$160,000 bill for having our baby (pics) - Page 3 - GoFuckYourself.com

PersianKitty · 12-11-2009, 11:29 PM

Makes me wonder what the $48K (in 1987) it cost for myself and my youngest son would be if it were now. I was in for 17 days (c section and then 10 days later an abdominal surgery to find and repair a spot in my intestine that got clipped during the C-section). My son was in for 21 days total. At 7 days of age he developed spinal meningitis and had a staph hominis in his spinal column. Between he and I, if we'd have gone home on time one or the other of us would have ended up dead. I would have thought I was just feeling bad from the c-section and that he just had a bit of a fever.

SuckOnThis · 12-12-2009, 12:00 AM

Quote:

Originally Posted by dyna mo

no thanks, not my style to argue on a message board, it's retarded. i simply stated the quality of health care received is the best. i never stated it was SUPERIOR or available to all or the system is best.

You're defending a system that charges someone 160k to have a baby? Stupid fucks like you are the reason this shit happens to begin with.

HandballJim · 12-12-2009, 12:35 AM

What happens if you decide you don't want to pay?

I realize you picked one of the best hospitals, but many health insurance plans I would have thought would cover all costs. At my job we just switched HMO's after 20 years...my boss said that they raised the fees $100 more a month per employee, so we are switching. Funny how healthcare is going up due to Obama's BS.

Grisey · 12-12-2009, 12:44 AM

Quote:

Originally Posted by dyna mo

the system may be fucked up but the actual medical care received is the best available.

I doubt that alot, our daughter was born 6 weeks early and she had to spend 2 weeks in SCBU ( Special Care Baby Unit ) as she had trouble breathing on her own.

We only lived 3 minutes away from the hospital but they gave us a room ( like a self contained flat ) so we could stay over at the hospital when ever we wanted. They always had 1 nurse per baby 24 hours a day watching over her and the machines she was hooked up to.

Now she is 14 months old and full of energy

Total cost = £20 box of chocolates ( they aren't allowed flowers because its a sterlie ward)

Grisey · 12-12-2009, 12:46 AM

Ohh by the way man congrats

SykkBoy · 12-12-2009, 01:15 AM

Congrats on the baby, you can never really put a price on that

As mentioned, you can definitely get that price knocked down...
I have 5 kids and I don't think mine cost that much combined...whew, I would have had a heart attack...

sexybabe · 12-12-2009, 02:18 AM

she is cute.

fatfoo · 12-12-2009, 02:26 AM

So, what you are saying, lumenos, is that you are fucking rich. I love that. Congratulations.

FilthyRob · 12-12-2009, 02:32 AM

Congrats! We are 9 days away from one too.

Very exciting

AsianDivaGirlsWebDude · 12-12-2009, 03:05 AM

Quote:

Originally Posted by SmokeyTheBear

healthcare in canada is not free. Not sure why that myth perpetuates. There is one insurance coverage for everyone , your fee is based on your net income. Coverage is probably free for welfare people like it is in usa.

I am currently uninsured.

I tried to apply for a $650 a month policy, but was denied for a variety of reasons, including that I had a pre-existing condition (I have a non-lethal skin condition - Psoriasis, which was fully covered when I was working for a large corporation).

Since I am self-employed (and made over $300,000 last year), I am apparently not worthy of insurance, even though I am totally willing to pay in a year, more than I have ever received in treatment in my entire life.

Another reason I was denied was because I visited a hospital within the last year to ensure that a minor puncture wound to my hand was not infected.

They cleaned my wound in 30 minutes (most of that time spent filling out paperwork and waiting for attention), and declared it not infected, but even though I have never spent a night in a hospital for anything in my life, they declared that they could not insure me, simply due to going in once to ensure that I did not have a hand infection, which I did not.

BS like this has to change...

As I understand it, a socialized medical system ensures to some extent that costs are contained and everyone is covered (not necessarily for free), rather than arbitrarily being denied coverage (even if you are able/willing to pay for it).

