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Old 06-03-2013, 08:08 AM   #1
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Zombaio Please for the love of god do not steal my $40,000

Before people flame me for using Zombaio I have 15 mid's and they were one 3rd party account I had that I got lazy about changing my links and I left about 10k a week on it in volume.

Account was fine for 3 years. Then one day all of a sudden they say my cb's are too high and shutting me down and they will pay me my balance in 3 months. I was running at less then 1% cb for 3 years then one month I hit 10%? When I send the same exact traffic to about 5 other direct MID's and they never got nearly that high.

So 4 months go by and they tell me that I have $142 left in my account after cb's when I had $40,000 and I tell them that must be a mistake and they tell me they will look into it but I get no response for 2 weeks now.

I email and get no reply.

I call them and they don't answer cause I guess they have caller ID? I actually heard someone pick up and hang up the phone just now.

I have added Sandra Opperud at Cawen Financial and Michael O on Skype and no reply.

They basically took $40,000 of my money and just bolted.

How on earth did they not think I would come to the boards with this?
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Old 06-03-2013, 08:09 AM   #2
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Securing this spot, i hope you will get this resolved
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Old 06-03-2013, 08:16 AM   #3
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Whew...
AS much of a pain in the ass as it was to get even signed up with them, in case I ever decided to use them as a backup...this seems as good of a reason as any to not use 'em right away.
Man, I wish you luck in clearing all of this up...even w/ chargebacks, there's seemingly NO WAY you had $40,000 of them.
whew!
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Old 06-03-2013, 08:17 AM   #4
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This explains why you reacted the way you did in the other thread! Understandable. I hope you get your money.
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Old 06-03-2013, 08:18 AM   #5
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You know you are fucked, when people stop replying to your e-mail and messages.
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Old 06-03-2013, 08:22 AM   #6
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best of luck in getting that cash
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Old 06-03-2013, 08:28 AM   #7
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Whew...
AS much of a pain in the ass as it was to get even signed up with them, in case I ever decided to use them as a backup...this seems as good of a reason as any to not use 'em right away.
Man, I wish you luck in clearing all of this up...even w/ chargebacks, there's seemingly NO WAY you had $40,000 of them.
whew!
Sometimes visa or mastercard will fine the acquirer $15,000 to $20,000 for this type of shit. I asked them if that was what happened here and if so then we need to do a conference call with them to verify this actually happened due to my account and they said no that did not happen. So they can't use that excuse.
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Old 06-03-2013, 08:31 AM   #8
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This sounds terrible!
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Old 06-03-2013, 08:36 AM   #9
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Serious amount of cash, hope you get it soon!!!
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Old 06-03-2013, 08:39 AM   #10
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This explains why you reacted the way you did in the other thread! Understandable. I hope you get your money.
Yeah, I am losing my patience with this company and I feel for others that are also being treated poorly by them.
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Old 06-03-2013, 08:47 AM   #11
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Just when I was about to start using Zombaio...
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Old 06-03-2013, 08:47 AM   #12
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Hope this gets resolved
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Old 06-03-2013, 08:49 AM   #13
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Just when I was about to start using Zombaio...
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Old 06-03-2013, 08:52 AM   #14
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Well ain't that a big fucking surprise? Middle men gonna middle?
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Old 06-03-2013, 08:53 AM   #15
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Processors/Acquirers always seem to be thinking they can get away with not paying out the remaining balance and/or holdback after an account is closed down for whatever reason (cb's, compliance issues, etc). Had it happen multiple times in the past 15 years and lost several 100K.
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Old 06-03-2013, 08:54 AM   #16
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they probably wont respond
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Old 06-03-2013, 09:02 AM   #17
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That sucks ass!

Quote:
Originally Posted by Konda View Post
Processors/Acquirers always seem to be thinking they can get away with not paying out the remaining balance and/or holdback after an account is closed down for whatever reason (cb's, compliance issues, etc). Had it happen multiple times in the past 15 years and lost several 100K.
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Old 06-03-2013, 09:03 AM   #18
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Processors/Acquirers always seem to be thinking they can get away with not paying out the remaining balance and/or holdback after an account is closed down for whatever reason (cb's, compliance issues, etc). Had it happen multiple times in the past 15 years and lost several 100K.
No argument there...thats been my whole crusade to try and shed light on how often and easy this is done to people in business by those in the middle!

hypothetically he would be fucked if all of his overhead was tied up in that 40,000 k that the middle men are holding.

