Why is Paycom booting Epassporte not bigger news? - Page 3 - GoFuckYourself.com

greenlab · 02-05-2006, 04:16 AM

sorry for the typos, as i was writing this is a super hurry from a microsoft shit type of keyboard (the old one that is splited in 2) ..

Quote:

Originally Posted by Brad Mitchell

Hi

Just wanted to say that I enjoyed reading your

Cheers,

Brad

AlienQ - BANNED FOR LIFE · 02-05-2006, 04:18 AM

Quote:

Originally Posted by jonesy

who benefits most from the split?

A better question would be...

Who will survive.

ServerGenius · 02-05-2006, 05:13 AM

Quote:

Originally Posted by RogerV

I dont think either company is in trouble I would bet it was just a business dicision made by both parties to split completely. nothing is going to change on our end. we will still use both companies and its Business as usual at PornoPushers.

Now send us your traffic..

If you think that nothing will change you should read greenlab's post again.
Try to understand it this time

Tat2Jr · 02-05-2006, 08:32 AM

I'm certainly not going to be doing epass payments for free or for anything as small as $50 anymore. Maybe I could do it with a $200 limit, but can't afford all those new wire fees (since we pay all the credit card processing fees for affiliates already). Paycom only charged us $2 to send our money to epass. This is mega lame.

xxxice · 02-05-2006, 08:33 AM

Quote:

Originally Posted by Trax

i know why there were not more threads about this before shap did a new one...
this might get very interesting very soon.............................................. .......

Want to share?

Trax · 02-05-2006, 09:31 AM

Quote:

Originally Posted by vanderweb

Want to share?

no

.......

xxxice · 02-05-2006, 09:37 AM

Quote:

Originally Posted by Trax

no

.......

Typical response

AlienQ - BANNED FOR LIFE · 02-05-2006, 12:06 PM

Just lookin out here.

Webmasters better read this thread its important.

Nicky · 02-05-2006, 12:43 PM

This thread is making me shit my pants

zentz · 02-05-2006, 12:47 PM

yup. those are the huge news.

rowan · 02-05-2006, 01:26 PM

This needs bumping and reading a lot more. greenlab's post - if it is true - makes me very nervous.

greenlab · 02-05-2006, 02:02 PM

Quote:

Originally Posted by rowan

This needs bumping and reading a lot more. greenlab's post - if it is true - makes me very nervous.

hey rowan, take a look at this :

If you are offered a gift site and a gift ePassporte Visa, you accept that offer and you meet the eligibility requirements for the offer, then the following applies to you:

A marketing company will purchase an ePassporte Virtual Visa account on your behalf. An ePassporte Virtual Visa is a pre-paid Visa product that allows you to purchase goods and services over the Internet. Because it is a pre-paid Visa product, the creation of the ePassporte Virtual Visa will not affect your credit rating, extend any credit to you, nor incur any debt in your name.

By accepting the offer you agree that the marketing company and ePassporte may receive personal data about you (which data will NOT include the account number you use to purchase a membership from the Company), create an ePassporte Visa on your behalf, facilitate the transaction processing for your membership to the Gift Site and send communications to you. Also, by accepting this offer, you agree to ePassporte's Terms and Conditions.

Once an ePassporte Virtual Visa has been created on your behalf, each month that the Gift Site membership remains active the marketing company will load sufficient funds onto the account to cover all costs of the Gift Site. Paycom will bill you for that Gift Site membership immediately upon the loading of the funds. In addition, however, the marketing company will load additional funds onto the Visa that you can spend anywhere on the Internet in order to give you a chance to become familiar with the ePassporte Virtual Visa's features and functions. All of the additional funds loaded onto the card belong to you.

The marketing company shall have the right to cease loading funds onto your ePassporte Visa at its sole and absolute discretion, without notice, and with or without cause. But, if it ceases loading funds onto your ePassporte Visa, you will NOT receive any additional charges for the Gift Site, and the Gift Site membership will expire.

http://www.actionbabecentral.com/terms.html

scroll down to GIFT SITE AND GIFT EPASSPORTE VISA ...

rowan · 02-05-2006, 02:13 PM

Quote:

Originally Posted by greenlab

Once an ePassporte Virtual Visa has been created on your behalf, each month that the Gift Site membership remains active the marketing company will load sufficient funds onto the account to cover all costs of the Gift Site. Paycom will bill you for that Gift Site membership immediately upon the loading of the funds. In addition, however, the marketing company will load additional funds onto the Visa that you can spend anywhere on the Internet in order to give you a chance to become familiar with the ePassporte Virtual Visa's features and functions. All of the additional funds loaded onto the card belong to you.

