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-   -   VISA Rates going up for CCBill Merchants? (https://gfy.com/showthread.php?t=946127)

jcsike 08-23-2010 03:34 PM

Quote:

Originally Posted by candyflip (Post 16700308)
Don't forget that CCBill still takes out the $.44 for the stamp to mail the envelope.

zombaio charges $30 to mail the check


Quote:

Originally Posted by Mutt (Post 16699242)
when i see that Zombaio is somehow able to do it for 5% it does irk me.

the visa fee is for us companies, zombaio cant process for a us company at 5%, they charge 9% plus check fee, chargeback fees, and other shit

TheDoc 08-23-2010 03:41 PM

13% is 13 cents out of every 1 dollar. Which means a 'each company' would need to produce more than 5796 transactions (setup) and now 3846 transactions (renewal) yearly, if the processor covered the visa fees and for it to 'start' being profitable for them.

5796 is 16 sales/rebills daily for a year. 3846 is 11 sales/rebills daily for a year.

Processors could easily cover the renewal fees on anyone doing volume. But I think if they covered everyones fees a lot less of you would be getting 13%.... :2 cents:

candyflip 08-23-2010 03:43 PM

I'm still not convinced that this isn't just another fee that the processors are charging, to line their own pockets.

Barefootsies 08-23-2010 03:47 PM

News Toe Me Sire.
 
Quote:

Originally Posted by jcsike (Post 17436372)
zombaio cant process for a us company at 5%


jcsike 08-23-2010 03:56 PM

Quote:

Originally Posted by Barefootsies (Post 17436411)


Zombaio Online Signup
Step 5/5

* required

Non-EU Client - Choose acquiring agreement

Since you or your business is located outside EU in United States you have to choose how you want us to acquire your transactions.

We recommend you to what we call re-locate to the EU processing region. This is easy and just requires a few clicks from you. To relocate to EU processing region you have to accept the limited partnership agreement below and add a text on your "contact us" page as well as your "18 USC 2257" page. The re-location is 100% free for you and mail forwarding is carried out to your email.

If you do this you will be able to keep the low processing rate at 4.9%. If you choose to use an US/CA acquirer for your credit card transactions your rate will be increased up to 7.9%.

DateDoc 08-23-2010 03:57 PM

Quote:

Originally Posted by TheDoc (Post 17436389)
13% is 13 cents out of every 1 dollar. Which means a 'each company' would need to produce more than 5796 transactions (setup) and now 3846 transactions (renewal) yearly, if the processor covered the visa fees and for it to 'start' being profitable for them.

5796 is 16 sales/rebills daily for a year. 3846 is 11 sales/rebills daily for a year.

Processors could easily cover the renewal fees on anyone doing volume. But I think if they covered everyones fees a lot less of you would be getting 13%.... :2 cents:

Your numbers assume that each transaction is $1.

GotGauge 08-23-2010 04:14 PM

Quote:

Originally Posted by TheDoc (Post 17436389)
13% is 13 cents out of every 1 dollar. Which means a 'each company' would need to produce more than 5796 transactions (setup) and now 3846 transactions (renewal) yearly, if the processor covered the visa fees and for it to 'start' being profitable for them.

5796 is 16 sales/rebills daily for a year. 3846 is 11 sales/rebills daily for a year.

Processors could easily cover the renewal fees on anyone doing volume. But I think if they covered everyones fees a lot less of you would be getting 13%.... :2 cents:

Your Math is Flawed! Well, It is correct if every sale was $1.

TheDoc 08-23-2010 04:22 PM

Quote:

Originally Posted by DateDoc (Post 17436436)
Your numbers assume that each transaction is $1.

Ahhhh yep, that's why it's so high. My mistake was going for the days before the sales price, once I broke it down by year, 30 was the last thing on my mind.

500/.13 = 3846/30 = 128 or 192 for the 750 fee.

