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Old 09-05-2010, 01:27 AM   #51
BIGTYMER
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Long weekend.
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Old 09-05-2010, 01:31 AM   #52
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Michael O you are the man and I feel 99% better about this all because of you...it will be 100% when I get my wire
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Old 09-05-2010, 01:38 AM   #53
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Originally Posted by Russian View Post
WHAT?!
VISA IS NOT A BANK.
"To load a card" means "to transfer money into specific BANK ACCOUNT"!
Tell me this is wrong?
If you get blocked by VISA the money are still IN YOUR BANK and can be easily wired anywhere.
Stop making fool of yourself.
All of your statements are lie from the very beginning just for the reason I stated in my first post.
How do you know that is not the case? Just because it went down on Thursday doesn't mean they are going to immediately start wiring out of that account. I imagine that would be a last resort type thing. First thing they'll want to do is contact Visa to get things turned back on.

What if on Tuesday Visa says "oh you're good and we're turning you back on!"

You want them to jump the gun when they may not even have a clear picture yet themselves of what is going on.
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Old 09-05-2010, 03:12 AM   #54
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i love you, i mean if you are a god who you play. there is at least one fucking idiot on this board, enjoy your prize!
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Old 09-05-2010, 03:18 AM   #55
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The virtual/electron card works the way that when you put money on the card then its loaded onto the card same as if you had a prepaid card except this card be loaded over and over and you can move money to and from it using the Wallet.
So when the card get suspended its not possible to move the to the card or away from the card.

We are working to get issue solved and expect to have a solution in place next week.
Michael has been always very helpful with any issues
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Old 09-05-2010, 03:29 AM   #56
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I'l wait till i see first report about successful wire,then i will continue as usual.Unability to do atm withdraw is pain in the ass but i can live with that.
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Old 09-06-2010, 02:35 AM   #57
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I'l wait till i see first report about successful wire,then i will continue as usual.Unability to do atm withdraw is pain in the ass but i can live with that.
same here
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Old 09-06-2010, 02:56 AM   #58
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I'l wait till i see first report about successful wire,then i will continue as usual.Unability to do atm withdraw is pain in the ass but i can live with that.
+1
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Old 09-06-2010, 03:02 AM   #59
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Michael has been always very helpful with any issues
yes, he always help me when I need

Great support last 7 years
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Old 09-06-2010, 03:05 AM   #60
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wires have reference numbers, if in doubt ask for the # then call your bank to backtrace it
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Old 09-06-2010, 06:05 AM   #61
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Long weekend.
As usual...
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Old 09-06-2010, 06:07 AM   #62
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Here, this should make it feel a little better:
good idea
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Old 09-06-2010, 06:44 AM   #63
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Hey Michael O, how are you? Never mind, I don't give a shit.
Straight to business: VISA is not a bank!
There's no difference between so-called wallet money and so-called money on virtual Visa.
Those moneys ARE ALL IN YOUR BANK ACCOUNT!
It makes no difference whether or not you or your bank got blocked by Visa.
The money is still in the bank account where it was before the suspension.
Do you still think we are dumb fucks? No, you are.
I've worked in banks and hey I have a degree in banking.
Visa suspension would never get the money blocked!
Thank god I only had a few cents in your miserable system.
GFY.
Boy, for a guy who claims to have a degree in banking you sure don't have much of an understanding of how a prepaid style Visa/MC works.

Better hand that degree back.
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Old 09-06-2010, 07:50 AM   #64
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Originally Posted by Russian View Post
Hey Michael O, how are you? Never mind, I don't give a shit.
Straight to business: VISA is not a bank!
There's no difference between so-called wallet money and so-called money on virtual Visa.
Those moneys ARE ALL IN YOUR BANK ACCOUNT!
It makes no difference whether or not you or your bank got blocked by Visa.
The money is still in the bank account where it was before the suspension.
Do you still think we are dumb fucks? No, you are.
I've worked in banks and hey I have a degree in banking.
Visa suspension would never get the money blocked!
Thank god I only had a few cents in your miserable system.
GFY.
Spoken like a true Russian peasant.