Ok, I'm still trying to get my head around this... is it as simple as the cost of covering gift memberships being lower than chargeback fines (and the potential risk of a devastating consequence such as losing a merchant account), or is there more to it?

02-05-2006, 02:23 PM

makes me go hmmmm ........

greenlab · 02-05-2006, 02:29 PM

rowan, there is actually no membership cost...

Let's say we have : Paycom, Epassporte and the "marketing company" (all 3 owned by the same group of people, or with clear written contracts". Till now, all 3 were acutally Paycom.

When you bought a site membership trough Paycom, the "marketing company" was offering you a gift membership to a gift site. The membeship could cost let's say 29.99/month. Epassporte is issuing you a Visa Gift Card where the "marketing company" is loading the $29.99 and then bills the card imediatlly for $29.99 trough the paycom merchant account. So they put the money in and they take them back in 20 sec. The only costs involved are the processing fees, but this are low since they pay "at cost" and not the 15% paycom is charging you (as they have to include their profit margin". Also they get a discouted rate becouse Epassporte and SKNAB Bank are also gaining some % from the processing rate as the card issuer, so the costs are in a range of 2$ for a $29.99 ...the 29.99 is just an example..it can be 9.99 or ever 3$/month.

The savings are huge as volume chargeback fines can be as high as millions of dollars....paycom and ibill were fined one or 2 times in the past...

Also this small processing cost is recovered from processing fees/profits that come from "cross-sales" as i dont see any other processor offering 2 pre checked 29.99/month cross sales.....do you think ccbill wont offer crossales anymore if they could ?

rowan · 02-05-2006, 02:47 PM

Quote:

Originally Posted by greenlab

rowan, there is actually no membership cost...

You're right, I wasn't thinking straight. It's just shifting money back and forth via a third party bank.

There would still be some effective cost because of fees and the actual content provision (the benefit of the gift membership) of course, but it's relatively small.

Does the "fraud reducing" arrangement still exist now that the companies have split?

rowan · 02-05-2006, 03:03 PM

I can't believe that people are not jumping on this thread... maybe we need a better title.

Furious_Male · 02-05-2006, 03:05 PM

Quote:

Originally Posted by rowan

I can't believe that people are not jumping on this thread... maybe we need a better title.

I am concerned as an affiliate that has a decent amount of funds going through the epassporte system on a monthly basis.

I just don't know what to say or think at this time. Some sort of official response from epassporte would be real nice.

AlienQ - BANNED FOR LIFE · 02-05-2006, 03:07 PM

My question is simply.

Will the event inflate charge backs at PAYCOM?

If The scenerio is correct then PAYCOM stands to be in some deep shit with Charge Backs.

Epass collapses chasing mainstream down or succeeds, PayCom burns to death in Chargebacks.

Those are the only scenerio's that can play out.

Either way webmasters loose, and the all so seasonable and inevitable "Visa Regulation", "Revisions" to rules will ensue within a month or so...

Affecting many companies.

JFK · 02-05-2006, 03:20 PM

Quote:

Originally Posted by Nicky

This thread is making me shit my pants

Try "Depends"

DeanCapture · 02-05-2006, 03:21 PM

Quote:

Originally Posted by JFK

Try "Depends"

Ewwwwwwwww

Shap · 02-05-2006, 03:21 PM

Quote:

Originally Posted by greenlab

Most of you dont know the real deal behind Epassporte...
Did you ever wonder why everytime someone from epass was posting in threads, they claimed that epassporte has hundred of thousends of users....definetlly not all of them are webmasters

The main scope of existence of epassporte is the issuing of debit cards for chargeback ballancing. It worked like this till now...every %x member that signed up trough paycom (or other processors) for a site membership, were given an epassporte Gift card. It works like this...paycom is giving you a membership to site xxxx for free, as long as you are a member of site yyyyy. In order to process your membership for site xxxx, we are giving you an epass Virtual Visa Gift card. The membership costs 29.99$/month, however, paycom will make sure that the 29.99$ will be deposited everymonth onto your visa gift card.
Actually paycom/epass were crediting your epass visa gift card with 29.99$ every month, and then in 30 secs, they were billing the card though one of designated merchant account, with a cost of just the processing fee (discount rate). By billing hubdreds of thouseds of cards like this, there is now wandering why their chargeback ratio si very low, and they still allow cross sales without any problems...(have seen sites with 2 pre checked crossales).