Fortunately he sounds as if he can take this hit and keep on dealing, but many get hit by the middle men and it actually destroys and ruins their business while the middle men get away scott free with impunity to do it with another client account at some future point.

They have too much rules and regs for us to follow but little to no way to hold them accountable other than GFY message boards when exhibit their desperate middlemen behavior.....this must be corrected.

It is only getting worse by the day, and I think many many many more mom and pops websites will shut down before any big named middle men...and you can take that to the pseudo bank!
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Old 06-03-2013, 09:17 AM   #19
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I would be ok if they just replied to my questions and emails but they completely straight up ignore me. The few times they have replied, they do not address my concerns. I have asked them 5 times what my balance is and I get nothing. If they would just reply with something like "ok, we looked into it and we owe you around $35,000 after reversals and we will pay you in 90 days" I would be ok with that.
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Old 06-03-2013, 09:26 AM   #20
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Once someone from a bad history of a certain company employs to a certain company there will be always a problem in the future. A friendly advice, never trust a certain company who hires someone from a company who had a bad reputation.
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Old 06-03-2013, 09:28 AM   #21
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I would be ok if they just replied to my questions and emails but they completely straight up ignore me. The few times they have replied, they do not address my concerns. I have asked them 5 times what my balance is and I get nothing. If they would just reply with something like "ok, we looked into it and we owe you around $35,000 after reversals and we will pay you in 90 days" I would be ok with that.
Just a hunch but there has to be more to the story then this
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Old 06-03-2013, 09:30 AM   #22
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Try to call them back after 1 hour they are still close as of this moment. They are open 10AM
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Old 06-03-2013, 09:39 AM   #23
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"for the love of god" ?

if 90% of the board is atheist
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Old 06-03-2013, 09:42 AM   #24
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Just a hunch but there has to be more to the story then this
There is absolutely nothing more to the story. It is very black and white. I am being totally upfront about this. I am not hiding facts to suit my needs. It is very simple. My account got shut down with 40k in it and they will not tell me what my balance is nor pay me nor reply to me in a timely manner.

If someone owed you $40k and 4 months later they tell you that now they only owe you $142 you would be a little upset also and demand answers. I have gotten NO ANSWERS!
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Old 06-03-2013, 09:44 AM   #25
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isn't the max length 6 months for money being held?
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Old 06-03-2013, 09:50 AM   #26
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Did you put 40k into a company named Zombaio?
Next, tell us you put 100k into Tarditional Trust -- ooops, typo! or not?
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Old 06-03-2013, 09:55 AM   #27
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Once someone from a bad history of a certain company employs to a certain company there will be always a problem in the future. A friendly advice, never trust a certain company who hires someone from a company who had a bad reputation.
Total truth there
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Old 06-03-2013, 09:58 AM   #28
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"for the love of god" ?

if 90% of the board is atheist
When I say "Oh, my god," I don't mean a literal god any more than I mean a literal shit when I say "Oh shit!"
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Old 06-03-2013, 10:01 AM   #29
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ouch, good luck getting it
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Old 06-03-2013, 10:01 AM   #30
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There is absolutely nothing more to the story. It is very black and white. I am being totally upfront about this. I am not hiding facts to suit my needs. It is very simple. My account got shut down with 40k in it and they will not tell me what my balance is nor pay me nor reply to me in a timely manner.

