YARGH! Business - If you could remake paypal/epassporte - Page 2 - GoFuckYourself.com

Doctor Dre · 12-10-2005, 11:37 AM

50 possible improvements for online wallets

After Shock Media · 12-10-2005, 11:42 AM

Personally multiple accounts would be nice.

Paypal makes you jump through a great deal of hoops to get multiple accounts listed at the same address. This makes things very damn inconvient if you run more than one business or if your trying to keep your books seperate for assorted projects. I find it a big waste of time to have to manually go through all the transactions and then figure out which one is for which business and so on.

Reciept folders that are customizable. Sort of like an email system yet where you can edit and name them as you choose so you can file away assorted transactions as you please.

Customizable auto responders for when people send you funds.

A customizable calendar inside of the billing area that you can set reminders that also will email you or message you if you choose.

Preset future pending transactions. Sort of like how my online bank does it. I can set it to transfer funds at a future date in the amount I choose on the day I choose. This should be bi directional and even account to account.

Minimum and maximum balances. Option to set these or leave as blank. If set the account will always ensure you have a minimum amount available for instant transactions, and or a maximum amount in the accout and any excess will automatically be transfered to your bank account on record.

Fee's comparable to paypal and less like epassporte.

Options to send in US funds or local currency *at reasonable exchange rate.

Ability for people to pay a bill to you even if they do not have an account. So they can just pay you by credit card or whatnot.

Ability to add notes to assorted users you have in your own address book.

Yngwie · 12-10-2005, 11:43 AM

another good thing would be no limits on the amounts you can load into the account.. Like with epassporte there is a $500 daily limit (for a regular account) so if I was to make $1000 with a sponsor that pays me through epassporte I wouldn't be able to get it. So I would have to try to talk to the sponsor and get them to make 2 deposits of $500 within a 2 day period which would be a pain in the ass. No limits for anything would be a plus.

Jarmusch · 12-10-2005, 11:51 AM

1- Add funds to your account with a bank account from ANY country in the world, instead of just a few select countries.
2- Withdrawal money by wire transfer to ANY country in the world, instead of a just a few select countries.
4- Reasonably high daily transaction limits.
3- Option to put your money in a savings account and earn anual interest. ;)

Jarmusch · 12-10-2005, 11:58 AM

4- Have 24/7 live chat support accessible from inside your account with staff that actually has a clue on how the system works.

fuzebox · 12-10-2005, 12:00 PM

Quote:

Originally Posted by Yngwie

Like with epassporte there is a $500 daily limit (for a regular account) so if I was to make $1000 with a sponsor that pays me through epassporte I wouldn't be able to get it. So I would have to try to talk to the sponsor and get them to make 2 deposits of $500 within a 2 day period which would be a pain in the ass.

Business accounts can send larger amounts to personal accounts. I've received many transfers over $500.

DamageX · 12-10-2005, 01:37 PM

Quote:

Originally Posted by Jarmusch

4- Have 24/7 live chat support accessible from inside your account with staff that actually has a clue on how the system works.

Just in case this wasn't clear enough.

Marshal · 12-10-2005, 02:00 PM

Quote:

Originally Posted by MaDalton

transfer of funds by wire to foreign accounts like in paypal

I totally agree!

and to add multi-currency system, like on moneybookers...
24/7 live support (by phone and skype)....

Chio · 12-17-2005, 09:15 AM

Bump for the new guys

Tipsy · 12-17-2005, 10:04 AM

Quote:

Originally Posted by DamageX

It IS that much of a hassle to open an account. Many non-US webmasters can't even verify the pending amount due to their bank regulations. So sponsors opening ePassporte accounts for their webmasters have been a God send.

Yep - hit the same problem with two different bank accounts trying 12 months apart so I've given up now. It's never going to be useful enough for me to justify the hassle of trying to open it and some of the fees are scarily high.

