First Time Bank Loan - Max/Min Amount? - GoFuckYourself.com

c-lo · 05-02-2007, 05:13 PM

Quick question - my girlfriend is thinking about taking out a bank loan. We're young and have no credit established. Does anyone have a rough idea of the maximum/minimum a bank will loan to her? Would it help if I could cosign with her, or does it not matter since I have no credit rating?

Thanks,
c-lo

Peaches · 05-02-2007, 05:17 PM

For what?

c-lo · 05-02-2007, 05:22 PM

Oops, omitted some of the most important info.

She was involved in a minor car accident and needs to pay for some damages to another woman's vehicle.

Thanks,
c-lo

Peaches · 05-02-2007, 05:33 PM

Quote:

Originally Posted by c-lo

Oops, omitted some of the most important info.

She was involved in a minor car accident and needs to pay for some damages to another woman's vehicle.

Thanks,
c-lo

You might not be able to get an unsecured loan from a traditional bank.

http://www.bankrate.com will give you a better idea.

Just a friendly word of advice - don't co-sign for anyone you're not related to by blood and even then triple think it.

JD · 05-02-2007, 05:37 PM

umm... was she driving with no insurance? because even if you hit someone and you're at fault your insurance will pay out to them

SomeCreep · 05-02-2007, 05:39 PM

Quote:

Originally Posted by c-lo

Quick question - my girlfriend is thinking about taking out a bank loan. We're young and have no credit established. Does anyone have a rough idea of the maximum/minimum a bank will loan to her? Would it help if I could cosign with her, or does it not matter since I have no credit rating?

Thanks,
c-lo

Depends on if she has a job or not, any assets, and what she is borrowing the money for. No can answer your question with the info you gave.

c-lo · 05-02-2007, 05:54 PM

Well I hate to end the thread like this, but I'm just gonna take a risk and pay for it myself. I'm figuring up interest and it's not looking good.

Thanks for the attempt to help, though.

later
c-lo

V_RocKs · 05-02-2007, 06:51 PM

Dude... That is what car insurance is for... If you don't have insurance you are an idiot and an asshole. What if that other person died? You going to pay a $1,250,000 lawsuit for your "girlfriend" too?

Tool...

c-lo · 05-02-2007, 07:01 PM

Hey V Rocks, try not to be a cock when you don't understand the situation.

She has insurance, but it wasn't her car. There's a lot to it and I'm not planning to break it all down here. Her car is insured, so is mine, so was the other one...so don't assume you know.

later
c-lo

falcao · 05-02-2007, 07:04 PM

Yeah, if you have the cash, pay it like that. Don't mess with loans if you don't have to, especially if you're young, because you'll end up never paying it off and will be saddled with a bigger debt later on. Good luck, dude. Hope your girl's OK.

c-lo · 05-02-2007, 07:23 PM

Yeah, that's what I was thinking, falcao. Thanks for wishing her well...luckily no injuries were sustained to anyone.

Quote:

Originally Posted by V_RocKs

Dude... That is what car insurance is for... If you don't have insurance you are an idiot and an asshole.

For clarification purposes, I totally agree with you. I just didn't appreciate you skipping past assessment and straight into attack mode, ya know?

later
c-lo

JD · 05-02-2007, 08:02 PM

dude I know people that have got in accidents in other peoples cars and their insurance (the driver) pays for it.

My insurance follows me around regardless of whatever car I'm driving atm

c-lo · 05-03-2007, 01:34 AM

Well the lady said her insurance would cover it but she had to file a police report to run it through her insurance. Somehow charges were pressed against my g/f even though the lady says she didnt want them to be (lie?). We were gonna just be stuck with the deductable, which was fine with us but since charges were filed, she wants complete reimbursement for repairs.

That's not even all of it. It's a simple situation that turned into a huge mess and I'm about to just cough up 5k just to get this out of our hair. It hurts to see my girl so constantly stressed out.

later
c-lo

ssp · 05-03-2007, 01:46 AM

I hope she sticks with you and doesn't cheat on you in 2 months.

LaserSpec · 05-03-2007, 02:03 AM

you deserve to get anal after this ...

JD · 05-03-2007, 10:01 AM

Quote:

Originally Posted by c-lo

Well the lady said her insurance would cover it but she had to file a police report to run it through her insurance. Somehow charges were pressed against my g/f even though the lady says she didnt want them to be (lie?). We were gonna just be stuck with the deductable, which was fine with us but since charges were filed, she wants complete reimbursement for repairs.

tell her to eat a dick. tell her to call her insurance company. unless they're "Billy Bob's Done Broked it Insurance CO" they'll cover it. that's the point of insurance man. Her policy will cost more from then on though.

c-lo · 05-03-2007, 06:23 PM

Okay, thanks for the help, man. I'll post back when this shit's all settled.