So this is the biggest reason for epassporte to exist, and this is why it was created...the issuing of plastic debit cards and affiliate/webmaster payments are done just to make epassporte look compliant in the eyes of Visa, as this gets lots of $$$$ volume and they can claim that the main purphose of their service is not the issuing of "gift cards" - and that they are actually a 100% legitimate issuer....

now think for a second...do you think that there are more that 10.000 webmasters that get payments by epassporte ? There is a huge distance to the hundreds of thousents cards that epassporte is claiming they have issued...(and they are telling the truth here). The rest are just "Gift Cards".....and they are trying to offset this by the funds that get moved by affiliate programs and the use of debit cards for widthrawal in all countryes arround the world...

However, thay have gone too far and visa is getting quite close on them....

The trick is somewhat similat to what ibill does with gkard, but the Epassporte trick is much more stable and intellingent...

Being someone that has stayed away from Paycom as a primary processor this is news to me. Interesting and this seems to mean that Epass and Paycom splitting is bad news for Paycom as their chargebacks are going to be on the rise and most likely trouble soon. Is that right?

rowan · 02-05-2006, 03:23 PM

Quote:

Originally Posted by AlienQ

My question is simply.

Will the event inflate charge backs at PAYCOM?

If The scenerio is correct then PAYCOM stands to be in some deep shit with Charge Backs.

Epass collapses chasing mainstream down or succeeds, PayCom burns to death in Chargebacks.

Those are the only scenerio's that can play out.

Visa may also decide to clamp down on money laundering arrangements. The gift account scheme doesn't really seem ethical to me.

Shap · 02-05-2006, 03:23 PM

Quote:

Originally Posted by AlienQ

A better question would be...

Who will survive.

I agree. Surprisingly from the facts in this thread i'd put my money on Epassporte.

AlienQ - BANNED FOR LIFE · 02-05-2006, 03:24 PM

Thats the fastest translation Shap.

Its not good news for either company obvisously and what Green is saying makes perfect sense.

Maybe its all horse shit and just speculation but damned if it makes complete sense then the obvious is about to happen.

shaliza · 02-05-2006, 03:26 PM

Quote:

Originally Posted by Quick Buck

Epass & Paycom are seperate companies. I don't see why this would affect webmaster payments.

We will be carrying on business as usual, paying weekly by epassporte and even still paying by paypal

I couldn't have said it better.

Chris is traveling but I have made him aware of this thread and he will be posting as soon as he gets to a computer.

andrej_NDC · 02-05-2006, 03:35 PM

I have said it once and will say it again, I just love ccbill.

Shap · 02-05-2006, 03:37 PM

Quote:

Originally Posted by AlienQ

Thats the fastest translation Shap.

Its not good news for either company obvisously and what Green is saying makes perfect sense.

Maybe its all horse shit and just speculation but damned if it makes complete sense then the obvious is about to happen.

Yeah, and seeing the people that agreed and saw what green saw this can't be good news.

As a person that tries to do research and discuss business with other companies it has always amazed me that paycom (not so much now but definitely 2 years ago) was able to run wild with alot of practises that were deemed CB dangerous. Green's reply has explained alot of the questions I had. It explains things I was hoping I was wrong.

I hope everybody makes it thru. As I said at the beginning of the thread I do big $$$ with both companies in many ways. We all need to hope for the best.

AlienQ - BANNED FOR LIFE · 02-05-2006, 03:39 PM

Just to add to the conspiracy theory...

Obviously the Harmony whether Mallick and Paycom got along at all is irrelevant. Visa must had given new revisions for it to happen.

So I think fact can be said that Visa transactions will be altered in some way and in everyones mind within a few weeks if not less.

Shap · 02-05-2006, 03:39 PM

I think it's safe to say this thread got real interesting the second Greenlab posted. It appears everything he posted is true and if it is I can't see how Paycom will come out of this without getting hit hard.

