MSNBC Makes It Official: ObamaCare Is Gonna Cost People MORE In HealthCare - Page 3 - GoFuckYourself.com

spiederman · 04-07-2013, 10:43 AM

hundy bamacares

dyna mo · 04-07-2013, 10:44 AM

here's the only thing that gives me hope that the pricing structure can't be insane-

coverage is required by law, how could the average joe making $60k/year with a serious chronic issue afford, let's say, $2000 a month? is that crazy to assume? i'm just throwing #s out there now since i have to wait but i've budgeted $1000/month just guessing out of my ass! hoping. hooooooooping.

honestly, i think i'd be stoked if i were to get solid coverage from a major carrier for $1000/month- then i could bitch about the price going up annually!

Sly · 04-07-2013, 10:47 AM

Quote:

Originally Posted by dyna mo

here's the only thing that gives me hope that the pricing structure can't be insane-

coverage is required by law, how could the average joe making $60k/year with a serious chronic issue afford, let's say, $2000 a month? is that crazy to assume? i'm just throwing #s out there now since i have to wait but i've budgeted $1000/month just guessing out of my ass! hoping. hooooooooping.

honestly, i think i'd be stoked if i were to get solid coverage from a major carrier for $1000/month- then i could bitch about the price going up annually!

I think you are assuming too much. You are linking a law with individual companies in a way that doesn't really work. Just because the law says XYZ, doesn't mean Company ABC has to help you achieve that law, unless the law says Company ABC has to do that.

I have not heard of any premium ceilings being in the law, but I haven't been paying too much attention either.

dyna mo · 04-07-2013, 10:54 AM

Quote:

Originally Posted by Sly

I think you are assuming too much. You are linking a law with individual companies in a way that doesn't really work. Just because the law says XYZ, doesn't mean Company ABC has to help you achieve that law, unless the law says Company ABC has to do that.

I have not heard of any premium ceilings being in the law, but I haven't been paying too much attention either.

i'm looking at it strictly from a cost-prohibitive view, not saying it's right BUT there's simply no way they can price it out of reach and require it by law. if that even happened come january too many people would bring enough attention to it to fix it.

right? looking at it from the view of price it whatever, then where's the max? is there? $10,000 a month? $5000? $20k? i am required by law to pay $5000 a month for minimum coverage? with no caps on the system, is it wrong to suggest a $5000 a month insurance premium?

i don't see it.

dyna mo · 04-07-2013, 11:03 AM

here's something else, anyone with a pre-existing condition has pre-existing prescriptions/pharmacy bill.

so that will have to be absorbed into the new policy, or not. i haven't come across any info on whether or not that is required coverage. but my point is, man, i hope the baseline full-coverage policy isn't insanely priced AND i will still have to buy my monthly meds. fuck!

Sly · 04-07-2013, 11:04 AM

Quote:

Originally Posted by dyna mo

i'm looking at it strictly from a cost-prohibitive view, not saying it's right BUT there's simply no way they can price it out of reach and require it by law. if that even happened come january too many people would bring enough attention to it to fix it.

right? looking at it from the view of price it whatever, then where's the max? is there? $10,000 a month? $5000? $20k? i am required by law to pay $5000 a month for minimum coverage? with no caps on the system, is it wrong to suggest a $5000 a month insurance premium?

i don't see it.

In a competitive market, it is not any one particular companies responsibility to offer you a price that you can afford, unless it is required by law. Unless the law says that there will be a price ceiling, which I have not heard of once over the past several years, you are assuming too much.

Why should Company A offer you a $500 a month premium if they don't have to? $1000? $2000?

Sly · 04-07-2013, 11:08 AM

Quote:

Originally Posted by dyna mo

here's something else, anyone with a pre-existing condition has pre-existing prescriptions/pharmacy bill.

so that will have to be absorbed into the new policy, or not. i haven't come across any info on whether or not that is required coverage. but my point is, man, i hope the baseline full-coverage policy isn't insanely priced AND i will still have to buy my monthly meds. fuck!