I've been wanting a backup or simple good alternative to PayPal for some of our projects for a long while now so here's hoping it all goes smoothly

To be honest my biggest fear is you'll somehow get the fraud part wrong and either make it so tough that it's useless for users (as so very many have in the past) or go too soft on fraud and not be in business for long due to being hit hard (again like so many have). It's a very tough balancing act to get right and I wish you all the luck n the world doing so.

Tipsy · 12-17-2005, 10:08 AM

The other thing I find interesting is the amount of people comparing a new system to epassporte. Epassporte is as good as useless for anything other than BtoB style payments such as sponsor payments. Despite PayPal's obvious flaws and problems you cannot compare it to epassporte as they for the most part do things very differently and PP is far more functional, as hopefully Chio's new system will be.

jollyperv · 12-17-2005, 04:04 PM

There is only one person that I'd trust with my money on this board and that's lensman.

Elli · 12-17-2005, 04:10 PM

I haven't read the full thread (spank me, I've been naughty)

BUT I would love the option to have multiple accounts. Like a chequing account vs savings account setup. One I can use and have autowithdrawals from, and one that is more of a pool type account. Also be able to have multiple accounts period. That always pissed me off about paypal. I want one account with my real name, one with my other name, but both tied to the same bank account. That would be nice. Or maybe that's just being extra paranoid. ....

sorry, rambling.

Bake · 12-17-2005, 04:59 PM

I dont if you have included it or not but being able to use efpos to pay would be great.

mrthumbs · 12-17-2005, 05:09 PM

So youre building a paypal alternative and a month before launch you ask people for suggestions? Sounds like serious competition for epass/pp!!!

Not based on an opensource payment script is it?

Chio · 12-17-2005, 05:45 PM

Quote:

Originally Posted by mrthumbs

So youre building a paypal alternative and a month before launch you ask people for suggestions? Sounds like serious competition for epass/pp!!!

Not based on an opensource payment script is it?

You should read my first post

It's been in development for a year.
I just wanted to make sure I had most features people wanted which from this thread I can see, we do.

Chio · 12-17-2005, 05:48 PM

Quote:

Originally Posted by Bake

I dont if you have included it or not but being able to use efpos to pay would be great.

If you mean EFTPOS, it's not in yet but certainly something we would look into.

Chio · 12-17-2005, 05:49 PM

Quote:

Originally Posted by Elli

I haven't read the full thread (spank me, I've been naughty)

BUT I would love the option to have multiple accounts. Like a chequing account vs savings account setup. One I can use and have autowithdrawals from, and one that is more of a pool type account. Also be able to have multiple accounts period. That always pissed me off about paypal. I want one account with my real name, one with my other name, but both tied to the same bank account. That would be nice. Or maybe that's just being extra paranoid. ....

sorry, rambling.

I predict you'll be happy with our system

Rui · 12-30-2005, 10:36 AM

Quote:

Originally Posted by vicki

I know most people don't think or care about such things but I'd like to know the system is backed by reputable banking institutes, properly insured and directed by humans with banking and billing backgrounds.

Customer service that is well stocked with SMART people and not smartarses or some bubblegum chewer making minimum wage lol

This is one of my primary concerns that I talked with Chio about on icq.

IMHO (and no offense) but saying you got a good set of investors and whatnot isn't deffy not enough, we need some names & credentials, look at the history of programs and billing companies to see why i'm so concerned...

26MLR · 01-03-2006, 08:51 AM

Quote:

Originally Posted by Chio

What would you add to make either better? My paypal system after a year of solid coding/designing/planning/investing should be complete within the next month.

That said what do you as a user feel lacks from current systems?

Give me a wish list. I know a big thing would be ability to transfer to and from these systems easily (no more epass>paypal> and vice versa type transfers) Having a debit card attached to your account, so you can use it online or wherever credit cards are taken... We have these already, What other things would be important?

For merchants/program owners we have a mass payment system for affiliate payments.

