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-   -   Credit Reports online. Bueller. Bueller? (https://gfy.com/showthread.php?t=803258)

seeric 01-28-2008 03:30 PM

Credit Reports online. Bueller. Bueller?
 
I don't trust a lot of these ads i see for credit reports.

Anyone know the most accurate, reliable and trustworthy place to get the all in one. (three agency) report?

SweetT 01-28-2008 03:57 PM

www.truecredit.com

Been using it for years.


--T

D 01-28-2008 04:07 PM

Cool... I'll have to check that out in a bit, too...

maybe four of five months from now, as I just applied for another card a couple of months ago.

This thread title reminds me of a Jeapordy Question the other night:


"The adjective describes a material that contains Iron. Bueller? Bueller?"

Peaches 01-28-2008 04:10 PM

You can get all three for free once a year:

http://www.annualcreditreport.com

Headed up by the FTC so I'm pretty sure you can trust them ;)

http://www.ftc.gov/bcp/conline/edcam...ports/psa.html

seeric 01-28-2008 04:11 PM

Quote:

Originally Posted by SweetT (Post 13709629)
www.truecredit.com

Been using it for years.


--T

thank you sweet t. the fact that you use it is reassurance enough to me.
signing up now.

Jimmy Rock 01-28-2008 04:14 PM

i just did mine today https://www.annualcreditreport.com/cra/index.jsp
i think i got jacked

Peaches 01-28-2008 04:17 PM

Quote:

Originally Posted by Jimmy Rock (Post 13709708)
i just did mine today https://www.annualcreditreport.com/cra/index.jsp
i think i got jacked

You didn't. I used them last October and it went through perfectly. The only issue is that you print them instead of getting them in the mail like in the old days.

AsianDivaGirlsWebDude 01-28-2008 06:00 PM

http://www.ebates.com/images/blog/teachermirror.jpg

ADG

The Fist 01-28-2008 06:05 PM

Plus if you go with their monthly service for $14.95 you can lock/unlock your credit report on the fly.

Quote:

Originally Posted by SweetT (Post 13709629)
www.truecredit.com

Been using it for years.


--T


robfantasy 01-28-2008 06:16 PM

a1r3k try equifax.com

they can pull all 3

Wagerboy 01-28-2008 06:19 PM

have a friend at a car dealer look for you :) all others are fake. period

96ukssob 01-28-2008 06:20 PM

myfico.com

the content guy 01-28-2008 08:15 PM

Suggestion: Do the $14.95 a month at truecredit.com. they will send you emails every time there are changes or inquiries to your credit. Worth the money.

farkedup 01-28-2008 08:27 PM

I've been using truecredit for about 2 years now too

Forest 01-28-2008 08:31 PM

Quote:

Originally Posted by SweetT (Post 13709629)
www.truecredit.com

Been using it for years.


--T

what he said

:thumbsup

After Shock Media 01-29-2008 12:36 AM

Yo, if you have a costco membership like most of us in Cali do. Use the one they offer on their services on their website. All three agencies, pretty damn accurate, scores, suggestions and probility estimators on what will happen if you do certain things, built in online disputes, and of course since its a Costco upsell its like only 8.00 a month.

Fap 01-29-2008 12:41 AM

You know everytime you check your score it goes down right?

seeric 01-29-2008 12:43 AM

Quote:

Originally Posted by banthis (Post 13711594)
You know everytime you check your score it goes down right?

not true.

soft inquiries do not affect your score. thats a myth. straight from the mouth of a supervisor at transunion today.

TidalWave 01-29-2008 12:49 AM

Quote:

Originally Posted by banthis (Post 13711594)
You know everytime you check your score it goes down right?

no, it doesnt. that is completely false. when you check your own credit it is not marked as good or bad, and is not even shown to banks.

I've been using www.truecredit.com for years too and have their $14.95/month plan.


Avoid equifax like the plague, they suck as a credit reporting agency. They are slow and incompetent. I don't even give a shit about my equifax score, barely anyone looks at them!
Banks/whoever mostly check Transunion and Experian, equifax is trash


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