My elderly dad was severely taken advantage of - Page 2 - GoFuckYourself.com

L-Pink · 03-10-2016, 03:48 PM

50 Crooked car dealers.

TCLGirls · 03-10-2016, 03:51 PM

This happened at Trump Auto-Mart eh?

...gee what surprise.

BlackCrayon · 03-10-2016, 04:23 PM

if they wont let it go get the media involved. they'll look like total scumbags.

MakeMeGrrrrowl · 03-10-2016, 05:42 PM

Quote:

Originally Posted by TCLGirls

This happened at Trump Auto-Mart eh?

...gee what surprise.

No, this place is Team Nissan in Vineland NJ.

MakeMeGrrrrowl · 03-10-2016, 05:48 PM

Quote:

Originally Posted by Barry-xlovecam

Even if you surrender the vehicle -- a voluntary repossession -- they could sue for a deficiency balance on the auto's (collateral's) resale price.

The dealer may be required to recourse the loan -- return the money the dealer got from the finance company.

I would contact the Nissan Motor Acceptance Corp and just say the car payments will not be made and see what they say. There are varying holder in due course laws in many states that may, or may not, affect a lender's legal rights where there is misdeed by the seller -- like a fraudulent loan application.

I do know this; Tell a lender he will not get his money back without a lot of hassle and court costs he will try to get the matter settled fast and his money back from the dealer/seller :2cents:

Nissan Motor Acceptance Corp may lean on the dealer ... Get a local lawyer to handle this. I don't know your local laws -- and don't put anything in writing or on Facebook -- delete that post immediately. Your father's down payment may be toast as liquidated damages in that contract.

We used to floor cars and finance some loans in LA years ago -- we had a CFL license (like household or beneficial finance does/did) ... been out of the business for years. The consumer protection laws are a lot more stringent maybe today, I really don't know.

I do know this; tell a lender that you will not pay and they will do what they can to get their money back from the dealer on a new loan.

NMAC was quite concerned and took my report as well as faxed me the info showing me how they inflated the income. They however said the only way that they would unwind the deal was if Team Nissan told them to do so.

I confirmed with the lender how much my father actually makes and that there is no way he can afford this payment. They were very nice, but not nice enough to say, we'll go ahead and squash this for you.

Also they took my dad's trade in which only had 35k miles on it. They gave him 9500 for it which he owed 15.9k on it. The facebook thing is a private message between me and the sales guy since we're friends on facebook, not any public post. But he admitted right there that my dad kept telling him he only made 1400 a month.

Big ugly mess.

My dad is 70, but he's a very old 70. My mom is 69 and is NOTHING like my father.

The Porn Nerd · 03-10-2016, 06:21 PM

Sorry to hear this is happening to your father (and, by extension, to you). I take care of my mom, who is elderly, so I know how infuriating it can be to have them treated with such disrespect.

Go to social media, and then make sure the Dealership knows about it. Watch them change their tune. Seriously, be vicious on Twitter and get your girls to do it, too. BAM!

adulttraffic · 03-10-2016, 06:26 PM

Quote:

Originally Posted by DonJon69

Don't over complicate this or stress out.
Just stop paying the car payment.
Drive it around for a few months until they reposes it.
That's it. Don't worry. They can't touch his social security.

Thats the absolute worst advice ever given by a gfy "lawyer"!
DONT listen to this butthead.

adulttraffic · 03-10-2016, 06:30 PM

Quote:

Originally Posted by The Porn Nerd

Sorry to hear this is happening to your father (and, by extension, to you). I take care of my mom, who is elderly, so I know how infuriating it can be to have them treated with such disrespect.

Go to social media, and then make sure the Dealership knows about it. Watch them change their tune. Seriously, be vicious on Twitter and get your girls to do it, too. BAM!

If you decide to go this route be very very careful and dont be "vicious" as your words may be taken as slanderous. That can cause huge prohlems for your dad.

MakeMeGrrrrowl · 03-10-2016, 06:36 PM

Quote:

Originally Posted by adulttraffic

If you decide to go this route be very very careful and dont be "vicious" as your words may be taken as slanderous. That can cause huge prohlems for your dad.

I have no will to be vicious and I'm non confrontational.

