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Old 04-14-2016, 02:20 PM   #1
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would you work 5 months/year just to pay healthcare?

Well it appears that most people would:

Forbes: Annual healthcare costs for family of 4 in the USA

if the median salary in the US is at $52K and the cost for a family of 4 is $22K thats like 5 months/year working just for healthcare costs...

breakdown of the bill:
"Of the $22,030 healthcare cost for a family of four, the employer pays about $12,886 in employer subsidy while the employee pays the remaining $9,144, which is a combination of $5,544 in payroll deductions and $3,600 in employee out-of-pocket costs."

now one may argue that the employer pays for a good part, but I counter argue that the employee would get a bigger salary if the employer did not have to pay such a hefty chunk...also the cost is passed on to somebody else this in turn passes on costs to everybody else etc...
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Old 04-14-2016, 02:22 PM   #2
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No I would not. It is simply making those in the medical field rich - FUCK THEM
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Old 04-14-2016, 02:30 PM   #3
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I cant a4rd free healthcare
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Old 04-14-2016, 02:37 PM   #4
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If I got paid $300 a month like those living in Serbia - fuck no.
Obama care or free Public Hospitals is there for you.

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Old 04-14-2016, 02:37 PM   #5
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if the median salary in the US is at $52K and the cost for a family of 4 is $22K thats like 5 months/year working just for healthcare costs...
There would be no billionaires w/o all those poor peasants who are ready to pay $22K for something which is totally free in the 1st world countries

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Old 04-14-2016, 02:46 PM   #6
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Your median income numbers are way off it was roughly $65k a year and that was in 2008.
https://www.census.gov/hhes/www/income/data/statistics/4person.html

The republican Forbes hit piece you referenced was published 3 years ago and quoted the poverty level median income, not the actual average national median income for a family of 4 for 2013.
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Old 04-14-2016, 02:53 PM   #7
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Why do slobs from east Europe have such huge US fetishes?

Just can't stop trying to make your bleak lives seem better huh?
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Old 04-14-2016, 02:55 PM   #8
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There would be no billionaires w/o all those poor peasants who are ready to pay $22K for something which is totally free in the 1st world countries
Too bad neither you or OP live in one of those countries

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Old 04-14-2016, 02:57 PM   #9
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There would be no billionaires w/o all those poor peasants who are ready to pay $22K for something which is totally free in the 1st world countries
Speaking of peasants ..... Here's a Russian collective farm hand if I ever saw one.





.
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Old 04-14-2016, 02:58 PM   #10
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Why do slobs from east Europe have such huge US fetishes?

Just can't stop trying to make your bleak lives seem better huh?
What are you talking about? Opulence, I has it! How many wall-rugs do you have in your house you poor american shit mother fucker idiot?
Look at me, my Olga and my friend Boris!

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Old 04-14-2016, 02:59 PM   #11
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Speaking of peasants ..... Here's a Russian collective farm hand if I ever saw one.

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Old 04-14-2016, 03:00 PM   #12
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just put him on ignore, he is really obsessed
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Why do slobs from east Europe have such huge US fetishes?

Just can't stop trying to make your bleak lives seem better huh?
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Old 04-14-2016, 03:01 PM   #13
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Why so happy cyberseo? Move up the list for a Lada?





.
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Old 04-14-2016, 03:02 PM   #14
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Too bad neither you or OP live in one of those countries

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Old 04-14-2016, 03:03 PM   #15
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Why so happy cyberseo? Move up the list for a Lada?


Just looked at your mom and can't hide my excitement

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Old 04-14-2016, 03:07 PM   #16
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Just looked at your mom and can't hide my excitement


Dug her grave up with the shovel you inherited from your grandfather huh? Did he die from eating tree bark? Or was he shot for withholding a bag of grain?


Fucking dolt.
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Old 04-14-2016, 03:10 PM   #17
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Speaking of peasants ..... Here's a Russian collective farm hand if I ever saw one.





.
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Old 04-14-2016, 03:11 PM   #18
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Fucking dolt.
Don't swear at your mom. She's not that bad, according to the picture ;)
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Old 04-14-2016, 03:17 PM   #19
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Why so happy cyberseo? Move up the list for a Lada?





.
He's cute, totally my type no joke!

