Prosper.com - Anybody use it? - GoFuckYourself.com

zigx · 08-06-2006, 01:56 PM

I have a few friends who have been making OK money from prosper...

was just curious if any of u guys use it? www.prosper.com

Crynos · 08-06-2006, 02:07 PM

Looks interesting, although unsure if id trust putting my money there

zigx · 08-06-2006, 02:23 PM

it is a little fragile feeling but here are a few good points:

You can select a collection agency and use them if your borrower goes bad on a payment. they of course charge a fee
There is a credit score along with other items such as "owns a house" , etc that u can use to judge people
The minimum bid is $50 bucks.... so if you get a guy who seems really high risk u can put a few bucsk on him @ a high int rate and then a few more bucks on a guy with great credit and history -- that way u kinda diversify the risk.

Im going to try it out a little bit and maybe start with 1k.

poisson · 08-06-2006, 02:25 PM

wow, looks good

babymaker · 08-06-2006, 02:33 PM

i was going to try and borrow some money but my stupid state has the interest capped at 6% so no one is going to risk and internet loan for that...........

woj · 08-06-2006, 02:37 PM

yea, pretty interesting, bump for some other opinions...

XPorn · 08-06-2006, 05:52 PM

I use it....over 30 loans in my acct right now...making 16.7%

XPorn

Adult Warden · 08-06-2006, 05:53 PM

It works good...Just spread your money out over multiple loans...Less risk obviously :-P

Works good borrowing money too

tony286 · 08-06-2006, 05:56 PM

man thats cool i could use about 15 grand get rid of some high interest credit cards

Adult Warden · 08-06-2006, 05:59 PM

Quote:

Originally Posted by tony404

man thats cool i could use about 15 grand get rid of some high interest credit cards

Works great...Less bullshit on normal loans...Less crap to go thru

UCH · 08-06-2006, 06:19 PM

I have used it. Made a few hundred dollars loaning people money. Nothing big yet.

zigx · 08-07-2006, 12:21 PM

man the bidding gets crazy i have been outbid on a ton of loan already

Brujah · 08-07-2006, 03:37 PM

Interesting. Do they have an affiliate program?

As to lending tho, I think I could get an insanely higher return with domain names.

Nazgrel · 08-07-2006, 06:48 PM

There is no affiliate program, but you can make $ from setting up a group and recruiting ppl to it.

zigx · 11-05-2006, 02:24 PM

been using it since the start of this thread...

ave int rate is 11.1% for me... nobody has missed a single payment.

08-06-2006, 01:56 PM	#1
zigx Confirmed User Join Date: Sep 2003 Location: Burlingame CA Posts: 1,430	Prosper.com - Anybody use it? I have a few friends who have been making OK money from prosper... was just curious if any of u guys use it? www.prosper.com __________________ _,.:'`- Club JK . com --> 60% payouts RSS, Hosteds, POTD, Your Mother, etc... CCBill

08-06-2006, 02:23 PM	#3
zigx Confirmed User Join Date: Sep 2003 Location: Burlingame CA Posts: 1,430	it is a little fragile feeling but here are a few good points: You can select a collection agency and use them if your borrower goes bad on a payment. they of course charge a fee There is a credit score along with other items such as "owns a house" , etc that u can use to judge people The minimum bid is $50 bucks.... so if you get a guy who seems really high risk u can put a few bucsk on him @ a high int rate and then a few more bucks on a guy with great credit and history -- that way u kinda diversify the risk. Im going to try it out a little bit and maybe start with 1k. __________________ _,.:'`- Club JK . com --> 60% payouts RSS, Hosteds, POTD, Your Mother, etc... CCBill

08-06-2006, 02:25 PM	#4
poisson Confirmed User Join Date: Mar 2003 Location: Sea Posts: 6,474	wow, looks good __________________

08-06-2006, 02:33 PM	#5
babymaker Confirmed User Industry Role: Join Date: Jan 2004 Location: philly Posts: 4,752	i was going to try and borrow some money but my stupid state has the interest capped at 6% so no one is going to risk and internet loan for that........... __________________ $99mo Hosted CMS From ElevatedX! ICQ 293125596

08-06-2006, 02:37 PM	#6
woj <&(©¿©)&> Industry Role: Join Date: Jul 2002 Location: Chicago Posts: 47,882	yea, pretty interesting, bump for some other opinions... __________________ Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager

08-06-2006, 02:07 PM	#2
Crynos Confirmed User Join Date: Jul 2006 Posts: 283	Looks interesting, although unsure if id trust putting my money there

08-06-2006, 05:52 PM	#7
XPorn Confirmed User Industry Role: Join Date: May 2003 Posts: 912	I use it....over 30 loans in my acct right now...making 16.7% XPorn __________________ FreeSiteXXX.com Porno Gay Sites

08-06-2006, 05:53 PM	#8
Adult Warden So Fucking Banned Join Date: Jul 2006 Location: Orlando, FL Posts: 1,822	It works good...Just spread your money out over multiple loans...Less risk obviously :-P Works good borrowing money too

08-06-2006, 05:56 PM	#9
tony286 lurker Industry Role: Join Date: Aug 2002 Location: atlanta Posts: 57,021	man thats cool i could use about 15 grand get rid of some high interest credit cards

08-06-2006, 06:19 PM	#11
UCH Registered User Join Date: Jul 2006 Posts: 98	I have used it. Made a few hundred dollars loaning people money. Nothing big yet. __________________ Hello World!

08-07-2006, 12:21 PM	#12
zigx Confirmed User Join Date: Sep 2003 Location: Burlingame CA Posts: 1,430	man the bidding gets crazy i have been outbid on a ton of loan already __________________ _,.:'`- Club JK . com --> 60% payouts RSS, Hosteds, POTD, Your Mother, etc... CCBill

08-07-2006, 03:37 PM	#13
Brujah Beer Money Baron Industry Role: Join Date: Jan 2001 Location: brujah / gmail Posts: 22,157	Interesting. Do they have an affiliate program? As to lending tho, I think I could get an insanely higher return with domain names. __________________ Free Premium Domain Lists and Tools at Clickmojo.com For Sale: Obscenity.com

08-07-2006, 06:48 PM	#14
Nazgrel Confirmed User Join Date: Jun 2005 Location: Norway Posts: 724	There is no affiliate program, but you can make $ from setting up a group and recruiting ppl to it. __________________ [email protected]

11-05-2006, 02:24 PM	#15
zigx Confirmed User Join Date: Sep 2003 Location: Burlingame CA Posts: 1,430	been using it since the start of this thread... ave int rate is 11.1% for me... nobody has missed a single payment. __________________ _,.:'`- Club JK . com --> 60% payouts RSS, Hosteds, POTD, Your Mother, etc... CCBill