AlienQ - BANNED FOR LIFE · 02-05-2006, 03:41 PM

Quote:

Originally Posted by andrej_NDC

I have said it once and will say it again, I just love ccbill.

When Visa swings its hand it affects all transactions providers.

Shap · 02-05-2006, 03:42 PM

Quote:

Originally Posted by AlienQ

When Visa swings its hand it affects all transactions providers.

Especially if any big companies jump from Paycom to ccbill. If big paysites make that jump Andre and us will lose while ccbill gains.

andrej_NDC · 02-05-2006, 03:49 PM

Quote:

Originally Posted by shap

Especially if any big companies jump from Paycom to ccbill. If big paysites make that jump Andre and us will lose while ccbill gains.

how do you think would we lose?

Shap · 02-05-2006, 03:49 PM

I had an interesting talk with a big well known webmaster at internext regarding paycom. One thing we both questioned was how a company as successful as paycom could make the money they've made and not make a SINGLE improvement to their stats interface in more than 6 years. From the looks of it (on our end) Paycom has re-invested little back into their business in the last few years.
Why would a company as successful as paycom not try to improve their product? Or at least their interface in 6 years?
Why Did they let their big gun and industry face Chris Mallick leave?
How does it happen that an employee like Amparo with many clients that depend on her leaves the company and her clients are left in limbo with no sales rep for months?

From my point of view paycom has been cashing checks and not looking towards the future but looking to milk this baby as hard as they can today. I know Rand and Clay are smart wealthy guys and I don't know what goes on behind closed doors. This is just how it appears to alot of us paysite webmasters.

Shap · 02-05-2006, 03:52 PM

Quote:

Originally Posted by andrej_NDC

how do you think would we lose?

When a processing company brings on a large client many changes occur that usually result in other clients suffering. Especially if the rebills are moved over. If the rebills are moved they know there will be an increase in CB from that and will tighten the scrub across the board to secure the company's future. It sucks but it allows them to stay in business. I'm sure KimmyKim and some other processing people could explain it better than I could. I've had it explained to me in the past and it made perfect sense.

andrej_NDC · 02-05-2006, 03:54 PM

Quote:

Originally Posted by shap

I had an interesting talk with a big well known webmaster at internext regarding paycom. One thing we both questioned was how a company as successful as paycom could make the money they've made and not make a SINGLE improvement to their stats interface in more than 6 years. From the looks of it (on our end) Paycom has re-invested little back into their business in the last few years.
Why would a company as successful as paycom not try to improve their product? Or at least their interface in 6 years?
Why Did they let their big gun and industry face Chris Mallick leave?
How does it happen that an employee like Amparo with many clients that depend on her leaves the company and her clients are left in limbo with no sales rep for months?

From my point of view paycom has been cashing checks and not looking towards the future but looking to milk this baby as hard as they can today. I know Rand and Clay are smart wealthy guys and I don't know what goes on behind closed doors. This is just how it appears to alot of us paysite webmasters.

Im thinking about the same. And dont forget 24/7 email support like ccbill offers. They reply within minutes and paycom isnt able to reply within days sometimes. Thats why I stayed away from ibill btw, because of the lack of support.

andrej_NDC · 02-05-2006, 03:56 PM

Quote:

Originally Posted by shap

When a processing company brings on a large client many changes occur that usually result in other clients suffering. Especially if the rebills are moved over. If the rebills are moved they know there will be an increase in CB from that and will tighten the scrub across the board to secure the company's future. It sucks but it allows them to stay in business. I'm sure KimmyKim and some other processing people could explain it better than I could. I've had it explained to me in the past and it made perfect sense.

But ccbill doesnt allow pre-checked cross sales, etc...They look more towards the future and did so the past few years. So even with more clients, they will have less problems like epoch would have in the same situation.

Theo · 02-05-2006, 03:57 PM

guess which processing co. spammed us 2 days ago offering processing

Shap · 02-05-2006, 03:57 PM

Quote:

Originally Posted by andrej_NDC

Im thinking about the same. And dont forget 24/7 email support like ccbill offers. They reply within minutes and paycom isnt able to reply within days sometimes. Thats why I stayed away from ibill btw, because of the lack of support.

Yeah I forgot about that. I haven't seen anything from Paycom to indicate they have any long term plans in our industry. They seem content making big profits and making as much today as possible.

Alot of people like and respect Chris Mallick and viewed his departure as the beginning of an interesting period for Paycom.

