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Old 09-24-2010, 01:40 AM   #101
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If I called it wrong, then I was wrong. So what? I had the same info as everyone else had at the time.

At least I had the balls to stand up for someone I consider my friend.

Steve Lightspeed
You got your money Steve?

See, the thing is you are respected in this industry Steve. You made this statement while pulling your money out. Not that I blame you for getting it, because you are a bright guy.
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Old 09-24-2010, 01:45 AM   #102
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Chris Mallick is a super stand up guy and a very close personal friend of mine. I've spent a lot of time with the man and he is one of the smartest people I've ever met. And he is by far the most sincere, genuine, honest and generous person I've ever met. Im proud to call him one of my best friends. He will do everything he can to make everything right for everyone IMHO. Middlemen might have not done so well, but he will learn from this and come back stronger than ever.
Ya bro.... glad Mr. Ed was so generous with other people's money. Sure his dentist is going to miss working on that lying sack of shits mouth every week. Fuck him and you
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Old 09-24-2010, 11:49 AM   #103
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If I called it wrong, then I was wrong. So what? I had the same info as everyone else had at the time.

At least I had the balls to stand up for someone I consider my friend.

Steve Lightspeed
I think this is why most people didn't get hard on you. I have the perception (and I think many people shared it) that you said what you said in a "bona fide" basis, not because you were paid or ordered to.

However, it's very clear than in this thread as well as many other threads there were some Mallick's croonies that posted once a year before this situation and all of the sudden shown up just to support Mallick. Besides the very low post number, most of them (if not all) were related to cams, most of them are absolutely unknown to almost every webmaster in the industry and go figure, most of them (if not all) will disappear now.

Personally, I've respect for what you did, even though I'm sure you knew how would this end (since you're not stupid), I respect the fact that you stood up for a friend against the hordes.
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Old 09-24-2010, 12:08 PM   #104
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Old 09-24-2010, 12:10 PM   #105
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For those of you who don't know, Chris was the one that salvaged Epoch when they were completely fucked up in 2000. Everyone got paid.
Not everyone, unfortunately.

But I do understand he made a huge difference back then to a lot of people regarding that issue, definitely. So I can absolutely cut him some slack now and give the benefit of the doubt.

A quick update from him to appease the lynch mob would be nice though. Would spark another 50 page thread no doubt but that's better than 300 threads a day calling for his head on a platter.
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Old 09-24-2010, 12:15 PM   #106
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Personally, I've respect for what you did, even though I'm sure you knew how would this end (since you're not stupid), I respect the fact that you stood up for a friend against the hordes.
Steve Lightspeed has always struck me as one of the more upright people in the industry. I can't say that I blame him either for being wrong in this way.
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Old 09-24-2010, 12:26 PM   #107
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no money here yet
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Old 09-24-2010, 12:28 PM   #108
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no money here yet
I would not be surprised if this took months to sort out, not days or a few weeks.
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Old 09-24-2010, 12:41 PM   #109
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At least I had the balls to stand up for someone I consider my friend.
You know the saying, "With friends like that....."
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Old 09-24-2010, 12:56 PM   #110
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you are respected in this industry Steve.
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Old 09-24-2010, 01:02 PM   #111
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Well said Steve. I trust in Epass. Let´s give them time to fix this problem.
more info from their side will be great too..
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Old 09-24-2010, 03:27 PM   #112
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If I called it wrong, then I was wrong. So what? I had the same info as everyone else had at the time.

At least I had the balls to stand up for someone I consider my friend.

Steve Lightspeed
Bros before Hoes!!!

I love the way you people vouche for "friends" like your integrity and reputation is worth nothing. You know how many "friends" i would vouche for, especially in a situation like this. None. I care about my reputation and don't throw it out there like the wind for "bros".

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Originally Posted by SteveLightspeed View Post
For those of you who don't know, Chris was the one that salvaged Epoch when they were completely fucked up in 2000. Everyone got paid. Chris has run Epass for 7 years and it enabled alot of people to do international business and save alot of money on bank fees. Epass also saved alot of sponsors when Visa suddenly lowered the allowed chargeback limits. Without Epass, the industry would not have had such a great run like it did.