Well, not so bad... I guess the billers could cover those and keep the doors open. :2 cents:

12clicks 08-23-2010 05:03 PM

The sooner the last of hobbyists get out of the business, the better.

You're really complaining by $150?
Oh, I'm sorry! You have two accounts! The horror!

icymelon 08-23-2010 06:17 PM

you would think in this economy prices would drop. maybe the economy isnt as bad as we think.

woj 08-23-2010 06:26 PM

$50 more this year

Axzar 08-23-2010 06:29 PM

Simply, get your own merchant account. See sig.

BV 08-23-2010 06:44 PM

Quote:

Originally Posted by 12clicks (Post 17436543)
The sooner the last of hobbyists get out of the business, the better.

That's a stupid statement.

What's wrong with being a hobbyist? Everyone does not have to be a Master jedi like you! :1orglaugh

We (hobbyists) do what we love, and niche customers appreciate that more so than sites that are just in it "for the money". ie: cross sales, etc etc... :winkwink:

My first paysite i started as a hobby, is still up and running making money every day and I have no intention of "getting out" anytime soon. :321GFY


BTW, this is an old thread. :2 cents:

BV 08-23-2010 06:47 PM

Quote:

Originally Posted by NetBilling (Post 17436353)
Actually if you have your own merchant account, you only pay the fee for the account, regardless of how many processors you use, and the rates are better to plus you have much more control.


Thanks, Mitch
Interested?

been thinking about it, i started with my own MA back in 98 but now I'm not real sure if i want to deal with cutting checks and all the other hassles

i'm just a hobbyist :upsidedow

12clicks 08-24-2010 09:57 AM

Quote:

Originally Posted by BV (Post 17436756)
That's a stupid statement.

What's wrong with being a hobbyist? Everyone does not have to be a Master jedi like you! :1orglaugh

We (hobbyists) do what we love, and niche customers appreciate that more so than sites that are just in it "for the money". ie: cross sales, etc etc... :winkwink:

My first paysite i started as a hobby, is still up and running making money every day and I have no intention of "getting out" anytime soon. :321GFY


BTW, this is an old thread. :2 cents:

This thread and the comments in it "is what's wrong with being a hobbyist"
The thread might be old but it's as telling as ever.
:1orglaugh

"I'm so angry at my processor that's done nothing but make my life easier and easier because I have to pay $300.00 more a year"

And then.........
"been thinking about it, i started with my own MA back in 98 but now I'm not real sure if i want to deal with cutting checks and all the other hassles"


Hobbyists ARE good for a laugh.

TheDoc 08-24-2010 10:47 AM

Quote:

Originally Posted by 12clicks (Post 17438087)
This thread and the comments in it "is what's wrong with being a hobbyist"
The thread might be old but it's as telling as ever.
:1orglaugh

"I'm so angry at my processor that's done nothing but make my life easier and easier because I have to pay $300.00 more a year"

And then.........
"been thinking about it, i started with my own MA back in 98 but now I'm not real sure if i want to deal with cutting checks and all the other hassles"


Hobbyists ARE good for a laugh.

Hobbyists started some of the best paysites and some of the biggest programs in our Industry and plenty still do great today running it as a hobby. No reason to knock them because they want to save money.

Watching you pretend that you wouldn't reduce the cost if given the opportunity is... funny. Unless you're admitting to being the stupidest business owner in the world.

12clicks 08-24-2010 11:27 AM

Quote:

Originally Posted by TheDoc (Post 17438263)
Hobbyists started some of the best paysites and some of the biggest programs in our Industry and plenty still do great today running it as a hobby. No reason to knock them because they want to save money.

Watching you pretend that you wouldn't reduce the cost if given the opportunity is... funny. Unless you're admitting to being the stupidest business owner in the world.