Paypal will shut you down... you better have some alternatives.

flashfire · 01-03-2006, 04:33 PM

so when with the new system be revealed...or has it already been?

flashfire · 01-04-2006, 12:04 AM

^^^^^^BUMP^^^^^^

when when when!

flashfire · 01-09-2006, 03:48 AM

....another bump

any news

Chio · 01-09-2006, 03:50 AM

Quote:

Originally Posted by flashfire

....another bump

any news

YARGH! A bit sidetracked. Coming a long nicely. Should be ready for soft launch in a few days

Jace · 01-09-2006, 03:57 AM

Quote:

Originally Posted by Chio

YARGH! A bit sidetracked. Coming a long nicely. Should be ready for soft launch in a few days

need any beta testers?

flashfire · 01-09-2006, 03:57 AM

Quote:

Originally Posted by Chio

YARGH! A bit sidetracked. Coming a long nicely. Should be ready for soft launch in a few days

cool, obviously I'm looking forward to it...whats your icq?

nevermind I'm blind

DamageX · 01-09-2006, 03:58 AM

Quote:

Originally Posted by Chio

YARGH! A bit sidetracked. Coming a long nicely. Should be ready for soft launch in a few days

Man, I so hope this will work out nicely!

pornguy · 01-09-2006, 04:06 AM

1. When your system takes off, dont get too big for your pants, or blinded by money. Remember where you came from.

Without adult. Paypal would most likely not have gotten the foothold they did. IMHO.

2. Want to really do something for your customers. Be like a real bank. Offer them Bank things. A savings account that payes interest. Etc....

leggs · 01-09-2006, 04:11 AM

Quote:

Originally Posted by Chio

What would you add to make either better? My paypal system after a year of solid coding/designing/planning/investing should be complete within the next month.

That said what do you as a user feel lacks from current systems?

Give me a wish list. I know a big thing would be ability to transfer to and from these systems easily (no more epass>paypal> and vice versa type transfers) Having a debit card attached to your account, so you can use it online or wherever credit cards are taken... We have these already, What other things would be important?

For merchants/program owners we have a mass payment system for affiliate payments.

Anonymity!!!
Ease of registration!!!
You allow ADULT Stuff without Attitude!!!
I can get a person on the phone and not buttons to push for 20 mins!!!!
I can access my money from any ATM machine!!!

flashfire · 01-09-2006, 04:12 AM

Quote:

Originally Posted by pornguy

1. When your system takes off, dont get too big for your pants, or blinded by money. Remember where you came from.

Without adult. Paypal would most likely not have gotten the foothold they did. IMHO.

2. Want to really do something for your customers. Be like a real bank. Offer them Bank things. A savings account that payes interest. Etc....

just dont rape me on the fees and everythings cool, also good currency exchage rates would be nice

pornguy · 01-09-2006, 04:18 AM

Quote:

Originally Posted by flashfire

just dont rape me on the fees and everythings cool, also good currency exchage rates would be nice

I agree with that!

Jace · 02-04-2006, 02:14 AM

bump to find out what is happening with this....

what is word mr. pirate?

DamageX · 02-04-2006, 02:16 AM

Yeah, what up mate?

Egomancer · 02-04-2006, 02:34 AM

bump

Egomancer

The Sultan Of Smut · 02-04-2006, 01:08 PM

Another bump

dissipate · 02-04-2006, 01:10 PM

with epass - some sort of escrow system

Jace · 02-05-2006, 06:33 AM

bump again til chio sees this

Validus · 02-05-2006, 06:36 AM

Such a system on solid code would be VERY expensive. I know, trust me

It would need to be all around through-through, user-friendly system.

Very expensive

Tipsy · 02-05-2006, 06:43 AM

Quote:

Originally Posted by Validus

Such a system on solid code would be VERY expensive. I know, trust me

It would need to be all around through-through, user-friendly system.

Very expensive

As he's more or less ready to go bar sorting legalities out I'd guess that he's very aware of that. Besides which, coding costs would probably be the least of your worries if trying to launch this sort of venture.

