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Old 12-31-2009, 04:49 PM   #1
digitaldivas
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VISA Rates going up for CCBill Merchants?

just got the email
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Old 12-31-2009, 04:52 PM   #2
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yep got that to. The price you have to pay, ugh
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Old 12-31-2009, 04:57 PM   #3
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how much?
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Old 12-31-2009, 05:00 PM   #4
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yep got that to. The price you have to pay, ugh
What's the price for pictures of your toes and soles?
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Old 12-31-2009, 05:05 PM   #5
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ccbill US still has better fees over ccbill EU, I would luckily pay the yearly visa fee and have lower fees by 1,5%
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Old 12-31-2009, 05:19 PM   #6
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how much?
$500 annual renewal - up from $350 I think.

Thanks for taking another $150 bucks right out from under us.

HAPPY NEW YEAR!
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Old 12-31-2009, 05:22 PM   #7
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So it's the setup/annual fee, not the transaction fee?
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Old 12-31-2009, 05:26 PM   #8
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I remember when there were no fees, blah. no, it's annual, but i would assume new accounts would be higher as well. Think it will shut some sites down?
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Old 12-31-2009, 05:36 PM   #9
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personally i think the processors should be paying this

they are making plenty of profits on me to cover this

what sucks is if you have several accounts ie: ccbill epoch etc etc

so that's 500 each account

then add in the factor if you have more than one program!!!

so for many webmasters that say have 2 programs with just 2 processors in each, that's 2000.00 a year for some bullshit fee!!!

pisses me the fuck off every year
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Old 12-31-2009, 05:38 PM   #10
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WTF I just got mine, Unreal! This is how they say thank you for choosing ccbill.. let me bend over even more!
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Old 12-31-2009, 05:44 PM   #11
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Settle down boys. It's Visa's fee, not CCbill's, and you certainly can't expect CCBill to pony up $500 for every site for which they process.

And CCBill takes it out a little at a time over a period of pay periods so you barely even notice it.

Fuckin whiners. :-)
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Old 12-31-2009, 05:47 PM   #12
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happy visa new year
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Old 12-31-2009, 05:50 PM   #13
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Settle down boys. It's Visa's fee, not CCbill's, and you certainly can't expect CCBill to pony up $500 for every site for which they process.

And CCBill takes it out a little at a time over a period of pay periods so you barely even notice it.

Fuckin whiners. :-)
they most certainly can, they take 14% of the gross price of every sale.

Oh, and it's not 500 per site, it's based on per account.
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Old 12-31-2009, 07:22 PM   #14
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You guys cry over $500? Unbelievable...next paysite owners will complain about $10 domain fees? Come on, If anyone has a problem with paying $500 per year for having a paysite, he shouldn't have one.
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Old 12-31-2009, 07:26 PM   #15
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You guys cry over $500? Unbelievable...next paysite owners will complain about $10 domain fees? Come on, If anyone has a problem with paying $500 per year for having a paysite, he shouldn't have one.
15% is a lot higher then $500 for those who make money...

maybe a better solution would be to offer 10% in lieu of 15% and charge $1000 per year for visa? That would be something that would make my new years eve night a bit better
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Old 12-31-2009, 07:42 PM   #16
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15% is a lot higher then $500 for those who make money...

maybe a better solution would be to offer 10% in lieu of 15% and charge $1000 per year for visa? That would be something that would make my new years eve night a bit better
I actually thought you guys were paying $1k for visa per year...$500 is nothing for any paysite owner who takes it even just a little serious. Thats 1 sale per month(with rebills).
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Old 12-31-2009, 07:52 PM   #17
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Settle down boys. It's Visa's fee, not CCbill's, and you certainly can't expect CCBill to pony up $500 for every site for which they process.

And CCBill takes it out a little at a time over a period of pay periods so you barely even notice it.

Fuckin whiners. :-)
Its not ever site its for every company
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Old 12-31-2009, 08:10 PM   #18
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the 13-15% processing fee is what you should be bitching about - when i see that Zombaio is somehow able to do it for 5% it does irk me. i'm not saying CCBILL should be down to 5% but everybody in the industry knows 13-15% is exorbitant. they get it for only one reason - they can.
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Old 12-31-2009, 08:34 PM   #19
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You guys cry over $500? Unbelievable...next paysite owners will complain about $10 domain fees? Come on, If anyone has a problem with paying $500 per year for having a paysite, he shouldn't have one.
that's a fucking stupid thing to say

1st there was no fee
then there was a 750 one time fee
then a 350 renewal fee
now that went up to 500

where does it stop?

and remember, this is for every processor, not just ccbill

paycom or epoch or whatever they call themselves will charge it also, just wait, the email is coming, i bet ya

also that is per each account/program

so if you have 2 programs, and use cascade billing on each, you will have 4 x 500 each year.

that's $2000.00 USD that you completely just threw out the window. poof

it never existed before

thanks to all the slime ball website owners that have pulled shady shit over the years
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Old 12-31-2009, 08:36 PM   #20
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the 13-15% processing fee is what you should be bitching about - when i see that Zombaio is somehow able to do it for 5% it does irk me. i'm not saying CCBILL should be down to 5% but everybody in the industry knows 13-15% is exorbitant. they get it for only one reason - they can.
i agree 100%, that's why i feel they should pay the fucking visa bullshit

Last edited by BV; 12-31-2009 at 08:37 PM..
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Old 12-31-2009, 08:43 PM   #21
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Another interesting fact that most of you don't know (that i just recently found out) is that with Epoch, if you don't pay the Visa fee, you can't keep your account.