Come child,
Do you think your knowledge of this business' early days coupled with your lack of achievement puts you in a good light?
Save the spouting of your scary business acumen until after you've had it work for you. :thumbsup

emmanuelle 08-24-2010 11:52 AM

You guys would be in rough shape if you had a brick & mortar business.
$150 is just a cost of doing business

TheDoc 08-24-2010 12:06 PM

Quote:

Originally Posted by 12clicks (Post 17438389)
Come child,
Do you think your knowledge of this business' early days coupled with your lack of achievement puts you in a good light?
Save the spouting of your scary business acumen until after you've had it work for you. :thumbsup

Says the man willing to pay out money to people when others cover the fee. Hahaha... what a great business man/model you are to follow... :helpme

You know... you sure do have a mouth, I wonder if you're willing to cover it. How about a friendly little bet? We can share fresh screenshots here on gfy, my sales vs. your sales. I'll even give you an edge, your entire program & all the programs paysites, against one of my affiliate accounts pushing a paysite I don't own. Monthly total or best day, whatever you want.

I would love for you to prove anything has ever worked for you... let alone prove today that you can produce more sales than an affiliate can.

12clicks 08-24-2010 12:39 PM

Quote:

Originally Posted by TheDoc (Post 17438535)
Says the man willing to pay out money to people when others cover the fee. Hahaha... what a great business man/model you are to follow... :helpme

You know... you sure do have a mouth, I wonder if you're willing to cover it. How about a friendly little bet? We can share fresh screenshots here on gfy, my sales vs. your sales. I'll even give you an edge, your entire program & all the programs paysites, against one of my affiliate accounts pushing a paysite I don't own. Monthly total or best day, whatever you want.

I would love for you to prove anything has ever worked for you... let alone prove today that you can produce more sales than an affiliate can.

Yeah, a program of my stature will post screen shots here to satisfy a bet with a......whatever it is you claim to be this month. :1orglaugh
Here's an idea that will save you embarrassment.
Go ask the guy you think you're sending a lot to. Once he stops laughing he'll tell you to stop trying to piss up at your betters. :1orglaugh

TheDoc 08-24-2010 01:25 PM

Quote:

Originally Posted by 12clicks (Post 17438617)
Yeah, a program of my stature will post screen shots here to satisfy a bet with a......whatever it is you claim to be this month. :1orglaugh
Here's an idea that will save you embarrassment.
Go ask the guy you think you're sending a lot to. Once he stops laughing he'll tell you to stop trying to piss up at your betters. :1orglaugh

A program with stature, hahaha the stature of being dead? Oh god that is funny shit. If your program is your ranking of stature, then... well hahahahaha.


You know what, let's not fight... let's do some business together. Based off your sites rankings and the number of sites you have, I'll pay you a handler-test fee of $100 for a 5 day test of your mobile traffic. If the test goes well, I'll make you an offer to buy your traffic.

If all goes well, that 'might' be $400 a month in your pocket. Now it might not be that high, but either way you could potentially double your programs income overnight.

Think about it, my contact info is below, just hit me up if you're interested.

12clicks 08-24-2010 01:36 PM

Quote:

Originally Posted by TheDoc (Post 17438727)
A program with stature, hahaha the stature of being dead? Oh god that is funny shit. If your program is your ranking of stature, then... well hahahahaha.


You know what, let's not fight... let's do some business together. Based off your sites rankings and the number of sites you have, I'll pay you a handler-test fee of $100 for a 5 day test of your mobile traffic. If the test goes well, I'll make you an offer to buy your traffic.

If all goes well, that 'might' be $400 a month in your pocket. Now it might not be that high, but either way you could potentially double your programs income overnight.

Think about it, my contact info is below, just hit me up if you're interested.

Again, you forget your place.
Why would I stoop to do business with a hanger on in this biz when I have any number of friends I could send traffic to.

