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Old 05-22-2010, 04:47 AM   #1
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how much do you need to live on each month?

or should i ask, how much does your mum charge you to stay in her house each month?

what most of you claim your like:



and in truth this is what most of you are like:

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Old 05-22-2010, 04:51 AM   #2
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and in truth this is what most of you are like:

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Old 05-22-2010, 05:01 AM   #3
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My bare expenses are about $2,000. a month. Add another 5 grand for eating out, bars, liquor, drugs, women ........


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Old 05-22-2010, 05:03 AM   #4
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Old 05-22-2010, 05:04 AM   #5
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cigarettes 40$/m
net 20$/m
mobilephone 40$/m
other bills 30$/m
--------------------
130$ for bills

food maybe 200$

and if i use my car add 100$
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Old 05-22-2010, 05:05 AM   #6
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cigarettes 40$/m
net 20$/m
mobilephone 40$/m
other bills 30$/m
--------------------
130$ for bills

food maybe 200$

and if i use my car add 100$
My God where do you live?


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Old 05-22-2010, 05:06 AM   #7
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haha, yeah, totally
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Old 05-22-2010, 05:06 AM   #8
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food maybe 200$
$200? You must eat like a fucking mouse
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Old 05-22-2010, 05:19 AM   #9
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Old 05-22-2010, 05:24 AM   #10
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So you're using GFY stuff in advertising to promote your own sites. Good move.
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Old 05-22-2010, 05:26 AM   #11
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I can squeeze by on less than $2k a month...

7 bedrooms

live in housekeeper

swimming pool

tennis court

wet bar

food, utilities etc










Welcome to America Latina
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Old 05-22-2010, 05:33 AM   #12
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$200? You must eat like a fucking mouse
That could be 6 McDonalds double cheesburgers per day.
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Old 05-22-2010, 05:37 AM   #13
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This one actually made me laugh. Are you getting a sense of humor Adam ?
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Old 05-22-2010, 05:40 AM   #14
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That could be 6 McDonalds double cheesburgers per day.
They are £1.29 here, so i'd only get 3½/day for that. Pretty sure I wouldn't be able to eat another one EVER after less than a week of just cheeseburgers though.
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Old 05-22-2010, 05:41 AM   #15
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This one actually made me laugh. Are you getting a sense of humor Adam ?
yes

i even thought about promoting your sites.

he he
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Old 05-22-2010, 06:15 AM   #16
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If you have no debt other than your house, it is really easy to live on >3k a month (depending on location). My family can survive on 2k a month. Of course thats no savings, going out, vacations ect.
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Old 05-22-2010, 06:57 AM   #17
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If you have no debt other than your house, it is really easy to live on >3k a month (depending on location). My family can survive on 2k a month. Of course thats no savings, going out, vacations ect.
True dat.

I can get by on roughly $2500.00 a month. That includes mortgage (4BR/2BATH), truck, seadoo, student loans, food, all utilities, insurance, minimal entertainment (movies/dining out once a week).
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Old 05-22-2010, 08:09 AM   #18
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2 people, $6k a month.

Having no health insurance + a chronic disease eats up a chunk of that.
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Old 05-22-2010, 08:31 AM   #19
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200 a month for food?
shit i can eat 200 in like 4 days of just groceries
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Old 05-22-2010, 08:32 AM   #20
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food maybe 200$
I'm spending more on that in food tonight when I take the girl out...
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Old 05-22-2010, 09:44 AM   #21
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I guess it's pretty expensive to live in the US...
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Old 05-22-2010, 09:47 AM   #22
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o
and in truth this is what most of you are like:

Are you saying most of us still use old beige computer cases?
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Old 05-22-2010, 10:12 AM   #23
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New York-fucking-CITY people. NEW YORK CITY.

$4k a month, minimum.
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Old 05-22-2010, 10:25 AM   #24
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Love having no overhead. Internet $100, association fees $50, power $60, cell phone $20... Groceries we usually spend around $150-200/week on, depending what I'm cooking... that could go down if needed.
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Old 05-22-2010, 10:33 AM   #25
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Your sites suck and all the chicks are extremely ugly DVTimes.
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Old 05-22-2010, 10:37 AM   #26
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what could you live on or what kind of money do you need to make you happy?
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Old 05-22-2010, 11:02 AM   #27
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Old 05-22-2010, 11:12 AM   #28
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Good lord, we have school loan payments larger than some peoples total living costs each month. Not sure which end of sad that's on....
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Old 05-22-2010, 11:20 AM   #29
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Good lord, we have school loan payments larger than some peoples total living costs each month. Not sure which end of sad that's on....
There's nothing sad about living debt free.
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Old 05-22-2010, 11:28 AM   #30
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I smell some jealousy & envy here. :D
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Old 05-22-2010, 11:38 AM   #31
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cigarettes 40$/m
net 20$/m
mobilephone 40$/m
other bills 30$/m
--------------------
130$ for bills

food maybe 200$

and if i use my car add 100$
wow
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Old 05-22-2010, 11:39 AM   #32
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I'm spending more on that in food tonight when I take the girl out...
yeah, same
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Old 05-22-2010, 11:41 AM   #33
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After reading some of these numbers I need to get the fuck out of the DC area.

...oh and cell phones...

Our cell phone bill is $230 a month for two phones.

Where the fuck are people getting cell phones for $20/mo.?

This thread makes me feel like a slave to the dollar. I'm doing something wrong.
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Old 05-22-2010, 11:47 AM   #34
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New York-fucking-CITY people. NEW YORK CITY.

