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#1 |
Confirmed User
Join Date: Jun 2004
Location: buffalo, las vegas. icq: 285808879
Posts: 4,796
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How to deal with a financially irresponsible parent?
hello, i have a problem and am looking for advice on how to best handle this situation.
my mother has trouble paying her bills and just got her car repo'd a second time. i will have to drive her to and from work and pay to retrieve her car. she needs to keep her job. she had her hips replaced in august. she claims her medical bills is what puts her behind. she has a simple life - just a track phone, no cable, no internet and keeps her heat down. one issue with her life is she has too much shit everywhere being a hoarder. she did not contact me both times she was behind on her car. maybe her pride got in the way? she needs an infusion of capital to regain her footing. if i am going to invest in her failed business model, what should i demand out of the deal? her finance books to manage her money? ownership of all her crap so i can throw it away? if i do take over her finances then she will be become dependent on me for money like a child and thats not something i am looking forward to. |
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#2 |
Confirmed User
Join Date: Jun 2001
Location: Closer than you think
Posts: 9,535
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the best deal in this situations is - NO DEAL
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#3 |
So Fucking Drunk
Industry Role:
Join Date: Oct 2006
Posts: 2,155
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Dont expect it back.......
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#4 |
Black Vagina Finder
Join Date: Jan 2002
Location: The Midwest
Posts: 13,975
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It's your mom man so you gotta do something....If you are going to infuse some cash, I advise that you just pay the people that need to be paid instead of her.
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#5 |
Ah My Balls
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Join Date: Feb 2007
Location: Under the gold leaf ICQ 388-454-421
Posts: 14,311
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best answer and tell her this is the last time
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#6 |
Confirmed User
Join Date: Jan 2005
Posts: 1,558
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give her small payments so she feels some pain if she blows it on something stupid, but can never get in too much trouble since the next payment is coming up soon.
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#7 |
Let's do some business!
Industry Role:
Join Date: Sep 2004
Location: Austin, TX
Posts: 31,292
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It sounds like she simply isn't making enough money? Maybe she should consider different living arrangements... a cheaper place or a roommate. It may sound funny to have a roommate at that age but if she can find another single woman around her age it may work out for both of them... a little companionship, cheaper living, and better safety.
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#8 |
Choice is an Illusion
Industry Role:
Join Date: Feb 2005
Location: Land of Obama
Posts: 42,635
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#9 |
Show Yer Tits!
Industry Role:
Join Date: Feb 2002
Location: Somewhere Out there...
Posts: 25,792
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I would do anything for my Mom. Use your best judgement and do what you can to help her get her footing.
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#10 |
Confirmed User
Join Date: Jun 2004
Location: buffalo, las vegas. icq: 285808879
Posts: 4,796
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#11 |
H.B.I.C.
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Join Date: Jun 2003
Location: NC
Posts: 30,122
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#12 | |
Confirmed User
Join Date: Jun 2004
Location: buffalo, las vegas. icq: 285808879
Posts: 4,796
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Quote:
in order to find out if she is not making enough money i will have to look at her books and go about managing her income/expenses. i didnt expect to have to take care of a parent so soon in my life. |
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#13 |
Confirmed User
Join Date: Aug 2008
Posts: 3,223
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Take her to Dr. Phil.
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#14 |
Confirmed User
Join Date: Apr 2002
Location: Houston
Posts: 5,651
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tough to say without knowing her... i definitely wouldnt give her a lump sum of cash though... you need to sit down with her and figure out where her money is going and what she can actually afford.
then figure out a way to lower her costs, and in the mean time help her out with some cash little by little and make sure it's getting spent where it needs to. |
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#15 | |
Too lazy to set a custom title
Join Date: Aug 2001
Location: portland, OR
Posts: 20,684
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Quote:
If you just give her a bunch of cash it sounds like she will be right back asking for money in a few months. |
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#16 |
Confirmed User
Industry Role:
Join Date: Sep 2007
Location: Los Angeles
Posts: 2,706
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Maybe she can start submitting gals?
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#17 |
Too lazy to set a custom title
Join Date: Dec 2006
Posts: 23,400
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I wonder if I can be a financially irresponsible parent so someone can come by and bail me out too...
Me <3 cash infusions!
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#18 |
#1 Adult Content Provider
Join Date: Jul 2003
Location: Glendale, Ca
Posts: 11,577
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Take all her money and manage it for her....
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#19 |
. . .
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Join Date: Apr 2007
Location: NY
Posts: 13,724
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don't be too critical of her, some people just are terrible with money and they are like their own worst enemy yet they can't help it, it's your choice to help her or not, but don't make her feel guilty or anything as she probably can't help it as it is deeply a part of her personality
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#20 |
Confirmed User
Join Date: Oct 2004
Location: up in gang bang heaven
Posts: 3,726
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was she a good mother growing up? if so help her out with no questions asked after all she did give you a good life but if she gave you a shitty child hood then dont help her
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#21 |
So Fucking Banned
Join Date: Jul 2008
Location: Canadia
Posts: 2,222
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#22 |
. . .
