be recognized and the signup process would be easier.

In essence, the solution does exist, but it lacks a player that communicate with all processors to share data and enable easy signup flows for all sites and processors (what paypal does in Mainstream).

[Roald]

Originally Posted by DVTimes

I think too it would be good if a member can have an account.

So they can log in and see what they purchased.

The advantage I am thinking is that if they do not have a credit card they could upload there ID, and then they would be allowed to use a debit card.

Find your ID, take a pic, upload it, use debit card.

Yeah that's way less steps than putting in your cc info....

[NETbilling]

We have offered tokenization for years and many of our merchants use it via our API.

[Barry-xlovecam]

Wow a central repository of credit card data on the public Internet -- what could go wrong?

Visa-Net communicates with its members, processors are sponsored members by banks that are full members, only on intranets and WLAN (not sure on secured VPN lines). There is no public access.

Most debit cards as well as all prepaid cards (at least in the USA) are branded VISA or MasterCard -- they will process when accepted for Internet transactions.

[Google Expert]

Originally Posted by Barry-xlovecam

Wow a central repository of credit card data on the public Internet -- what could go wrong?

This.

There are strict PCI regulations in place that don't allow you to store this kind of data.

(unless you're licensed for it and have Fort-Knox like facility)

[mechanicvirus]

Originally Posted by JasonCollins

We do allow users to store their data for future transactions so that they don't have this trouble going forward.

It looks like:


The next time they visit the order page it will look like:



Conversion rates only went up from there. The next step is to allow webmasters the ability to offer Verotel OneClick. OneClick will allow webmasters to charge a particular member without even sending them to the order page. This feature will be most ideal for VOD and cam sites.

Awesome idea! Do you guys have a list of sites I can promote as an affiliate? Been promoting verotel since 2005 and love it but I'm having trouble finding active sites to promote, would be awesome to see a list.

[mechanicvirus]

Bump, was curious if anyone at Verotel could send me a list of active programs?

[Barry-xlovecam]

Originally Posted by Muad'Dib

This.

There are strict PCI regulations in place that don't allow you to store this kind of data.

(unless you're licensed for it and have Fort-Knox like facility)

We are PCI-DSS Authorized as in approved. I said Compliant as compliant with our licensing. Most larger e-commerce businesses are PCI-DSS now.

What I meant; is that PCI regulations prevent cross sharing of customer financial data with any third party (not a part of the transaction)-- so does HIPPA in the USA (medical data).

If Mitch says Netbilling uses tokens over the internet that would be ok as we use tokens also on the public IP facing network.

[JasonCollins]

Originally Posted by mechanicvirus

Awesome idea! Do you guys have a list of sites I can promote as an affiliate? Been promoting verotel since 2005 and love it but I'm having trouble finding active sites to promote, would be awesome to see a list.

Yeah, drop me a mail and I can send you a list of affiliate sites that you can promote through Verotel.

[MrPay]

Originally Posted by MrPay

Hello DVTimes,

Simplified user flow is what we call it - to create the most friendly, simple and pleasant payment experience for your customers there is.

Give them an embedded form with no redirection to 3rd party website while making a payment, so your customers will always stay where they should be - on your website. Make the process fast and give them a form with minimum information to limit possible mistakes and lowed the abandon rate. Last stage of the checkout process is the most crucial one.

Such set up will grow your conversion rate at the same way as your customer satisfaction. Our "Remember me" option solves the problem with reintroducing card details once for good. One clicks, upsells and Xsales will allow you to monetize your database even further.

Have a look at our offer and variety of choices you have: https://securionpay.com/examples/ . SecurionPay can make your online payments look great!

Our versatile API allows you to create any payment scenario or model you wish helping us meet your processing needs precisely: https://securionpay.com/developers/

And talking about mobile: https://securionpay.com/our-customers/ecommerce/ . Our system works equally smooth and easy on desktops, mobile phones or iPads.

Contact me directly or our sale team should you have more questions about improving your online payments.

Lucas

Ok,

i was just asked to explain a bit more what we do here in this particular matter, so here we go. Below you can see few things from SecurionPay related to the topic of this thread - from one-click purchase between merchants, to cross-sales between different mids.

1. Checkout is one of the integration options we provide. It's a simple payment form you can integrate with just a few lines of code https://securionpay.com/docs/checkout

It opens as a popup in desktop mode. Since users never leave your site, it has an immediate positive effect on your conversion.



Once it detects a mobile device, it changes it's behaviour and opens in a new tab. Also, it looks great on all mobile devices:



2. Users who checked "Remember me" can make purchases on all sites supporting SecurionPay Checkout by just providing CVV - that's similar to what Jason described in his Verotel example. Obviously the "Remember me" option comes with a opt out parameter for the user.



