bad checks - GoFuckYourself.com

billy · 08-09-2001, 10:17 PM

In the indusrty we are in...we get fucked..there is this guy in peticular...that has been to all 5 of my websites in the last 3 months , and has used a fucking bogus check....so he gets to ..see free porn...ccbill and others need to have a way better checking system...so this doesnt seem to happen...i know that the numbers are low in return charges but the fact is there are people that can do this over and over ....just venting...sorry
I normally check my emails when some pays but i have been a little slacking lately...so its also my fault.....

Mango · 08-09-2001, 11:12 PM

Billy, I had the same with CCBill but then with ccards. Some bandit signed up for $880 in total, using different ccard numbers and slightly different names. I reported this to CCbill and they shut down the referral account... a couple of days late (the fraud was still going on). Referring webmaster received $500 commission. Owners of the stolen card got their refund (which is normal). But WHY does CCbill not see this with their fraud screening system and WHY can't they block it in time ? I asked for an explanation (and my money, as it was their fault - late reaction, bad screening) but when I asked straight questions about the reason of the lacking system, they stopped replying. Lost my patience...

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Kimmykim · 08-11-2001, 01:04 AM

Sorry guys, there is no way to verify or guarantee that the money is going to be there for checks.

First off there is no way to know that the check is a valid from a fraud standpoint until it hits the bank.

Most importantly even if I can guarantee today that there is everything is kosher and the money is in there, by the time the check clears at the bank, there may not be any money -- its a matter of what other checks get there first.

We are working with the banks to implement basic fraud scrubbing but then the answer is always going to be, what do you mean my conversions will decline by 20%, 30%, 10% whatever...

Checks will net you a 10% increase overall, after the bad come out and the good sticks.

Mango -- our fraud system is designed to screen out fraudulent card subscriptions not necessarily fraudulent resellers (though we do catch a ton of them anyway) -- and if someone actually used different IPs to join and different cc numbers etc, no one is going to find them in the cc scrubbing, not with valid card numbers. I know what our cb and refund rates are and I'd stack them against anyone in the processing business as far as net thruput...

You as a site owner have the ability to close any referral account sending you traffic, I'm not sure why you didn't do that prior to notifying us, if you were sure it was reseller fraud.

We arent perfect, no one is, and sometimes we aren't a good fit with a site owner. When that's the case I'd never expect you to keep your business with us if you can make more money elsewhere on your processing

08-09-2001, 10:17 PM	#1
billy Confirmed User Join Date: Jul 2001 Location: somewhere near seattle.... Posts: 157	bad checks In the indusrty we are in...we get fucked..there is this guy in peticular...that has been to all 5 of my websites in the last 3 months , and has used a fucking bogus check....so he gets to ..see free porn...ccbill and others need to have a way better checking system...so this doesnt seem to happen...i know that the numbers are low in return charges but the fact is there are people that can do this over and over ....just venting...sorry I normally check my emails when some pays but i have been a little slacking lately...so its also my fault.....

08-09-2001, 11:12 PM	#2
Mango Confirmed User Join Date: Aug 2001 Posts: 474	Billy, I had the same with CCBill but then with ccards. Some bandit signed up for $880 in total, using different ccard numbers and slightly different names. I reported this to CCbill and they shut down the referral account... a couple of days late (the fraud was still going on). Referring webmaster received $500 commission. Owners of the stolen card got their refund (which is normal). But WHY does CCbill not see this with their fraud screening system and WHY can't they block it in time ? I asked for an explanation (and my money, as it was their fault - late reaction, bad screening) but when I asked straight questions about the reason of the lacking system, they stopped replying. Lost my patience... ------------------ http://www.sponsorreport.com - Maximize your Cash using the Smart Method !

08-11-2001, 01:04 AM	#3
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Sorry guys, there is no way to verify or guarantee that the money is going to be there for checks. First off there is no way to know that the check is a valid from a fraud standpoint until it hits the bank. Most importantly even if I can guarantee today that there is everything is kosher and the money is in there, by the time the check clears at the bank, there may not be any money -- its a matter of what other checks get there first. We are working with the banks to implement basic fraud scrubbing but then the answer is always going to be, what do you mean my conversions will decline by 20%, 30%, 10% whatever... Checks will net you a 10% increase overall, after the bad come out and the good sticks. Mango -- our fraud system is designed to screen out fraudulent card subscriptions not necessarily fraudulent resellers (though we do catch a ton of them anyway) -- and if someone actually used different IPs to join and different cc numbers etc, no one is going to find them in the cc scrubbing, not with valid card numbers. I know what our cb and refund rates are and I'd stack them against anyone in the processing business as far as net thruput... You as a site owner have the ability to close any referral account sending you traffic, I'm not sure why you didn't do that prior to notifying us, if you were sure it was reseller fraud. We arent perfect, no one is, and sometimes we aren't a good fit with a site owner. When that's the case I'd never expect you to keep your business with us if you can make more money elsewhere on your processing