Montreal Webmasters promoting ARS - GoFuckYourself.com

born2blog · 09-29-2006, 08:01 AM

just curious, those of you who live in the Montreal area and receive ARS cheques, have you ever attempted to cash your check at Insta-Cheques and if so which branch accepts them, if any. My bank wants to put a 30 day hold on my US check but I'd rather go to an Insta-Cheques branch that knows the issuer.

thanks in advance

fris · 09-29-2006, 08:05 AM

no idea, i am in toronto i us tdcandatrust, they dont hold any cheques, but then again i have been with them for over 10 years.

pawsregd · 09-29-2006, 08:19 AM

Quote:

Originally Posted by born2blog

just curious, those of you who live in the Montreal area and receive ARS cheques, have you ever attempted to cash your check at Insta-Cheques and if so which branch accepts them, if any. My bank wants to put a 30 day hold on my US check but I'd rather go to an Insta-Cheques branch that knows the issuer.

thanks in advance

You must be with Bank of Montreal?

born2blog · 09-29-2006, 08:39 AM

Quote:

Originally Posted by pawsregd

You must be with Bank of Montreal?

haha, good guess

hopefully someone in Montreal has had success cashing ARS cheques at Insta-Cheques or some place similar and can answer my question because I don't want to drive there just to have them put my check on hold as well

pawsregd · 09-29-2006, 08:45 AM

I deal with BMO as well and unless I go to my branch which I have been dealing with now for 25+ years they will put a 30 day hold on my US cheques as well.

Any Insta-Cheque should cash your cheques as long as you have the proper id or paperwork if it is made to a company.

facialfreak · 09-29-2006, 09:08 AM

Quote:

Originally Posted by pawsregd

Any Insta-Cheque should cash your cheques as long as you have the proper id or paperwork if it is made to a company.

Yeah 30-day holds are becomming standard policy for most Canadian Chartered banks, and this is poppycock AFAIAC ... it does not take 30 days to clear ANY items from ANYWHERE!

Post 9/11 policy changes -- the reason the banks give us, is a smokescreen allowing them to use our money for 30 days ... INTEREST FREE.

As far as Insta-Cheques goes, the certainly do not cash ANY cheque ... they are actually quite fussy as to which cheques they will cash. They use telephone directory listings as their first screening process. If your cheque has a phone number on it that reverse-directory (Boyers Directory) resolves to the same address on the cheque, then they may cash it ... if your cheque does not have a phone number and address that match Boyers, you can forget it ... you will be blue in the face trying to convince them to cash it, but it still ain't going to happen - they might take a photocopy of your cheque, try to get clearing on it, and phone you if and when this happens, but that is not going to get you your money today.

I have never cashed ARS at Insta-Cheques, but I know CCBill cheques go through without hassles ...

ALSO: forget about cashing cheques drawn on Bank of America at Insta-Cheques -- They would not tell me the reason why, but as soon as the broad looked at the cheque, she said "The issuer is Bank of America - we are instructed not to accept them."

facialfreak · 09-29-2006, 10:04 AM

bump for you

pawsregd · 09-29-2006, 10:15 AM

Quote:

Originally Posted by facialfreak

Yeah 30-day holds are becomming standard policy for most Canadian Chartered banks, and this is poppycock AFAIAC ... it does not take 30 days to clear ANY items from ANYWHERE!

Post 9/11 policy changes -- the reason the banks give us, is a smokescreen allowing them to use our money for 30 days ... INTEREST FREE.

As far as Insta-Cheques goes, the certainly do not cash ANY cheque ... they are actually quite fussy as to which cheques they will cash. They use telephone directory listings as their first screening process. If your cheque has a phone number on it that reverse-directory (Boyers Directory) resolves to the same address on the cheque, then they may cash it ... if your cheque does not have a phone number and address that match Boyers, you can forget it ... you will be blue in the face trying to convince them to cash it, but it still ain't going to happen - they might take a photocopy of your cheque, try to get clearing on it, and phone you if and when this happens, but that is not going to get you your money today.

I have never cashed ARS at Insta-Cheques, but I know CCBill cheques go through without hassles ...

ALSO: forget about cashing cheques drawn on Bank of America at Insta-Cheques -- They would not tell me the reason why, but as soon as the broad looked at the cheque, she said "The issuer is Bank of America - we are instructed not to accept them."

Good to know

ronaldo · 09-29-2006, 10:21 AM

Jesus, a 30 day hold just sucks.

My bank used to hold them for 5 days, but now I can cash them instantly. BMO too btw.

tehHinjew · 09-29-2006, 10:30 AM

for me royal bank doesnt hold SHIT
i got a check for 800$ deposited it and it was there right away for me to touch

KrisKross · 09-29-2006, 08:02 PM

Quote:

Originally Posted by pawsregd

I deal with BMO as well and unless I go to my branch which I have been dealing with now for 25+ years they will put a 30 day hold on my US cheques as well.

Any Insta-Cheque should cash your cheques as long as you have the proper id or paperwork if it is made to a company.

That's absurd. Complain to your branch manager.

I can deposit USD checks at the ATM and it isn't held.

09-29-2006, 08:01 AM	#1
born2blog Confirmed User Join Date: Sep 2006 Posts: 1,801	Montreal Webmasters promoting ARS just curious, those of you who live in the Montreal area and receive ARS cheques, have you ever attempted to cash your check at Insta-Cheques and if so which branch accepts them, if any. My bank wants to put a 30 day hold on my US check but I'd rather go to an Insta-Cheques branch that knows the issuer. thanks in advance __________________ Juicy Ads - Buy & Sell Quality Traffic!!

09-29-2006, 08:05 AM	#2
fris Too lazy to set a custom title Industry Role: Join Date: Aug 2002 Posts: 55,372	no idea, i am in toronto i us tdcandatrust, they dont hold any cheques, but then again i have been with them for over 10 years. __________________ Since 1999: 69 Adult Industry awards for Best Hosting Company and professional excellence. WP Stuff

09-29-2006, 10:04 AM	#7
facialfreak Confirmed User Join Date: Feb 2005 Location: Montreal Posts: 3,018	bump for you __________________ Managed Shared Hosting starting at $4.99/mo Managed VPS starting at $29.99/mo Last edited by facialfreak; 09-29-2006 at 10:06 AM..

09-29-2006, 10:30 AM	#10
tehHinjew Confirmed User Join Date: Sep 2006 Location: MTL Posts: 5,755	for me royal bank doesnt hold SHIT i got a check for 800$ deposited it and it was there right away for me to touch __________________ Hot Porn Wanna trade? email me at wanker (@) wanknation dot com

09-29-2006, 08:45 AM	#5
pawsregd Confirmed User Join Date: Jun 2005 Location: Montreal eh Posts: 2,290	I deal with BMO as well and unless I go to my branch which I have been dealing with now for 25+ years they will put a 30 day hold on my US cheques as well. Any Insta-Cheque should cash your cheques as long as you have the proper id or paperwork if it is made to a company.

09-29-2006, 10:21 AM	#9
ronaldo Confirmed User Join Date: Jan 2002 Location: ICQ#: 272000271 Posts: 5,475	Jesus, a 30 day hold just sucks. My bank used to hold them for 5 days, but now I can cash them instantly. BMO too btw.