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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed.

 
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Old 01-01-2010, 02:22 PM   #1
DavieVegas
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Zambaio Compared TO CCBILL? Pros & Cons

I just saw ccbill having to raise prices because of visa etc. With Zambaio's lower prices on everything, why have people not switched? I do not know much about zambaioother then what they tell you on the website. But is it hard to switch if you use ccbill money wise? Example is if you switch, you lose all your income/rebills? Is Zambaio good for people who are just starting off in the paysite world? Just want to know opinions and facts if you have any.
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Old 01-01-2010, 04:17 PM   #2
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Where did you see CCBill raised prices cause of Visa?
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Old 01-01-2010, 04:25 PM   #3
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Where did you see CCBill raised prices cause of Visa?
email.....
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Old 01-01-2010, 04:27 PM   #4
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I just signed up with Zombaio to check it out a few days ago, and I am extremely impressed with the backend... Slickest interface I've ever seen with a processor in adult or mainstream.

I have friends who have been using them for a year with no problems, quick wires and low fees as promised.
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Old 01-01-2010, 04:39 PM   #5
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We were declined because we have the word "teen" in our url. their suggestion was to change domain names.

Mmmmm let me think, a 5 year old aged domain or a new one?
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Old 01-01-2010, 05:34 PM   #6
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I'm going to be checking them out a bit more in the next few weeks.
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Old 01-01-2010, 05:41 PM   #7
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Where did you see CCBill raised prices cause of Visa?
http://www.gfy.com/fucking-around-and-business-discussion/946127-visa-rates-ccbill-merchants.html
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Old 01-01-2010, 05:45 PM   #8
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Paranoia is the main reason why Zombaio isn't #1. Affiliates are too afraid to switch over in fear that one day Zombaio will close shop and they won't pay out the last month's checks.

Totally understandable, what with all the bad processors running around ripping people off.

We think Zombaio is great. We use them as our 2nd biller. 4.9% fees!!! Dam, I wish one day the affiliates would lose their fear of Z and switch over to them.

Last edited by AlphaSky; 01-01-2010 at 05:46 PM..
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Old 01-01-2010, 05:46 PM   #9
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By ccbill or zombaio?

Quote:
Originally Posted by teenfeetcash View Post
We were declined because we have the word "teen" in our url. their suggestion was to change domain names.

Mmmmm let me think, a 5 year old aged domain or a new one?
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Old 01-01-2010, 05:47 PM   #10
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I just signed up with Zombaio to check it out a few days ago, and I am extremely impressed with the backend... Slickest interface I've ever seen with a processor in adult or mainstream.

I have friends who have been using them for a year with no problems, quick wires and low fees as promised.
I signed up and stopped when the VISA fee was required. I still may go with them but wanted to test them out first with the other CC's. So, that being said, I guess I need to fork them the cash but can you tell me a couple things about them?

1) How long have they processed?
2) Are there previous problems with owner's receiving money?
3) I was confused when they recommended wire transfers for payment for ease but said checks were cheaper but less reliable. Are there any problems with receiving checks? Then, and this is from recollection during signing up, receiving checks in another part of the signup stated it was more expensive. I was confused and just decided to can the process there.
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Old 01-01-2010, 05:51 PM   #11
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I don't think I would join any affiliate program that would drop CC Bill and go to Zambaio over a $500 yearly fee. I work pretty hard for my traffic and I spend a lot of money developing it. If an affiliate program is not willing to do the same, frankly they can count me out.

Now if you want to check out Zambaio simply because they are a new provider with good rates... sure, why not.
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Old 01-01-2010, 05:53 PM   #12
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What you guys all forget about the new $500 renewal fee is that it was $350 already, its only a $150 increase per year.
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Old 01-01-2010, 06:01 PM   #13
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What you guys all forget about the new $500 renewal fee is that it was $350 already, its only a $150 increase per year.
I don't think that's it. It's the 15% people are paying and there is a processor claiming to take way less. Those percents add up.

