I fucking hate Citibank more than anything else in the world - GoFuckYourself.com

american pervert · 12-08-2006, 05:59 PM

I just found out my car loan through Bank of America was sold to Citibank. I already have a personal checking account and online banking account with them and I am not happy with it but upon finding out I thouht it maybe it would be easy to pay my loan online. Turns out they want a $14.95 fee to do this!! Even though I have online banking/bill pay with them. They are crooks and love to screw over their account holders.

BJ · 12-08-2006, 06:05 PM

odd MBNA was sold to BOA and the online thing was seamless. same login and everything.

IncaD · 12-08-2006, 06:12 PM

$14.95 for each payment or is this for all your online bill paying?

american pervert · 12-08-2006, 06:18 PM

Quote:

Originally Posted by IncaD

$14.95 for each payment or is this for all your online bill paying?

for each car payment, each month

studiocritic · 12-08-2006, 07:37 PM

Quote:

Originally Posted by american pervert

for each car payment, each month

change banks.. its free with wells fargo, many others

minusonebit · 12-08-2006, 08:33 PM

Banks all suck. But Bank of America, Wells Fargo and National City are the worst banks in the history of banks. Wells Fargo tries to charge non-account holders $5 for honoring their own checks (this has been the cause of more than one tirade thrown by yours truly in the lobby, as I refuse to pay a bank any fee at all to honor a debt they have to me, if anyone is going to pay a fee they can charge THEIR customer) and Bank of America is fraudulently named, every state I have ever needed them in (IN and MI) they don't have a single location. Its not a national bank. National City is just run by assholes, they have fees upon fees.

Profits of Doom · 12-08-2006, 09:28 PM

Fifth Third charges $8 to cash a check drawn on them if you are not an account holder, which is fucking ridiculous if you have a Fifth Third check and are nowhere near your local bank. I use a local credit union which has incredible service and loan rates, but they only have 2 locations so you can forget about finding an ATM out of town. My Citibank cards charge me $14.95 I believe if I want to make a payment by phone but they are free online.

madawgz · 12-08-2006, 11:19 PM

thats quite a large fee to do it online...

american pervert · 12-09-2006, 12:14 AM

Quote:

Originally Posted by studiocritic

change banks.. its free with wells fargo, many others

yup, im switching to usaa

a $14.95 fee to account holders for an automated service is unreal, im just going to send it checks for various amounts each month and make them do more work.

minusonebit · 12-10-2006, 11:19 PM

Quote:

Originally Posted by Profits of Doom

Fifth Third charges $8 to cash a check drawn on them if you are not an account holder, which is fucking ridiculous if you have a Fifth Third check and are nowhere near your local bank. I use a local credit union which has incredible service and loan rates, but they only have 2 locations so you can forget about finding an ATM out of town. My Citibank cards charge me $14.95 I believe if I want to make a payment by phone but they are free online.

Many, but not all, Credit Unions are part of the CU Service Center network. Basically, they have service centers and you can do your stuff at other credit unions just like (well, very much like) you were at your home credit union. I use CUs too, they are quite a bit like banks and still hit you with plenty of fees, but at least your savings earns more than 0.000000017% a year and they usually have fewer bullshit "account maintenance fees".

http://www.cuservicecenters.org

aico · 12-10-2006, 11:21 PM

USAA rocks... !

INever · 12-11-2006, 12:09 AM

Quote:

Originally Posted by american pervert

I just found out my car loan through Bank of America was sold to Citibank. I already have a personal checking account and online banking account with them and I am not happy with it but upon finding out I thouht it maybe it would be easy to pay my loan online. Turns out they want a $14.95 fee to do this!! Even though I have online banking/bill pay with them. They are crooks and love to screw over their account holders.

They FINALLY got online payment recently for my car loan. Can't switch banks for a car loan, at least not easily. I can't believe they're charging $14.95 for it. Greedy mofos.

