How hard is it to get a processor if you have a merchant account? - GoFuckYourself.com

rpet · 06-27-2006, 07:50 PM

I am sick of getting jerked around by 3rd party processor.. I think I am going to finally make the step to getting a merchant account and processing my own credit cards... How hard is it to do this, and what companies are good and take adult sites?? I also need shopping cart functionality.

Thanks,
Rpet

aico · 06-27-2006, 07:54 PM

Not sure if they are good or not, but I konw a few people who use Plug n Pay.

com · 06-27-2006, 07:59 PM

as far as API goes authnet and linkpoint are dominant; as far as a processor goes, find one that fits your needs

Joey B. Lo · 06-27-2006, 08:02 PM

Having your own merchant account is the best option. It puts you in full control of your scrubbing, negative database and what countries you process. However its not easy. I've been working on it with netbilling (who are great!) for the last couple months and we are still about 2 weeks out from being set to process. Biggest hurdle is there is one bank in the usa that still gives authentic adult high risk merchant accounts. You also need to have a very good chargeback history. 1% or over and they won't touch you. Also you need to do 100,000 a month in sales. The bar is high and its also not cheap. But like I said I think its worth it if you meet the criteria. I'll let you guys know how it goes for once I start processing with mine

btw affiliates of my program using ccbill have nothing to worry about, none of those links will ever change!

12clicks · 06-27-2006, 08:27 PM

Quote:

Originally Posted by Joey B. Lo

Having your own merchant account is the best option. It puts you in full control of your scrubbing, negative database and what countries you process. However its not easy. I've been working on it with netbilling (who are great!) for the last couple months and we are still about 2 weeks out from being set to process. Biggest hurdle is there is one bank in the usa that still gives authentic adult high risk merchant accounts. You also need to have a very good chargeback history. 1% or over and they won't touch you. Also you need to do 100,000 a month in sales. The bar is high and its also not cheap. But like I said I think its worth it if you meet the criteria. I'll let you guys know how it goes for once I start processing with mine

true. and this keeps 99.99% of people from getting their own account.

icedemon · 06-27-2006, 08:52 PM

There is more then 1 bank that takes adult merchant accounts. I think there are 3 actually. Joey B. Lo is probably getting setup through Humboldt since they require the $100,000/monthly minimum. You can talk to Joe about getting setup through Woodforest if your doing under $100,000/monthly

Joe:
888 997-5174
http://www.msusa.info
and then use PayWide.com for your password management, rebilling, fraud scrubbing,etc.. Your looking at least $1,500 for the Mastercard, Visa and bank fees to get setup. Talk to a couple of people that can get you a adult merchant account to get the best prices. It never hurts to try and get a merchant account (except the time to fill out the forms and fax the paperwork).

Pornwolf · 06-27-2006, 09:11 PM

Having your own merchant account isn't usually the best option. I would suggest checking out what the other 3rd parties have to offer before you take that step.

Axzar · 06-27-2006, 10:19 PM

I would be gad to help you learn more. Start with my "see sig".

Fill out the short form so I can have a professional call you at a time best for you.

sickbeatz · 06-27-2006, 10:22 PM

if you got a merchant account you can be your own processor

studiocritic · 06-27-2006, 10:32 PM

Quote:

Originally Posted by sickbeatz

if you got a merchant account you can be your own processor

? what do you mean by this?

you'd still need a gateway..

Joey B. Lo · 06-27-2006, 11:15 PM

Quote:

Originally Posted by Pornwolf

Having your own merchant account isn't usually the best option. I would suggest checking out what the other 3rd parties have to offer before you take that step.

I totally agree. Third party processing has lots of benefits! For most its the most reasonable solution. I just really wanna give this a try and see how it does. Like I said, our program will always include ccbill and accept new ccbill affiliates for those who prefer using them.

rpet · 06-28-2006, 03:40 AM

thanks guys very helpful.. as far as the third party thing... I started with 3rd party processors back in 1996! My Ibill acount number only has 4 digits! I started with ccbill back in 1999

Jon Clark - BANNED FOR LIFE · 06-28-2006, 04:35 AM

Quote:

Originally Posted by icedemon

Joe:
888 997-5174
http://www.msusa.info

He is a piece of shit, but he can get the merchant account you need!

Fetish · 07-03-2006, 04:17 PM

Quote:

Originally Posted by NetDomainia

He is a piece of shit, but he can get the merchant account you need!

Netbilling sets up with Woodforrest directly as well and you can use their system which is leaps and bounds beyond what Paywide offers. We have a Woodforrest account through them as well as Humboldt, Merrick and offshore too. We do not use third party anymore, not even as secondary.

BluMedia · 07-03-2006, 04:24 PM

We switched to NetBilling and they have been awesome

Mark

NETbilling · 07-05-2006, 03:05 PM

Quote:

Originally Posted by BluMedia

We switched to NetBilling and they have been awesome

Mark

Thank you very much Mark. We appreciate your business as well.

See you in Vegas?

Mitch

NETbilling · 07-06-2006, 11:03 AM

Quote:

Originally Posted by Fetish

Netbilling sets up with Woodforrest directly as well and you can use their system which is leaps and bounds beyond what Paywide offers. We have a Woodforrest account through them as well as Humboldt, Merrick and offshore too. We do not use third party anymore, not even as secondary.