Industry Role:
Join Date: Apr 2007
Location: NY
Posts: 13,724
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I agree with that, but also to the extent that if it wouldn't hurt me financially, I'd probably help her even if she made mistakes in my childhood too...... help her no matter what if it is no real skin off your nose, you don't have to give her a luxury lifestyle, but making sure she is ok should probably go without saying
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#23 |
Permanently Gone
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Posts: 10,019
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#24 | |
Confirmed User
Join Date: Jun 2004
Location: buffalo, las vegas. icq: 285808879
Posts: 4,796
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Quote:
a lot of people suggest that i manage her bills or income. thanks for the support. that seems to be the obvious next step to get her shit straightened out. |
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#25 |
lurker
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Join Date: Aug 2002
Location: atlanta
Posts: 57,021
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you said she has a simple life - just a track phone, no cable, no internet and keeps her heat down.
so why are you assuming she is financially irresponsible.the person you described above doesnt sound like that. medical bills can be a bear and if they are putting pressure on her.most dont realize they can say this is what i can pay you fuck off. you said she claims do you not trust her for some reason? |
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#26 |
Adult Content Provider
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Join Date: May 2005
Location: Europe
Posts: 18,243
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#28 | |
Confirmed User
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Join Date: Mar 2004
Location: Rock Hill, SC
Posts: 5,370
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Quote:
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#29 | |
2011 GFY Hall of Fame!
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Join Date: Nov 2000
Location: Back in Texas!
Posts: 15,224
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Quote:
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#30 |
Too lazy to set a custom title
Join Date: Dec 2004
Posts: 17,513
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#31 |
emperor of my world
Join Date: Aug 2004
Location: nethalands
Posts: 29,903
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#32 |
Work Work Work
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Join Date: Nov 2008
Location: EU
Posts: 20,060
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Just help her,karma
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#33 |
So Fucking Banned
Industry Role:
Join Date: Apr 2002
Location: ¤ª"˜¨๑۩۞۩๑¨˜"ª¤
Posts: 18,481
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You said something about a failed business model, so I presume she runs a business of some sort. Is this a business that you can improve upon and then let her run with it from there?
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#34 |
GFY HALL OF FAME DAMMIT!!!
Join Date: Jan 2002
Location: that 504
Posts: 60,840
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no clue, when i read things lik,e this i am glad my mom was and is such a responsible person in her life and tried her best to pass that on to me.
good luck, everyting is gonna work out man.
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#35 |
I'm Lenny2 Bitch
Join Date: Mar 2001
Location: On top of my soapbox
Posts: 13,449
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If it were me, personally, I would go to an adult industry message board full of pornographers and hangers-on and tell them all kinds of demeaning things about my mother, and ask them what they thought I should do.
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#36 |
Too lazy to set a custom title
Join Date: Dec 2004
Posts: 17,513
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#37 |
BACON BACON BACON
Industry Role:
Join Date: Nov 2002
Location: Poems everybody, the laddie fancies himself a poet
Posts: 35,457
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buy her a cheap car...if she cant afford the new one..take it back and buy a used one.
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#38 |
Porn Meister
Industry Role:
Join Date: Feb 2005
Posts: 16,443
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My mother was always too proud to EVER outright ask for money help. When I'd visit her, I'd ask my brother who lived with her and he'd go get me the bills. I'd pay them in full so she was not playing the evil "minimum payment" game. I'd give her cash too because lets face it, mom raised 6 kids and did so much of it alone after my father had passed away young. There was nothing I wouldnt have done to help her.
If I had a chance to, I'd spreadsheet everything, break it down by week and even by day and show it to her. Chop up credit cards and prioritise the ones that need to be paid faster because of penalties/interest. Shit like that. Common sense when you have a clear head. Maybe your mother just isn't keeping track closely so it slips her mind and before you know it, it's repo time. Good luck.
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43-922-863 Shut up and play your guitar. ![]() |
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#39 |
Porn Meister
Industry Role:
Join Date: Feb 2005
Posts: 16,443
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OH yeah, hoarding too is a real serious issue. You should take a few big plastic bins and start sorting.. KEEP, UNSURE, TRASH and start one room/box/pile at a time.
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43-922-863 Shut up and play your guitar. ![]() |
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#40 |
Let's do some business!
Industry Role:
Join Date: Sep 2004
Location: Austin, TX
Posts: 31,292
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LOL I'm pretty sure that it was a metaphor referencing the bank and auto industries...
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#41 | |
Confirmed User
Join Date: Jun 2004
Location: buffalo, las vegas. icq: 285808879
Posts: 4,796
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Quote:
some people have criticized me for using language with shows a lack of respect towards her. i apologize for that. i just get terribly frustrated with her sometimes. hopefully her car will be back by thursday. |
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#42 | |
Confirmed User
Industry Role:
Join Date: Jan 2004
Location: oddfuturewolfgangkillthemall!!!!!!!
Posts: 5,656
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#43 |
ICQ: 197-556-237
Join Date: Jun 2003
Location: BRASIL !!!
Posts: 57,559
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Tha is a hard sittuation...hope everything gets alright..
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#44 | |
lurker
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Join Date: Aug 2002
Location: atlanta
Posts: 57,021
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#45 |
Carpe Visio
Industry Role:
Join Date: Jul 2002
Location: New York
Posts: 43,056
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The money is the least of your worries if she's a hoarder.
That's going to need someone to actually come in and help her make life changes. There are people out there to help, so I'd do some looking in that direction as well. |
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#46 |
No Refunds Issued.
Industry Role:
Join Date: Feb 2001
Location: GFY
Posts: 28,300
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dont invest any money into her shit.
just give her some cash every month for food/bills |
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#47 | |
lurker
Industry Role:
Join Date: Aug 2002
Location: atlanta
Posts: 57,021
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#48 |
No Refunds Issued.
Industry Role:
Join Date: Feb 2001
Location: GFY
Posts: 28,300
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#49 | |
Confirmed User
Join Date: Nov 2003
Location: los angeles
Posts: 1,461
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Quote:
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#50 |
Confirmed User
Join Date: Jul 2006
Location: Manila, Philippines
Posts: 6,960
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right
![]() And just give her allowance monthly. Just give her the exact amount for her basic needs.
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