The small minded ideas of some of these GFYers never fails to make me laugh.
:1orglaugh

TheDoc 08-24-2010 01:52 PM

Quote:

Originally Posted by 12clicks (Post 17438752)
Again, you forget your place.
Why would I stoop to do business with a hanger on in this biz when I have any number of friends I could send traffic to.

The small minded ideas of some of these GFYers never fails to make me laugh.
:1orglaugh

Umm... that's some nasty friends you have. Allowing you to leave up every major money hole on all of your sites, allowing you to be losing millions a year at your size, hahaha. Then never asking you to send to them on any of these open spots and them never sending to you. You know, you may want to get a new set of friends the ones you have are kinda douche bags.

I agree, the small minds of some GFYers is pure crazy, just think.. site owners leaving money on the table at every corner. It's like they're pretending that they actually play the big boy game or something, it's rather sad and pathetic.

TCLGirls 08-24-2010 02:10 PM

You can always use Zambio strictly for your Visa subscription.

And use CCBILL for all your other credit card/phone/bank subscriptions

TCLGirls 08-24-2010 02:12 PM

woops double post

NETbilling 08-24-2010 02:12 PM

Quote:

Originally Posted by BV (Post 17436761)
been thinking about it, i started with my own MA back in 98 but now I'm not real sure if i want to deal with cutting checks and all the other hassles

i'm just a hobbyist :upsidedow

Not really hassles. We will help with almost everything, except cutting checks but there are several companies that will cut checks for you for about $2 a piece. Give us a call and let us show you around what we do.

12clicks 08-24-2010 02:21 PM

Quote:

Originally Posted by TheDoc (Post 17438796)
Umm... that's some nasty friends you have. Allowing you to leave up every major money hole on all of your sites, allowing you to be losing millions a year at your size, hahaha. Then never asking you to send to them on any of these open spots and them never sending to you. You know, you may want to get a new set of friends the ones you have are kinda douche bags.

I agree, the small minds of some GFYers is pure crazy, just think.. site owners leaving money on the table at every corner. It's like they're pretending that they actually play the big boy game or something, it's rather sad and pathetic.

:1orglaugh
Ouch, you got me!
Now run along and answer your Gmail. Someone needs help making their background red.

TheDoc 08-24-2010 02:50 PM

Quote:

Originally Posted by 12clicks (Post 17438859)
:1orglaugh
Ouch, you got me!
Now run along and answer your Gmail. Someone needs help making their background red.

Aye, I know I gotcha ya... no worries. And is this your next attempt at a lame insult?

I love helping people out, you couldn't insult me with this if you tried. If someone needs a background changed, I'll gladly tell them how or have one of my staff do it for them, at no cost.

Helping people has landed me a lifetime of business, opportunities and a few good friends in this Industry.

I'll let you get back to pretending you do whatever it is that you do now. :1orglaugh

BV 08-24-2010 03:06 PM

Quote:

Originally Posted by 12clicks (Post 17438087)
This thread and the comments in it "is what's wrong with being a hobbyist"
The thread might be old but it's as telling as ever.
:1orglaugh

"I'm so angry at my processor that's done nothing but make my life easier and easier because I have to pay $300.00 more a year"

And then.........
"been thinking about it, i started with my own MA back in 98 but now I'm not real sure if i want to deal with cutting checks and all the other hassles"


Hobbyists ARE good for a laugh.

This thread was buried in no time last night. You must really be bored to bump it again. A sign of a true "High Roller" :1orglaugh

12clicks 08-24-2010 05:30 PM

Quote:

Originally Posted by BV (Post 17438980)
This thread was buried in no time last night. You must really be bored to bump it again. A sign of a true "High Roller" :1orglaugh

How was the day job?:1orglaugh

BV 08-24-2010 05:55 PM

Quote:

Originally Posted by 12clicks (Post 17439293)
How was the day job?:1orglaugh

lol, dam man, you need to come up with some new lines!
they wont work on me, i haven't had a job in 13 years now, for all intensive purposes i'm retired :321GFY


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