Shap · 02-05-2006, 03:58 PM

Quote:

Originally Posted by andrej_NDC

But ccbill doesnt allow pre-checked cross sales, etc...They look more towards the future and did so the past few years. So even with more clients, they will have less problems like epoch would have in the same situation.

I agree 100%. I think the hit to other customers comes during the adjustment period of the new client's sales etc.

Rui · 02-05-2006, 04:00 PM

Quote:

Originally Posted by pocketkangaroo

I don't see why they'd drop adult. Adult is a nice niche that they can dominate for years. Everyone acts like it will be easy to cut into Paypal's market share. Good luck with that, Paypal has a great system, better rates, better customer service, and already a huge stranglehold on the market. I think the best way to expand is to maximize areas that Paypal can't touch.

Thats what I think also, but who knows rigth...

Jace · 02-05-2006, 04:00 PM

this thread is one of the most enlightening threads on GFY in a long fucking time...anyone who doesn't read every single post is an idiot....

my head is CHURNING with conspiracy theory type thought right now...LOL

Shap · 02-05-2006, 04:05 PM

Quote:

Originally Posted by Jace

this thread is one of the most enlightening threads on GFY in a long fucking time...anyone who doesn't read every single post is an idiot....

my head is CHURNING with conspiracy theory type thought right now...LOL

No shit. Especially for those that have wondered how the hell Paycom was able to keep their cb's under 1%. I really hope this becomes a thread about how things WERE done and not a thread that is the beginning of something worse.

DeanCapture · 02-05-2006, 04:09 PM

Shit - all this is too confusing for me to understand...I'm just gonna stick to taking pictures

Tom_PM · 02-05-2006, 04:11 PM

Well if it was only cross sales, then thats 50% of transactions if it was single pre-checked cross sales (assuming 100% join forms w/1 cross), correct?

If thats the case, then CB ratios would still be the same without them, or what did I miss? In other words, the original transacton ratio still must be kept below 1% irregardless.

I have a touch of fever so maybe missed some stuff here.

Shap · 02-05-2006, 04:16 PM

Quote:

Originally Posted by Furious_Male

I am concerned as an affiliate that has a decent amount of funds going through the epassporte system on a monthly basis.

I just don't know what to say or think at this time. Some sort of official response from epassporte would be real nice.

Actually i think, from interesting turn this thread took, a response from Epassporte isn't as important as how will paycom deal with CBs if they were running a decent amount of them thru Epassporte.

andrej_NDC · 02-05-2006, 04:19 PM

Quote:

Originally Posted by PR_Tom

Well if it was only cross sales, then thats 50% of transactions if it was single pre-checked cross sales (assuming 100% join forms w/1 cross), correct?

If thats the case, then CB ratios would still be the same without them, or what did I miss? In other words, the original transacton ratio still must be kept below 1% irregardless.

I have a touch of fever so maybe missed some stuff here.

every transaction is counted, new, xsell, rebill...

Rui · 02-05-2006, 04:20 PM

Don't think I will be able to sleep well after the info (true or not) posted in this thread....

Theo · 02-05-2006, 04:22 PM

I could fuel these worries by stating some further facts few people know, but since it involves more than one companies I won't. I don't believe epoch is in danger, but I predict extra urgent measurements for the CB issues. I believed that before reading the role of eppasporte in the past, imagine now.

Tom_PM · 02-05-2006, 04:24 PM

Quote:

Originally Posted by andrej_NDC

every transaction is counted, new, xsell, rebill...

ok, so the assumption for people worrying about CB ratios is that larger than 50% of all transactions scored towards CB levels were from gift cards?

hmm. Anyway, it's an interesting thread and will keep checking back. Super Bowl coin toss in progress..

02-05-2006, 08:32 AM	#104
Tat2Jr Confirmed User Join Date: Feb 2001 Location: Sunny California Posts: 4,882	I'm certainly not going to be doing epass payments for free or for anything as small as $50 anymore. Maybe I could do it with a $200 limit, but can't afford all those new wire fees (since we pay all the credit card processing fees for affiliates already). Paycom only charged us $2 to send our money to epass. This is mega lame. __________________ NICHE MONEY >> Ass Worship • Panties • Solo Teen • Pantyhose Serving up exclusive fetish sites since 1997!