Chris is a guy with pride and integrity, and I'm sure that he will do everything possible to resolve the current situation. The guy is fucking SMART. This is a high-risk industry. Shit happens all the time. Don't give in to GFY's mob mentality, and give Chris and his crew time to work things out for everyone.

Steve Lightspeed
it's one thing to say, "I think he will fix this" etc... but you are asking for people to respond the way they are when you make an over the top endorsement like that and you turn out to be wrong. Why go to bat for someone when you have no idea what the outcome will be. Unless if you pulling a shap, where you hope licking some balls get you paid (if you have money t ied up).
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Old 09-24-2010, 03:35 PM   #113
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Personally, I've respect for what you did, even though I'm sure you knew how would this end (since you're not stupid), I respect the fact that you stood up for a friend against the hordes.
Yes it is respectable to defend someone in a business environment just because they are a "friend " . Your business credibility and reputation doesn't hold a candle to having a friend's back, especially when you basically insult the people who are questioning your friend.

Thus is the way of the bros...
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Old 09-24-2010, 04:25 PM   #114
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Yes it is respectable to defend someone in a business environment just because they are a "friend " . Your business credibility and reputation doesn't hold a candle to having a friend's back, especially when you basically insult the people who are questioning your friend.

Thus is the way of the bros...
well, I don't remember saying that I agreed with who was Steve backing up. I just respect the fact that, even when there were (are) huge chances he was putting his credibility in line he chose to back up a friend. I don't know you, but I always stand out for my friends, and therefore I respect what he did even though I disagree with it. If I were in his place, I would have kept my mouth shut, but as I said, I'm sure he knew what was in line and he chose to go on with it. For that, I respect him, it takes balls.

See Will, I really have respect for you because I really respect smart people, however, I gotta say you only see things in terms of black and white and you never notice the infinite shades of gray. That's why, although I like to hear what you say and many times I agree with a lot of things you say, it's very hard for me to agree with you in everything because of this black or white behavior. Maybe you should take some distance and see things in a more objective and less passionate way, I'm sure it will help you a lot, people behavior and relationships NEVER equals maths where 1+1 is always 2
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Old 09-24-2010, 06:16 PM   #115
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A quick update from him to appease the lynch mob would be nice though. Would spark another 50 page thread no doubt but that's better than 300 threads a day calling for his head on a platter.
Has he even posted since this problem started? It would have done a lot for his credibility to at least "personally" post the statements from epass, and maybe answer a few questions.

Too late now.
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Old 09-24-2010, 06:19 PM   #116
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No dog in this fight but everyone here writing off Mallick could end up being wrong too, this dude has emerged from the ashes before, you never know...



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Old 09-24-2010, 06:28 PM   #117
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I've been thinking maybe Mallick is getting fucked over harder than all of us. His ability to operate his company has been destroyed and now the people who did it are apparently going to resume virtual visa operations next week? Something isn't right. There is a lot more to this story.
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Old 09-24-2010, 06:41 PM   #118
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Its not over yet, its not end of story. I believe there is still some chance for epass to survive.
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Old 09-24-2010, 06:43 PM   #119
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I've been thinking maybe Mallick is getting fucked over harder than all of us. His ability to operate his company has been destroyed and now the people who did it are apparently going to resume virtual visa operations next week? Something isn't right. There is a lot more to this story.
mallick dropped the ball on his core competency by focusing on his ego movie - not a coincidence and straight out of a greek tragedy.
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Old 09-24-2010, 06:44 PM   #120
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It's way beyond his power...he's the "patsy" now. IMHO.
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Old 09-24-2010, 06:48 PM   #121
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I've been thinking maybe Mallick is getting fucked over harder than all of us. His ability to operate his company has been destroyed and now the people who did it are apparently going to resume virtual visa operations next week? Something isn't right. There is a lot more to this story.
Something that him appearing on this board to address this industry his company so greatly affects would possibly clear up, but he hasn't done that at all. Instead he's put an employee in that tough. That's usually not the sign of someone in the right.