If someone owed you $40k and 4 months later they tell you that now they only owe you $142 you would be a little upset also and demand answers. I have gotten NO ANSWERS!
No I meant that somebody is still making $40k a month ;)
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Old 06-03-2013, 10:01 AM   #31
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Did you put 40k into a company named Zombaio?
Next, tell us you put 100k into Tarditional Trust -- ooops, typo! or not?
I will put all my trust into a company based in Argentina
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Old 06-03-2013, 10:14 AM   #32
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Total truth there
Throwing a rock into someone specifically?
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Old 06-03-2013, 10:15 AM   #33
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I will put all my trust into a company based in Argentina
Pillow Bank PLC or Pocket Investments LTD?
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Old 06-03-2013, 10:20 AM   #34
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Middle men gonna middle?
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Old 06-03-2013, 10:22 AM   #35
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Before people flame me for using Zombaio I have 15 mid's and they were one 3rd party account
You had 15 MIDs at zombaio?

Or someone else let you use his processing?
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Old 06-03-2013, 10:23 AM   #36
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"for the love of god" ?

if 90% of the board is atheist
Hehehehe!
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Old 06-03-2013, 10:23 AM   #37
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"for the love of god" ?

if 90% of the board is atheist
He probably was referring to the song

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Old 06-03-2013, 10:27 AM   #38
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Yhey tell me they will look into it but I get no response for 2 weeks now.

I email and get no reply.
Why don't you call them and talk to some kind of manager?

I had a processing account with zombaio then switched elsewhere. I still get $100-$200 payments from them even tho I completely forgot about them and don't expect it.
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Old 06-03-2013, 10:40 AM   #39
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You had 15 MIDs at zombaio?

Or someone else let you use his processing?
Sorry. I meant to say I have 15 mids and I also had one 3rd party account which was Zombaio.
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Old 06-03-2013, 10:43 AM   #40
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Why don't you call them and talk to some kind of manager?

I had a processing account with zombaio then switched elsewhere. I still get $100-$200 payments from them even tho I completely forgot about them and don't expect it.
Yeah they pay on small accounts. They go after the big accounts out there and yes I have called many times. They don't pick up for me, or they do and hang up right away on me.
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Old 06-03-2013, 10:45 AM   #41
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what are your sites? sounds like you have some serious volume
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Old 06-03-2013, 10:46 AM   #42
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Sorry. I meant to say I have 15 mids and I also had one 3rd party account which was Zombaio.
What are MIDS?
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Old 06-03-2013, 10:47 AM   #43
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Did you put 40k into a company named Zombaio?
Next, tell us you put 100k into Tarditional Trust -- ooops, typo! or not?
Thanks for contributing.
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Old 06-03-2013, 10:51 AM   #44
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what are your sites? sounds like you have some serious volume
This isn't about my sites or volume. This is about getting Zombaio to take action and do what is right.
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Old 06-03-2013, 10:59 AM   #45
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What are MIDS?
Mid just means Merchant Identification Number. It is just another way of saying you have a direct merchant account with an acquirer.
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Old 06-03-2013, 11:08 AM   #46
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This isn't about my sites or volume. This is about getting Zombaio to take action and do what is right.
I would like to know what sites of yours caused this as well. Your hiding the sites is not a good indicator. Illegal content, bad traffic sources, rogue processor? One might assume your sites have everything to do with zombaio not paying you. if your sites are straight post them. I'd like to see what generates that kind of volume on a forgotten processor.
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Old 06-03-2013, 11:14 AM   #47
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I would like to know what sites of yours caused this as well. Your hiding the sites is not a good indicator. Illegal content, bad traffic sources, rogue processor? One might assume your sites have everything to do with zombaio not paying you. if your sites are straight post them. I'd like to see what generates that kind of volume on a forgotten processor.
lame attempt to spy on his sites / methods, try harder
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Old 06-03-2013, 11:19 AM   #48
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Sorry. I meant to say I have 15 mids and I also had one 3rd party account which was Zombaio.
If you have 15 real MIDs, why on earth would you deal with Zombaio?

I used to process with them only until i got my own MID.
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Old 06-03-2013, 11:22 AM   #49
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Originally Posted by Antonio View Post
lame attempt to spy on his sites / methods, try harder
hah, no shit.
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Old 06-03-2013, 12:13 PM   #50
EriktheRabbit
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Quote:
Originally Posted by Antonio View Post
lame attempt to spy on his sites / methods, try harder
You his partner?
I dont give a shit about his sites. There is obviously more to the story dumbass.
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