$4k a month, minimum.
had a job offer there and turned it down as Real Estate or even an apartment there is crazy.

for me after taxes can scrape by on $1600-$2000 but $2500+ is better

Last edited by ErectMedia; 05-22-2010 at 11:49 AM..
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Old 05-22-2010, 12:07 PM   #35
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Around $2,500. No car payment sure helps.
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Old 05-22-2010, 12:20 PM   #36
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India

Maybe to move to India, I think dollar there means much more.
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Old 05-22-2010, 12:20 PM   #37
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There's nothing sad about living debt free.

Our School loans aren't debt, they're investments of a different type. Unless you want to count stocks, bonds, etc as a debt because you don't have the money.. outside of killer interest rates, it's an ongoing investment that is paying off very well and growing.

Let's be a little realistic too.. the total cost of living for many of those that are debt free in this post is lower than our monthly food bill, which kinda explains why they're able to live the life style they do.
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Old 05-22-2010, 12:30 PM   #38
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Good lord, we have school loan payments larger than some peoples total living costs each month. Not sure which end of sad that's on....
I think school loans are the biggest crappiest thing ever, people are usually so young when they get into these things and don't know any better.

The Banks and Fed print the money out of thin air, then you have to slave your ass off to pay it back. Fuck them!! haha

Sorry, my girlfriend gets calls every day. Bastard Lizard people I tell ya!
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Old 05-22-2010, 12:34 PM   #39
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Our School loans aren't debt, they're investments of a different type. Unless you want to count stocks, bonds, etc as a debt because you don't have the money.. outside of killer interest rates, it's an ongoing investment that is paying off very well and growing.

Let's be a little realistic too.. the total cost of living for many of those that are debt free in this post is lower than our monthly food bill, which kinda explains why they're able to live the life style they do.
School loans are debt just like a mortgage is. Although both are typically considered "good debt" as opposed to "bad debt" like credit cards or medical bills. Good debt has a purpose and hopefully a gain at the end.

How exactly are stocks and bonds a debt? Debt is when you owe money. What debt do stock and bond holders have?
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Old 05-22-2010, 12:35 PM   #40
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Our School loans aren't debt, they're investments of a different type. Unless you want to count stocks, bonds, etc as a debt because you don't have the money.. outside of killer interest rates, it's an ongoing investment that is paying off very well and growing.

Let's be a little realistic too.. the total cost of living for many of those that are debt free in this post is lower than our monthly food bill, which kinda explains why they're able to live the life style they do.
Your student loans are not Debt?
what?
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Old 05-22-2010, 12:40 PM   #41
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what could you live on or what kind of money do you need to make you happy?
I took it to mean bare minimum, like how long could you coast on $x amount if you had to.

I do take living debt-free with minimum monthly recurring overhead very seriously however. The lifestyle isn't for everyone obviously but I still believe it's superior.
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Old 05-22-2010, 12:55 PM   #42
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$200 per month for moms basement
$60 per month for my unlimited boost mobile prepaid blackberry plan
$55 per month misdemeanor probation fee
$50 per month on gas for using moms van on my weed runs
$150 per month for weed
$40 (maybe a little more or less) on lotto tickets

Moms pays all other bills and foodstamps takes care of the food...

I can survive on about $550 per month. I make more than that though and spend the extras on escorts.
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Old 05-22-2010, 01:16 PM   #43
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interesting read.
2 adults, 1 kid and a dog.
need about 4K a month on bills and food.
the rest is about 2K, so 6K in total does the trick.
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Old 05-22-2010, 01:31 PM   #44
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No shame in my game, no basement but the back room.... I say $300
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Old 05-22-2010, 01:51 PM   #45
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No mortgage, no car loans, no cc debt here but worked hard to get to that point.

I prob could live on 2k/mo. Honestly I have no idea I just spend little as possible but def not afraid to heavily reinvest in my business.

Oh and no student loans as I didn't go to college.
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Old 05-22-2010, 02:31 PM   #46
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I think school loans are the biggest crappiest thing ever, people are usually so young when they get into these things and don't know any better.

The Banks and Fed print the money out of thin air, then you have to slave your ass off to pay it back. Fuck them!! haha

Sorry, my girlfriend gets calls every day. Bastard Lizard people I tell ya!
If you're going to college without a purpose it's dumb... depending on you're loans are done, you can have it put in your bank account, as well as you use services, time, teachers, etc.. it can't be free.

Your GF should be responsible and pay up..
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Old 05-22-2010, 02:41 PM   #47
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I can easy live with 2500$-3000$ all taxes/fees/rates included.

P.S.: Is there any webmaster from Vienna or Bratislava? I will visit those 2 cities the next weekend and i want to drink a beer with you guys.
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Old 05-22-2010, 02:44 PM   #48
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School loans are debt just like a mortgage is. Although both are typically considered "good debt" as opposed to "bad debt" like credit cards or medical bills. Good debt has a purpose and hopefully a gain at the end.

How exactly are stocks and bonds a debt? Debt is when you owe money. What debt do stock and bond holders have?
Yes, I understand on the books it's a debt... you owe someone money.

However, that's not how I look at it. If overtime I invest $100k out of my pocket into stocks/bonds, etc... overtime I expect a return - but it might not. I see that no differently than borrowing $100k, slowly paying it back (like building my investment) until one day it's making money for us monthly (which still requires investment), much like a dividend would - even if my overall investment hasn't made it's return yet.

School loans are investments for life... if people do nothing with their life, I guess it's a debt for people then.


Quote:
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Your student loans are not Debt?
what?
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Old 05-22-2010, 02:45 PM   #49
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Old 05-22-2010, 02:47 PM   #50
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