I like our banter with Rooskies on GFY it's like white trash arguing with rednecks about who's more white 👍😂







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Old 04-14-2016, 03:18 PM   #20
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Great, the shellshocked serb and the drunk rooskie are high fiving over USA again.
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Old 04-14-2016, 03:23 PM   #21
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[QUOTE=Bladewire;20838275]


/QUOTE]

Jesus Christ
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Old 04-14-2016, 03:30 PM   #22
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...
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Old 04-14-2016, 03:50 PM   #23
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shellshocked serb
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Old 04-14-2016, 04:07 PM   #24
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Would you live in a corrupt 3rd world hell hole full of serbian rapists and crumbling infrastructure for $10 dollar a month subpar healthcare?

No thank you, Mr. Ethnic-cleanser
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Old 04-14-2016, 04:11 PM   #25
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Just did the math. I work 12 days a year to pay for my health care.
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Old 04-14-2016, 04:53 PM   #26
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it is the cost of healthcare not the cost of insurance...$22K/year for a family of four...median income USA is $53K I was a bit off:

Typical American family earned $53,657 last year - Sep. 16, 2015

the cost is the cost...$22K and forbes is a legit source...5 months per year for something others get at a much lower cost at equal quality...

its in your face stuff from legit sources...simple math...somebody pays the $22K and one way or another its the taxpayer...every year the US healthcare payer buys his medical establishment a new car...

man imagine the compound interest on $22K/year on a 40 year period that is almost $US 24.400.000

raaape raaaaaape!
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Old 04-14-2016, 05:06 PM   #27
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lol, no it's not. Fucking retard.
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Old 04-14-2016, 05:14 PM   #28
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lol, no it's not. Fucking retard.
so you know better than forbes?
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Old 04-14-2016, 05:24 PM   #29
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Shell shocked dim-wit. Americans do not pay 42% of their gross income on health insurance.

Go suck a dick, coward.
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Old 04-14-2016, 05:28 PM   #30
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Shell shocked dim-wit. Americans do not pay 42% of their gross income on health insurance.

Go suck a dick, coward.
forbes: annual healthcare costs for family of four = $22K

you know something forbes does not?



now you can either explain how forbes is wrong or you can not
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Old 04-14-2016, 05:41 PM   #31
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forbes: annual healthcare costs for family of four = $22K

you know something forbes does not?



now you can either explain how forbes is wrong or you can not
You're obviosly not aware that Forbes pumps out more useless clickbait articles than Yahoo!
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Old 04-14-2016, 05:44 PM   #32
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Workers now pay an average of $1,318 out of pocket before health insurance coverage begins to cover part of their bills, up from $584 a decade ago, according to a new report out from the Kaiser Family Foundation. That’s after paying an average of $89 each month for health insurance premiums.

Health Insurance: Employee Health Care Costs Are Rising
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Old 04-14-2016, 06:01 PM   #33
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Workers now pay an average of $1,318 out of pocket before health insurance coverage begins to cover part of their bills, up from $584 a decade ago, according to a new report out from the Kaiser Family Foundation. That?s after paying an average of $89 each month for health insurance premiums.

Health Insurance: Employee Health Care Costs Are Rising
Its funny how the kaiser website your article quotes has the figure at $17k per year...click on the link you gave me and then on the link to the kaiser website it supposedly quotes

I bet you thought you had a great counter argument, but you didnt, and now i am calling u out, and you are like noooooooooooo, and I am like biiiooootch wazzzzuuuup??? Problem?
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Old 04-14-2016, 06:11 PM   #34
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Coward Serb idiot alert!!!
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Old 04-14-2016, 06:15 PM   #35
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Coward Serb idiot alert!!!
If I was getting fucked out of 24.400.000$ id be a sore butty like you too...

Look I can hook u up with 4$/ month serbian insurance you will recover butty quick?
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Old 04-14-2016, 06:33 PM   #36
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Coward Serb idiot alert!!!
:
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Old 04-14-2016, 08:16 PM   #37
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2015 Milliman Medical Index - Milliman Insight

PPO is the most expensive form of insurance you can buy.

HMO is maybe 60% of the cost with a high deductible.

Still the cost is a lot but most of it is paid by employers and passed along in the prices of the goods you buy. The alternative would be additional taxation and governmental price control or manipulation.

