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Old 03-30-2007, 01:15 AM   #1
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how much is your car lease payment?

i think i will lease my next vehicle. could some of u tell me what vehicle you got and how much your lease payments are? thanks

im probably gonna be leasing an SUV
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Old 03-30-2007, 02:01 AM   #2
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I always preferred paying cash. for everything
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Old 03-30-2007, 02:03 AM   #3
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just like 99% of the GFYers I buy my Porsches cash
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Old 03-30-2007, 02:23 AM   #4
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Old 03-30-2007, 02:38 AM   #5
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Citroen Picasso here, $150/m
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Old 03-30-2007, 02:42 AM   #6
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just like 99% of the GFYers I buy my Porsches cash
and ferraris
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Old 03-30-2007, 03:55 AM   #7
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I would never lease a car...it's the most expensive way to go. Ever notice dealers push their lease products so heavily? It's thei9r most profitable transaction.

Buy a 2-year old car either cash on as short a term as you can afford. Then you shouldn't end up upside down in your payments. All the major depreciation happens the first 2 years of a car's life.
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Old 03-30-2007, 04:06 AM   #8
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my VW car payment (not lease) is $378/mo
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Old 03-30-2007, 04:06 AM   #9
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300$ canadian. And that was a one time payment.


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Old 03-30-2007, 04:09 AM   #10
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I would never lease a car...it's the most expensive way to go. Ever notice dealers push their lease products so heavily? It's thei9r most profitable transaction.

Buy a 2-year old car either cash on as short a term as you can afford. Then you shouldn't end up upside down in your payments. All the major depreciation happens the first 2 years of a car's life.
its not the most expensive way to go, infact its the cheapest way to go if u are able to claim 90%+ from business use.

The only reason dealers push for it is because when u lease a car, they essentially "sell" the car to the finance comanpy which then has an agreement with u at X% and the dealer gets a % kickback from the referral.

Dude. Pay cash or don't buy a new car. It's a liability.
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Old 03-30-2007, 04:56 AM   #11
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Buy a 2-year old car either cash on as short a term as you can afford. Then you shouldn't end up upside down in your payments. All the major depreciation happens the first 2 years of a car's life.
I prefer buying 5-year old cars, but only reputable foreign model ones, It cost me next to nothing and they're good for at least another 5 years.
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Old 03-30-2007, 05:09 AM   #12
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I prefer buying 5-year old cars, but only reputable foreign model ones, It cost me next to nothing and they're good for at least another 5 years.
Hmm.. My experiences are actually different. Most cars i drove are only good for first 5 years, after that, things start to tare and break all of a sudden. And that's with cars with low mileage and good upkeeping..
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Old 03-30-2007, 05:15 AM   #13
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We have a couple Volovo S40's with Spot Package, they are costing us $560/month each. We can get the MB C280 with all options for the same price. Figure that a car priced 40-45K with a good residual value will cost you under $600/month.

Residual value is key when leasing, if the car is worthless after the lease is up your monthly payments will be high. We also looked at the Caddy CTS, the car was almost the same price as the Volvo and it even had a cheaper interest rate, but it was also $200 MORE per month.

FYI: We are in canada

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Old 03-30-2007, 07:40 AM   #14
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no leasing here, no finance, paid cash and proud of it.
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Old 03-30-2007, 07:51 AM   #15
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i think i will lease my next vehicle. could some of u tell me what vehicle you got and how much your lease payments are? thanks

im probably gonna be leasing an SUV
$700 per month for the caddy sts, $725 per month for the vette
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Old 03-30-2007, 08:10 AM   #16
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Completely loaded 2006 Jeep GC - $585 a month, $700 down, 3 year lease. w/o looking at the paperwork I think that was based on $43K. Paid cash for my 2006 Wrangler.

I've only bought 3 used cars in my life: 1 was a TOTAL lemon and I was very lucky to have an uncle who is best friends with the CEO of SE Toyota. The next was a beater 12 year old Ranger I bought with a friend of mine for $900 total and the 3rd was a Nissan I bought from my brother so I knew it had been taken care of. Used cars have no appeal for me.
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Old 03-30-2007, 08:35 AM   #17
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I would never lease a car...it's the most expensive way to go. Ever notice dealers push their lease products so heavily? It's thei9r most profitable transaction.