Who knows though...none of us do. The only thing we know right now is that people don't have means yet to access their VV funds after over 3 weeks, so right now that and a horrible fail of a movie is all Mallick really has associated to his name because he's decided to avoid speaking up.
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Old 09-24-2010, 06:55 PM   #122
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One thing I'm a huge believer in is momentum. No matter what direction your momentum is headed its tough to change. The negatives are piling up fast for him right now.
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Old 09-24-2010, 08:44 PM   #123
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well, I don't remember saying that I agreed with who was Steve backing up. I just respect the fact that, even when there were (are) huge chances he was putting his credibility in line he chose to back up a friend. I don't know you, but I always stand out for my friends, and therefore I respect what he did even though I disagree with it. If I were in his place, I would have kept my mouth shut, but as I said, I'm sure he knew what was in line and he chose to go on with it. For that, I respect him, it takes balls.

See Will, I really have respect for you because I really respect smart people, however, I gotta say you only see things in terms of black and white and you never notice the infinite shades of gray. That's why, although I like to hear what you say and many times I agree with a lot of things you say, it's very hard for me to agree with you in everything because of this black or white behavior. Maybe you should take some distance and see things in a more objective and less passionate way, I'm sure it will help you a lot, people behavior and relationships NEVER equals maths where 1+1 is always 2
but you shouldn't agree with me all the time, i am not always right.

When it comes to business I personally think things are more black and white. Either you are a scammer or you not a scammer, either you ripping people off or you not ripping people off. I think most things are cut and dry for business anyway. And I don't mix business with pleasure or friends. I don't put my business credibility on the line to go out on a limb for a bro. But everyone is different.
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Old 09-24-2010, 08:48 PM   #124
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I've been thinking maybe Mallick is getting fucked over harder than all of us. His ability to operate his company has been destroyed and now the people who did it are apparently going to resume virtual visa operations next week? Something isn't right. There is a lot more to this story.
don't paint him out to be the victim just yet, get the rest of the story. It it just as likely if not more that epass did something to screw things up then some rouge bank trying to cut him out of the picture or what ever else you may be thinking.

I doubt he would be hidding from everyone if they hadn't done something wrong. His is silence is more of an admission of guilt then anything else. Hopefully the truth will come out.
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Old 09-24-2010, 09:56 PM   #125
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but you shouldn't agree with me all the time, i am not always right.

When it comes to business I personally think things are more black and white. Either you are a scammer or you not a scammer, either you ripping people off or you not ripping people off. I think most things are cut and dry for business anyway. And I don't mix business with pleasure or friends. I don't put my business credibility on the line to go out on a limb for a bro. But everyone is different.
ha ha, I mean in a complete thread, there's always one or two things you add that come from your usual "absolute positions" (aka balck and white). Like your posts in this thread. I really don't think Steve thought he was supporting a scammer or a thieve, he might not thought things well and reacted like most people would, backing a friend. That's part of the whole gamma of grays you're not perceiving.

Furthermore, despite the outcome, I don't think Mallick's intentions were to scam people or steal money or cause all this. But it happened. I knew it from the first statement because there was a HUGE alarm sign: when you sign a banking services contract with VISA, there's a pretty big addendum which consists in all the proper measurements to preserve VISA's brand. If you lie (like they did in the first statement and all the subsequent ones) and to make it worse, you lie about VISA's involvement in the matter, rest assured you'll never, EVER work with them again. Period.

But here's the thing: I know that because I worked for VISA and I worked for banks providing financial services using the VISA brand. And that's why I knew everything was fucked up and the first thing I did was contacting one of the highest VISA authorities in the world. But I'm pretty sure Steve and 99% of the people here didn't know that, and he had as much data as you did, so why wouldn't he back up his friend when he knew his friend did things right previously? That's another shade of gray you aren't perceiving here.

Finally, let me put an example: let's say you have a friend that enters a fight (totally his fault and you know it or at least suspect it) and you see 2 or 3 guys are going to beat him up. Would you help him and find out what happened later, or would you sit sipping your beer? I know I'd stand for my friend, and maybe later beat my friend up because of what he did. But my first reaction, as well as anyone's that has blood in his veins is t stand for the people you care. That's an objective fact about the majority of people, and you can't perceive that either.