At least with CCBill you can keep an active account and not have Visa on it. (not that you would want to use it like that)


I have an old Epoch account that I don't use any more but I still had a bunch of rebills coming in on it. So I didn't want to renew the visa on it because I wasn't sure if I would use the account again.

With Epoch they hold you hostage. No Visa no account.


anyways, this is my end of the year rant

cheers,
bv

Last edited by BV; 12-31-2009 at 08:45 PM..
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Old 12-31-2009, 08:46 PM   #22
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Visa generates quite a sum from porn. Not unusual to see them putting the squeeze on us. The rules change for credit card companies come February. They've been putting the squeeze on cardholders as well. Getting it while they can. We can probably count on yearly increases from now on.
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Old 12-31-2009, 08:49 PM   #23
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i agree 100%, that's why i feel they should pay the fucking visa bullshit
I think they should lower that shit to what every other merchant pays...

2.99

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Old 12-31-2009, 10:13 PM   #24
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HEY VISA - KISS ME NEXT TIME BEFORE YOU FUCKING RAPE MY ASS. thanks
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Old 12-31-2009, 11:12 PM   #25
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So only CCbill is raising this rate? I thought this came from Visa?
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Old 01-01-2010, 07:51 AM   #26
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I have an old Epoch account that I don't use any more but I still had a bunch of rebills coming in on it. So I didn't want to renew the visa on it because I wasn't sure if I would use the account again.

With Epoch they hold you hostage. No Visa no account.
Now this sucks. But epoch sucks in general, this is just one more proof.
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Old 01-01-2010, 10:52 AM   #27
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Old 01-01-2010, 12:58 PM   #28
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that's a fucking stupid thing to say

1st there was no fee
then there was a 750 one time fee
then a 350 renewal fee
now that went up to 500

where does it stop?

and remember, this is for every processor, not just ccbill

paycom or epoch or whatever they call themselves will charge it also, just wait, the email is coming, i bet ya

also that is per each account/program

so if you have 2 programs, and use cascade billing on each, you will have 4 x 500 each year.

that's $2000.00 USD that you completely just threw out the window. poof

it never existed before

thanks to all the slime ball website owners that have pulled shady shit over the years
...Totally Agree, and that was one of my original points while starting this thread.
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Old 01-01-2010, 01:06 PM   #29
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i wonder if this will drive business to zombaio.

i wonder if zombaio will survive if they actually eat these fees!
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Old 01-01-2010, 01:17 PM   #30
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Don't forget that CCBill still takes out the $.44 for the stamp to mail the envelope.

I always got a kick out of that. You're taking a very nice % and you can't foot the bill to mail the payout?
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Old 01-01-2010, 06:44 PM   #31
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i wonder if this will drive business to zombaio.

i wonder if zombaio will survive if they actually eat these fees!
Is Zambaio actually eating the fees? Or are they playing a loop whole by being over seas? If they're eating the fees then I think all the other processors have some answering to do. If the new guy on the block can afford it , why can't the older "more trusted" processors eat it.
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Old 01-01-2010, 07:34 PM   #32
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Is Zambaio actually eating the fees? Or are they playing a loop whole by being over seas? If they're eating the fees then I think all the other processors have some answering to do. If the new guy on the block can afford it , why can't the older "more trusted" processors eat it.
amen!!!!
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Old 01-02-2010, 12:03 AM   #33
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Is Zambaio actually eating the fees? Or are they playing a loop whole by being over seas? If they're eating the fees then I think all the other processors have some answering to do. If the new guy on the block can afford it , why can't the older "more trusted" processors eat it.
hah you wont get a str8 anwser!
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Old 01-02-2010, 07:20 AM   #34
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why can't the older "more trusted" processors eat it.
If they eat up this fee, where would it end? People would demand more and soon there would be a mess. People are stupid and greedy...offer them one finger, they eat up your arm.
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Old 01-02-2010, 09:00 AM   #35
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Visa generates quite a sum from porn. Not unusual to see them putting the squeeze on us. The rules change for credit card companies come February. They've been putting the squeeze on cardholders as well. Getting it while they can. We can probably count on yearly increases from now on.
As its been stated many times before, Porn accounts for less than 1% of Visa's transactions so if they stopped processing porn all together it would barely be a blip on their radar...
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Old 01-02-2010, 12:42 PM   #36
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As its been stated many times before, Porn accounts for less than 1% of Visa's transactions so if they stopped processing porn all together it would barely be a blip on their radar...
But surely not 1% from online transactions...and I'm sure visa makes more money online than offline(per transaction). Such big companies care about every %, did you ever notice that when huge car companies sell just few % less cars some year, they are already in trouble...few years and they can close shop. They don't work with as big profit margins.
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Old 01-02-2010, 12:47 PM   #37
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car production is based on volume, they need millions sold of new cars every year to make profit margine, jesus what for visa need that, they make cars, bullshitter's greedy bastards! ?!?!
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Old 01-02-2010, 02:19 PM   #38
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car production is based on volume, they need millions sold of new cars every year to make profit margine, jesus what for visa need that, they make cars, bullshitter's greedy bastards! ?!?!
Like other huge companies don't need volume...we all know they have 5 employees max, 1 rented building in the worst ghetto and don't pay for any advertising. No, they have none fix costs.
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Old 08-23-2010, 12:41 PM   #39
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Just got the renewal email this afternoon. Ugh...
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Old 08-23-2010, 03:23 PM   #40
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personally i think the processors should be paying this