Buy a 2-year old car either cash on as short a term as you can afford. Then you shouldn't end up upside down in your payments. All the major depreciation happens the first 2 years of a car's life.
leasing works out good for people with companies etc. More tax write-offs.
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Old 03-30-2007, 03:37 PM   #18
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i'll be living in canada by that time, in canada you can write off 100% of your lease payments
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Old 03-30-2007, 03:40 PM   #19
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my VW car payment (not lease) is $378/mo
You got a better deal. Jetta I am assuming? I pay 405 for mine. 07
My Audi is more. lol
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Old 03-30-2007, 03:55 PM   #20
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Hmm.. My experiences are actually different. Most cars i drove are only good for first 5 years, after that, things start to tare and break all of a sudden. And that's with cars with low mileage and good upkeeping..
I've purchased 5+ years old Honda, Toyota and Mazda and I never any major problems with them!
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Old 03-30-2007, 04:59 PM   #21
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$20,000 a month for the Bugatti Veyron, 36 month lease.
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Old 03-30-2007, 05:02 PM   #22
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2006 Jaguar X-Type - $400 a month.
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Old 03-30-2007, 05:03 PM   #23
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Honda Ridgeline (which my gf drives) is $500 a month. that was with $0 down
My car im financing because i like to drive a lot
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Old 03-30-2007, 05:04 PM   #24
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$20,000 a month for the Bugatti Veyron, 36 month lease.

nice that 1001 hp must be kickin ass

lol
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Old 03-30-2007, 07:01 PM   #25
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2006 Jaguar X-Type - $400 a month.
I have the same car and mine is just a tad lower, like $3.
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Old 03-30-2007, 10:33 PM   #26
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My car is paid in full...
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Old 03-30-2007, 10:41 PM   #27
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I lease a 2007 Benz CLS 550 $1148 a month and a 2006 Honda Accord $289
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Old 03-30-2007, 10:52 PM   #28
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Leasings the way to go...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.
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Old 03-30-2007, 11:15 PM   #29
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I lease a 2007 Benz CLS 550 $1148 a month
I was thinking that car when i got mine. 06 cls 500 lease was teh same price i pay to finance my infiniti. sure, CLS is a sweet ride, but i def put on way more than the 8500 miles they allow

nice car btw
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Old 03-30-2007, 11:18 PM   #30
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Leasings the way to go...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.
Right on.... I drive a $110,000 '07 Porsche C2S convertible and only pay $1400 lease... after 3 years I will change it and get another nice car... total write off for me
I put the cash on real estate or in my bank ;)
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Old 03-30-2007, 11:42 PM   #31
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cash up front no payments
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Old 03-30-2007, 11:52 PM   #32
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Old 03-31-2007, 12:08 AM   #33
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$559.75 for '06 BMW.............. unless you're going to own your car for 10+ years and put a SHITLOAD of miles on it, there's absolutely no sense in buying a car, none
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Old 03-31-2007, 12:08 AM   #34
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just like 99% of the GFYers I buy my Porsches cash