Validus · 02-05-2006, 06:54 AM

Quote:

Originally Posted by Tipsy

As he's more or less ready to go bar sorting legalities out I'd guess that he's very aware of that. Besides which, coding costs would probably be the least of your worries if trying to launch this sort of venture.

I have done it before

so... so if somebody needs input? get in touch with me ([email protected]).

I think the biggest ?challenge? will be the banks and cross border issues.

Jace · 02-05-2006, 01:44 PM

Bump for Chio

fusionx · 02-05-2006, 02:01 PM

Multiple accounts has already been addressed several times, and I would also love to see that.

Just as much, if not more, I'd like to have "sub accounts". Accounts that branch off the master account so I could easily take charges on different web sites, even different areas of the same site, and keep them seperate for tx, p&l, any other purposes.

The ability to tag URLs with a key that would show up in the history would be great. Something like the campaign features that many affiliate programs use. Some of them allow you to add a key to a URL and it is automatically stored when it's first used. You don't even have to create a campaign/tag first.

Just thought of it - a number of user defined url variables that I can pass back and forth in my site's processing system. For example, I could pass in custom parameters that would be stored in the transaction history. Hmm.. maybe your API already covers this? For example, I could dynamically follow a user through the site, and track what page the purchase was actually made from. Or, it could be as asimple as letting me pass my own data, like a customer ID or even demographic info, into the transaction history. That data could then be dumped for reinclusion into my reporting system.

Mpegmaster · 02-05-2006, 03:26 PM

QUALITY CUSTOMER SUPPORT

DamageX · 02-06-2006, 12:36 AM

Quote:

Originally Posted by Mpegmaster

QUALITY CUSTOMER SUPPORT

You'd think this one would be a given... But then again if it was, then no one would be looking to compete with epassporte.

u-Bob · 02-06-2006, 05:33 AM

Quote:

Originally Posted by After Shock Media

Fee's comparable to paypal and less like epassporte.

Options to send in US funds or local currency *at reasonable exchange rate.

Ability for people to pay a bill to you even if they do not have an account. So they can just pay you by credit card or whatnot.

Ability to add notes to assorted users you have in your own address book.

What he said + an easy way to check another account holder's 'reputation' (like the PP 'verified' thing but better)

(bonus idea: gpg/pgp encrypt the emails your system sends... or atleast have the system sign the emails it sends)

u-Bob · 02-06-2006, 05:41 AM

Quote:

Originally Posted by leggs

access my money from any ATM machine!!!

12-10-2005, 11:42 AM	#52
After Shock Media It's coming look busy Join Date: Mar 2001 Location: "Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn". Posts: 35,299	Personally multiple accounts would be nice. Paypal makes you jump through a great deal of hoops to get multiple accounts listed at the same address. This makes things very damn inconvient if you run more than one business or if your trying to keep your books seperate for assorted projects. I find it a big waste of time to have to manually go through all the transactions and then figure out which one is for which business and so on. Reciept folders that are customizable. Sort of like an email system yet where you can edit and name them as you choose so you can file away assorted transactions as you please. Customizable auto responders for when people send you funds. A customizable calendar inside of the billing area that you can set reminders that also will email you or message you if you choose. Preset future pending transactions. Sort of like how my online bank does it. I can set it to transfer funds at a future date in the amount I choose on the day I choose. This should be bi directional and even account to account. Minimum and maximum balances. Option to set these or leave as blank. If set the account will always ensure you have a minimum amount available for instant transactions, and or a maximum amount in the accout and any excess will automatically be transfered to your bank account on record. Fee's comparable to paypal and less like epassporte. Options to send in US funds or local currency *at reasonable exchange rate. Ability for people to pay a bill to you even if they do not have an account. So they can just pay you by credit card or whatnot. Ability to add notes to assorted users you have in your own address book. __________________ [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