Yelling at Michael will not get you your money any faster. He wants to get this resolved as much as you do. If I were in ePassporte's position I would block you from using their service ever again.
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Old 09-06-2010, 08:54 AM   #65
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I am not going anywhere, ePassporte is a great company to work for been with ePassporte 5 years in November and I expect another 5 years
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Old 09-06-2010, 08:59 AM   #66
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Old 09-06-2010, 09:01 AM   #67
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yes, he always help me when I need

Great support last 7 years
you mean 5yrs
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Old 09-06-2010, 10:24 AM   #68
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Spoken like a true Russian peasant.

Yelling at Michael will not get you your money any faster. He wants to get this resolved as much as you do. If I were in ePassporte's position I would block you from using their service ever again.
Why block him? Because he's asking for his money? What if epassporte puts in our wallet money from its own funds so we can all withdraw it? It's their problem with Visa, not ours, and they have to deal with it, not us.
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Old 09-06-2010, 12:12 PM   #69
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It sounds to me like "solution next week" maybe means "we're trying to get another dodgy offshore bank to do our cards so we don't have to pay all your money back"
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Old 09-06-2010, 12:39 PM   #70
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Originally Posted by Russian View Post
Hey Michael O, how are you? Never mind, I don't give a shit.
Straight to business: VISA is not a bank!
There's no difference between so-called wallet money and so-called money on virtual Visa.
Those moneys ARE ALL IN YOUR BANK ACCOUNT!
It makes no difference whether or not you or your bank got blocked by Visa.
The money is still in the bank account where it was before the suspension.
Do you still think we are dumb fucks? No, you are.
I've worked in banks and hey I have a degree in banking.
Visa suspension would never get the money blocked!
Thank god I only had a few cents in your miserable system.
GFY.
I've set up wallets internationally and domestically and worked in the transaction acquiring business for years:

1) Deposits usually sit in a "master" account earning interest until a call is made by the wallet application to fund a wallet attached to a card product (Virtual VISA)

2) Normally, each card has a quasi-account attached to the number for accounting purposes so that when funds are swept they are debited from "master" account into the quasi-account so that ATM and Interchange Networks can be accessed for money transfers.

3) If VISA suspended the card program but no further action was taken by either the bank or a regulatory entity then theoretically the funds can be swept back into the master wallet account from the quasi-accounts. This would require some accounting review to ensure that any pending authorizations that were cleared prior to the freeze were still funded unless a decision was made just to move the entire balances back and allow all of those transactions decline.

4) If VISA, the Bank, a regulatory agency or any combination of those entities have "frozen" the funds for purposes of an investigation of illegal activity or activity that violated the Card Association rules/regs, then those moves would be restricted pending the resolution of this investigation.

Best case scenario is that the program was terminated by either the bank, VISA or jointly (and notice should have been given well in advance of this) and there is no further investigation required. In that instance, ePassporte should be able to access the funds and arrange for payouts to the individual cardholders via other methods.

What seems to be a more likely scenario is that there's an allegation of a major violation of either VISA Association rules/regs, local banking laws as overseen by St. Kitt's regulatory authority (whoever that is), or a violation under the purview of the U.S. FTC. Of course ePassporte is innocent until proven guilty, but it seems that all signs (i.e. no notice of sudden cancellation, no immediate solution available to redress issues) indicate that there is a larger problem than a simple closure of the card program and the funds are being held indefinitely.
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Old 09-07-2010, 04:22 AM   #71
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pretty much the same thing that happend to ibill..visa termintated there relationship and ibill went under...as far as mastecard..i doubt epass/mallick will be able to establish a relationship with them due to Paycom/mallicks previous lawsuit against mastercard for that nasty situation a few years back

see sig ---v
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Old 09-07-2010, 04:28 AM   #72
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No matter how we look at it, this is a nice wake up call so people don't put all their eggs in one basket.
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Old 09-07-2010, 04:30 AM   #73
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Why block him? Because he's asking for his money? What if epassporte puts in our wallet money from its own funds so we can all withdraw it? It's their problem with Visa, not ours, and they have to deal with it, not us.
That dude is a complete idiot. Simple add him into your ignore list and GFY will become much cleaner
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Old 04-24-2014, 01:37 AM   #74
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You were all warned
https://gfy.com/showthread.php?t=975343&page=1
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Old 04-24-2014, 03:58 AM   #75
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It does seem like deja vu

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