ADG

ADG

Oracle Porn · 12-12-2009, 03:09 AM

Wow that's crazy....totally crazy....in Israel it costs $0 to have a baby no matter what. fucking nuts.

congrats on the baby though

quiet · 12-12-2009, 03:10 AM

in Canada, you pay via taxes and some small heathcare fees (very small). but whatever you need, you get. i can go to the hospital right now, and not shell out anything. in fact, i was just there today because of a problem with my foot. no issues at all.

Hank_Heartland · 12-12-2009, 06:19 AM

I'm just going to say congrats and leave it at that

Alky · 12-12-2009, 07:04 AM

would have thought nicu would have been covered under your health insurance.... not maternity

dyna mo · 12-12-2009, 07:50 AM

Quote:

Originally Posted by tiger

" Infant mortality rate (IMR) is the number of newborns dying under a year of age divided by the number of live births during the year times 1000. The infant mortality rate is also called the infant death rate. It is the number of deaths that occur in the first year of life for 1000 live births. "

http://en.wikipedia.org/wiki/Infant_mortality

Infant mortality has a lot to do with health care.

i didn't say it didn't have anything to do with health care, i said it has more to do with the level of health of a nation.

from the link you provided-

IMR is also a useful indicator of a country's level of health or development, and is a component of the physical quality of life index.

more from wiki, since you are referencing them-

The infant mortality rate (IMR) is often used as an indicator of the level of health in a country.

Quote:

Originally Posted by tiger

120k is reasonable to you?

it was a tongue-in-cheek comment.

Quote:

Originally Posted by tiger

No it's not and there is not a single "fact" that you can find anywhere that will prove that point. Obviously health care here is better then many places but calling it the best in any way is pretty absurd especially when you consider that we pay more then any other nation.

again, i didn't say it is SUPERIOR, i said it is the best and that is true. i will explain. there are, what, ~200 countries? the quality of care provided in the u.s. is comparable to 5 or so other countries, that makes the quality of care provided in the top 2%, certainly you can admit being in the top 2 percentile is the best.

Quote:

Originally Posted by SuckOnThis

You're defending a system that charges someone 160k to have a baby? Stupid fucks like you are the reason this shit happens to begin with.

please reread the comment, i said that "while the system is fucked, the level of care provided is the best." my saying the system is fucked is not defending the system, certainly someone so quick to call others stupid fucks can see that.

Les Grossman · 12-12-2009, 08:25 AM

160k - LOL WTF!

160k to do what we were put here to do naturally. Incredible. Greed at its finest.

Congrats on your new born.

raven1083 · 12-12-2009, 08:30 AM

congrats with that! Thanks!

VikingMan · 12-12-2009, 08:32 AM

Quote:

Originally Posted by Les Grossman

160k - LOL WTF!

160k to do what we were put here to do naturally. Incredible. Greed at its finest.

Congrats on your new born.

Thanks Les, I enjoy your posts LOL

VikingMan · 12-12-2009, 08:35 AM

Quote:

Originally Posted by FilthyRob

Congrats! We are 9 days away from one too.

Very exciting

Cool Rob, best of luck!!! Boy or girl?

LoveSandra · 12-12-2009, 08:44 AM

congrats

Young · 12-12-2009, 09:45 AM

Congratulations!

Note: Dyna Mo is a fucking moron.

dyna mo · 12-12-2009, 09:48 AM

i not concerned in the slightest with what *young* thinks about *dyna mo* at a message board called go fuck yourself.

if i were, i'd list my businesses, resume, education level, home and condo, vehicles in my sig.

you name calling reveals more about you than me.

xmas13 · 12-12-2009, 12:20 PM

Congratulations but why Cedars?????

Theo · 12-12-2009, 02:27 PM

Quote:

Originally Posted by HandballJim

What happens if you decide you don't want to pay?

they take back the child

Matyko · 12-12-2009, 02:31 PM

Quote:

Originally Posted by AsianDivaGirlsWebDude

Beautiful baby...congratulations!

