how w many of you transfer credit balances between cards? - GoFuckYourself.com

p1mpdogg · 06-20-2007, 02:09 PM

I just transferred 50k in credit card balances to one card at 3.99% ccompared to 12.99%

Im happy for the day, take advantage of that shit, you save a ton!

Peaches · 06-20-2007, 02:12 PM

I only carry balances on 0% cards, but when I get an offer for one, I'll put everything on that card and pay the minimum until the 0% runs out

StuartD · 06-20-2007, 02:13 PM

I thought you always had millions in your pockets... why not just pay it off?

p1mpdogg · 06-20-2007, 02:14 PM

btw, call your credit card company and tell them you want a lower apr, I just got mine lowered from 12.99 to 7.99

p1mpdogg · 06-20-2007, 02:16 PM

Quote:

Originally Posted by StuartD

I thought you always had millions in your pockets... why not just pay it off?

i have an incentive to have good credit so i can borrow against it for projects and still be liquid.

there are smart ways to use cards and very dumb ways. I dont mind having balances, I always pay well above the minimum due. Just a personal preference i guess

p1mpdogg · 06-20-2007, 02:17 PM

i should mention, this is only 1 card, i have 5 and all have 0 balances but 1, each card is good at certain times depending on the purchase and need

p1mpdogg · 06-20-2007, 02:18 PM

btw, the money i transferred was a 2nd mortgage/equity line of credit(visa) i took out 4 years ago, and I just moved it onto this card to close out the 2nd

StuartD · 06-20-2007, 02:21 PM

Quote:

Originally Posted by p1mpdogg

i have an incentive to have good credit so i can borrow against it for projects and still be liquid.

there are smart ways to use cards and very dumb ways. I dont mind having balances, I always pay well above the minimum due. Just a personal preference i guess

Good answer, I was just buggin ya anyway.

I got screwed over while in college on a credit purchase. Made a huge blackspot on my credit report despite my fighting it and winning. It's a long story.
Anyway, the only resort I had was to get a credit rebuilding card and start at the bottom.. and using it, and having a balance, and paying it and using it and so on for a long time was the only way to get myself back to a point where anyone would give me anything.

At the time, I couldn't even get a cell phone because that black spot hurt so bad. But now I own a car, a house and more.

Barefootsies · 06-20-2007, 02:24 PM

Congrats sire.

jimmy-3-way · 06-20-2007, 02:30 PM

You losers, I pay cash for everything.

In fact, I pay in gold bricks for all my shit.

Paper money is for the poor.

p1mpdogg · 06-20-2007, 02:34 PM

Quote:

Originally Posted by jimmy-3-way

You losers, I pay cash for everything.

In fact, I pay in gold bricks for all my shit.

Paper money is for the poor.

I actually pay an asian kid to follow me with a wheel barrel that is stocked full of silver and gold bars, I can buy a ton of smokes and milk with a gold bar!

the platinum bars i keep on my persons at all time, you never know when you'll need a paltinum bar

Phoenix · 06-20-2007, 02:40 PM

u try never to carry a balance

i usually pay it off the same day.

i use a credit card...wheni get home i login and pay it..lol

fuck them and their interest

jimmy-3-way · 06-20-2007, 02:41 PM

Quote:

Originally Posted by p1mpdogg

I actually pay an asian kid to follow me with a wheel barrel that is stocked full of silver and gold bars, I can buy a ton of smokes and milk with a gold bar!

the platinum bars i keep on my persons at all time, you never know when you'll need a paltinum bar

Now that's baller.

The bitch of it is some fool trying to make some fucking change. Like I even care. Keep it, groundling.

AgentCash · 06-20-2007, 03:00 PM

Quote:

Originally Posted by Phoenix

u try never to carry a balance

i usually pay it off the same day.

i use a credit card...wheni get home i login and pay it..lol

fuck them and their interest

Err... why not take advantage of the 25-30 day grace period and use their money interest free?

p1mpdogg · 06-20-2007, 03:15 PM

Quote:

Originally Posted by jimmy-3-way

Now that's baller.

The bitch of it is some fool trying to make some fucking change. Like I even care. Keep it, groundling.

right? i dont get why people gotta make shit so hard. keep the change buddy, you need it!

06-20-2007, 02:09 PM	#1
p1mpdogg Too lazy to set a custom title Join Date: Nov 2002 Posts: 16,714	how w many of you transfer credit balances between cards? I just transferred 50k in credit card balances to one card at 3.99% ccompared to 12.99% Im happy for the day, take advantage of that shit, you save a ton! __________________ A fast fortune is easy to earn! Just go with a winner!

06-20-2007, 02:13 PM	#3
StuartD Sofa King Band Join Date: Jul 2002 Location: Outside the box Posts: 29,903	I thought you always had millions in your pockets... why not just pay it off? __________________ This is me on facebook This is me on twitter

06-20-2007, 02:14 PM	#4
p1mpdogg Too lazy to set a custom title Join Date: Nov 2002 Posts: 16,714	btw, call your credit card company and tell them you want a lower apr, I just got mine lowered from 12.99 to 7.99 __________________ A fast fortune is easy to earn! Just go with a winner!

06-20-2007, 02:17 PM	#6
p1mpdogg Too lazy to set a custom title Join Date: Nov 2002 Posts: 16,714	i should mention, this is only 1 card, i have 5 and all have 0 balances but 1, each card is good at certain times depending on the purchase and need __________________ A fast fortune is easy to earn! Just go with a winner!

06-20-2007, 02:18 PM	#7
p1mpdogg Too lazy to set a custom title Join Date: Nov 2002 Posts: 16,714	btw, the money i transferred was a 2nd mortgage/equity line of credit(visa) i took out 4 years ago, and I just moved it onto this card to close out the 2nd __________________ A fast fortune is easy to earn! Just go with a winner! Last edited by p1mpdogg; 06-20-2007 at 02:20 PM..

06-20-2007, 02:12 PM	#2
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	I only carry balances on 0% cards, but when I get an offer for one, I'll put everything on that card and pay the minimum until the 0% runs out

06-20-2007, 02:24 PM	#9
Barefootsies Choice is an Illusion Industry Role: Join Date: Feb 2005 Location: Land of Obama Posts: 42,635	Congrats sire. __________________ Should You Email Your Members? Link1 \| Link2 \| Link3 Enough Said. "Would you rather live like a king for a year or like a prince forever?"

06-20-2007, 02:30 PM	#10
jimmy-3-way Confirmed User Industry Role: Join Date: Jun 2001 Location: Transform my name to numbers it'd be 121058710. Posts: 3,861	You losers, I pay cash for everything. In fact, I pay in gold bricks for all my shit. Paper money is for the poor. __________________ Make money offa that Asian honey - www.eroticmp.com.

06-20-2007, 02:40 PM	#12
Phoenix BACON BACON BACON Industry Role: Join Date: Nov 2002 Location: Poems everybody, the laddie fancies himself a poet Posts: 35,462	u try never to carry a balance i usually pay it off the same day. i use a credit card...wheni get home i login and pay it..lol fuck them and their interest __________________ Skype Phoenixskype1 Telegram PhoenixBrad https://quantads.io