I'm right there with you. I spend over $4000 a month on my medical care, and I have pretty good insurance. No insurance will cover what I need. So if I were to lose my good insurance and have to pay the new pre-existing insurance of $X,XXX plus my other $4000? I might have to start hooking!

dyna mo · 04-07-2013, 11:11 AM

i have to wait 7 months to know.

will it end up people will pay the penalty to the government and continue fronting their own healthcare costs under the new laws? no coverage but now with penalties.

Sly · 04-07-2013, 11:13 AM

Quote:

Originally Posted by dyna mo

i have to wait 7 months to know.

will it end up people will pay the penalty to the government and continue fronting their own healthcare costs under the new laws? no coverage but now with penalties.

I think so, yes. I believe some businesses will be doing the same.

dyna mo · 04-07-2013, 11:15 AM

Quote:

Originally Posted by Sly

I'm right there with you. I spend over $4000 a month on my medical care, and I have pretty good insurance. No insurance will cover what I need. So if I were to lose my good insurance and have to pay the new pre-existing insurance of $X,XXX plus my other $4000? I might have to start hooking!

wow, you spend out of pocket that much in addition to your insurance premium? i'm flabbergasted. that's staggering and actually what i am trying to avoid.

i currently spend 1/5 that, not spreading out er visits etc over the year, just monthly maintenance meds.

Robbie · 04-07-2013, 11:23 AM

Quote:

Originally Posted by Sly

I think so, yes. I believe some businesses will be doing the same.

I read that in the CBO report. 7 million people are losing their employee insurance as companies are opting out over ObamaCare.

As for ceilings on premiums...yes there is a ceiling on the PROFIT that they can make. The insurance company is only allowed a certain percentage of profit on all premiums.

But since taking pre-existing condition patients is a total loss for them...the premiums are gonna be sky-high for that. And it's also probably the reason why all the rest of us are seeing our premiums go through the roof too.

Remember, the theory was that now since so many people were going to buy insurance it wouldn't cost as much? That ain't the way it's working out at all.

Again I will say it: The govt., the media, Big Pharma, Big Medical, Big Insurance are all holding hands and charging the people of the U.S. 3, 4, even 10 times what every other country pays for the same exact procedures and medication.

Until we stop letting politicians get away with this we are all gonna continue to be screwed.

ObamaCare should be repealed. EVERY politician in the govt. should have term limits (preferably ONE AND DONE). And instead of "investigating" steroids in baseball or putting Martha Stewart in jail...the Congress should be holding hearings to investigate the trillion dollar medical scam in our country and putting those people in jail and getting medical costs back to reality with the rest of the world.

dyna mo · 04-07-2013, 11:34 AM

Quote:

Originally Posted by Robbie

Again I will say it: The govt., the media, Big Pharma, Big Medical, Big Insurance are all holding hands and charging the people of the U.S. 3, 4, even 10 times what every other country pays for the same exact procedures and medication.

Until we stop letting politicians get away with this we are all gonna continue to be screwed.

i was buying insulin from canada, i have to get 3 different types but 1 of those i paid $38/a vial for lilly brand. the same exact lilly branded vial at walgreens usa is $140. 3.5x more.
then all the sudden canadian pharmacies weren't able to get this insulin, they told me for the longest time that their supplier in turkey was having a difficult time getting it. then, bam, they get it in stock and it's now $50 more than here, it's $190 a vial now in canada.

big pharma at work.

Robbie · 04-07-2013, 11:43 AM

Quote:

Originally Posted by dyna mo

i was buying insulin from canada, i have to get 3 different types but 1 of those i paid $38/a vial for lilly brand. the same exact lilly branded vial at walgreens usa is $140. 3.5x more.
then all the sudden canadian pharmacies weren't able to get this insulin, they told me for the longest time that their supplier in turkey was having a difficult time getting it. then, bam, they get it in stock and it's now $50 more than here, it's $190 a vial now in canada.

big pharma at work.

Yeah, I don't know if you remember this or not...but before the internet got big people were driving over the border into Canada to get their prescription medications.
For some people it was worth it to drive very long distances because the medication they had was so expensive.