At least for me I just want to test them out for a secondary option because I have a shitload of failed transactions. Then possibly make them a first pay option but really want to know some history and testimonials.
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Old 01-01-2010, 06:27 PM   #14
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I don't think that's it. It's the 15% people are paying and there is a processor claiming to take way less. Those percents add up.

At least for me I just want to test them out for a secondary option because I have a shitload of failed transactions. Then possibly make them a first pay option but really want to know some history and testimonials.
You could also look into getting your own merchant account. Definitely set up a secondary.
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Old 01-01-2010, 06:39 PM   #15
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If you do a search in GFY for them, I didn't find anything negative about them about a month ago when I looked
Because the lower % they charge, it's more for you and more for the affiliates
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Old 01-01-2010, 06:41 PM   #16
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I have accounts with both and intend to keep accounts with both. I think it is a good idea to have multiple processor accounts at all times and Zombaio makes it easy to add them but, of course, I'll always want to keep my rebills. CCBill currently has a more robust affiliate system, but Zombaio has far better rates to run on non-affiliate tours or if you use NATS or MPA3. Zombaio has a beautiful interface, far far far better than Epoch or CCBill. I've had some difficulties with the fees on Zombaio's wires. The wire issues may be JP Morgan Chase's fault, but it's been a bit of a time-waster for me, trying to fix it.
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Old 01-01-2010, 07:18 PM   #17
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With www.script5.com you can set up an zombaio affiliate programme and offer the same/more amount of tools as ccbill programmes
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Old 01-01-2010, 08:33 PM   #18
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Old 01-01-2010, 08:41 PM   #19
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I signed up and stopped when the VISA fee was required. I still may go with them but wanted to test them out first with the other CC's. So, that being said, I guess I need to fork them the cash but can you tell me a couple things about them?

1) How long have they processed?
2) Are there previous problems with owner's receiving money?
3) I was confused when they recommended wire transfers for payment for ease but said checks were cheaper but less reliable. Are there any problems with receiving checks? Then, and this is from recollection during signing up, receiving checks in another part of the signup stated it was more expensive. I was confused and just decided to can the process there.
ccbill or zombaio?

https://www.zombaio.com/faq.asp#11
Quote:
I see no visa registration fee, why?
You don't have to pay the visa registration fee as we pay that fee for you. It would be nearly impossible fo us to offer our services to small merchants connected to another biller without this offer.
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Old 01-01-2010, 08:43 PM   #20
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fuck this... shady shit. zombaio, I asked to NOT pay the visa fee and do the other CC's and they told me I had to pay it.
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Old 01-01-2010, 08:58 PM   #21
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fuck this... shady shit. zombaio, I asked to NOT pay the visa fee and do the other CC's and they told me I had to pay it.
Thought that was their big selling aspect to the U.S. Starting a second program using Zombaio this year so I had researched them somewhat, thought maybe I had missed something new. lol
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Old 01-01-2010, 11:17 PM   #22
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I just saw ccbill having to raise prices because of visa etc. With Zambaio's lower prices on everything, why have people not switched? I do not know much about zambaioother then what they tell you on the website. But is it hard to switch if you use ccbill money wise? Example is if you switch, you lose all your income/rebills? Is Zambaio good for people who are just starting off in the paysite world? Just want to know opinions and facts if you have any.
i think most ppl are still waiting for more info on the solidity of Zombaio before entrusting them with the bulk of their processing...
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Old 01-01-2010, 11:35 PM   #23
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Thought that was their big selling aspect to the U.S. Starting a second program using Zombaio this year so I had researched them somewhat, thought maybe I had missed something new. lol
The bitch in your avatar can get the penis...
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Old 01-02-2010, 02:53 AM   #24
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We've made almost $ 4,000 this year w/Zombaio from ONLY the declines that were sent over from Big Brother.
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Old 01-02-2010, 07:02 AM   #25
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Old 01-02-2010, 08:50 AM   #26
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We use them as our 2nd biller. 4.9% fees!!!
This is a violation of Zombaio's terms of service.
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Old 01-02-2010, 08:54 AM   #27
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The bitch in your avatar can get the penis...
Ill let her know when she wakes up.
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Old 01-02-2010, 08:55 AM   #28
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This is a violation of Zombaio's terms of service.
I was thinking that also.
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Old 01-02-2010, 09:25 AM   #29
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Paranoia is the main reason why Zombaio isn't #1. Affiliates are too afraid to switch over in fear that one day Zombaio will close shop and they won't pay out the last month's checks.