Also, I feel that the hospital bill is outrageous and disgraceful.

Anyway, I wish you and your wife all of the joys of parenthood.

ADG

Exactly same thoughts here.

Congratulations, and enjoy every little moment you can.

Huggles · 12-12-2009, 02:56 PM

160k?

what a fucking joke!

broke · 12-12-2009, 04:01 PM

Congrats - she's beautiful.

It brings me back a few years. Thankfully, we weren't under insured when our twins spent two weeks in the NICU three years ago. Good luck getting the bill reduced.

More importantly enjoy the time with your new daughter.

Hentaikid · 12-12-2009, 05:23 PM

Congratulations on the baby.

As for the money, common sense dictates the costs can't possibly justify the pricetag, even if the doctor made several million a year in salary and the surgical instruments were made of platinum. It's logical to think that you're being billed for the quality of care and if you weren't paying this amount your baby would've been treated badly but the fact is, what you are being billed for is the litigation costs of all the lawsuits since birth liability is the biggest source of lawsuit damages.

halfpint · 12-12-2009, 06:20 PM

Congrats on on the new born, your lives have changed for ever and you are gonna love every minute of her (well until they become teenagers anyway

)

JayDeeZee · 12-12-2009, 06:58 PM

I can relate to the feeling. My daughter was in the NICU for 3 days after she was born. You must have been scared.

I can't relate to the horrible bill tough. In Canada we pay our healthcare in the form of taxes.

Matt 26z · 12-12-2009, 07:33 PM

The $160,000 bill was the insurance bill. They want to see if you've got someone covering you who'll pay it.

I have heard of uninsured people protesting it and getting a rediculous amount of money knocked off the bill. In other words, being given the real bill.

xmas13 · 12-12-2009, 11:52 PM

http://articles.latimes.com/2005/nov...h/he-premies21

Quote:

Survival, at a cost
Prematurity exacts a staggering medical and financial toll. With the number of early births at an all-time high, scientists are struggling to find solutions.
More than 12% of all births occur at or before 37 weeks gestation, or at least three weeks before full gestational age, almost all of them requiring extra, often intensive, medical care.
Hospital costs alone for preemies totaled $18.1 billion in 2003, according to the March of Dimes.

HandballJim · 12-13-2009, 12:16 AM

Quote:

Originally Posted by AsianDivaGirlsWebDude

I am currently uninsured.

I tried to apply for a $650 a month policy, but was denied for a variety of reasons, including that I had a pre-existing condition (I have a non-lethal skin condition - Psoriasis, which was fully covered when I was working for a large corporation).

Since I am self-employed (and made over $300,000 last year), I am apparently not worthy of insurance, even though I am totally willing to pay in a year, more than I have ever received in treatment in my entire life.

Another reason I was denied was because I visited a hospital within the last year to ensure that a minor puncture wound to my hand was not infected.

They cleaned my wound in 30 minutes (most of that time spent filling out paperwork and waiting for attention), and declared it not infected, but even though I have never spent a night in a hospital for anything in my life, they declared that they could not insure me, simply due to going in once to ensure that I did not have a hand infection, which I did not.

BS like this has to change...

As I understand it, a socialized medical system ensures to some extent that costs are contained and everyone is covered (not necessarily for free), rather than arbitrarily being denied coverage (even if you are able/willing to pay for it).

ADG

ADG

You must have connections, have some company or start your own...and put you down as an employee. Then you should be able to get on an HMO. The system is fucked up so you need to learn the system.

I learned the hard way too, my wife who at the time was my girl friend had an operation up in Greenwich, CT expensive hospital....no health insurance....cost $30,000 make a long story short...here mom filed some papers in Japan since she is a citizen of Japan and they covered almost half...I covered the other half. My boss told me next time we can put her on the company plan and I just pay the fees...this way she would not have had to pay anything....maybe a co-pay. Now she is an RN at Columbia Prespertarian so she has great health insurance...I am also going on her plan as a back up.