02-05-2006, 12:06 PM	#108
AlienQ - BANNED FOR LIFE best designer on GFY Join Date: Mar 2003 Location: IALIEN.COM - High Definition Video and Photographic Productions -ICQ 78943384 Posts: 30,307	Just lookin out here. Webmasters better read this thread its important. __________________ NAKED HOSTING FTW!11 I'm On The INSANE PLAN $9.95/mo! \| The Alien Blog Adult News Worth Reading Updated Daily \| Content For Sale! 641 PICS 216 MINUTES OF VIDEO $350.00 \|ICQ: 78943384 \|

02-05-2006, 12:43 PM	#109
Nicky Confirmed User Industry Role: Join Date: Mar 2003 Location: Sweden Posts: 30,069	This thread is making me shit my pants __________________ gfynicky @ gmail.com

02-05-2006, 12:47 PM	#110
zentz Confirmed User Industry Role: Join Date: Nov 2003 Posts: 8,053	yup. those are the huge news. __________________ Programs that owe me money ---- Epassporte.com ~ $2700 \| Protraffic.com ~ $2600 \| XonDemand.com ~ $3000 Email: [email protected]

02-05-2006, 03:07 PM	#119
AlienQ - BANNED FOR LIFE best designer on GFY Join Date: Mar 2003 Location: IALIEN.COM - High Definition Video and Photographic Productions -ICQ 78943384 Posts: 30,307	My question is simply. Will the event inflate charge backs at PAYCOM? If The scenerio is correct then PAYCOM stands to be in some deep shit with Charge Backs. Epass collapses chasing mainstream down or succeeds, PayCom burns to death in Chargebacks. Those are the only scenerio's that can play out. Either way webmasters loose, and the all so seasonable and inevitable "Visa Regulation", "Revisions" to rules will ensue within a month or so... Affecting many companies. __________________ NAKED HOSTING FTW!11 I'm On The INSANE PLAN $9.95/mo! \| The Alien Blog Adult News Worth Reading Updated Daily \| Content For Sale! 641 PICS 216 MINUTES OF VIDEO $350.00 \|ICQ: 78943384 \| Last edited by AlienQ - BANNED FOR LIFE; 02-05-2006 at 03:10 PM..

02-05-2006, 01:26 PM	#111
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	This needs bumping and reading a lot more. greenlab's post - if it is true - makes me very nervous.

02-05-2006, 02:23 PM	#114
ThumbLord Guest Posts: n/a	makes me go hmmmm ........

02-05-2006, 02:29 PM	#115
greenlab Confirmed User Join Date: Oct 2002 Posts: 252	rowan, there is actually no membership cost... Let's say we have : Paycom, Epassporte and the "marketing company" (all 3 owned by the same group of people, or with clear written contracts". Till now, all 3 were acutally Paycom. When you bought a site membership trough Paycom, the "marketing company" was offering you a gift membership to a gift site. The membeship could cost let's say 29.99/month. Epassporte is issuing you a Visa Gift Card where the "marketing company" is loading the $29.99 and then bills the card imediatlly for $29.99 trough the paycom merchant account. So they put the money in and they take them back in 20 sec. The only costs involved are the processing fees, but this are low since they pay "at cost" and not the 15% paycom is charging you (as they have to include their profit margin". Also they get a discouted rate becouse Epassporte and SKNAB Bank are also gaining some % from the processing rate as the card issuer, so the costs are in a range of 2$ for a $29.99 ...the 29.99 is just an example..it can be 9.99 or ever 3$/month. The savings are huge as volume chargeback fines can be as high as millions of dollars....paycom and ibill were fined one or 2 times in the past... Also this small processing cost is recovered from processing fees/profits that come from "cross-sales" as i dont see any other processor offering 2 pre checked 29.99/month cross sales.....do you think ccbill wont offer crossales anymore if they could ?

02-05-2006, 03:03 PM	#117
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	I can't believe that people are not jumping on this thread... maybe we need a better title.