I remember seeing the report on CBS Evening News back then (I think it was the early 1990's)

Anyway...Big Pharma lobbyists raised hell and the U.S. govt. BANNED people from doing that! Can you fucking believe it? They were actually searching people at the Canadian border for prescription drugs.

"Freedom"? It's a joke in this country.

And you're absolutely right...big pharma is the one who made sure that Canadian pharmacies are charging U.S. customers more.

I don't know where you live, but if you are in California I would suggest you drive down into Tijuana and get your prescriptions.
Not only are they way cheaper, but also a lot of stuff that our good old govt. forces us to get a prescription from a doctor for is sold over the counter in most other countries.

Cialis? Buy it over the counter. Testosterone? Over the counter. The list goes on.

GrantMercury · 04-07-2013, 08:22 PM

Quote:

Originally Posted by PornoMonster

If you think Obama Care is going to be different you are blind.

And you think so because...?

GrantMercury · 04-07-2013, 08:30 PM

Quote:

Originally Posted by Robbie

dyna mo I hope you are able to get covered.
BUT the question is...will you be able to afford that coverage?

Yes. There will be subsidies for those who can't afford the full premium.

I can't afford health insurance, so how can the government make me buy it?
http://news.consumerreports.org/heal...two-years.html

Here's more information on the Affordable Care Act:

The Affordable Care Act started changing the country?s health-care system almost from the moment it was signed into law in March 2010. It has already expanded coverage of young adults by allowing them to stay on their parents? plans until they turn 26, outlawed lifetime limits on what insurance will cover, lowered the cost of drugs for seniors on Medicare, caused 13 million consumers to get premium rebates totaling some $1.1 billion, and expanded access to free preventive care for patients of all ages. Last summer it survived a challenge in the U.S. Supreme Court.

But all that is prelude to the transformation coming in 2014, when almost all Americans will have access to affordable health insurance that covers essential care.
http://www.consumerreports.org/cro/2...form/index.htm

GrantMercury · 04-07-2013, 08:35 PM

Quote:

Originally Posted by Robbie

...Big Pharma lobbyists raised hell and the U.S. govt. BANNED people from doing that! Can you fucking believe it? They were actually searching people at the Canadian border for prescription drugs.

"Freedom"? It's a joke in this country.

Communist. The pharmaceutical companies are just trying to make money. You got a problem with that? Aren't they FREE to lobby Congress?

AdultPornMasta · 04-07-2013, 08:38 PM

And there are still stupid people out there who believe that Obamacare provides free health care.

No wonder this country is going to Hell in a handbasket!

And most of the ignorant fucks voted for the Rat Bastard the second time!

GrantMercury · 04-07-2013, 08:39 PM

Quote:

Originally Posted by dyna mo

i was buying insulin from canada, i have to get 3 different types but 1 of those i paid $38/a vial for lilly brand. the same exact lilly branded vial at walgreens usa is $140. 3.5x more.
then all the sudden canadian pharmacies weren't able to get this insulin, they told me for the longest time that their supplier in turkey was having a difficult time getting it. then, bam, they get it in stock and it's now $50 more than here, it's $190 a vial now in canada.

big pharma at work.

It's capitalism. It's as American as apple-fucking-pie.

Thank GAWD we don't have a horrible "socialist" system like they suffer with in Canada. Those poor bastards and their reasonably priced medications.

GrantMercury · 04-07-2013, 08:45 PM

Quote:

Originally Posted by AdultPornMasta

And there are still stupid people out there who believe that Obamacare provides free health care.

Maybe some stupid people do, but so what? Some stupid people believe in "death panels" and that Iraq attacked us on 9/11.

It doesn't matter what stupid people think.

Obamacare is a small step forward in our FUBAR national healthcare system.

dyna mo · 04-07-2013, 10:10 PM

Quote:

Originally Posted by GrantMercury

Yes. There will be subsidies for those who can't afford the full premium.