I really would just like them to undo the deal and give my dad his car back, which is not going to happen now since they've already paid it off.

DBS.US · 03-10-2016, 06:43 PM

Quote:

Originally Posted by DonJon69

Don't over complicate this or stress out.
Just stop paying the car payment.
Drive it around for a few months until they reposes it.
That's it. Don't worry. They can't touch his social security.

True,,,but read>>>
Can a debt collector take my Social Security or VA benefits? > Consumer Financial Protection Bureau

Barry-xlovecam · 03-10-2016, 06:49 PM

Quote:

Originally Posted by MakeMeGrrrrowl

NMAC was quite concerned and took my report as well as faxed me the info showing me how they inflated the income. They however said the only way that they would unwind the deal was if Team Nissan told them to do so.

....

Big ugly mess.

My dad is 70, but he's a very old 70. My mom is 69 and is NOTHING like my father.

Have an attorney contact NMAC.

DBS.US · 03-10-2016, 07:11 PM

When its all cleaned up, we can do Yelp attack

OneHungLo · 03-10-2016, 07:37 PM

Quote:

Originally Posted by DBS.US

When its all cleaned up, we can do Yelp attack

Yeah, this^ Let us know when to start the assault.

rowan · 03-10-2016, 08:33 PM

Quote:

Originally Posted by MakeMeGrrrrowl

Also they took my dad's trade in which only had 35k miles on it. They gave him 9500 for it which he owed 15.9k on it. The facebook thing is a private message between me and the sales guy since we're friends on facebook, not any public post. But he admitted right there that my dad kept telling him he only made 1400 a month.

What happened to the $15900 - $9500 = $6400 difference? They must have added that amount to the new loan, since the car was no longer owned by your dad, so it was no longer valid collateral/security for the old loan?

TheSquealer · 03-10-2016, 08:36 PM

Quote:

Originally Posted by MakeMeGrrrrowl

At the car dealership and walked out with a payment of 647.00 a month which is half of his social security, after 7 hours of being there.

He's been wanting to kill himself ever since. I finally got him up today after FOUR days of not eating or getting out of bed.

What sort of attorney do I look up for this? I have called a couple and they aren't the right kind?

Must have something to do with consumer something? I was trying to stay local but maybe I will have to branch out further. Anyone?

I'd suggest that he get a medical evaluation done. His action and response are both abnormal and over the top. You are thinking about what to do legally, but i'd be more concerned about his mental health first. Deep depression (real actual depression) and suicidal thoughts are not reasonable responses.

MakeMeGrrrrowl · 03-10-2016, 08:43 PM

Quote:

Originally Posted by rowan

What happened to the $15900 - $9500 = $6400 difference? They must have added that amount to the new loan, since the car was no longer owned by your dad, so it was no longer valid collateral/security for the old loan?

Yep, they rolled it into the new deal.

The Porn Nerd · 03-10-2016, 08:43 PM

Quote:

Originally Posted by TheSquealer

I'd suggest that he get a medical evaluation done. His action and response are both abnormal and over the top. You are thinking about what to do legally, but i'd be more concerned about his mental health first. Deep depression (real actual depression) and suicidal thoughts are not reasonable responses.

I would imagine that's an ongoing issue and not necassarily related to this one incident (tho this situation has certainly magnified things).

If they won't unwind the deal then going legal is the only real answer. And when I say "Go Social" I do NOT mean 'vicious' (sorry for that word, but I was upset for you and your dad) and certainly not slanderous. But to go on Twitter and explain the situation and say how you don't think they are being reasonable and - this is the most important part - has anyone else had difficulties with this car dealership? Find the Twitter account for the Dealership, the salesman, the manager and go to town (but always be polite).

Bam.

MakeMeGrrrrowl · 03-10-2016, 08:52 PM

Quote:

Originally Posted by TheSquealer

I'd suggest that he get a medical evaluation done. His action and response are both abnormal and over the top. You are thinking about what to do legally, but i'd be more concerned about his mental health first. Deep depression (real actual depression) and suicidal thoughts are not reasonable responses.

I know it's going there. But that reality just really stinks.

He was happy today when he knew I was trying to find an attorney for him. I was letting him call attorney's last week and I just listened to him call them and the way he explained it was completely wrong so no one would listen which made him even more upset.