12-10-2005, 11:43 AM	#53
Yngwie I am an Alien from space Industry Role: Join Date: May 2003 Location: Ontario, Canada Posts: 11,118	another good thing would be no limits on the amounts you can load into the account.. Like with epassporte there is a $500 daily limit (for a regular account) so if I was to make $1000 with a sponsor that pays me through epassporte I wouldn't be able to get it. So I would have to try to talk to the sponsor and get them to make 2 deposits of $500 within a 2 day period which would be a pain in the ass. No limits for anything would be a plus. __________________ ICQ: 16544251 - Skype: gator37 @ eastlink.ca - email: yngwie @ isys.ca

12-17-2005, 09:15 AM	#59
Chio Confirmed User Join Date: Oct 2002 Location: ICQ: 39-183769 Posts: 8,002	Bump for the new guys __________________ I seo'd my hair yesterday and today it's pr7! RIP Texas Dreams Are you a content producer or program owner sick of tube sites? Contact me on ICQ: 39-183769

12-17-2005, 10:08 AM	#61
Tipsy Confirmed User Join Date: Jul 2001 Location: See sig Posts: 6,989	The other thing I find interesting is the amount of people comparing a new system to epassporte. Epassporte is as good as useless for anything other than BtoB style payments such as sponsor payments. Despite PayPal's obvious flaws and problems you cannot compare it to epassporte as they for the most part do things very differently and PP is far more functional, as hopefully Chio's new system will be. __________________ Ignorance is never bliss.

12-17-2005, 04:10 PM	#63
Elli Reach for those stars! Industry Role: Join Date: Apr 2003 Location: Vancouver, BC Posts: 17,991	I haven't read the full thread (spank me, I've been naughty) BUT I would love the option to have multiple accounts. Like a chequing account vs savings account setup. One I can use and have autowithdrawals from, and one that is more of a pool type account. Also be able to have multiple accounts period. That always pissed me off about paypal. I want one account with my real name, one with my other name, but both tied to the same bank account. That would be nice. Or maybe that's just being extra paranoid. .... sorry, rambling. __________________ email: [email protected]

12-10-2005, 11:51 AM	#54
Jarmusch Industry Role: Join Date: May 2003 Posts: 12,464	1- Add funds to your account with a bank account from ANY country in the world, instead of just a few select countries. 2- Withdrawal money by wire transfer to ANY country in the world, instead of a just a few select countries. 4- Reasonably high daily transaction limits. 3- Option to put your money in a savings account and earn anual interest. ;)

12-10-2005, 11:58 AM	#55
Jarmusch Industry Role: Join Date: May 2003 Posts: 12,464	4- Have 24/7 live chat support accessible from inside your account with staff that actually has a clue on how the system works.

12-17-2005, 04:04 PM	#62
jollyperv Confirmed User Industry Role: Join Date: Nov 2001 Location: NYC Posts: 3,927	There is only one person that I'd trust with my money on this board and that's lensman.

12-17-2005, 04:59 PM	#64
Bake Confirmed User Industry Role: Join Date: Jan 2001 Location: Outback of bumfuck Aussie Posts: 5,284	I dont if you have included it or not but being able to use efpos to pay would be great. __________________ Buy great domains from drunken burned out old webmaster CHEAP bullseyeporn.com art-met.com and more. Learn how to make a easy extra $500 per week

12-17-2005, 05:09 PM	#65
mrthumbs salad tossing sig guy Join Date: Apr 2002 Location: mrthumbs*gmail.com Posts: 11,702	So youre building a paypal alternative and a month before launch you ask people for suggestions? Sounds like serious competition for epass/pp!!! Not based on an opensource payment script is it?

01-03-2006, 04:33 PM	#71
flashfire ICQ 1 6 7 8 5 3 4 9 2 Join Date: Feb 2003 Posts: 13,098	so when with the new system be revealed...or has it already been?

