I hired Lexington Law Firm - GoFuckYourself.com

BJ · 04-24-2003, 02:49 PM

to clear up my credit and after 4 months and seven days, every single negative item on my credit accross all three reporting agencies has been deleted.

Lexington Law Firm

EscortBiz · 04-24-2003, 02:51 PM

glad to hear, post some contact info

BJ · 04-24-2003, 02:53 PM

www.lexingtonlaw.com

basically, its $75 to start and $25 dollars a month until everything is resolved. they also follow up like once a week to let you know whats going on

EscortBiz · 04-24-2003, 03:05 PM

did you have any serious things on there or just bullshit late payments?

detoxed · 04-24-2003, 03:07 PM

Yeah, what kind of things were deleted? Why the fuck did you ruin your credit in the first place genius?

Juicy D. Links · 04-24-2003, 03:10 PM

I have been using them for like 15 months now..highly recommended They removed alot of shit of my reports.

detoxed · 04-24-2003, 03:11 PM

damn, too bad they cant add shit on. nothing bad on my credit just no history.

BJ · 04-24-2003, 03:38 PM

Quote:

Originally posted by EscortBiz
did you have any serious things on there or just bullshit late payments?

I had 2 things that showed up as collection accounts which had been paid years ago, totalling only a few hundred dollars.

I also had a somewhat-legit one for 800 from Bally's total fitness.

My basic understanding (theory) is that the credit reporting agency's are prompted by lexingotn to investigate. They then send letters to the collectors asking for proof. In my case it would seem the collectors are generally not able to prove the debt. (they are hired by the companies you owe and probably dont have actual contracts on file.

You then will get letters in the mail from each reporting agency showing which stuff was deleted. In my case it was everything.

this also came in very good timing as it lowered my mortgage rate by 1.5%

tony286 · 04-24-2003, 04:05 PM

The thing that makes me nervious about those things is no real address
Lexington Law Firm
PO Box 510290
Salt Lake City, UT 84151
Tel: 888.596.4997
I have never heard of a law firm with a po box address, I really want to find someone who does this but is real.

beemk · 04-24-2003, 04:09 PM

death to ballys. i successfully cancelled my membership with them (it was hard... but if you do everything right you're ok). then after i cancelled it they called and pretended to be someone else (credit card company i think) and said "are you still at this address _____?" i just said no and hung up.

BJ · 04-24-2003, 04:10 PM

Quote:

Originally posted by tony404
The thing that makes me nervious about those things is no real address
Lexington Law Firm
PO Box 510290
Salt Lake City, UT 84151
Tel: 888.596.4997
I have never heard of a law firm with a po box address, I really want to find someone who does this but is real.

umm.. they're real. you get a rep, can track progress online, etc.

I was referred to them by a satisfied client who had stuff way worse than mine removed.

btw, they dont promise removal... thats against the law.

Eric · 04-24-2003, 04:13 PM

Just so you guys all know. You can do on your own what they are doing. All you have to do is contact the Credit agencies and say that the shit isn't yours. They will investigate. And if the company who has the neg against you doesn't respond within 30 days the item is deleted. It can take a bit and some comapnies sell debt and it can get lost in the shuffle. Plus if you move you can make out because the address will not match or some shit like that. But all it takes is diligence and you can do it yourself and save the mula!

EscortBiz · 04-24-2003, 04:15 PM

Quote:

Originally posted by Eric_aka_RedEyes
Just so you guys all know. You can do on your own what they are doing. All you have to do is contact the Credit agencies and say that the shit isn't yours. They will investigate. And if the company who has the neg against you doesn't respond within 30 days the item is deleted. It can take a bit and some comapnies sell debt and it can get lost in the shuffle. Plus if you move you can make out because the address will not match or some shit like that. But all it takes is diligence and you can do it yourself and save the mula!

Well you are right but who has the time to do it, id risk 500 bucks on someone with some feedback.