I can feel his pain. Truly.

TheSquealer · 03-10-2016, 08:54 PM

Quote:

Originally Posted by The Porn Nerd

I would imagine that's an ongoing issue and not necassarily related to this one incident (tho this situation has certainly magnified things).

If they won't unwind the deal then going legal is the only real answer. And when I say "Go Social" I do NOT mean 'vicious' (sorry for that word, but I was upset for you and your dad) and certainly not slanderous. But to go on Twitter and explain the situation and say how you don't think they are being reasonable and - this is the most important part - has anyone else had difficulties with this car dealership? Find the Twitter account for the Dealership, the salesman, the manager and go to town (but always be polite).

Bam.

honestly, if i was going to take it to social media, it would be in a way that they would want it to go away very quickly and I would pull all stops. its not about an argument, its about appealing to the emotions of others in a big way "my father might die because of XYZ Nissan" type stuff (but better stated and mindful of the legal issues). I'd then tie it all to a gofundme campaign with a very strong emotional appeal about a kind, helpless old man that was screwed by an evil car dealer and make sure i recovered every penny and bought the car i wanted..

TheSquealer · 03-10-2016, 08:57 PM

Quote:

Originally Posted by MakeMeGrrrrowl

I know it's going there. But that reality just really stinks.

He was happy today when he knew I was trying to find an attorney for him. I was letting him call attorney's last week and I just listened to him call them and the way he explained it was completely wrong so no one would listen which made him even more upset.

I can feel his pain. Truly.

I'm sure its tough when there is no obvious, immediate way to undo it. These guys can be vicious for sure... but there's always a way. I've never found myself in a spot where i got screwed and didn't make them pay severely for it. Just remain calm, make sure you have clear objectives and walk through all the options, come up with a plan and shock and awe them. Never let them see you coming. Never make threats. Make sure you blindside them completely with something they will want to undo quickly, with whatever you do.

MakeMeGrrrrowl · 03-10-2016, 09:07 PM

Quote:

Originally Posted by TheSquealer

I'm sure its tough when there is no obvious, immediate way to undo it. These guys can be vicious for sure... but there's always a way. I've never found myself in a spot where i got screwed and didn't make them pay severely for it. Just remain calm, make sure you have clear objectives and walk through all the options, come up with a plan and shock and awe them. Never let them see you coming. Never make threats. Make sure you blindside them completely with something they will want to undo quickly, with whatever you do.

I never threatened them. I simply said business owner to business owner, I have no choice but to fight for my father. I never got angry or yelled at anyone.

I did ask several times whose idea it was to inflate those numbers to which they keep saying "I don't know" conveniently the sales person was with a customer when I was on the phone asking him to come to the speaker, and then when I arrived for a meeting with the owner he had to leave immediately for a doctors appt so when I asked again, and said let's just bring him in and find out now, they knew he was gone.

Freedom6995 · 03-10-2016, 09:52 PM

Quote:

Originally Posted by MakeMeGrrrrowl

I never threatened them. I simply said business owner to business owner, I have no choice but to fight for my father. I never got angry or yelled at anyone.

I did ask several times whose idea it was to inflate those numbers to which they keep saying "I don't know" conveniently the sales person was with a customer when I was on the phone asking him to come to the speaker, and then when I arrived for a meeting with the owner he had to leave immediately for a doctors appt so when I asked again, and said let's just bring him in and find out now, they knew he was gone.

park your butt outside the door with coffee and donuts...pack a lunch and stay until the fucker shows

The Porn Nerd · 03-10-2016, 09:57 PM

Quote:

Originally Posted by TheSquealer

honestly, if i was going to take it to social media, it would be in a way that they would want it to go away very quickly and I would pull all stops. its not about an argument, its about appealing to the emotions of others in a big way "my father might die because of XYZ Nissan" type stuff (but better stated and mindful of the legal issues). I'd then tie it all to a gofundme campaign with a very strong emotional appeal about a kind, helpless old man that was screwed by an evil car dealer and make sure i recovered every penny and bought the car i wanted..

Some good advice here.

Sorry for your pain Shannon. It's really a shame what's happening. Best of luck!