they are making plenty of profits on me to cover this

what sucks is if you have several accounts ie: ccbill epoch etc etc

so that's 500 each account

then add in the factor if you have more than one program!!!

so for many webmasters that say have 2 programs with just 2 processors in each, that's 2000.00 a year for some bullshit fee!!!

pisses me the fuck off every year

Actually if you have your own merchant account, you only pay the fee for the account, regardless of how many processors you use, and the rates are better to plus you have much more control.


Thanks, Mitch
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Old 08-23-2010, 03:34 PM   #41
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Don't forget that CCBill still takes out the $.44 for the stamp to mail the envelope.
zombaio charges $30 to mail the check


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Originally Posted by Mutt View Post
when i see that Zombaio is somehow able to do it for 5% it does irk me.
the visa fee is for us companies, zombaio cant process for a us company at 5%, they charge 9% plus check fee, chargeback fees, and other shit
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Old 08-23-2010, 03:41 PM   #42
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13% is 13 cents out of every 1 dollar. Which means a 'each company' would need to produce more than 5796 transactions (setup) and now 3846 transactions (renewal) yearly, if the processor covered the visa fees and for it to 'start' being profitable for them.

5796 is 16 sales/rebills daily for a year. 3846 is 11 sales/rebills daily for a year.

Processors could easily cover the renewal fees on anyone doing volume. But I think if they covered everyones fees a lot less of you would be getting 13%....
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Old 08-23-2010, 03:43 PM   #43
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I'm still not convinced that this isn't just another fee that the processors are charging, to line their own pockets.
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Old 08-23-2010, 03:47 PM   #44
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zombaio cant process for a us company at 5%
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Old 08-23-2010, 03:56 PM   #45
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Zombaio Online Signup
Step 5/5

* required

Non-EU Client - Choose acquiring agreement

Since you or your business is located outside EU in United States you have to choose how you want us to acquire your transactions.

We recommend you to what we call re-locate to the EU processing region. This is easy and just requires a few clicks from you. To relocate to EU processing region you have to accept the limited partnership agreement below and add a text on your "contact us" page as well as your "18 USC 2257" page. The re-location is 100% free for you and mail forwarding is carried out to your email.

If you do this you will be able to keep the low processing rate at 4.9%. If you choose to use an US/CA acquirer for your credit card transactions your rate will be increased up to 7.9%.
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Old 08-23-2010, 03:57 PM   #46
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13% is 13 cents out of every 1 dollar. Which means a 'each company' would need to produce more than 5796 transactions (setup) and now 3846 transactions (renewal) yearly, if the processor covered the visa fees and for it to 'start' being profitable for them.

5796 is 16 sales/rebills daily for a year. 3846 is 11 sales/rebills daily for a year.

Processors could easily cover the renewal fees on anyone doing volume. But I think if they covered everyones fees a lot less of you would be getting 13%....
Your numbers assume that each transaction is $1.
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Old 08-23-2010, 04:14 PM   #47
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13% is 13 cents out of every 1 dollar. Which means a 'each company' would need to produce more than 5796 transactions (setup) and now 3846 transactions (renewal) yearly, if the processor covered the visa fees and for it to 'start' being profitable for them.

5796 is 16 sales/rebills daily for a year. 3846 is 11 sales/rebills daily for a year.

Processors could easily cover the renewal fees on anyone doing volume. But I think if they covered everyones fees a lot less of you would be getting 13%....
Your Math is Flawed! Well, It is correct if every sale was $1.
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Old 08-23-2010, 04:22 PM   #48
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Your numbers assume that each transaction is $1.
Ahhhh yep, that's why it's so high. My mistake was going for the days before the sales price, once I broke it down by year, 30 was the last thing on my mind.

500/.13 = 3846/30 = 128 or 192 for the 750 fee.

Well, not so bad... I guess the billers could cover those and keep the doors open.
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Old 08-23-2010, 05:03 PM   #49
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The sooner the last of hobbyists get out of the business, the better.

You're really complaining by $150?
Oh, I'm sorry! You have two accounts! The horror!
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Old 08-23-2010, 06:17 PM   #50
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you would think in this economy prices would drop. maybe the economy isnt as bad as we think.
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