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Old 01-28-2008, 03:30 PM   #1
seeric
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Credit Reports online. Bueller. Bueller?

I don't trust a lot of these ads i see for credit reports.

Anyone know the most accurate, reliable and trustworthy place to get the all in one. (three agency) report?
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Old 01-28-2008, 03:57 PM   #2
SweetT
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www.truecredit.com

Been using it for years.


--T
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Old 01-28-2008, 04:07 PM   #3
D
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Cool... I'll have to check that out in a bit, too...

maybe four of five months from now, as I just applied for another card a couple of months ago.

This thread title reminds me of a Jeapordy Question the other night:


"The adjective describes a material that contains Iron. Bueller? Bueller?"
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Old 01-28-2008, 04:10 PM   #4
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You can get all three for free once a year:

http://www.annualcreditreport.com

Headed up by the FTC so I'm pretty sure you can trust them ;)

http://www.ftc.gov/bcp/conline/edcam...ports/psa.html
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Old 01-28-2008, 04:11 PM   #5
seeric
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www.truecredit.com

Been using it for years.


--T
thank you sweet t. the fact that you use it is reassurance enough to me.
signing up now.
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Old 01-28-2008, 04:14 PM   #6
Jimmy Rock
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i just did mine today https://www.annualcreditreport.com/cra/index.jsp
i think i got jacked
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Old 01-28-2008, 04:17 PM   #7
Peaches
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i just did mine today https://www.annualcreditreport.com/cra/index.jsp
i think i got jacked
You didn't. I used them last October and it went through perfectly. The only issue is that you print them instead of getting them in the mail like in the old days.
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Old 01-28-2008, 06:00 PM   #8
AsianDivaGirlsWebDude
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ADG
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Old 01-28-2008, 06:05 PM   #9
The Fist
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Plus if you go with their monthly service for $14.95 you can lock/unlock your credit report on the fly.

Quote:
Originally Posted by SweetT View Post
www.truecredit.com

Been using it for years.


--T
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Old 01-28-2008, 06:16 PM   #10
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a1r3k try equifax.com

they can pull all 3
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Old 01-28-2008, 06:19 PM   #11
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have a friend at a car dealer look for you all others are fake. period
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Old 01-28-2008, 06:20 PM   #12
96ukssob
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myfico.com
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Old 01-28-2008, 08:15 PM   #13
the content guy
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Suggestion: Do the $14.95 a month at truecredit.com. they will send you emails every time there are changes or inquiries to your credit. Worth the money.
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Old 01-28-2008, 08:27 PM   #14
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I've been using truecredit for about 2 years now too
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Old 01-28-2008, 08:31 PM   #15
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www.truecredit.com

Been using it for years.


--T
what he said

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Old 01-29-2008, 12:36 AM   #16
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Yo, if you have a costco membership like most of us in Cali do. Use the one they offer on their services on their website. All three agencies, pretty damn accurate, scores, suggestions and probility estimators on what will happen if you do certain things, built in online disputes, and of course since its a Costco upsell its like only 8.00 a month.
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Old 01-29-2008, 12:41 AM   #17
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You know everytime you check your score it goes down right?
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Old 01-29-2008, 12:43 AM   #18
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You know everytime you check your score it goes down right?
not true.

soft inquiries do not affect your score. thats a myth. straight from the mouth of a supervisor at transunion today.
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Old 01-29-2008, 12:49 AM   #19
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You know everytime you check your score it goes down right?
no, it doesnt. that is completely false. when you check your own credit it is not marked as good or bad, and is not even shown to banks.

I've been using www.truecredit.com for years too and have their $14.95/month plan.


Avoid equifax like the plague, they suck as a credit reporting agency. They are slow and incompetent. I don't even give a shit about my equifax score, barely anyone looks at them!
Banks/whoever mostly check Transunion and Experian, equifax is trash
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