Manfap · 03-11-2016, 02:56 AM

Why did he get a new car if he couldn't afford it?

johnnyloadproductions · 03-11-2016, 03:19 AM

Quote:

Originally Posted by Manfap

Why did he get a new car if he couldn't afford it?

Some people cave on pressure from and just get talked further and further down something lucrative to the sales rep.

My mind can be subjective so I just leave.

When I was 21-22 I used to like to dress in a suit with a friend (people take you seriously) and then go for a drive in one of the nicer cars.

If buying something new, I'll do all my research before hand and have my mind made up. I figure out a reasonable commission and make a no hassle deal, get in and get out!

_Richard_ · 03-11-2016, 06:29 AM

Quote:

Originally Posted by Choopa Phil

That is called dementia. My grandmother is going through the same thing right now and started just as you described. Best to nip it in the bud before he kills someone or ends up in a real bind that makes him want to off himself even more. That seems more like denial on your part to be totally frank.

there was a story that is passed around all dealerships about some moron who sold a car to a guy with dementia, who eventually dies in a highspeed chase with police

they are VERY sensitive about selling cars to people with medical issues.. even a call to your paper may fix this problem.

best of luck

edit: yea, california has 'unsound mind' laws.. spending half your monthly income on a car seems of unsound mind, and i think you may have similar laws

Barry-xlovecam · 03-11-2016, 08:03 AM

Like I said get a lawyer to handle this, there are other issues regarding your father's soundness of mind obviously. My step father died with Alzheimer's -- accepting his 'situation' and diminished capacity was a real problem. My cousin (by blood) was his attorney, Larry was able to straighten out some of the family at my request -- it was very messy and went on for 3 years until his death at 78.

Colmike9 · 03-11-2016, 08:22 AM

I Would seriously just not pay it. When they get mad, they'll repo it and at least here you can give it back at that point with nothing on his record because he willingly forfeited it.

FUCK those people and tell him to not pay.

Colmike9 · 03-11-2016, 08:31 AM

Just saying, thermite is easy to make and a dime sized piece mixed with a tiny bit of play dough is enough to melt through an engine block..... ;)

CDSmith · 03-11-2016, 08:42 AM

Quote:

Originally Posted by MakeMeGrrrrowl

Matter of fact I have a facebook message between the salesperson and me where he says.....

I said I was going to my daughter to your house to play with the animals you know he showed no inkling and you know the whole the whole $14 a month thing he was saying something about that he made that and and then he got and then he got his social security and then he got a Social Security but he kept on saying 1400 so if I thought you only made $1,400 a month and I if I thought you only made $1,400 a month and I woulda said what but you know he might be having buyers remorse a lot of people do and you know its its not my fault you have to and you know its not my fault you have to understand that okay

Sorry, I'm still struggling to wrap my head around the fact that that was written by a working sales professional.

Does he suffer from tourettes?

SBJ · 03-11-2016, 09:10 AM

damn! Sorry to hear this.. Last time you talked to me about this you thought the bank was going to help you out.. Sorry hope it get's straightened out fast.

DonJon69 · 03-11-2016, 09:28 AM

Quote:

Originally Posted by Colmike7

I Would seriously just not pay it. When they get mad, they'll repo it and at least here you can give it back at that point with nothing on his record because he willingly forfeited it.

FUCK those people and tell him to not pay.

Exactly that's what I said but everyone's saying that's the worst thing to do.

They're over complicating this and worried for nothing.

Colmike9 · 03-11-2016, 09:33 AM

Quote:

Originally Posted by DonJon69

Exactly that's what I said but everyone's saying that's the worst thing to do.

They're over complicating this and worried for nothing.

Worst case is that he loses the car and keeps his money....

Looks like a cheap rental for a while to me. Trust me, I've done it before, nothing is on my record or owed and I gave it back and refused to pay because they sold me a piece of shit that broke down twice a month..

dyna mo · 03-11-2016, 09:37 AM

Quote:

Originally Posted by Colmike7

I Would seriously just not pay it. When they get mad, they'll repo it and at least here you can give it back at that point with nothing on his record because he willingly forfeited it.

FUCK those people and tell him to not pay.

Where is here? Because this doesn't sound right at all.

Colmike9 · 03-11-2016, 09:39 AM

Quote:

Originally Posted by dyna mo

Where is here? Because this doesn't sound right at all.

