Can I process adult subscriptions through my company as a third party? - GoFuckYourself.com

DirtyDave · 09-12-2006, 11:06 PM

I run a computer consulting company and I am helping a customer with her amateur web site. Rather than have her set up a CCBill account at 14%, could I process her subscriptions through my merchant account if I was to get one? I think I've heard people refer to this as third party billing? Obviously I'm new to this aspect.

What are the pros and cons of this and what would Visa do if they found out I was processing CC's for adult material?

Thanx, David.

beckie · 09-13-2006, 08:05 AM

Why would you risk that for a customer? You could lose your merchant account if they don't process for adult transactions. Adult transactions are so much different than regular transactions. Do you realize how many chargebacks you might get? That alone would put a red flag on your account and would cost you $$$. (Take a look at your terms with your merchant account and see what chargebacks cost).

Try paymonde.com - Use coupon code: G1URDN401 for discounted rates. They don't charge VISA fees and you can sell tangible items.

scottybuzz · 09-13-2006, 06:45 PM

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scotty2hotty1111 · 09-13-2006, 07:06 PM

Quote:

Originally Posted by scottybuzz

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fozz111 · 09-14-2006, 10:17 AM

I say stick to CCBill or one of the other adult processors. Yes the fees might be high but its worth the headaches you will get with your own merchant account.

They will take care of all the processing and customer billing support issues. Third party processors like CCBill are experts at adult transactions, its worth it.

JimmyStephans · 09-15-2006, 08:27 AM

No...

Visa has a program called Internet Payment Service Provider. (IPSP) that you must be a member of.

Doing 3rd party billing without that special type of account breaks the Visa rules. You would get caught, and you would then be placed in the Terminated Merchant File (TMF) and never be able to get a merchant account again.

Also, your account name would most like not be something subscribers would know. "Joe's Computers" or something like that.... so when guys get their statement and see that there they think to themselves "I didn't buy any computer shit" and call the bank to reverse the charge... you lose the money, and after too many reversals / chargebacks, you lose the account.

Jimmy

amateurcanada · 09-15-2006, 08:30 PM

Quote:

Originally Posted by JimmyStephans

No...

Visa has a program called Internet Payment Service Provider. (IPSP) that you must be a member of.

Doing 3rd party billing without that special type of account breaks the Visa rules. You would get caught, and you would then be placed in the Terminated Merchant File (TMF) and never be able to get a merchant account again.

Also, your account name would most like not be something subscribers would know. "Joe's Computers" or something like that.... so when guys get their statement and see that there they think to themselves "I didn't buy any computer shit" and call the bank to reverse the charge... you lose the money, and after too many reversals / chargebacks, you lose the account.

Jimmy

well said

mmaisonet · 09-21-2006, 09:52 AM

Quote:

Originally Posted by JimmyStephans

No...

Visa has a program called Internet Payment Service Provider. (IPSP) that you must be a member of.

Doing 3rd party billing without that special type of account breaks the Visa rules. You would get caught, and you would then be placed in the Terminated Merchant File (TMF) and never be able to get a merchant account again.

Also, your account name would most like not be something subscribers would know. "Joe's Computers" or something like that.... so when guys get their statement and see that there they think to themselves "I didn't buy any computer shit" and call the bank to reverse the charge... you lose the money, and after too many reversals / chargebacks, you lose the account.

Jimmy

Well said Jimmy...Dave, Verotel has a solution for u as well. We can also set u up as a reseller. hit me up on icq

09-12-2006, 11:06 PM	#1
DirtyDave Confirmed User Join Date: Jul 2003 Location: TX Posts: 198	Can I process adult subscriptions through my company as a third party? I run a computer consulting company and I am helping a customer with her amateur web site. Rather than have her set up a CCBill account at 14%, could I process her subscriptions through my merchant account if I was to get one? I think I've heard people refer to this as third party billing? Obviously I'm new to this aspect. What are the pros and cons of this and what would Visa do if they found out I was processing CC's for adult material? Thanx, David.

09-13-2006, 08:05 AM	#2
beckie Confirmed User Join Date: Dec 2004 Location: Michigan Posts: 405	Why would you risk that for a customer? You could lose your merchant account if they don't process for adult transactions. Adult transactions are so much different than regular transactions. Do you realize how many chargebacks you might get? That alone would put a red flag on your account and would cost you $$$. (Take a look at your terms with your merchant account and see what chargebacks cost). Try paymonde.com - Use coupon code: G1URDN401 for discounted rates. They don't charge VISA fees and you can sell tangible items. __________________ Sun Designs xxx icq - 16100431

09-13-2006, 06:45 PM	#3
scottybuzz Too lazy to set a custom title Industry Role: Join Date: May 2006 Location: NY Posts: 14,800	bumppppppppppppppppppppppppppppppppppppppppppppppp pppppppppppppppppppppppppppppppppppppp __________________ $$$$$ MAKE HUGE MONEY IN CAMS - CLICK HERE $$$$$

09-14-2006, 10:17 AM	#5
fozz111 Registered User Join Date: Apr 2005 Location: Los Angeles Posts: 87	I say stick to CCBill or one of the other adult processors. Yes the fees might be high but its worth the headaches you will get with your own merchant account. They will take care of all the processing and customer billing support issues. Third party processors like CCBill are experts at adult transactions, its worth it. __________________ GREAT! Webmaster Programs

09-15-2006, 08:27 AM	#6
JimmyStephans Confirmed User Industry Role: Join Date: Mar 2003 Location: Littleton, Colorado. USA Posts: 558	No... Visa has a program called Internet Payment Service Provider. (IPSP) that you must be a member of. Doing 3rd party billing without that special type of account breaks the Visa rules. You would get caught, and you would then be placed in the Terminated Merchant File (TMF) and never be able to get a merchant account again. Also, your account name would most like not be something subscribers would know. "Joe's Computers" or something like that.... so when guys get their statement and see that there they think to themselves "I didn't buy any computer shit" and call the bank to reverse the charge... you lose the money, and after too many reversals / chargebacks, you lose the account. Jimmy __________________ http://TrueBabes.com/