Healthcare everywhere is just a cluster fuck robbing peter to pay paul -- no one works for free (intentionally, notwithstanding volunteer workers).
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Old 04-14-2016, 09:27 PM   #38
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so you know better than forbes?
Holly fuck thats it. After all these years we are doomed. We go and pass the torch to Serbia.. If they don't take it - Russia.
All these years we survived and now we fucking doomed.
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Old 04-15-2016, 02:37 AM   #39
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I'm not sure about you, but when I get healthcare my primary concern is quality.

https://en.wikipedia.org/wiki/List_o..._of_healthcare


Who gives a fuck how cheap your healthcare is if you're dead.

Strange, I can't seem to find Serbia or Russia anywhere...
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Old 04-15-2016, 02:45 AM   #40
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2015 Milliman Medical Index - Milliman Insight

PPO is the most expensive form of insurance you can buy.

HMO is maybe 60% of the cost with a high deductible.

Still the cost is a lot but most of it is paid by employers and passed along in the prices of the goods you buy. The alternative would be additional taxation and governmental price control or manipulation.

Healthcare everywhere is just a cluster fuck robbing peter to pay paul -- no one works for free (intentionally, notwithstanding volunteer workers).
well according to kaiser family foundation, the first comparison I found on the net the difference is not 60% but more like 6%....

these are the costs for JUST insurance they are not total costs but you are free to post a link of your own if you can find better data:

HMO/year/2008 was 13.122$
PPO/year/2008 was 13.937$

and I was wrong about the 22K figure its actually closer to 25K$/year thats 6 months per year working to pay off the medical mafia in the USA




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I'm not sure about you, but when I get healthcare my primary concern is quality.
riiiiiight

american cuckold
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Old 04-15-2016, 04:38 AM   #41
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well according to kaiser family foundation, the first comparison I found on the net the difference is not 60% but more like 6%....

these are the costs for JUST insurance they are not total costs but you are free to post a link of your own if you can find better data:

HMO/year/2008 was 13.122$
PPO/year/2008 was 13.937$

and I was wrong about the 22K figure its actually closer to 25K$/year thats 6 months per year working to pay off the medical mafia in the USA






riiiiiight

american cuckold

Czech Republic actually, but don't let facts get in the way. While we're on the list of best countries for healthcare, I'm not gonna argue that the quality of care in the US is better than here and most of the world for that matter. Either way, Serbia and Russia are not anywhere to be found on that link I posted. That's because all you can do when you get sick in those countries is pray for a quick death :D
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Old 04-15-2016, 05:10 AM   #42
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That's because all you can do when you get sick in those countries is pray for a quick death :D
You got to be "first" at somffins

World Bank Helps Serbia Improve Health Care System and Strengthen Confidence in the Financial System
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Old 04-15-2016, 05:42 AM   #43
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it's (basically) the same like in Czech R.
in 90's there were huge differences, not anymore.

for all of you that post in this topic - you like a kids arguing who has bigger cock.
and you cruci... ? what the fuck are you doing here ? are you sane ? maybe you should visit doctor and speak with him about your obsessions ? you are not in mental health, IMO. whining and whining, all the time whining ? what the fuck do you care about people from US ? you want them to prove that they are idiots or something ? usually if someone is really a idiot, he will never admit that (not mean to insult any American here)..so, are you a idiot crucifiss ?
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Czech Republic actually, but don't let facts get in the way. While we're on the list of best countries for healthcare, I'm not gonna argue that the quality of care in the US is better than here and most of the world for that matter. Either way, Serbia and Russia are not anywhere to be found on that link I posted. That's because all you can do when you get sick in those countries is pray for a quick death :D
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Old 04-15-2016, 06:00 AM   #44
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Czech Republic actually, but don't let facts get in the way. While we're on the list of best countries for healthcare, I'm not gonna argue that the quality of care in the US is better than here and most of the world for that matter. Either way, Serbia and Russia are not anywhere to be found on that link I posted. That's because all you can do when you get sick in those countries is pray for a quick death :D
I priced policies from providers at healthcare.gov
The price for the same person- me, was a high of $1,200 / month and a low of $320 / month. This is not from some internet chart ... Specific to my locale. The difference was PPO v. HMO and the deductibles -- the mandated coverage was the same.