01-04-2006, 12:04 AM	#72
flashfire ICQ 1 6 7 8 5 3 4 9 2 Join Date: Feb 2003 Posts: 13,098	^^^^^^BUMP^^^^^^ when when when!

01-09-2006, 03:48 AM	#73
flashfire ICQ 1 6 7 8 5 3 4 9 2 Join Date: Feb 2003 Posts: 13,098	....another bump any news

01-09-2006, 04:06 AM	#78
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	1. When your system takes off, dont get too big for your pants, or blinded by money. Remember where you came from. Without adult. Paypal would most likely not have gotten the foothold they did. IMHO. 2. Want to really do something for your customers. Be like a real bank. Offer them Bank things. A savings account that payes interest. Etc.... __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

02-04-2006, 02:14 AM	#82
Jace FBOP Class Of 2013 Industry Role: Join Date: Jan 2004 Location: bumfuck, ky Posts: 35,562	bump to find out what is happening with this.... what is word mr. pirate?

02-04-2006, 02:16 AM	#83
DamageX Marketing & Strategy Industry Role: Join Date: Jun 2001 Location: Former nomad Posts: 14,293	Yeah, what up mate? __________________ Whitehat is for chumps If you don't do it, somebody else will - true story!

02-04-2006, 02:34 AM	#84
Egomancer Confirmed User Join Date: Dec 2005 Location: Bucharest, Romania Posts: 2,074	bump Egomancer __________________ ICQ: 95-239-282 WWW: www.webprogrammers.eu WWW:www.seodev.eu Y!MSN: lord_ender If you want to outsource any work to Romania - here I am !!!! www.anotheranime.com \| www.autotrafic.ro \| www.jocurionline.ro

02-04-2006, 01:08 PM	#85
The Sultan Of Smut Confirmed User Join Date: Dec 2004 Location: Vancouver Posts: 4,325	Another bump

02-04-2006, 01:10 PM	#86
dissipate The Dirty Frenchman Industry Role: Join Date: Nov 2005 Location: Lost Angeles Posts: 8,904	with epass - some sort of escrow system

02-05-2006, 06:33 AM	#87
Jace FBOP Class Of 2013 Industry Role: Join Date: Jan 2004 Location: bumfuck, ky Posts: 35,562	bump again til chio sees this

02-05-2006, 06:36 AM	#88
Validus Confirmed User Industry Role: Join Date: Jul 2001 Location: Calgary, Canada Posts: 4,012	Such a system on solid code would be VERY expensive. I know, trust me It would need to be all around through-through, user-friendly system. Very expensive

02-05-2006, 01:44 PM	#91
Jace FBOP Class Of 2013 Industry Role: Join Date: Jan 2004 Location: bumfuck, ky Posts: 35,562	Bump for Chio

02-05-2006, 02:01 PM	#92
fusionx Confirmed User Industry Role: Join Date: Nov 2003 Location: Olongapo City, Philippines Posts: 4,618	Multiple accounts has already been addressed several times, and I would also love to see that. Just as much, if not more, I'd like to have "sub accounts". Accounts that branch off the master account so I could easily take charges on different web sites, even different areas of the same site, and keep them seperate for tx, p&l, any other purposes. The ability to tag URLs with a key that would show up in the history would be great. Something like the campaign features that many affiliate programs use. Some of them allow you to add a key to a URL and it is automatically stored when it's first used. You don't even have to create a campaign/tag first. Just thought of it - a number of user defined url variables that I can pass back and forth in my site's processing system. For example, I could pass in custom parameters that would be stored in the transaction history. Hmm.. maybe your API already covers this? For example, I could dynamically follow a user through the site, and track what page the purchase was actually made from. Or, it could be as asimple as letting me pass my own data, like a customer ID or even demographic info, into the transaction history. That data could then be dumped for reinclusion into my reporting system.

02-05-2006, 03:26 PM	#93
Mpegmaster Confirmed User Join Date: Nov 2002 Posts: 2,300	QUALITY CUSTOMER SUPPORT