02-05-2006, 03:24 PM	#125
AlienQ - BANNED FOR LIFE best designer on GFY Join Date: Mar 2003 Location: IALIEN.COM - High Definition Video and Photographic Productions -ICQ 78943384 Posts: 30,307	Thats the fastest translation Shap. Its not good news for either company obvisously and what Green is saying makes perfect sense. Maybe its all horse shit and just speculation but damned if it makes complete sense then the obvious is about to happen. __________________ NAKED HOSTING FTW!11 I'm On The INSANE PLAN $9.95/mo! \| The Alien Blog Adult News Worth Reading Updated Daily \| Content For Sale! 641 PICS 216 MINUTES OF VIDEO $350.00 \|ICQ: 78943384 \|

02-05-2006, 03:35 PM	#127
andrej_NDC Registered User Industry Role: Join Date: May 2004 Posts: 7,760	I have said it once and will say it again, I just love ccbill.

02-05-2006, 03:39 PM	#129
AlienQ - BANNED FOR LIFE best designer on GFY Join Date: Mar 2003 Location: IALIEN.COM - High Definition Video and Photographic Productions -ICQ 78943384 Posts: 30,307	Just to add to the conspiracy theory... Obviously the Harmony whether Mallick and Paycom got along at all is irrelevant. Visa must had given new revisions for it to happen. So I think fact can be said that Visa transactions will be altered in some way and in everyones mind within a few weeks if not less. __________________ NAKED HOSTING FTW!11 I'm On The INSANE PLAN $9.95/mo! \| The Alien Blog Adult News Worth Reading Updated Daily \| Content For Sale! 641 PICS 216 MINUTES OF VIDEO $350.00 \|ICQ: 78943384 \|

02-05-2006, 03:39 PM	#130
Shap Confirmed User Industry Role: Join Date: May 2001 Posts: 8,313	I think it's safe to say this thread got real interesting the second Greenlab posted. It appears everything he posted is true and if it is I can't see how Paycom will come out of this without getting hit hard.

02-05-2006, 03:49 PM	#134
Shap Confirmed User Industry Role: Join Date: May 2001 Posts: 8,313	I had an interesting talk with a big well known webmaster at internext regarding paycom. One thing we both questioned was how a company as successful as paycom could make the money they've made and not make a SINGLE improvement to their stats interface in more than 6 years. From the looks of it (on our end) Paycom has re-invested little back into their business in the last few years. Why would a company as successful as paycom not try to improve their product? Or at least their interface in 6 years? Why Did they let their big gun and industry face Chris Mallick leave? How does it happen that an employee like Amparo with many clients that depend on her leaves the company and her clients are left in limbo with no sales rep for months? From my point of view paycom has been cashing checks and not looking towards the future but looking to milk this baby as hard as they can today. I know Rand and Clay are smart wealthy guys and I don't know what goes on behind closed doors. This is just how it appears to alot of us paysite webmasters.

02-05-2006, 03:57 PM	#138
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	guess which processing co. spammed us 2 days ago offering processing

02-05-2006, 04:00 PM	#142
Jace FBOP Class Of 2013 Industry Role: Join Date: Jan 2004 Location: bumfuck, ky Posts: 35,562	this thread is one of the most enlightening threads on GFY in a long fucking time...anyone who doesn't read every single post is an idiot.... my head is CHURNING with conspiracy theory type thought right now...LOL

02-05-2006, 04:09 PM	#144
DeanCapture Haters & Trolls SUCK! Industry Role: Join Date: Dec 2002 Location: Los Angeles, CA Posts: 9,275	Shit - all this is too confusing for me to understand...I'm just gonna stick to taking pictures __________________ Twitter: @DeanCapture Instagram: @TheDeanCapture DeanCapture "at" Gmail.com

02-05-2006, 04:11 PM	#145
Tom_PM Porn Meister Industry Role: Join Date: Feb 2005 Posts: 16,443	Well if it was only cross sales, then thats 50% of transactions if it was single pre-checked cross sales (assuming 100% join forms w/1 cross), correct? If thats the case, then CB ratios would still be the same without them, or what did I miss? In other words, the original transacton ratio still must be kept below 1% irregardless. I have a touch of fever so maybe missed some stuff here. __________________ 43-922-863 Shut up and play your guitar.

02-05-2006, 04:20 PM	#148
Rui web Join Date: Dec 2001 Location: On icq: 85-483-060 Posts: 9,533	Don't think I will be able to sleep well after the info (true or not) posted in this thread....

02-05-2006, 04:22 PM	#149
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	I could fuel these worries by stating some further facts few people know, but since it involves more than one companies I won't. I don't believe epoch is in danger, but I predict extra urgent measurements for the CB issues. I believed that before reading the role of eppasporte in the past, imagine now.