Now, let's take the same situation. I see you're sipping your beer while your friend is being beaten and ask you why don't you do something and you answer "because he's in fault". Well, believe me I'd respect you more if you choose to stand up for your friend (even if he's wrong) than if you prove me the moral altitude you have achieved. Quite probably I'd crack a bottle in your head

So in short: he (as well as you) had no real info, he saw his friend attacked by the hordes, he stood up by him. Period. What is so difficult to understand there?
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Old 09-24-2010, 09:57 PM   #126
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Hopefully the truth will come out.
Oh believe me it will. And it won't be pleasant for many
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Old 09-24-2010, 10:15 PM   #127
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Interesting how a few high profile people got their money and are now defending epassporte and trying to calm the masses into thinking everything is gonna be ok.

Thats EXACTLY how Ibill played out and look how that ended up.

1st fact in this industry is the broclub gets looked after first, and if in the unlikely event there is anything left over then the masses will still probably never see a cent. Not in the broclub ... you lose every time. Just look this epass drama .. many of the broclub have been cashed out already...
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Old 09-24-2010, 11:26 PM   #128
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Finally, let me put an example: let's say you have a friend that enters a fight (totally his fault and you know it or at least suspect it) and you see 2 or 3 guys are going to beat him up. Would you help him and find out what happened later, or would you sit sipping your beer? I know I'd stand for my friend, and maybe later beat my friend up because of what he did. But my first reaction, as well as anyone's that has blood in his veins is t stand for the people you care. That's an objective fact about the majority of people, and you can't perceive that either.

Now, let's take the same situation. I see you're sipping your beer while your friend is being beaten and ask you why don't you do something and you answer "because he's in fault". Well, believe me I'd respect you more if you choose to stand up for your friend (even if he's wrong) than if you prove me the moral altitude you have achieved. Quite probably I'd crack a bottle in your head

So in short: he (as well as you) had no real info, he saw his friend attacked by the hordes, he stood up by him. Period. What is so difficult to understand there?


Your example is bad, you talking about "real" friends about to get into physical harm not business acquaintances getting bad things said about them, and I will take a guess here but that is what most likely all Chris is to Steve, a business acquaintance.

I'd help a friend out if it was 20 guys about to beat him up even if it was his fault. If Chris Mallick was my best friend, I wouldn't have posted anything here, good or bad. I doubt Steve is any more "friends" with the guy then 20-30 other people he has done business with in the industry, meet at a bunch of shows, bought each other drinks, played with each others toys etc...

It's the bro club mentality that I think is sickening. Just like Steve and Shap don't like the "mob" I don't like the "bros". One bro gets into some heat and the other bros come running to defend him before they know what is going on, they jump in to defend the person and vouch for them because he is a bro.

IMO, its a bad business move. I treat business as business and personal life/friends as friends. Business reputation is the most valuable thing you can have and people's trust.
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Old 09-24-2010, 11:36 PM   #129
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No dog in this fight but everyone here writing off Mallick could end up being wrong too, this dude has emerged from the ashes before, you never know...



I'm always for the underdog
the problem now is that he has not too much time to emerge form the ashes...

people who are owned lots of money seem to have no patience anymore...

also it doesnt not matter how smart a person is, if the situation is fucked, it is fucked, no matter if the guy is an einstein..

and i really doubt someone smart get into this trouble... seriously.

.

Last edited by Argos88; 09-24-2010 at 11:38 PM..
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Old 09-25-2010, 12:08 AM   #130
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When the dust settles I do not think people can seriously say SteveLightspeed said anything wrong. I believe that his intention was to help the situation by encouraging people to give Chris Mallick the benefit of the doubt and a little time based on his previous experiences to resolve a very complex situation involving an increasing amount of interested parties (no doubt compounded by all the accusations and dirt digging and throwing around that was going on here)....admitedly fuelled by epassporte themselves with the lack of information they were sharing with us.

Everybody knows a fire won't go out as long as people are throwing more oil on it, but still they keep throwing more oil on it whilst at the same time complaining it hasn't been put out yet.
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Old 09-25-2010, 12:12 AM   #131
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For those of you who don't know, Chris was the one that salvaged Epoch when they were completely fucked up in 2000. Everyone got paid. Chris has run Epass for 7 years and it enabled alot of people to do international business and save alot of money on bank fees. Epass also saved alot of sponsors when Visa suddenly lowered the allowed chargeback limits. Without Epass, the industry would not have had such a great run like it did.