Chosen · 12-13-2009, 12:31 AM

Congrats

xmas13 · 12-13-2009, 01:43 AM

Quote:

Originally Posted by HandballJim

Now she is an RN at Columbia Prespertarian so she has great health insurance...I am also going on her plan as a back up.

Yeah, whatever. Is she busty?

RE: http://www.gofuckyourself.com/showthread.php?t=942682

12-13-2009, 02:05 AM

Absolutely awesome, both the new addition to your family and your attitude! Congrats!

Hentaikid · 12-13-2009, 05:18 AM

I'm curious...

What is it you think would've happened in a "socialized medicine" setting?

Also, you seem to be well off enough that the 160k bill is manageable. What do you think happens to people with normal salaries in this situation?

12-13-2009, 07:44 AM

Negotiate directly with the hospital, explain that you are paying cash thus you want a cash price. The routinely overcharge insurance companies, it is part of the game. Then when you get it negotiated down to a cash price ( I would target 30% of bill) then ask to set up a pay plan.

They may harass you early, but they should come around. if you are uncomfortable negotiating, there are people you can hire as consultants who can help.

Congratulations on baby, glad everyone is doing well.

dyna mo · 12-13-2009, 08:15 AM

Quote:

Originally Posted by xmas13

http://articles.latimes.com/2005/nov...h/he-premies21

excellent article, thanks for posting the link.

a point to note from that-

Quote:

Prematurity is difficult to prevent because the causes are so complex and varied. It can be caused by abnormalities in the uterus or cervix, for example, or by preexisting health problems in the mother, such as diabetes, hypertension or obesity. Blood clotting disorders are increasingly viewed as a major contributor to preterm birth. And as many as 30% of cases may be due to infections such as sexually transmitted diseases, urinary tract infections, even gum disease. Infections and inflammation appear to trigger a cascade of physiological changes resulting in labor.

Some women may carry genes that make them vulnerable to preterm birth, Green says. Lifestyle and societal factors are also to blame, including smoking and drug use during pregnancy, poverty and the lack of prenatal care. According to a recent national survey, 20% of women who have been pregnant said they did not visit their doctors within the first three months of pregnancy.

premature babies are a contributing portion of the overall infant mortality rate whilst perinatal, neonatal, and postneonatal quality of care PROVIDED are not significant contributing factors to infant mortality.

i.e. imr is an indicator of the overall health of a country, not the care provided.

DiF0r · 12-13-2009, 08:56 AM

Congrats on the baby

You three are a cute family

12-11-2009, 11:29 PM	#101
PersianKitty Meow Media Inc. Industry Role: Join Date: Jul 2001 Location: In the valley of the sun, cactus, tacos, tequila, and nod Posts: 7,785	Makes me wonder what the $48K (in 1987) it cost for myself and my youngest son would be if it were now. I was in for 17 days (c section and then 10 days later an abdominal surgery to find and repair a spot in my intestine that got clipped during the C-section). My son was in for 21 days total. At 7 days of age he developed spinal meningitis and had a staph hominis in his spinal column. Between he and I, if we'd have gone home on time one or the other of us would have ended up dead. I would have thought I was just feeling bad from the c-section and that he just had a bit of a fever. __________________ Wondering what webmaster programs PK uses? Check them out here!

12-12-2009, 12:35 AM	#103
HandballJim Confirmed User Industry Role: Join Date: Sep 2008 Location: NYC Posts: 4,024	What happens if you decide you don't want to pay? I realize you picked one of the best hospitals, but many health insurance plans I would have thought would cover all costs. At my job we just switched HMO's after 20 years...my boss said that they raised the fees $100 more a month per employee, so we are switching. Funny how healthcare is going up due to Obama's BS. __________________ HOW I MAKE LOTS OF $$$