In the USA the healthcare is a capitalist industry performed for a profit.
One of the best investments in REIT (real estate investment trust) shares is medical property leases and leasebacks. Hospital and health insurance stocks are considered ''sure things'' to appreciate and pay dividends.

Bottom line, maybe 30% of healthcare costs are inflated by the for profit healthcare delivery system we have in the USA. That is paid out to Wall Street
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Old 04-15-2016, 07:17 AM   #45
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Forbes would make more sense if they compared median health care costs for a family of 4 to the total median income for a family of 4. Numbers are slanted.
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Old 04-15-2016, 07:40 AM   #46
poncabare
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does serbia even have indoor plumbing yet? get a life dummy
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Old 04-15-2016, 07:54 AM   #47
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That's because all you can do when you get sick in those countries is pray for a quick death :D
Just FYI. A mom of my friend has diagnosed with terminal 4th stage of cancer (she's got metastases everywhere). Course nobody believes in miracle and understands that she won't live forever with that diagnoses (in any country). However, she had a surgery, she's getting chemotherapy courses, receiving all necessary meds + courses of radiation therapy. She's getting that absolutely or free. She hasn't paid a single ruble for that during all 3 years since she's got diagnosed with terminal stage of cancer. She's still very active, spending her time with her great-grandson and working on her land at dacha every summer. Now tell me how much a regular American guy should pay for all that therapy to be able living an active life with a 4th stage cancer? How much should he pay for a serious surgery and 3 years of intensive anti-cancer therapy?

P.S. She lives in a distant region about 1,500 km away from Moscow to the East of Russia.
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Old 04-15-2016, 08:01 AM   #48
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it's (basically) the same like in Czech R.
in 90's there were huge differences, not anymore.

for all of you that post in this topic - you like a kids arguing who has bigger cock.
and you cruci... ? what the fuck are you doing here ? are you sane ? maybe you should visit doctor and speak with him about your obsessions ? you are not in mental health, IMO. whining and whining, all the time whining ? what the fuck do you care about people from US ? you want them to prove that they are idiots or something ? usually if someone is really a idiot, he will never admit that (not mean to insult any American here)..so, are you a idiot crucifiss ?
first of all serbian health care ranks with US:

The Most Efficient Health Care Systems In The World (INFOGRAPHICS)

"among the 48 countries included in the Bloomberg study, the U.S. ranks 46th, outpacing just Serbia and Brazil."

as you know serbia is a 3rd world bombed the fuck out war torn sanctions crippled shit hole

it is very amusing to me to spread awareness about the rape that is US healthcare and I do not want this shit coming to europe, pills costing 1000$ and shit...it is also amusing to see people defend the un-defendable out of patriotism or shame, I know most will never fess up but its amusing as fuck...

USA land of the free, right up there with n.korea
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Old 04-15-2016, 08:03 AM   #49
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Czech Republic actually, but don't let facts get in the way. While we're on the list of best countries for healthcare, I'm not gonna argue that the quality of care in the US is better than here and most of the world for that matter. Either way, Serbia and Russia are not anywhere to be found on that link I posted. That's because all you can do when you get sick in those countries is pray for a quick death :D
The problem here in CZ is that doctors and nurses are excellent - but severely underpaid.

so as soon as they speak enough german or english they leave

and some of the public hospitals have equipment like beds, wheelchairs etc that look like straight from communist times.

but half of my friends are doctors and as far as i can see, they are very dedicated to their job - despite of that
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Old 04-15-2016, 08:07 AM   #50
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Now tell me how much a regular American guy should pay for all that therapy to be able living an active life with a 4th stage cancer? How much should he pay for a serious surgery and 3 years of intensive anti-cancer therapy
Below is a list of average costs for transplants and first-year expenses. The actual costs may be higher or lower than the figures listed here:
Bone Marrow (autologous): $360,000
Bone Marrow (allogeneic): $800,000
Cornea: $25,000
Heart: $1 million
Intestine: $1.2 million
Kidney: $260,000
Liver: $575,000
Lung: $550,000
Double Lung: $800,000
Pancreas: $290,000
Heart/Lung: $1.2 million
Kidney/Pancreas: $475,000
Kidney/Heart: $1.3 million
Liver/Kidney: $1 million


raaaaaape! raaaaaaaape!
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