BJ · 04-24-2003, 04:15 PM

Quote:

Originally posted by Eric_aka_RedEyes
Just so you guys all know. You can do on your own what they are doing. All you have to do is contact the Credit agencies and say that the shit isn't yours. They will investigate. And if the company who has the neg against you doesn't respond within 30 days the item is deleted. It can take a bit and some comapnies sell debt and it can get lost in the shuffle. Plus if you move you can make out because the address will not match or some shit like that. But all it takes is diligence and you can do it yourself and save the mula!

agreed, but some of us can't do shit ourselves

RATBOY · 04-24-2003, 04:31 PM

Quote:

Originally posted by Eric_aka_RedEyes
Just so you guys all know. You can do on your own what they are doing. All you have to do is contact the Credit agencies and say that the shit isn't yours. They will investigate. And if the company who has the neg against you doesn't respond within 30 days the item is deleted. It can take a bit and some comapnies sell debt and it can get lost in the shuffle. Plus if you move you can make out because the address will not match or some shit like that. But all it takes is diligence and you can do it yourself and save the mula!

Ok, who's got the contact info on the major credit reporting agencies?

Juicy D. Links · 05-12-2003, 04:48 AM

GUYS these are are legit ............. i have been using them for 15 months...... 35/month is well worth th emoney for them to to the work for you. Evrytime i call my rep he takes the time to chat and answer any questions. They use a loophole in the system that legal. I highly recommend them , but dont expect results overnight , after about 3 months i noticed alot of deletions and evry month shit is getting deleted

slapass · 05-12-2003, 08:45 AM

These guys are about $8/item if I remeber right so cheaper for those of you with little problems.
<a href="http://clickserve.cc-dt.com/link/click?lid=41000000000889808">Clear Credit</a>

cherrylula · 05-12-2003, 08:50 AM

Quote:

Originally posted by Eric_aka_RedEyes
Just so you guys all know. You can do on your own what they are doing. All you have to do is contact the Credit agencies and say that the shit isn't yours. They will investigate. And if the company who has the neg against you doesn't respond within 30 days the item is deleted. It can take a bit and some comapnies sell debt and it can get lost in the shuffle. Plus if you move you can make out because the address will not match or some shit like that. But all it takes is diligence and you can do it yourself and save the mula!

But what if they are able to prove it is yours after you lie and tell them you did not incur that debt? Wouldn't that be sort of illegal?

Could you get in trouble for lying like that?

ThePornGuy · 05-12-2003, 08:52 AM

Quote:

Originally posted by cherrylula

But what if they are able to prove it is yours after you lie and tell them you did not incur that debt? Wouldn't that be sort of illegal?

Could you get in trouble for lying like that?

No, federal law (FCRA) states that you have the right to dispute any charge and make them prove it.

playa · 05-12-2003, 08:58 AM

Eric is right,, if you wanna do it yourself it is really that simple

ask for your credit report from the big three,, most of the times it is easier when you get the declined credit letter where it says you can view your report..

write to each company from the negative complaint that you want more info on the debt,, if there is no response in 30 days then they have to remove it..

Any credit that you have paid off needs to be closed. Found tons of old accounts i stopped using but never closed

69pornlinks · 05-12-2003, 10:34 AM

Quote:

Originally posted by Eric_aka_RedEyes
Just so you guys all know. You can do on your own what they are doing. All you have to do is contact the Credit agencies and say that the shit isn't yours. They will investigate. And if the company who has the neg against you doesn't respond within 30 days the item is deleted. It can take a bit and some comapnies sell debt and it can get lost in the shuffle. Plus if you move you can make out because the address will not match or some shit like that. But all it takes is diligence and you can do it yourself and save the mula!