I can't afford health insurance, so how can the government make me buy it?
http://news.consumerreports.org/heal...two-years.html

from the link you provided:

Quote:

But even more important, you guessed right about premiums being subsidized. Come 2014, households with an income of less than 400 percent of the federal poverty level, which in 2012 works out to $44,680 for a single person and $92,200 for a family of four, will be eligible for a subsidy in the form of a refundable tax credit. That means you get it even if you don't owe federal income tax. The subsidies get larger the lower your income.

that doesn't cover my single person with a pre-existing condition making $60k a year with a $2000 insurance plan. this guy after taxes clears, ~$3500/month. even at $1000/month premiums, that's 30% of income paying insurance UNSUBSIDIZED.

Robbie · 04-07-2013, 10:15 PM

Yeah, and Grant Mercury thinks it's all "free" if you get "subsidized"

NOTHING is "free" and as I've said over and over and over (and guys like him just ignore it)...this hasn't done anything to address the COST of healthcare.

It's only raised the prices on existing insured people and forces everybody else to buy insurance that they might not need.

And it's costing our already debt ridden country 2 TRILLION dollars more to add to the debt.

It's an abortion all the way around (and abortions aren't covered lol)

2012 · 04-07-2013, 10:16 PM

Robbie · 04-07-2013, 10:21 PM

Quote:

Originally Posted by GrantMercury

Aren't they FREE to lobby Congress?

I will repeat this to you because you seem to have a little bit of trouble comprehending the concept of FREEDOM.

YES, they are free to lobby Congress. But our politicians are the scum who demand to have their palms greased for their votes.

We don't vote corporations in to work on behalf of the American people, we vote for politicians. You seem to be very confused about who has the power...it's the GOVT. in case you didn't notice. And they not only put their votes up for sale to the highest bidder...they DEMAND to be paid for every last vote that lines their pockets and greases their palms.

And speaking of palms...I swear everytime I read one of your sheep-like, in love with big govt. posts I slap my palm to my forehead in total disbelief that anyone actually thinks that way.

PornoMonster · 04-08-2013, 12:12 AM

Quote:

Originally Posted by AdultPornMasta

And there are still stupid people out there who believe that Obamacare provides free health care.

No wonder this country is going to Hell in a handbasket!

And most of the ignorant fucks voted for the Rat Bastard the second time!

His name is GrantMercury

GrantMercury · 04-08-2013, 01:59 PM

Quote:

Originally Posted by Robbie

I will repeat this to you because you seem to have a little bit of trouble comprehending the concept of FREEDOM.

YES, they are free to lobby Congress. But our politicians are the scum who demand to have their palms greased for their votes.

(

JFC. Dude, the politicians don't DEMAND it. The corporations are HAPPY to write the checks.

Nobody would be more upset than the world's largest corporations if we got money out of politics. So long as it's all a big money race - it's a race they can win.

GrantMercury · 04-08-2013, 02:00 PM

Quote:

Originally Posted by PornoMonster

His name is GrantMercury

Taste my sack.

EpicPanda · 04-08-2013, 02:35 PM

Quote:

Originally Posted by GrantMercury

The problem is, the for-profit health insurance fuckers are still in the picture. Single-payer (the only system that makes sense, and the one every other 1st-world country uses) was SOCIALISM!!!!! Dumb fucking teabaggers were whipped into a frenzy about "death panels" by Faux News and took to the streets. We're too dumb to demand a system that works, because the corporate media scares paranoid lunkheads with terms they don't understand.

And, as usual, there's more to the story.

This is only one study, and it was conducted by a company with ties to a health insurer.

Additionally, the increase in costs isn't across the board, and it doesn't apply to all states. Also co-pays, "bridges" and deductibles will go down.

And there is a lot that's right with Obamacare, including the elimination of preexisting conditions, and a requirement that these bastards use at least 80% of every premium dollar paid to be used on actual healthcare (or refund the difference). Children can stay on their parents' insurance until they're 26, contraception is covered 100%, no-cost yearly checkups, and 45,000,000 people who had no coverage finally will (we can agree that's a good thing, even if it doesn't apply to you personally, right)?