12-12-2009, 12:46 AM	#105
Grisey Confirmed User Join Date: Jan 2004 Location: Uk Posts: 1,805	Ohh by the way man congrats __________________ Segpay Suck Ass Worse Billing Company Allurecash Scammers and don't pay

12-12-2009, 02:26 AM	#108
fatfoo ICQ:649699063 Industry Role: Join Date: Mar 2003 Posts: 27,763	So, what you are saying, lumenos, is that you are fucking rich. I love that. Congratulations. __________________ Send me an email: [email protected]

12-12-2009, 02:32 AM	#109
FilthyRob Confirmed User Join Date: Feb 2004 Location: Anaheim - CA Posts: 6,741	Congrats! We are 9 days away from one too. Very exciting __________________ AKA - Clubsexy

12-12-2009, 01:15 AM	#106
SykkBoy Jesus loves bacon Industry Role: Join Date: Feb 2001 Location: Sin City, Motherfucker Posts: 19,969	Congrats on the baby, you can never really put a price on that As mentioned, you can definitely get that price knocked down... I have 5 kids and I don't think mine cost that much combined...whew, I would have had a heart attack...

12-12-2009, 02:18 AM	#107
sexybabe Confirmed User Join Date: Jun 2005 Posts: 3,129	she is cute.

12-12-2009, 03:09 AM	#111
Oracle Porn Affiliate Industry Role: Join Date: Oct 2002 Location: Icq: 94-399-723 Posts: 24,433	Wow that's crazy....totally crazy....in Israel it costs $0 to have a baby no matter what. fucking nuts. congrats on the baby though __________________

12-12-2009, 03:10 AM	#112
quiet we'll miss you our friend. RIP Industry Role: Join Date: Sep 2001 Location: Fernie, BC Posts: 25,115	in Canada, you pay via taxes and some small heathcare fees (very small). but whatever you need, you get. i can go to the hospital right now, and not shell out anything. in fact, i was just there today because of a problem with my foot. no issues at all.

12-12-2009, 06:19 AM	#113
Hank_Heartland Confirmed User Industry Role: Join Date: Sep 2002 Location: chicago, il Posts: 3,987	I'm just going to say congrats and leave it at that __________________ Icq = 459565429 AIM = butlerhankb http://stripperpins.com Twitter = @stripperpins Facebook = Stripperpins.com [email protected]

12-12-2009, 07:04 AM	#114
Alky Confirmed User Join Date: Apr 2002 Location: Houston Posts: 5,651	would have thought nicu would have been covered under your health insurance.... not maternity

12-12-2009, 08:25 AM	#116
Les Grossman So Fucking Banned Join Date: Sep 2009 Location: On your last nerve Posts: 1,012	160k - LOL WTF! 160k to do what we were put here to do naturally. Incredible. Greed at its finest. Congrats on your new born.

12-12-2009, 08:30 AM	#117
raven1083 Confirmed User Join Date: Jul 2007 Posts: 7,687	congrats with that! Thanks! __________________ Femdom Stories \| Bound BBW Blog and Videos \|Bondage Sex Videos and Pictures Hardcore Japanese Bondage \| BDSM Movies And Galleries Mistress Cuckold CBT

12-12-2009, 08:44 AM	#120
LoveSandra So Fucking Banned Join Date: Aug 2008 Location: Just Blow Me Posts: 10,551	congrats

12-12-2009, 09:45 AM	#121
Young Bland for life Industry Role: Join Date: Nov 2004 Posts: 10,468	Congratulations! Note: Dyna Mo is a fucking moron. __________________ ★★★

12-12-2009, 09:48 AM	#122
dyna mo The People's Post Industry Role: Join Date: Dec 2008 Location: invisible 7-11 Posts: 63,941	i not concerned in the slightest with what young thinks about dyna mo at a message board called go fuck yourself. if i were, i'd list my businesses, resume, education level, home and condo, vehicles in my sig. you name calling reveals more about you than me.