I can use that info

04-24-2003, 02:49 PM	#1
BJ Confirmed User Join Date: Mar 2002 Location: asia Posts: 5,590	I hired Lexington Law Firm to clear up my credit and after 4 months and seven days, every single negative item on my credit accross all three reporting agencies has been deleted. Lexington Law Firm

04-24-2003, 02:51 PM	#2
EscortBiz Fuck Checks, CASH only! Join Date: May 2002 Location: New York City Posts: 19,422	glad to hear, post some contact info __________________ Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts ICQ# 158802076

04-24-2003, 03:05 PM	#4
EscortBiz Fuck Checks, CASH only! Join Date: May 2002 Location: New York City Posts: 19,422	did you have any serious things on there or just bullshit late payments? __________________ Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts ICQ# 158802076

04-24-2003, 04:09 PM	#10
beemk CLICK HERE Industry Role: Join Date: Jan 2002 Posts: 20,829	death to ballys. i successfully cancelled my membership with them (it was hard... but if you do everything right you're ok). then after i cancelled it they called and pretended to be someone else (credit card company i think) and said "are you still at this address _____?" i just said no and hung up. __________________ I host with Vacares

04-24-2003, 04:13 PM	#12
Eric Confirmed User Industry Role: Join Date: Dec 2000 Location: The Helm! Posts: 8,818	Just so you guys all know. You can do on your own what they are doing. All you have to do is contact the Credit agencies and say that the shit isn't yours. They will investigate. And if the company who has the neg against you doesn't respond within 30 days the item is deleted. It can take a bit and some comapnies sell debt and it can get lost in the shuffle. Plus if you move you can make out because the address will not match or some shit like that. But all it takes is diligence and you can do it yourself and save the mula! __________________ No One

04-24-2003, 02:53 PM	#3
BJ Confirmed User Join Date: Mar 2002 Location: asia Posts: 5,590	www.lexingtonlaw.com basically, its $75 to start and $25 dollars a month until everything is resolved. they also follow up like once a week to let you know whats going on

04-24-2003, 03:07 PM	#5
detoxed vip member Join Date: Jan 2003 Posts: 17,798	Yeah, what kind of things were deleted? Why the fuck did you ruin your credit in the first place genius?

04-24-2003, 03:10 PM	#6
Juicy D. Links So Fucking Banned Industry Role: Join Date: Apr 2001 Location: N.Y. -Long Island -- Posts: 122,992	I have been using them for like 15 months now..highly recommended They removed alot of shit of my reports.

04-24-2003, 03:11 PM	#7
detoxed vip member Join Date: Jan 2003 Posts: 17,798	damn, too bad they cant add shit on. nothing bad on my credit just no history.

04-24-2003, 04:05 PM	#9
tony286 lurker Industry Role: Join Date: Aug 2002 Location: atlanta Posts: 57,021	The thing that makes me nervious about those things is no real address Lexington Law Firm PO Box 510290 Salt Lake City, UT 84151 Tel: 888.596.4997 I have never heard of a law firm with a po box address, I really want to find someone who does this but is real.

05-12-2003, 04:48 AM	#16
Juicy D. Links So Fucking Banned Industry Role: Join Date: Apr 2001 Location: N.Y. -Long Island -- Posts: 122,992	GUYS these are are legit ............. i have been using them for 15 months...... 35/month is well worth th emoney for them to to the work for you. Evrytime i call my rep he takes the time to chat and answer any questions. They use a loophole in the system that legal. I highly recommend them , but dont expect results overnight , after about 3 months i noticed alot of deletions and evry month shit is getting deleted

05-12-2003, 08:45 AM	#17
slapass Too lazy to set a custom title Join Date: Nov 2002 Location: Earth Posts: 14,625	These guys are about $8/item if I remeber right so cheaper for those of you with little problems. <a href="http://clickserve.cc-dt.com/link/click?lid=41000000000889808">Clear Credit</a>

05-12-2003, 08:58 AM	#20
playa Confirmed User Join Date: Feb 2001 Location: atlanta, GA Posts: 6,432	Eric is right,, if you wanna do it yourself it is really that simple ask for your credit report from the big three,, most of the times it is easier when you get the declined credit letter where it says you can view your report.. write to each company from the negative complaint that you want more info on the debt,, if there is no response in 30 days then they have to remove it.. Any credit that you have paid off needs to be closed. Found tons of old accounts i stopped using but never closed