So it's a mixed bag. I'm not very happy with it, but it's better than what we had. Maybe if idiots across the country would stop hyperventilating every time "socialism" is spoken, we could start a real conversation and get a system that works right, particularly since "capitalism" is what the current fucked-up healthcare system is all about. For example, check out what this guy takes in - and he's never healed a single person.

Blue Cross parent's CEO pay climbs to $12.9 million
http://www.chicagobusiness.com/artic...o-12-9-million

Wow. That's a lot of premium dollars right there. He must be some great lifesaving physician...oh right. He doesn't know the first thing about healing the sick or saving lives. He's doing a great job saving us from "government healthcare" and "socialism," I guess.

This, this. This.

Robbie · 04-08-2013, 02:49 PM

Quote:

Originally Posted by GrantMercury

JFC. Dude, the politicians don't DEMAND it. The corporations are HAPPY to write the checks.

Try opening a brick and mortar business and you will see your local officials quickly DEMAND their money. Brother, you are not stupid..but you are very ignorant of how things work.

04-07-2013, 10:43 AM	#101
spiederman Confirmed User Industry Role: Join Date: Nov 2012 Posts: 1,216	hundy bamacares __________________ xcams-partners: up to €200 PPS\|crakrevenue: Promote MyFreecams @ crakrevenue\|Plugrush: Buy and sell your traffic icq# 610-522-509 <---- dont add me for crap i DON'T ask for isliveHD\| Latex tube\|Androidcams\|ipadcams

04-07-2013, 08:38 PM	#117
AdultPornMasta Confirmed User Industry Role: Join Date: May 2012 Posts: 1,506	And there are still stupid people out there who believe that Obamacare provides free health care. No wonder this country is going to Hell in a handbasket! And most of the ignorant fucks voted for the Rat Bastard the second time! __________________ "The world is full of obvious things which nobody by any chance ever observes."

04-07-2013, 10:15 PM	#121
Robbie Leaner, Meaner, Faster Industry Role: Join Date: Aug 2002 Location: Vegas Posts: 20,958	Yeah, and Grant Mercury thinks it's all "free" if you get "subsidized" NOTHING is "free" and as I've said over and over and over (and guys like him just ignore it)...this hasn't done anything to address the COST of healthcare. It's only raised the prices on existing insured people and forces everybody else to buy insurance that they might not need. And it's costing our already debt ridden country 2 TRILLION dollars more to add to the debt. It's an abortion all the way around (and abortions aren't covered lol) __________________ -Robbie ClaudiaMarie.Com

04-07-2013, 10:16 PM	#122
2012 So Fucking What Industry Role: Join Date: Jul 2006 Posts: 17,189	__________________ best host: Webair \| best sponsor: Kink \| best coder: 688218966 \| Go Fuck Yourself

04-07-2013, 10:44 AM	#102
dyna mo The People's Post Industry Role: Join Date: Dec 2008 Location: invisible 7-11 Posts: 63,950	here's the only thing that gives me hope that the pricing structure can't be insane- coverage is required by law, how could the average joe making $60k/year with a serious chronic issue afford, let's say, $2000 a month? is that crazy to assume? i'm just throwing #s out there now since i have to wait but i've budgeted $1000/month just guessing out of my ass! hoping. hooooooooping. honestly, i think i'd be stoked if i were to get solid coverage from a major carrier for $1000/month- then i could bitch about the price going up annually!

04-07-2013, 11:03 AM	#105
dyna mo The People's Post Industry Role: Join Date: Dec 2008 Location: invisible 7-11 Posts: 63,950	here's something else, anyone with a pre-existing condition has pre-existing prescriptions/pharmacy bill. so that will have to be absorbed into the new policy, or not. i haven't come across any info on whether or not that is required coverage. but my point is, man, i hope the baseline full-coverage policy isn't insanely priced AND i will still have to buy my monthly meds. fuck!

04-07-2013, 11:11 AM	#108
dyna mo The People's Post Industry Role: Join Date: Dec 2008 Location: invisible 7-11 Posts: 63,950	i have to wait 7 months to know. will it end up people will pay the penalty to the government and continue fronting their own healthcare costs under the new laws? no coverage but now with penalties.