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Old 03-31-2007, 03:41 AM   #35
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$20,000 a month for the Bugatti Veyron, 36 month lease.
uhhhhhhhhh
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Old 03-31-2007, 05:55 AM   #36
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i think a key factor missing in a lot of posts is how much money you layed out upfront. Some of these monthly payments make no sense unless some did sign and drive...need to know total money upfront as well with lease......
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Old 03-31-2007, 06:06 AM   #37
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...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.
I would beg to differ. It's not because we don't have a Mercedes, Porches or Bentley that our car is a piece of shit. You can get a car for less than $20,000 that looks ndecent and does the job well. Not all of us want a car to impress people....
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Old 03-31-2007, 06:13 AM   #38
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Right on.... I drive a $110,000 '07 Porsche C2S convertible and only pay $1400 lease... total write off for me
It's still money coming out of your pocket that you could have invested elsewhere with somekind of return. I just don't get this spending/wasting money just because it's tax write-off logic!
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Old 03-31-2007, 08:10 AM   #39
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Leasings the way to go...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.
You sound very jealous of those people who paid cash. lol. You prolly don't even believe people maybe making much more money than you out there to pay cash for nice cars. Anyways, I am driving a car that I paid cash for 5 years ago but will soon be driving one with a lease on it cos that'll be my company car to write off.. am trying to decide between ml350, x5 or rx350. I guess I'll take whichever offers the lowest interest rate or maybe I'll loan the money to my company with 1% interest (ie. I pay cash for the car alright but my comp doesn't) still debating with myself.
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Old 03-31-2007, 08:12 AM   #40
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It's still money coming out of your pocket that you could have invested elsewhere with somekind of return. I just don't get this spending/wasting money just because it's tax write-off logic!
maybe he's got plenty money to invest then burn some too
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Old 03-31-2007, 08:42 AM   #41
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Leasings the way to go...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.
Hmmm - I lease a car AND bought one for cash. I drive, both cars are nice (IMO) and I could be full of shit, but not about this.
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Old 03-31-2007, 08:56 AM   #42
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c) douchebags.
Yeah, that.
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Old 04-07-2007, 08:58 AM   #43
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The Bugatti Veyron is one hell of a ride but the price,come on...and 20,000/month..few people can afford one of those beauties!
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Old 04-07-2007, 01:03 PM   #44
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zero... paid mine in full
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Old 04-07-2007, 08:13 PM   #45
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You people that buy your cars outright. Do you already own real estate, or just renting? I couldn't see anyone just buying their cars outright able to build up enough credit for a loan to purchase a house. Unless you're just buying your homes with cash as well?


Loan Agent: I'm sorry, you have no credit. We have no proof you're responsible enough for monthly loan payments.
GFY Webmaster: But I bought my car in CASH. Who the fuck do you think you are?
Loan Agent: Again, I'm sorry. We just can't approve your request at this time.

Seriously. How do you "cash up front" guys/girls build up the proper credit needed to purchase a house?
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Old 04-07-2007, 08:22 PM   #46
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You people that buy your cars outright. Do you already own real estate, or just renting? I couldn't see anyone just buying their cars outright able to build up enough credit for a loan to purchase a house. Unless you're just buying your homes with cash as well?


Loan Agent: I'm sorry, you have no credit. We have no proof you're responsible enough for monthly loan payments.
GFY Webmaster: But I bought my car in CASH. Who the fuck do you think you are?
Loan Agent: Again, I'm sorry. We just can't approve your request at this time.

Seriously. How do you "cash up front" guys/girls build up the proper credit needed to purchase a house?
who the hell buys a house? someone who thinks its an investment? LMAO

THIS IS NOT THE TIME TO BUY 3 more years, and I will buy 2 or 3 houses
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Old 04-08-2007, 12:07 PM   #47
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You people that buy your cars outright. Do you already own real estate, or just renting? I couldn't see anyone just buying their cars outright able to build up enough credit for a loan to purchase a house. Unless you're just buying your homes with cash as well?


Loan Agent: I'm sorry, you have no credit. We have no proof you're responsible enough for monthly loan payments.
GFY Webmaster: But I bought my car in CASH. Who the fuck do you think you are?
Loan Agent: Again, I'm sorry. We just can't approve your request at this time.

Seriously. How do you "cash up front" guys/girls build up the proper credit needed to purchase a house?
People who CAN/able to pay cash for a big purchase such as a car, prolly got enough money so they don't have to get loans for many other shit. People who CAN/able to pay cash for cars most likely got houses or other valuable properties already. You don't get a big loan just to build a credit history lol you get a loan cause you actually need it or it helps you write off or some other crap unless you are just hard up but consoling yourself with "just building CH" idea for getting such loan. Trust me when you CAN/and able to pay cash for cars/houses etc. you'll see lenders start to beg you to get a loan from them and that's a fact
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Old 04-08-2007, 12:59 PM   #48
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i dont have a car
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Old 04-08-2007, 01:00 PM   #49
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Old 04-08-2007, 01:04 PM   #50
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just to join in.....

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who needs a car anyways....... lol
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