@ billy bob's

later
c-lo

05-02-2007, 05:13 PM	#1
c-lo Confirmed User Join Date: May 2005 Location: On search pages, on ICQ @ 308 7 43669, and in the U.S. Posts: 925	First Time Bank Loan - Max/Min Amount? Quick question - my girlfriend is thinking about taking out a bank loan. We're young and have no credit established. Does anyone have a rough idea of the maximum/minimum a bank will loan to her? Would it help if I could cosign with her, or does it not matter since I have no credit rating? Thanks, c-lo __________________ The AlphaPhaze Network Traffic & Hardlink Trades \| Sponsors \| Resources The adult marketing network you can trust

05-02-2007, 05:22 PM	#3
c-lo Confirmed User Join Date: May 2005 Location: On search pages, on ICQ @ 308 7 43669, and in the U.S. Posts: 925	Oops, omitted some of the most important info. She was involved in a minor car accident and needs to pay for some damages to another woman's vehicle. Thanks, c-lo __________________ The AlphaPhaze Network Traffic & Hardlink Trades \| Sponsors \| Resources The adult marketing network you can trust

05-02-2007, 05:54 PM	#7
c-lo Confirmed User Join Date: May 2005 Location: On search pages, on ICQ @ 308 7 43669, and in the U.S. Posts: 925	Well I hate to end the thread like this, but I'm just gonna take a risk and pay for it myself. I'm figuring up interest and it's not looking good. Thanks for the attempt to help, though. later c-lo __________________ The AlphaPhaze Network Traffic & Hardlink Trades \| Sponsors \| Resources The adult marketing network you can trust

05-02-2007, 07:01 PM	#9
c-lo Confirmed User Join Date: May 2005 Location: On search pages, on ICQ @ 308 7 43669, and in the U.S. Posts: 925	Hey V Rocks, try not to be a cock when you don't understand the situation. She has insurance, but it wasn't her car. There's a lot to it and I'm not planning to break it all down here. Her car is insured, so is mine, so was the other one...so don't assume you know. later c-lo __________________ The AlphaPhaze Network Traffic & Hardlink Trades \| Sponsors \| Resources The adult marketing network you can trust

05-02-2007, 07:04 PM	#10
falcao Confirmed User Join Date: Jun 2005 Location: ICQ 176-471-850 Posts: 195	Yeah, if you have the cash, pay it like that. Don't mess with loans if you don't have to, especially if you're young, because you'll end up never paying it off and will be saddled with a bigger debt later on. Good luck, dude. Hope your girl's OK. __________________ Do us both a favor and promote this, please: BrazilianFacials.com

05-02-2007, 05:17 PM	#2
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	For what?

05-02-2007, 05:37 PM	#5
JD Too lazy to set a custom title Industry Role: Join Date: Sep 2003 Posts: 22,651	umm... was she driving with no insurance? because even if you hit someone and you're at fault your insurance will pay out to them

05-02-2007, 06:51 PM	#8
V_RocKs Damn Right I Kiss Ass! Industry Role: Join Date: Dec 2003 Location: Cowtown, USA Posts: 32,409	Dude... That is what car insurance is for... If you don't have insurance you are an idiot and an asshole. What if that other person died? You going to pay a $1,250,000 lawsuit for your "girlfriend" too? Tool...

05-02-2007, 08:02 PM	#12
JD Too lazy to set a custom title Industry Role: Join Date: Sep 2003 Posts: 22,651	dude I know people that have got in accidents in other peoples cars and their insurance (the driver) pays for it. My insurance follows me around regardless of whatever car I'm driving atm

05-03-2007, 01:34 AM	#13
c-lo Confirmed User Join Date: May 2005 Location: On search pages, on ICQ @ 308 7 43669, and in the U.S. Posts: 925	Well the lady said her insurance would cover it but she had to file a police report to run it through her insurance. Somehow charges were pressed against my g/f even though the lady says she didnt want them to be (lie?). We were gonna just be stuck with the deductable, which was fine with us but since charges were filed, she wants complete reimbursement for repairs. That's not even all of it. It's a simple situation that turned into a huge mess and I'm about to just cough up 5k just to get this out of our hair. It hurts to see my girl so constantly stressed out. later c-lo __________________ The AlphaPhaze Network Traffic & Hardlink Trades \| Sponsors \| Resources The adult marketing network you can trust

05-03-2007, 01:46 AM	#14
ssp Confirmed User Join Date: Jan 2005 Location: United Kingdom Posts: 7,990	I hope she sticks with you and doesn't cheat on you in 2 months.

05-03-2007, 02:03 AM	#15
LaserSpec Confirmed User Join Date: Apr 2007 Posts: 115	you deserve to get anal after this ... __________________

05-03-2007, 06:23 PM	#17
c-lo Confirmed User Join Date: May 2005 Location: On search pages, on ICQ @ 308 7 43669, and in the U.S. Posts: 925	Okay, thanks for the help, man. I'll post back when this shit's all settled. @ billy bob's later c-lo __________________ The AlphaPhaze Network Traffic & Hardlink Trades \| Sponsors \| Resources The adult marketing network you can trust