Fetish,

You are correct. We have relationships with several banks. Thank you for your continued business and regular posts about us. We do appreciate it.

Mitch

NETbilling · 07-06-2006, 12:11 PM

Quote:

Originally Posted by rpet

I am sick of getting jerked around by 3rd party processor.. I think I am going to finally make the step to getting a merchant account and processing my own credit cards... How hard is it to do this, and what companies are good and take adult sites?? I also need shopping cart functionality.

Thanks,
Rpet

Hi,

Did you speak with our sales department? We should be able to set you up in 1 day.

Thank you, Mitch Farber

Kimmykim · 07-06-2006, 12:15 PM

We currently are underwriting with two different non-US banks with no volume requirements.

You can use Netbilling as your gateway if you like with either of our banks as well

icq me if you'd like to talk about it

06-27-2006, 07:50 PM	#1
rpet Confirmed User Join Date: Sep 2002 Location: New York Posts: 537	How hard is it to get a processor if you have a merchant account? I am sick of getting jerked around by 3rd party processor.. I think I am going to finally make the step to getting a merchant account and processing my own credit cards... How hard is it to do this, and what companies are good and take adult sites?? I also need shopping cart functionality. Thanks, Rpet __________________ sig too big

06-27-2006, 07:59 PM	#3
com Confirmed User Join Date: Aug 2003 Location: Portland, Oregon Posts: 4,541	as far as API goes authnet and linkpoint are dominant; as far as a processor goes, find one that fits your needs __________________ Real. Professional. Hosting. .:Expect Nothing Less:. 320-078-843 :: www.realprohosting.com :: [email protected]

06-27-2006, 08:02 PM	#4
Joey B. Lo Confirmed User Join Date: Mar 2006 Posts: 330	Having your own merchant account is the best option. It puts you in full control of your scrubbing, negative database and what countries you process. However its not easy. I've been working on it with netbilling (who are great!) for the last couple months and we are still about 2 weeks out from being set to process. Biggest hurdle is there is one bank in the usa that still gives authentic adult high risk merchant accounts. You also need to have a very good chargeback history. 1% or over and they won't touch you. Also you need to do 100,000 a month in sales. The bar is high and its also not cheap. But like I said I think its worth it if you meet the criteria. I'll let you guys know how it goes for once I start processing with mine btw affiliates of my program using ccbill have nothing to worry about, none of those links will ever change! __________________ AFdollars.com The Amateur Facials Affiliate Program! Last edited by Joey B. Lo; 06-27-2006 at 08:05 PM..

06-27-2006, 08:52 PM	#6
icedemon Confirmed User Join Date: Jun 2003 Location: Lutz, FL Posts: 1,022	There is more then 1 bank that takes adult merchant accounts. I think there are 3 actually. Joey B. Lo is probably getting setup through Humboldt since they require the $100,000/monthly minimum. You can talk to Joe about getting setup through Woodforest if your doing under $100,000/monthly Joe: 888 997-5174 http://www.msusa.info and then use PayWide.com for your password management, rebilling, fraud scrubbing,etc.. Your looking at least $1,500 for the Mastercard, Visa and bank fees to get setup. Talk to a couple of people that can get you a adult merchant account to get the best prices. It never hurts to try and get a merchant account (except the time to fill out the forms and fax the paperwork). __________________ Clips4Sale.com

06-27-2006, 09:11 PM	#7
Pornwolf Drunk and Unruly Join Date: Jan 2002 Location: Hollywood Posts: 22,712	Having your own merchant account isn't usually the best option. I would suggest checking out what the other 3rd parties have to offer before you take that step. __________________ I've trusted my sites to them for over a decade... Webair, bitches.

06-27-2006, 07:54 PM	#2
aico Moo Moo Cow Join Date: Mar 2004 Location: Washington State Posts: 14,748	Not sure if they are good or not, but I konw a few people who use Plug n Pay.

06-27-2006, 10:19 PM	#8
Axzar Random Jackass Industry Role: Join Date: Feb 2003 Posts: 1,837	I would be gad to help you learn more. Start with my "see sig". Fill out the short form so I can have a professional call you at a time best for you.

06-27-2006, 10:22 PM	#9
sickbeatz The Hustler Join Date: Feb 2005 Posts: 4,993	if you got a merchant account you can be your own processor __________________ GalleryFeeder.com

06-28-2006, 03:40 AM	#12
rpet Confirmed User Join Date: Sep 2002 Location: New York Posts: 537	thanks guys very helpful.. as far as the third party thing... I started with 3rd party processors back in 1996! My Ibill acount number only has 4 digits! I started with ccbill back in 1999 __________________ sig too big

07-03-2006, 04:24 PM	#15
BluMedia Confirmed User Industry Role: Join Date: Dec 2002 Location: Colorado Posts: 3,973	We switched to NetBilling and they have been awesome Mark __________________ IntenseCash - If you can't convert us then you might want to look for a new job . BrokeStraightBoys.com converting 1:124 stats counted by Nats

07-06-2006, 12:15 PM	#19
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	We currently are underwriting with two different non-US banks with no volume requirements. You can use Netbilling as your gateway if you like with either of our banks as well icq me if you'd like to talk about it