What The Hell, Mastercard?!?
 

Login in CCBill this evening and what do I see? Fucking sorry ass mastercard wanting to charge 500 bucks a year in fee's because I am an adult webmaster?!? Fuck you mastercard, why the fucking fuck would I pay you 500 bucks a year when VISA holds over 63 percent of the market share. God you people are idiots. :mad::mad:

So, dont pay and STFU when your sales are down 37% or $500, whichever comes first

We discussed this new fee since september on the boards and at all of the show seminars we have spoken at. I guess you do not attend? It stinks but is the cost of doing business.
Merchants that have their own merchant accounts have paid a registration fee now for several years. Yes they save a good amount of money in processing fees overall but there are costs involved regardless of whether you are using a third party processor or have your own merchant account.

Mitch

Sadly, this has been coming for a long time...{see Mitch's post above}
There was a similar thread in here a week or so ago about EPOCH doing it, so it was inevitable that CCBIL would have to as well...
Of course, it's just an option...and I may not do it, because I would be that way less than "37%" use MC, and that even the ones that might...also have a VISA / Debit card.

Is that what you really think?

CCBill takes 15.5% and charges $500/year to have an account.

Do you like to pay another $500 just because? Shit... at least say... fucking sucks... looks like they are milking us again!

Yes, thats the way I think. Get your own merchant account and pay far less. If you don't qualify, suck it up.

Yeap..........

This will put a stop to small programs wanting to use different backup processors.
It can't be good :Oh crap

If you have a merchant account, you can use as many backups as you want to and only pay the fees once.

what about those who already paid to master card with their merchant account. do they need to pay to ccbill and epoch to use as backup?

Yes if you are using a third party processor, you have to pay for each. You only pay once for your merchant account however.

tax deductible

say fuck one more time, i think it will help

I like how they keep saying is because adult website have high risk charge back when I'm at zero charge back

If you cannot afford the fee, you shouldn't be running a fucking pay site, the end

They always had this for US accounts didn't they? - Has it gone to EU as well, I am not sure what the issue is?

Come on Jeff - $500 for this and $x for that - It all adds up when your sales are down x% - We are not in 1999 anymore Dorothy - You should know that!!

Thanks....

You are happy to give 500$ of your money to get nothing more for it?

You get to process Mastercard, sorry but the fact remains, the cost of entry into the paysite game is far too low. 95% of the sites selling memberships do not actually make beer money.

I stand by the statement, if the fee hurts your business, you should not have a pay site. Hell, if you cannot pay $500 a year, this business is not for you, I advise sending out resumes.

Is this OldJeff from MaxCash?

Hi Mitch,

Can you clarify this statement for me please? If you have a merchant account, you do not need to pay a mastercard or visa card registration fee more than once to use other 3rd party billers like Epoch and CCBill?

21 percent of my sales, used MC from Jan to now. If I want to join a paysite and have decided in my head to join a paysite, pulling out the VISA is not a big deal, imho. SAME FUCKING TIME, from the same period, my chargebacks are ZERO. We will see how it goes...

I've been paying those fees for years. Be happy that you're just now having to.

I think I've paid it every year for like the past 4-5 years.

I'm less than 1% and always have been.

If we stood together and ALL refused to pay and said lets go visa only, then chances are MC would reverse there decision. Lets face it they are not going to want to loose the millions they would loose from people opting for Visa cards to buy porn.

BUT

The porn biz never sticks together.

So what we will see is people thinking, I will pay it as its only $500 and if my competition goes bust , so what. Then next year Visa charges $500, then MC puts up costs to $1000 and so on.

Also affiliates will be short term and say they will only promote sites that include MC as they ONLY see it as what affects them. Affiliates will not care if the site makes a profit or not, only what they can make.

In time sites will shut. And even the big sites will end up closing.

However the tube sites will do great as no one will be left to sue them. All the free content they want.

As for chargeback's, the credit card firms should put in place extra security. Such as a person has to use a password to pay for goods using a card online.

As others have said - it's not about affording the fee - it's an issue of justifying the fee. It's about the principle - not just the actual money.

$500 bucks is $500 bucks...better in my pocket than the credit card companies - who already fleece us for everything they can get.

Maybe you enjoy giving away $500 for nothing. Many of us don't.

Will this change effect Verotel in any way?

If not, then maybe it's best to use the $500 towards a Verotel account, as a second biller, and just drop M/C from CCBill?

For virtually the same rate as keeping M/C with CCBill you can just add a second processor insead, which may be a better decision anyway, especially on the days that CCBill goes scrub-crazy.

Thoughts?

many small programs will let go mastercard.

If you do not like it, go get a merchant account for your adult processing. Then you'll really have something to cry in your beer over.

It sounds like a lot of people in this thread are going to do less posting on the GFY and more focusing on a full day of work. Ya know... something that resembles actually running an real business like a professsional. If $500.00 from MC or VISA is breaking you, it would appear you need to reevaluate your "business'.

:2 cents:

$500 is one extra sale a month. All of the time invested into this bitching over $500 could have been invested in marketing, which could easily add more than one extra sale a month, which would pay for itself and even turn additional profit.

Think bigger.

It is quite funny who have many billers will pay $500 many times.

It's a business expense. Don't like it? Don't do business with them. You need them more than they need you, that's a fact.

Besides... most of you guys charge $360 a year to have a password just to look at some pictures and video and you are going to cry about someone charging you $500 to process credit cards?

Here is the post translation for anyone who missed it:

"I'm a retard and my sites don't make enough money as it is because I'm so short sighted so instead of working I'm going to spend my time crying about fees on GFY."

:thumbsup :thumbsup

I dont get why some of you feel the need to bash on those that are not happy to pay more expense. 500$ is not a lot that true and it not gonna make my business close but it still less in my pocket. That 1 more week of content I could have produce with that 500$ instead of giving it to mastercard. Mable it why the adult business have trouble because no one standup to fight and those littles 500$ keep adding. I mean we already pay a high risk rate on each sales even if we have less chargeback that many business.

Sly sweetie - Its 2013 - 1 sale = $500 was 15 years ago.

Those figures do not exist any more.

I wish....

OldJeff knows that as well.

I think he mean 1 more sale by month so it make it 40$ by sale at the end of the year

Maybe - It still will not add up though.

12 CLEAN sales is not $500...

You have proved nothing more than the fact that sly knows how to make more money on a single sale than you do.