What would they do if he didn't pay, then?

I'm in Ohio. But let's say that they do put it on his credit record or something. Just go out and get another car, with someone else there of course, that is within his price range, before the bs from the other car is potentially on his record. Give the first car back, deal with the mark on the record if any, then be happy with the new cheaper car.

LatinaCamChat · 03-11-2016, 09:44 AM

Call James McGill, aka Saul Goodman.

dyna mo · 03-11-2016, 09:49 AM

Quote:

Originally Posted by Colmike7

What would they do if he didn't pay, then?

I'm in Ohio. But let's say that they do put it on his credit record or something. Just go out and get another car, with someone else there of course, that is within his price range, before the bs from the other car is potentially on his record. Give the first car back, deal with the mark on the record if any, then be happy with the new cheaper car.

they will sue the living shit out him, then get a judgement then they can attach and seize property. they wrapped up the balance on his old vehicle into the loan on the new vehicle. the lender/dealer aren't going to absorb that extra in addition to taking the hit on the car.

voluntary repo is still a repo.

Colmike9 · 03-11-2016, 09:53 AM

Quote:

Originally Posted by dyna mo

they will sue the living shit out him, then get a judgement then they can attach and seize property. they wrapped up the balance on his old vehicle into the loan on the new vehicle. the lender/dealer aren't going to absorb that extra in addition to taking the hit on the car.

voluntary repo is still a repo.

Long story short, I owed like $5000 still on the car, I said I wasn't paying, then I set up a time and place for the repo people to get it and nothing is on my record or anything left owed and I bought another car in my name right after..

Still talk to an attorney first, though, him being taken advantage of as a senior would probably be a better idea.

dyna mo · 03-11-2016, 10:03 AM

Quote:

Originally Posted by Colmike7

Long story short, I owed like $5000 still on the car, I said I wasn't paying, then I set up a time and place for the repo people to get it and nothing is on my record or anything left owed and I bought another car in my name right after..

Still talk to an attorney first, though, him being taken advantage of as a senior would probably be a better idea.

the lender didn't pursue it/you is all. they are fully within their rights to do so though. cost/benefit. it's also within their rights to inform the credit agencies.

voluntary repo doesn't excuse the borrower from their responsibility to pay, a repo is a repo.

Colmike9 · 03-11-2016, 10:14 AM

Quote:

Originally Posted by dyna mo

the lender didn't pursue it/you is all. they are fully within their rights to do so though. cost/benefit. it's also within their rights to inform the credit agencies.

voluntary repo doesn't excuse the borrower from their responsibility to pay, a repo is a repo.

I actually might have made a deal to give it back with nothing owed because he was a private investor who owned my title after the place that I got the car went out of business...

Yeah, stick with talking to an attorney first..

MakeMeGrrrrowl · 03-11-2016, 10:37 AM

What happens with a voluntary repo (the bank says) is that the car is sold at auction and whatever the balance that remains, is what the person is responsible to pay.

So that's what would go on my dad's credit.

Still no lawyer has called me back.

L-Pink · 03-11-2016, 10:42 AM

Quote:

Originally Posted by MakeMeGrrrrowl

What happens with a voluntary repo (the bank says) is that the car is sold at auction and whatever the balance that remains, is what the person is responsible to pay.

So that's what would go on my dad's credit.

Still no lawyer has called me back.

That's the last thing you want. First you have the trade-in loss, second you have the huge depreciation loss of a new car being auctioned.

In order to be "made whole" again, being at the same place you were before this happened you will have to get an attorney involved who can prove fraud when applying for the loan. Otherwise you are fucked.

.

Choopa Phil · 03-11-2016, 10:45 AM

Would the deal have looked good had your father not rolled in the remainder of his previous car loan balance into the new car? Maybe in the $3-$400's without it rolled in?

dyna mo · 03-11-2016, 10:48 AM

this is a complicated case.

lot's of strands in the duder's head

MakeMeGrrrrowl · 03-11-2016, 11:09 AM

Quote:

Originally Posted by Choopa Phil

Would the deal have looked good had your father not rolled in the remainder of his previous car loan balance into the new car? Maybe in the $3-$400's without it rolled in?