Chris is a guy with pride and integrity, and I'm sure that he will do everything possible to resolve the current situation. The guy is fucking SMART. This is a high-risk industry. Shit happens all the time. Don't give in to GFY's mob mentality, and give Chris and his crew time to work things out for everyone.

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Old 09-25-2010, 12:30 AM   #132
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Everyone these days has money problems, but if someone owe me cash, that's not my problem. Pay me or die.

Shouldnt that quote be, Pay me or I will post something on a message board and do nothing at all about it
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Old 09-25-2010, 02:03 AM   #133
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Old 09-25-2010, 03:22 AM   #134
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I can't believe some of you still believe Epass can survive. Are we talking about the same company?
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Old 09-25-2010, 03:33 AM   #135
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mr. mallick just washed his hands of everyones accounts and lied straight to everyone for a month not to mention fucked up a large part of online adult due to his greed ego and stupidity.

yeah a caring genius honest human being.
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Old 09-25-2010, 03:37 AM   #136
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real question, why epass was cutted from vv$ ???
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Old 09-25-2010, 02:39 PM   #137
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I think this is why most people didn't get hard on you. I have the perception (and I think many people shared it) that you said what you said in a "bona fide" basis, not because you were paid or ordered to.

However, it's very clear than in this thread as well as many other threads there were some Mallick's croonies that posted once a year before this situation and all of the sudden shown up just to support Mallick. Besides the very low post number, most of them (if not all) were related to cams, most of them are absolutely unknown to almost every webmaster in the industry and go figure, most of them (if not all) will disappear now.

Personally, I've respect for what you did, even though I'm sure you knew how would this end (since you're not stupid), I respect the fact that you stood up for a friend against the hordes.
Sorry bud....If you are referring to me I am still here. I post when I have something to say and despite what you may think Mallick and others here do not have enough money to make me interested in posting on their behalf. I dont actually find knowing people on GFY or every webmaster in the industry to be a plus.

I know who I do business with and say what I think.

Your contacts in visa sound great but since this is a specific case and neither you, nor they, have provided any information or facts to substantiate the doom and gloom you promote I will treat your posts with all the respect they deserve ....none.

Unlike you, I see the VV taken away from Epassporte as a plus for the VV holders. I am not sure after all this I would employ Epassporte to verify anything .....I think once people verify their accounts they will get access to the funds. But seeing as I dont have the same post count as you (sorry I actually own and run a business) and dont claim to know people in Visa I guess I dont count.

Why dont you stop scare mongering and let it work itself out. I am in Singapore for the F1 and sorry I got up early to read your usual doom and gloom.
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Old 09-25-2010, 02:47 PM   #138
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I can't believe some of you still believe Epass can survive. Are we talking about the same company?
Epass are there own worst enemies by the way they have handled things. Rather than say anything of value they have left the message boards to self appointed geniuses sprouting doom and gloom

Epass can survive but they will probably need a new bank and maybe Mastercard rather than visa. What has to happen is everyone needs to be paid their money in full and then Epassporte can start fresh. Thats going to take a long time though so dont hold your breath waiting for it.

More likely to see a new player emerge and take epassportes place unless they get their act together and real soon
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Old 09-25-2010, 02:56 PM   #139
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I've been thinking maybe Mallick is getting fucked over harder than all of us. His ability to operate his company has been destroyed and now the people who did it are apparently going to resume virtual visa operations next week? Something isn't right. There is a lot more to this story.
A person that believed in conspiracy theories might think that St. Kitts bank, who some believe have cash flow problems might have looked at Epassporte and thought "why let him make all the money when they are our VV cards to begin with" They might believe that St. Kitts had the cards shut down, destroyed peoples belief in Epass and then cut off epass altogether and immediately jumped in to look as if they were "saving the day" and attempting to restore the card. Perhaps believing that people would still use them, they would send the money to the bank, rather than epass and everything would go on as normal, but customers would deal directly with St. Kitts and not epass and St. Kitts would be the one raking in the money.

Not that I believe in conspiracy theories though.
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Old 09-25-2010, 04:24 PM   #140
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St. Kitts bank, who some believe have cash flow problems
Where did you get this info? I don't see any proofs!