BusterBunny · 12-11-2006, 12:25 AM

Quote:

Originally Posted by american pervert

for each car payment, each month

abshard · 12-11-2006, 12:40 AM

BoA has that same $5 charge for cashing a BoA check if you dont have an account.

She told me if I open a free account then the charge would be waived.

I thought about opening the account. Cashing the check then closing the account. But not sure if they would go for that very well.

I like wamu myself.

sicone · 12-11-2006, 12:43 AM

I can see a one time fee, but every payment.. fucking crooks

MarktheMarker · 12-12-2006, 04:20 AM

citibank is shit

12-08-2006, 05:59 PM	#1
american pervert Confirmed User Join Date: Sep 2002 Location: Los Angeles Posts: 6,830	I fucking hate Citibank more than anything else in the world I just found out my car loan through Bank of America was sold to Citibank. I already have a personal checking account and online banking account with them and I am not happy with it but upon finding out I thouht it maybe it would be easy to pay my loan online. Turns out they want a $14.95 fee to do this!! Even though I have online banking/bill pay with them. They are crooks and love to screw over their account holders. __________________ I can resist everything except temptation

12-08-2006, 09:28 PM	#7
Profits of Doom Monster Rain Industry Role: Join Date: Feb 2004 Location: Mongo Posts: 4,978	Fifth Third charges $8 to cash a check drawn on them if you are not an account holder, which is fucking ridiculous if you have a Fifth Third check and are nowhere near your local bank. I use a local credit union which has incredible service and loan rates, but they only have 2 locations so you can forget about finding an ATM out of town. My Citibank cards charge me $14.95 I believe if I want to make a payment by phone but they are free online. __________________ “My Free Cams Affiliate Program by CrakRevenue”

12-08-2006, 11:19 PM	#8
madawgz 8.8.8.8 Industry Role: Join Date: Mar 2006 Location: Noordermarkt Posts: 30,509	thats quite a large fee to do it online... __________________ TAEMDLRMSKRJIXMRLSMRJ.

12-11-2006, 12:43 AM	#15
sicone Retired Industry Role: Join Date: Jan 2004 Location: Sac Posts: 18,453	I can see a one time fee, but every payment.. fucking crooks __________________

12-08-2006, 06:05 PM	#2
BJ Confirmed User Join Date: Mar 2002 Location: asia Posts: 5,590	odd MBNA was sold to BOA and the online thing was seamless. same login and everything.

12-08-2006, 06:12 PM	#3
IncaD Confirmed User Join Date: Jan 2006 Posts: 3,524	$14.95 for each payment or is this for all your online bill paying?

12-08-2006, 08:33 PM	#6
minusonebit So Fucking Banned Join Date: Feb 2006 Location: [email protected] Posts: 7,391	Banks all suck. But Bank of America, Wells Fargo and National City are the worst banks in the history of banks. Wells Fargo tries to charge non-account holders $5 for honoring their own checks (this has been the cause of more than one tirade thrown by yours truly in the lobby, as I refuse to pay a bank any fee at all to honor a debt they have to me, if anyone is going to pay a fee they can charge THEIR customer) and Bank of America is fraudulently named, every state I have ever needed them in (IN and MI) they don't have a single location. Its not a national bank. National City is just run by assholes, they have fees upon fees.

12-10-2006, 11:21 PM	#11
aico Moo Moo Cow Join Date: Mar 2004 Location: Washington State Posts: 14,748	USAA rocks... !

12-11-2006, 12:40 AM	#14
abshard Confirmed User Industry Role: Join Date: Jan 2002 Location: AZ Posts: 6,373	BoA has that same $5 charge for cashing a BoA check if you dont have an account. She told me if I open a free account then the charge would be waived. I thought about opening the account. Cashing the check then closing the account. But not sure if they would go for that very well. I like wamu myself.

12-12-2006, 04:20 AM	#16
MarktheMarker Confirmed User Join Date: Dec 2006 Posts: 171	citibank is shit