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Old 10-04-2007, 06:30 PM   #1
Juicy D. Links
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Whats your credit score???? Also anybody have clue as to...

Why with transunion and equifax the numbers are close but experian is different?
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Old 10-04-2007, 06:33 PM   #2
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3 different companies, with 3 different amounts of info, and they calculate in 3 different ways.
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Old 10-04-2007, 06:34 PM   #3
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NO idea, why the numbers would be different, but i believe Equifax is the most accurate because when I rented the house I'm moving into this month the broker told me to check my credit on that site.
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Old 10-04-2007, 06:39 PM   #4
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NO idea, why the numbers would be different, but i believe Equifax is the most accurate because when I rented the house I'm moving into this month the broker told me to check my credit on that site.
i think diff places prefer a certain bureau as there place like they prefer one as the one they use so it could be any one
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Old 10-04-2007, 06:40 PM   #5
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3 different companies, with 3 different amounts of info, and they calculate in 3 different ways.
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Old 10-04-2007, 06:41 PM   #6
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also i guess business cards report to duns and bradstreet evn thought they use your SS# initially to get em...hmmm
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Old 10-04-2007, 06:49 PM   #7
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the credit system sucks..i spent a whole year working on mine but finally got it over 710 across the board.
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Old 10-04-2007, 07:00 PM   #8
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the three credit companies use their own formula's to figure your score ... but It is wise to check all three because one said I had a certain amount of debt on it and when I checked the other there was a discrepancy and there was more charges... if you go by one only and try to get something in credit it might bite you in the ass you may think your score is like 715 and when you get to a car dealer and they use another it might be 595 and your intrest will be higher... just food for thought I went through it


p.s. to give you an idea i an so far behind that if I did a contest to wither catch up with you in posts if you just stop posting and me clearing my credit.. it would be a tie LOL
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Old 10-04-2007, 07:04 PM   #9
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my transunion and equifax numbers are within 10 points of each other

my experian is 60 points lower then my high

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Old 10-04-2007, 07:06 PM   #10
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One of the benefits of spending like a drunk indian is I have a credit score around 820 right now.
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Old 10-04-2007, 07:06 PM   #11
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The problem is they carry so much weight and they have no regulation.
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Old 10-04-2007, 07:10 PM   #12
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just get your standard FICO score, mines like 700 i believe.
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Old 10-04-2007, 08:28 PM   #13
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mine was 780 the last time i checked ( about a year ago) it should still be the same if not better .
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Old 10-04-2007, 08:34 PM   #14
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Quote:
Originally Posted by HighRoller View Post
3 different companies, with 3 different amounts of info, and they calculate in 3 different ways.
Exactly.
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Old 10-04-2007, 08:35 PM   #15
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the credit system sucks..i spent a whole year working on mine but finally got it over 710 across the board.
Same here.
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