Totally understandable, what with all the bad processors running around ripping people off.

We think Zombaio is great. We use them as our 2nd biller. 4.9% fees!!! Dam, I wish one day the affiliates would lose their fear of Z and switch over to them.
Really? Zombaio pays daily
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Old 01-02-2010, 11:06 AM   #30
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We were declined because we have the word "teen" in our url. their suggestion was to change domain names.

Mmmmm let me think, a 5 year old aged domain or a new one?
Who declined you, CCbill or Zambaio?
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Old 01-02-2010, 12:43 PM   #31
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Love the info....Keep it coming please...
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Old 01-02-2010, 01:51 PM   #32
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Who declined you, CCbill or Zambaio?
Ya, id like to know this as well.
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Old 01-02-2010, 06:03 PM   #33
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I don't think I would join any affiliate program that would drop CC Bill and go to Zambaio over a $500 yearly fee. I work pretty hard for my traffic and I spend a lot of money developing it. If an affiliate program is not willing to do the same, frankly they can count me out.

Now if you want to check out Zambaio simply because they are a new provider with good rates... sure, why not.
I like your logic.

Cheyenne
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Old 01-02-2010, 09:02 PM   #34
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bump for today
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Old 01-02-2010, 09:17 PM   #35
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I don't think that's it. It's the 15% people are paying and there is a processor claiming to take way less. Those percents add up.
zambaio has stated on here that if they catch you using them as a secondary processor, they will bump your rate up to 9 point something, and if they catch you doing it repeatedly, they may terminate your account.

They charge chargeback fees, $30 to get a check sent out, etc, it would be nice to see a straight up comparison on the 2 to see what the real differences are
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Old 01-02-2010, 09:53 PM   #36
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zambaio has stated on here that if they catch you using them as a secondary processor, they will bump your rate up to 9 point something, and if they catch you doing it repeatedly, they may terminate your account.

They charge chargeback fees, $30 to get a check sent out, etc, it would be nice to see a straight up comparison on the 2 to see what the real differences are
are they really? I was about to sign up with them.
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Old 01-03-2010, 12:42 AM   #37
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Why hasn't zambaio posted here yet?

Seems like a good opportunity to set things straight.
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Old 01-03-2010, 02:27 AM   #38
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I 100% agree mmcfadden
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Old 01-03-2010, 02:58 AM   #39
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It's the weekend guys, most sales staff in the real world take it off, It's no surprise they may do online as well.

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Old 01-03-2010, 06:07 AM   #40
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So do you have to pay the VISA fee @ Zombaio or not?
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Old 01-03-2010, 06:24 AM   #41
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I just chatted with a representative over at Zombaio and was told that using them as a secondary processer would be perfectly fine and that the rate would stay at 4.9%. I am going to contact them again and speak with a different representative (just to make sure) since that seems to conflict with what some are saying here.
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Old 01-03-2010, 06:32 AM   #42
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So do you have to pay the VISA fee @ Zombaio or not?
According to their merchant FAQ, Zombaio pays this fee for you.
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Old 01-03-2010, 11:40 AM   #43
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I just chatted with a representative over at Zombaio and was told that using them as a secondary processer would be perfectly fine and that the rate would stay at 4.9%.

We herby inform you about the following new clause, effective immediately.

§21) Cascading Terms
The given transaction fee requires Zombaio to have a good rate of successful transactions. If the merchant is using several credit card processors in lead (the first processors declines is sent to the second, and so on) (aka. billing cascade) Zombaio requires being the first processor in your cascade to be able to maintain your given transaction fee.

Failure to comply with this term will lead to a processing fee at 9% without notice. The fee will be restored once Zombaio is first in the cascade again. Several failures may lead to account termination.

