We have to threaten with a lawyer to get anything these days? - GoFuckYourself.com

96ukssob · 09-19-2009, 11:39 AM

So a few weeks ago, some wild animals got into my storage garage and ruined furniture and ate/pissed/shat on boxes and other stuff laying around.

I called the rental complex and they wont cover it, as they sent me a copy of the agreement from their corporate office, but I was told it has to be covered by my renters insurance, which is why they make it mandatory to have.

I call to file a claim wiht my insurance company and THEY WONT COVER IT!

When I ask why, they claim that small animals are considered "rodents and/or domestic animals" HOGWASH! So I called my insurance agent and argued with him for 20 minutes about what is considered a domestic pet and what is wild... he told me Im screwed.

The next day I'm in a sour mood so I write an email to him saying "I just got done meeting with my attorney and after reviewing the documents, she states that this damage will be covered by my renters insurance. I dont have your address where she can mail her documents to you, can you please provide me the street address and a fax number, she will be in touch later today."

Within 20 minutes, I get an email back saying "No need, I just filed the claim for you an adjuster will be contacting you shortly. Thanks, your trusted State Farm Agent"

WTF?!?!?!? I bluff with a lawyer and they move? This is ridiculous that this has to happen. I get raped monthly for insurance and when I try to make a claim, the only way is I have the threaten to sue?

Barefootsies · 09-19-2009, 11:51 AM

Unfortunately, yes.

Loch · 09-19-2009, 11:57 AM

Very common.
Most people in your situation simply go (ohh well we tried) and move on.

Insurrence, phone, cable companies can pretty much get away with murder these days.

IllTestYourGirls · 09-19-2009, 03:34 PM

You get raped for rental insurance? I think I pay $100 bucks or some shit like that A YEAR.

ToplistBlog_Com · 09-19-2009, 03:49 PM

It's the litigious world we live in. Sucks, if you ask me.

09-19-2009, 11:39 AM	#1
96ukssob So Fucking Banananananas Industry Role: Join Date: Mar 2003 Location: If I was in your ass you'd know it Posts: 12,991	We have to threaten with a lawyer to get anything these days? So a few weeks ago, some wild animals got into my storage garage and ruined furniture and ate/pissed/shat on boxes and other stuff laying around. I called the rental complex and they wont cover it, as they sent me a copy of the agreement from their corporate office, but I was told it has to be covered by my renters insurance, which is why they make it mandatory to have. I call to file a claim wiht my insurance company and THEY WONT COVER IT! When I ask why, they claim that small animals are considered "rodents and/or domestic animals" HOGWASH! So I called my insurance agent and argued with him for 20 minutes about what is considered a domestic pet and what is wild... he told me Im screwed. The next day I'm in a sour mood so I write an email to him saying "I just got done meeting with my attorney and after reviewing the documents, she states that this damage will be covered by my renters insurance. I dont have your address where she can mail her documents to you, can you please provide me the street address and a fax number, she will be in touch later today." Within 20 minutes, I get an email back saying "No need, I just filed the claim for you an adjuster will be contacting you shortly. Thanks, your trusted State Farm Agent" WTF?!?!?!? I bluff with a lawyer and they move? This is ridiculous that this has to happen. I get raped monthly for insurance and when I try to make a claim, the only way is I have the threaten to sue? __________________ Email: Clicky on Me

09-19-2009, 11:51 AM	#2
Barefootsies Choice is an Illusion Industry Role: Join Date: Feb 2005 Location: Land of Obama Posts: 42,635	Unfortunately, yes. __________________ Should You Email Your Members? Link1 \| Link2 \| Link3 Enough Said. "Would you rather live like a king for a year or like a prince forever?"

09-19-2009, 11:57 AM	#3
Loch Confirmed User Industry Role: Join Date: Feb 2002 Location: Canada Posts: 7,674	Very common. Most people in your situation simply go (ohh well we tried) and move on. Insurrence, phone, cable companies can pretty much get away with murder these days. __________________ Contact us for Beta store access (4000 HD/SD productions) - Editing - Encoding/Post production ICQ - 277 862 930 E-mail casper /@/ cool-content.com

09-19-2009, 03:34 PM	#4
IllTestYourGirls Ah My Balls Industry Role: Join Date: Feb 2007 Location: Under the gold leaf ICQ 388-454-421 Posts: 14,311	You get raped for rental insurance? I think I pay $100 bucks or some shit like that A YEAR. __________________

09-19-2009, 03:49 PM	#5
ToplistBlog_Com So Fucking Banned Join Date: Jul 2006 Location: Queens NY Posts: 2,065	It's the litigious world we live in. Sucks, if you ask me.