What he really went there for was to find out about leasing a car, since he drives so little miles per year.

He just happened to want something a little bigger than his nissan altima because he has two dogs and guitars he likes to play when he visits his sister. The altima doesn't really allow for room.

We figured his payments would be comparable. He could go up to 330.00 if that's what you're asking. I don't know what the figures were without the extra 6k rolled in.

L-Pink · 03-11-2016, 11:15 AM

$330.00 ? Google lease deals there are lots of good cars for $200 a month.

MakeMeGrrrrowl · 03-11-2016, 11:47 AM

Quote:

Originally Posted by L-Pink

$330.00 ? Google lease deals there are lots of good cars for $200 a month.

But I knew he was going to owe some money on his altima. I just had no idea it would be worth so little in perfect condition with only 35k miles on it.

Otherwise he could get a lease yes, for like 200 or something.

DonJon69 · 03-11-2016, 11:48 AM

Seriously, i'm in new jersey too. This has happened to me and lots of friends.
Don't worry. Don't pay.
One day when u wake up, the car will be gone.
Even if they try and sue, what they gonna sue for? They have the car back. They won't waste the time, They would rather take the time to sell the car again or whatever they do with it.
And they can never touch his social security.

Choopa Phil · 03-11-2016, 11:51 AM

Quote:

Originally Posted by MakeMeGrrrrowl

What he really went there for was to find out about leasing a car, since he drives so little miles per year.

He just happened to want something a little bigger than his nissan altima because he has two dogs and guitars he likes to play when he visits his sister. The altima doesn't really allow for room.

We figured his payments would be comparable. He could go up to 330.00 if that's what you're asking. I don't know what the figures were without the extra 6k rolled in.

I was more or less trying to determine if his payment of $650 or whatever is, really is astronomically high with the $6500 rolled in. for every 1K you add thats usually $25-30/Mo ...He could have easily tacked on an extra $180-$220/Mo based on that alone.

What is the MSRP on this car and what are the terms of the lease/financing?

MakeMeGrrrrowl · 03-11-2016, 11:59 AM

Quote:

Originally Posted by Choopa Phil

I was more or less trying to determine if his payment of $650 or whatever is, really is astronomically high with the $6500 rolled in. for every 1K you add thats usually $25-30/Mo ...He could have easily tacked on an extra $180-$220/Mo based on that alone.

What is the MSRP on this car and what are the terms of the lease/financing?

I have no idea how to find any MSRP.

Terms are 10.60%
Finance charge 12,364.06
Amt Fianced 34.226.42
Total Pmt 46,590.48

72 months 647.00 per month

They also had him purchase some gap insurance for 1931.00

03-10-2016, 04:23 PM	#53
BlackCrayon Too lazy to set a custom title Join Date: Jun 2003 Location: Ottawa Posts: 19,631	if they wont let it go get the media involved. they'll look like total scumbags. __________________ you don't know you're wearing a leash if you sit by the peg all day..

03-10-2016, 06:21 PM	#56
The Porn Nerd Living The Dream Industry Role: Join Date: Jun 2009 Location: Inside a Monitor Posts: 19,510	Sorry to hear this is happening to your father (and, by extension, to you). I take care of my mom, who is elderly, so I know how infuriating it can be to have them treated with such disrespect. Go to social media, and then make sure the Dealership knows about it. Watch them change their tune. Seriously, be vicious on Twitter and get your girls to do it, too. BAM! __________________ My Affiliate Programs: Porn Nerd Cash \| Porn Showcase \| Aggressive Gold Over 90 paysites to promote! Now on Teams: peabodymedia

03-10-2016, 07:11 PM	#62
DBS.US Geo Cities Industry Role: Join Date: Aug 2003 Location: North Captiva Island, Florida USA Posts: 11,830	When its all cleaned up, we can do Yelp attack __________________ Make a Free Chaturbate White Label site in 34 minutes and be making money tonight

03-11-2016, 08:22 AM	#78
Colmike9 (>^_^)b Industry Role: Join Date: Dec 2011 Posts: 7,224	I Would seriously just not pay it. When they get mad, they'll repo it and at least here you can give it back at that point with nothing on his record because he willingly forfeited it. FUCK those people and tell him to not pay. __________________ Join the BEST cam affiliate program on the internet! I've referred over $1.7mil in spending this past year, you should join in. I make a lot more money in the medical field in a lab now, fuck you guys. Don't ask me to come back, but do join Chaturbate in my sig, it still makes bank without me touching shit for years..

