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Old 08-02-2011, 08:51 AM   #1
iSpyCams
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Health Insurance - which provider in USA?

Anybody recommend a health insurance provider?

I need basic coverage for a family of 4. It's something I know little about and none of my relatives have health insurance so I cant ask them.

Based on keyword pricing for insurance related keywords I think its unlikely I will find any unbiased information in a google search.
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Old 08-02-2011, 08:53 AM   #2
Sly
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Make a list of 5 providers so that you are ready to switch every year when they jack your rates.

I'm sorry I couldn't be more helpful... but, actually that was quite helpful. :-/
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Old 08-02-2011, 08:56 AM   #3
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It varies wildly from State to State and they are all terrible in one way or another.
Best of luck.
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Old 08-02-2011, 09:20 AM   #4
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Try CIGNA. They seem to have the best rates and coverage for personal insurance. My good friend is an independent agent, LMK if you want his contact info
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Old 08-02-2011, 09:51 AM   #5
iSpyCams
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forgot to mention I am in Illinois, I don't think Cigna works in Illinois
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Old 08-02-2011, 11:03 AM   #6
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ehealthinsurance.com is pretty much the only option to search whats available in your area
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Old 08-02-2011, 11:23 AM   #7
epitome
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Quote:
Originally Posted by cybermike View Post
ehealthinsurance.com is pretty much the only option to search whats available in your area
Yup. It let's you compare each policy. Back in the day I set up the company I was working for with Blue Cross through that site and it was super easy.
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Old 08-02-2011, 11:37 AM   #8
stach14
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Yes it just depends on your state. Only certain ones are available in certain states. Blue Cross is your best bet if you can get it. I use them but it is called Lifewise which is a branch off of blue cross for individuals instead of businesses and prices are lower. still sucks as do they all but sure would hate to not have anything and something drastic happen.
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Old 08-02-2011, 11:37 AM   #9
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as someone else said, be prepared to switch in a year or two. when i was buying insurance the rates would continue to go up every year
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