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Old 09-25-2010, 04:26 PM   #141
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conspiracy theories
The bank could not have predicted that Epassporte would simply throw the towel in the ring and hand over responsibility to the bank.
That the bank told epassporte to change the way they operate (because of VISA regulations or whatever) and that epassporte replied "fuck you" is much more likely, imho.

How many meetings do you think Malick had with the bank in the 20-something days that the account was locked? You think he sat in meetings 8 hours+ a day for 20 days straight? I doubt it.
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Old 09-25-2010, 04:27 PM   #142
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Where did you get this info? I don't see any proofs!
There were news stories about it. But the story was quite old.
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Old 09-26-2010, 12:02 AM   #143
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Epass can survive but they will probably need a new bank and maybe Mastercard rather than visa. What has to happen is everyone needs to be paid their money in full and then Epassporte can start fresh. Thats going to take a long time though so dont hold your breath waiting for it.

Everyone isn't going to get paid, so you can stop your thought process right there. You can wait as long as you want, it aint going to happen. Over 3 weeks and everyone (except the bros) are still waiting for their WIRE! You know the money not involved in the VV mess. But why hasn't the wires gone out? because there was so many requests they are still working through them all (three + weeks later)

So you think they will survive... if if if if ... if they get a new bank, if they can get on with mastercard... if they pay everyone back...
If my aunt had a dick she would be my uncle.
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Old 09-26-2010, 12:06 AM   #144
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A person that believed in conspiracy theories might think that St. Kitts bank, who some believe have cash flow problems might have looked at Epassporte and thought "why let him make all the money when they are our VV cards to begin with" They might believe that St. Kitts had the cards shut down, destroyed peoples belief in Epass and then cut off epass altogether and immediately jumped in to look as if they were "saving the day" and attempting to restore the card. Perhaps believing that people would still use them, they would send the money to the bank, rather than epass and everything would go on as normal, but customers would deal directly with St. Kitts and not epass and St. Kitts would be the one raking in the money.

Not that I believe in conspiracy theories though.
that is the biggest load of crap i've ever heard. It's just bro club propaganda being spread to make Chris look like the victim. Anyone with 2 ounces of common sense would know that a bank wouldn't do something like that. It's classic redirection by epass, blame visa, blame the bank. Yet where fuck is the wallet money???? why no wires going out ???
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Old 09-26-2010, 02:30 AM   #145
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Everyone isn't going to get paid, so you can stop your thought process right there. You can wait as long as you want, it aint going to happen. Over 3 weeks and everyone (except the bros) are still waiting for their WIRE! You know the money not involved in the VV mess. But why hasn't the wires gone out? because there was so many requests they are still working through them all (three + weeks later)

So you think they will survive... if if if if ... if they get a new bank, if they can get on with mastercard... if they pay everyone back...
If my aunt had a dick she would be my uncle.
The aunty with a dick........ you better check.

The bulk of the money was in VV and that had better balance or Visa and the bank will be even more pissed. The wallet ones are interesting as there is nobody else to blame.....so I think they have cash flow issues but they will get there ..... so on the wallet side weigh up litigation, probable fraud charges and a wqhole lot more. I think realising cash on assets in this market may slow things down.

If I wrong I am out the wallet money in one business account, the VV money in another business account ...plus the personal accounts. Its high 5 figures but I remain optimistic. If it falls over I will reassess and take what action I need to. I happen to think the Epassporte brand and business plus dealing with the legal issues mean that EVERY effort will be made to make people whole.

Lets see how it plays out.
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Old 09-26-2010, 05:34 AM   #146
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I've been thinking maybe Mallick is getting fucked over harder than all of us. His ability to operate his company has been destroyed and now the people who did it are apparently going to resume virtual visa operations next week? Something isn't right. There is a lot more to this story.
Considering his past, it's probably safe to point the fingers directly at him.
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Old 10-04-2010, 07:16 PM   #147
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i think your magic 8 ball is broken.
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Old 10-04-2010, 07:21 PM   #148
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i think your magic 8 ball is broken.
Congrats on the green!
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Old 10-04-2010, 09:10 PM   #149
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Wow.. what a great job he did.

Chris Mallick is a fucking idiot, always has been.
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Old 10-04-2010, 09:37 PM   #150
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Worst part of all this shit is that Epassporte has still not disclosed why Visa shut them down. IMO, they've always been shady.
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