03-11-2016, 08:31 AM	#79
Colmike9 (>^_^)b Industry Role: Join Date: Dec 2011 Posts: 7,224	Just saying, thermite is easy to make and a dime sized piece mixed with a tiny bit of play dough is enough to melt through an engine block..... ;) __________________ Join the BEST cam affiliate program on the internet! I've referred over $1.7mil in spending this past year, you should join in. I make a lot more money in the medical field in a lab now, fuck you guys. Don't ask me to come back, but do join Chaturbate in my sig, it still makes bank without me touching shit for years..

03-10-2016, 03:48 PM	#51
L-Pink working on my tan Industry Role: Join Date: Mar 2005 Location: Florida/Kentucky Posts: 39,152	50 Crooked car dealers.

03-10-2016, 03:51 PM	#52
TCLGirls Confirmed User Industry Role: Join Date: Feb 2010 Location: California Posts: 3,068	This happened at Trump Auto-Mart eh? ...gee what surprise.

03-11-2016, 02:56 AM	#74
Manfap Confirmed User Industry Role: Join Date: Jan 2013 Posts: 2,617	Why did he get a new car if he couldn't afford it?

03-11-2016, 08:03 AM	#77
Barry-xlovecam It's 42 Industry Role: Join Date: Jun 2010 Location: Global Posts: 18,083	Like I said get a lawyer to handle this, there are other issues regarding your father's soundness of mind obviously. My step father died with Alzheimer's -- accepting his 'situation' and diminished capacity was a real problem. My cousin (by blood) was his attorney, Larry was able to straighten out some of the family at my request -- it was very messy and went on for 3 years until his death at 78.

03-11-2016, 09:10 AM	#81
SBJ So Fucking Fabulous Industry Role: Join Date: Apr 2003 Location: Indiana Posts: 11,375	damn! Sorry to hear this.. Last time you talked to me about this you thought the bank was going to help you out.. Sorry hope it get's straightened out fast. __________________ Chaturbate - Make tons of money from Cams! *Name Silo - Domains under $9 and free ID protect*

03-11-2016, 09:44 AM	#86
LatinaCamChat Confirmed User Industry Role: Join Date: Jul 2015 Posts: 571	Call James McGill, aka Saul Goodman.

03-11-2016, 10:37 AM	#91
MakeMeGrrrrowl Grrrrrrrrr Industry Role: Join Date: Oct 2002 Location: Dreamland Posts: 4,974	What happens with a voluntary repo (the bank says) is that the car is sold at auction and whatever the balance that remains, is what the person is responsible to pay. So that's what would go on my dad's credit. Still no lawyer has called me back.

03-11-2016, 10:45 AM	#93
Choopa Phil Confirmed User Join Date: Apr 2009 Posts: 3,965	Would the deal have looked good had your father not rolled in the remainder of his previous car loan balance into the new car? Maybe in the $3-$400's without it rolled in? __________________ AIM - Choopa Phil Email - [email protected] A World Wide Leader In Hosting! * CHOOPA.COM *

03-11-2016, 10:48 AM	#94
dyna mo The People's Post Industry Role: Join Date: Dec 2008 Location: invisible 7-11 Posts: 63,935	this is a complicated case. lot's of strands in the duder's head

03-11-2016, 11:15 AM	#96
L-Pink working on my tan Industry Role: Join Date: Mar 2005 Location: Florida/Kentucky Posts: 39,152	$330.00 ? Google lease deals there are lots of good cars for $200 a month.

03-11-2016, 11:48 AM	#98
DonJon69 Confirmed User Industry Role: Join Date: Nov 2014 Location: NJ Posts: 475	Seriously, i'm in new jersey too. This has happened to me and lots of friends. Don't worry. Don't pay. One day when u wake up, the car will be gone. Even if they try and sue, what they gonna sue for? They have the car back. They won't waste the time, They would rather take the time to sell the car again or whatever they do with it. And they can never touch his social security. __________________ Make Money With Adult Websites - Free Step by Step Guide!