Ever had computers stolen? What did your insurance company pay you for them? - GoFuckYourself.com

MrBottomTooth · 10-19-2010, 12:51 PM

I was broken into last week and lost three computers, among other things. Police are doing nothing, as I expected. Won't even show the photos of the thief I have in their weekly crime report. (so I am taking out an ad in the paper myself)

Anyway, dealing with the insurance company now and was wondering how badly I am going to get raped on my computers.

As an example, one of them was purchased in Sept 2008 and I had an invoice showing purchase price of around $1800 total, then I had two receipts for upgrades, one for $450 for a quad core processor and one for $190 for a 2 TB hard drive I added to it.

Do they just totally fuck you on the price for something like that? If they tell me it's worth $500 I will probably go on some sort of shooting spree.

96ukssob · 10-19-2010, 01:42 PM

Quote:

Originally Posted by MrBottomTooth

I was broken into last week and lost three computers, among other things. Police are doing nothing, as I expected. Won't even show the photos of the thief I have in their weekly crime report. (so I am taking out an ad in the paper myself)

Anyway, dealing with the insurance company now and was wondering how badly I am going to get raped on my computers.

As an example, one of them was purchased in Sept 2008 and I had an invoice showing purchase price of around $1800 total, then I had two receipts for upgrades, one for $450 for a quad core processor and one for $190 for a 2 TB hard drive I added to it.

Do they just totally fuck you on the price for something like that? If they tell me it's worth $500 I will probably go on some sort of shooting spree.

depends on your insurance honestly. i had a laptop stolen in college and was covered under my parents home owners insurance. they covered everything to replace it with a brand new one equal of what I had, which was about 9 months old.

Jdoughs · 10-19-2010, 01:43 PM

Depends if they are insured for replacement value, or actual value.

Adraco · 10-19-2010, 01:46 PM

Computers and most other electronics are usually calculated to lose 20-33% of their value each year with most insurance companies. So best case scenario, they take the computer from 2008 minus 40% of purchase price = 60% re-imbursable from the insurance. Then for upgrades, depending on when you got them, do the same calculation.

CYF · 10-19-2010, 01:52 PM

it really depends on your insurance company. Some pay better than others.

Totally sucks that happened to you. Good idea on taking out an ad with his picture :thubmsup

10-19-2010, 12:51 PM	#1
MrBottomTooth Confirmed User Join Date: Sep 2009 Posts: 5,795	Ever had computers stolen? What did your insurance company pay you for them? I was broken into last week and lost three computers, among other things. Police are doing nothing, as I expected. Won't even show the photos of the thief I have in their weekly crime report. (so I am taking out an ad in the paper myself) Anyway, dealing with the insurance company now and was wondering how badly I am going to get raped on my computers. As an example, one of them was purchased in Sept 2008 and I had an invoice showing purchase price of around $1800 total, then I had two receipts for upgrades, one for $450 for a quad core processor and one for $190 for a 2 TB hard drive I added to it. Do they just totally fuck you on the price for something like that? If they tell me it's worth $500 I will probably go on some sort of shooting spree. __________________ Get Paid Per Email Like The WEGCASH Days!!!!

10-19-2010, 01:43 PM	#3
Jdoughs Confirmed User Industry Role: Join Date: Mar 2004 Location: Great White North Posts: 5,794	Depends if they are insured for replacement value, or actual value. __________________ LinkSpun - Premier Adult Link Trading Community - ICQ - 464/\281/\250 Be Seen By New Webmasters/Affiliates * Target out webmasters/affiliates based on niches your sites are for less than $20 a month. AmeriNOC - Proudly hosted @ AmeriNOC!

10-19-2010, 01:46 PM	#4
Adraco Confirmed User Industry Role: Join Date: May 2009 Location: Onboard an airplane around the globe Posts: 3,735	Computers and most other electronics are usually calculated to lose 20-33% of their value each year with most insurance companies. So best case scenario, they take the computer from 2008 minus 40% of purchase price = 60% re-imbursable from the insurance. Then for upgrades, depending on when you got them, do the same calculation. __________________ ---------------------------------------------------------------------------------- The truth is not affected by the beliefs, or doubts, of the majority.

10-19-2010, 01:52 PM	#5
CYF Coupon Guru Industry Role: Join Date: Mar 2009 Location: Minneapolis Posts: 10,973	it really depends on your insurance company. Some pay better than others. Totally sucks that happened to you. Good idea on taking out an ad with his picture :thubmsup __________________ Webmaster Coupons Coupons and discounts for hosting, domains, SSL Certs, and more! AmeriNOC Coupons \| Certified Hosting Coupons \| Hosting Coupons \| Domain Name Coupons