12-12-2009, 12:20 PM	#123
xmas13 Confirmed User Join Date: Dec 2004 Location: GFY Posts: 5,176	Congratulations but why Cedars????? __________________ ICQ 557504926

12-12-2009, 02:56 PM	#126
Huggles GFY'S #1 retard Industry Role: Join Date: Feb 2003 Location: Kelowna Posts: 10,582	160k? what a fucking joke! __________________ I make my money from people jerking off

12-12-2009, 04:01 PM	#127
broke Confirmed User Join Date: Aug 2003 Location: Someplace Windy Posts: 4,501	Congrats - she's beautiful. It brings me back a few years. Thankfully, we weren't under insured when our twins spent two weeks in the NICU three years ago. Good luck getting the bill reduced. More importantly enjoy the time with your new daughter. __________________ Perfect Gonzo

12-12-2009, 05:23 PM	#128
Hentaikid Confirmed User Join Date: Nov 2002 Posts: 1,249	Congratulations on the baby. As for the money, common sense dictates the costs can't possibly justify the pricetag, even if the doctor made several million a year in salary and the surgical instruments were made of platinum. It's logical to think that you're being billed for the quality of care and if you weren't paying this amount your baby would've been treated badly but the fact is, what you are being billed for is the litigation costs of all the lawsuits since birth liability is the biggest source of lawsuit damages.

12-12-2009, 06:20 PM	#129
halfpint GFY's Halfpint Industry Role: Join Date: Jun 2007 Location: UK Posts: 15,223	Congrats on on the new born, your lives have changed for ever and you are gonna love every minute of her (well until they become teenagers anyway) __________________ Get FREE website listings on Cryptocoinshops.net

12-12-2009, 06:58 PM	#130
JayDeeZee Confirmed User Industry Role: Join Date: Aug 2006 Posts: 3,595	I can relate to the feeling. My daughter was in the NICU for 3 days after she was born. You must have been scared. I can't relate to the horrible bill tough. In Canada we pay our healthcare in the form of taxes. __________________

12-12-2009, 07:33 PM	#131
Matt 26z So Fucking Banned Industry Role: Join Date: Apr 2002 Location: ¤ª"˜¨๑۩۞۩๑¨˜"ª¤ Posts: 18,481	The $160,000 bill was the insurance bill. They want to see if you've got someone covering you who'll pay it. I have heard of uninsured people protesting it and getting a rediculous amount of money knocked off the bill. In other words, being given the real bill.

12-13-2009, 12:31 AM	#134
Chosen VIPPay.com \| AdultWebSponsors.com Industry Role: Join Date: Aug 2001 Posts: 63,151	Congrats

12-13-2009, 02:05 AM	#136
magpan Guest Posts: n/a	Absolutely awesome, both the new addition to your family and your attitude! Congrats!

12-13-2009, 05:18 AM	#137
Hentaikid Confirmed User Join Date: Nov 2002 Posts: 1,249	I'm curious... What is it you think would've happened in a "socialized medicine" setting? Also, you seem to be well off enough that the 160k bill is manageable. What do you think happens to people with normal salaries in this situation?

12-13-2009, 07:44 AM	#138
Vexes Guest Posts: n/a	Negotiate directly with the hospital, explain that you are paying cash thus you want a cash price. The routinely overcharge insurance companies, it is part of the game. Then when you get it negotiated down to a cash price ( I would target 30% of bill) then ask to set up a pay plan. They may harass you early, but they should come around. if you are uncomfortable negotiating, there are people you can hire as consultants who can help. Congratulations on baby, glad everyone is doing well.

12-13-2009, 08:56 AM	#140
DiF0r Confirmed User Join Date: Apr 2007 Location: Europe Posts: 1,516	Congrats on the baby You three are a cute family __________________ Hardcore Porn - submit your freesites MovieRoom - over 30 categories and SMART banners AmateurMatch - WebCamClub - DateMatch - AsianAmateurMatch GayAmateurMatch - LesbianAmateurMatch - EbonyAmateurMatch - BeeMatch - Romancer