3. However, if they decided to further verify their account and provide their phone number, they can make sales on any website with SecurionPay Checkout without having to grab a card. Text message is sent with verification code is sent on every transaction.



And, since we are in the mobile era this solution works particularly great on mobiles too! Users can make a purchase in couple of seconds:



4. Plus, if you use Checkout you can also use cross-sales - either on your own merchant account, or with partners working on separate accounts.




Feel free to explore all these tools and much more. Register on https://securionpay.com/signup to get immediate access to our sandbox with full spec testing environment where you can find all the features we provide and play around like if you were already "live".

You have super powerful API and plenty of great technology with us to make your online payments looks good and be more friendly than ever to your customers. The payment process is shorter, faster, easier and more convenient for the users. What you gain apart from the enduser satisfaction? Conversion!

Cheers!

ps. if you wish to explore more or learn about other ways to increase your conversion you can download our free E-book here:
https://securionpay.com/downloads/in...-in-two-weeks/

[MrPay]

Originally Posted by MrPay

Hello DVTimes,

Simplified user flow is what we call it - to create the most friendly, simple and pleasant payment experience for your customers there is.

Give them an embedded form with no redirection to 3rd party website while making a payment, so your customers will always stay where they should be - on your website. Make the process fast and give them a form with minimum information to limit possible mistakes and lowed the abandon rate. Last stage of the checkout process is the most crucial one.

Such set up will grow your conversion rate at the same way as your customer satisfaction. Our "Remember me" option solves the problem with reintroducing card details once for good. One clicks, upsells and Xsales will allow you to monetize your database even further.

Have a look at our offer and variety of choices you have: https://securionpay.com/examples/ . SecurionPay can make your online payments look great!

Our versatile API allows you to create any payment scenario or model you wish helping us meet your processing needs precisely: https://securionpay.com/developers/

And talking about mobile: https://securionpay.com/our-customers/ecommerce/ . Our system works equally smooth and easy on desktops, mobile phones or iPads.

Contact me directly or our sale team should you have more questions about improving your online payments.

Lucas

Ok,

i was just asked to explain a bit more what we do here in this particular matter, so here we go. Below you can see few things from SecurionPay related to the topic of this thread - from one-click purchase between merchants, to cross-sales between different mids.

1. Checkout is one of the integration options we provide. It's a simple payment form you can integrate with just a few lines of code. (or you can integrate https://securionpay.com/docs/checkout )

It opens as a popup in desktop mode. Since users never leave your site, it has an immediate positive affect on your conversion.



Once it detects a mobile device, it changes it's behaviour and opens in a new tab. Also, it looks great on all mobile devices:



2. Users who checked "Remember me" can make purchases on all sites supporting SecurionPay Checkout by just providing CVV - that's similar to what Jason described in his Verotel example. Obviously the "Remember me" option comes with a opt out parameter for the user.



3. However, if they decided to further verify their account and provide their phone number, they can make sales on any website with SecurionPay Checkout without having to grab a card. Text message is sent with verification code is sent on every transaction.



And, since we are in the mobile era this solution works particularly great on mobiles too! Users can make a purchase in couple of seconds:



4. Plus, if you use Checkout you can also use cross-sales - either on your own merchant account, or with partners working on separate accounts.




Feel free to explore all these tools and much more. Register on https://securionpay.com/signup to get immediate access to our sandbox with full spec testing environment where you can find all the features we provide and play around like if you were already "live".

You have super powerful API and plenty of great technology with us to make your online payments looks good and be more friendly than ever to your customers. The payment process is shorter, faster, easier and more convenient for the users. What you gain apart from the enduser satisfaction? Conversion!

Cheers!

ps. if you wish to explore more or learn about other ways to increase your conversion you can download our free E-book here:
https://securionpay.com/downloads/in...-in-two-weeks/

[Barry-xlovecam]

That's fine when it is done with one processor only.

But Securion, Verotel, Netbilling ... others cannot share tokens from a common verification server -- which was the point of the comment.

1. CUSTOMER>>MERCHANT>>
2. THE_AUTHORITY>>PROCESSOR>>TRANSACTION>>
3. RETURN TO MERCHANT

Cannot do that under PCI-DSS (<period>)

[AmateurBros]

Originally Posted by BigFurry

I have no problem paying anywhere on the net with a Debit card.

Are you sure that they are an issue on porn sites?

What you said has absolutely nothing to do with what he mentioned.