Join form set-ups where the cardholder/member can choose which processor to use is not affected by this clause.


Best Regards
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http://www.gfy.com/16612853-post1.html
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Old 01-03-2010, 12:23 PM   #44
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Hi Guys!
From what I can see there are 2 major questions here:
1. Do we eat the Visa fee?
2. Is cascading allowed.

Ok..

1. Yes and No, we eat it for non-relocated US Merchants. For re-located and non-us merchants there are no visa fee.

2. It is ok to use us as backup and keep the 4.9% if we are not in an automatic billing cascade. If the end user can choose what biller to use, there are no terms violations. But if we are in place 2+ in a cascade we enforce the 9% rate.

Happy new year to you all!
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Old 01-03-2010, 12:33 PM   #45
stickyfingerz
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Quote:
Originally Posted by Zombaio_Tomas View Post
Hi Guys!
From what I can see there are 2 major questions here:
1. Do we eat the Visa fee?
2. Is cascading allowed.

Ok..

1. Yes and No, we eat it for non-relocated US Merchants. For re-located and non-us merchants there are no visa fee.

2. It is ok to use us as backup and keep the 4.9% if we are not in an automatic billing cascade. If the end user can choose what biller to use, there are no terms violations. But if we are in place 2+ in a cascade we enforce the 9% rate.

Happy new year to you all!
Will be hitting you up in the next week or so Tom to discuss getting setup with you.
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Old 01-03-2010, 01:22 PM   #46
Darrell
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Quote:
Originally Posted by Zombaio_Tomas View Post
Hi Guys!
From what I can see there are 2 major questions here:
1. Do we eat the Visa fee?
2. Is cascading allowed.

Ok..

1. Yes and No, we eat it for non-relocated US Merchants. For re-located and non-us merchants there are no visa fee.

2. It is ok to use us as backup and keep the 4.9% if we are not in an automatic billing cascade. If the end user can choose what biller to use, there are no terms violations. But if we are in place 2+ in a cascade we enforce the 9% rate.

Happy new year to you all!
Thanks for the info. A quick question, can a paysite have the word teen in the domain and process with Zombaio?
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Old 01-03-2010, 01:49 PM   #47
DavieVegas
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Quote:
Originally Posted by stickyfingerz View Post
Will be hitting you up in the next week or so Tom to discuss getting setup with you.
As will I once im ready to have everything set up.
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Old 01-03-2010, 01:59 PM   #48
mmcfadden
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Join Date: Oct 2008
Location: philly
Posts: 5,099
Quote:
Originally Posted by Zombaio_Tomas View Post
Hi Guys!
From what I can see there are 2 major questions here:
1. Do we eat the Visa fee?
2. Is cascading allowed.

Ok..

1. Yes and No, we eat it for non-relocated US Merchants. For re-located and non-us merchants there are no visa fee.

2. It is ok to use us as backup and keep the 4.9% if we are not in an automatic billing cascade. If the end user can choose what biller to use, there are no terms violations. But if we are in place 2+ in a cascade we enforce the 9% rate.

Happy new year to you all!
I was looking into several processors a couple months back.

I am not 100% sure that when I was attempting to sign up an $850 fee was pre-checked on the screen. I can't login because I never proceeded with the account activation and I do not have a current account.

I don't understand your reply #1... Do you charge the visa fee to someone living in NJ? Or are you saying there are no Visa fees for non-US residents? Are you saying US Fees are eaten by your company? The end result being that any webmaster or program using Zombaio does not pay CC fees?

Also, this may sound strange, but is there a difference between a program owner wanting to use you as billing and a merchant?
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Old 01-03-2010, 02:12 PM   #49
mmcfadden
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Join Date: Oct 2008
Location: philly
Posts: 5,099
Also, Can you post your fees?

Apparently $30 to send a check. A fee for chargebacks...

In lamens terms...
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Old 01-03-2010, 02:30 PM   #50
Les Grossman
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Quote:
Originally Posted by Zombaio_Tomas View Post

1. Yes and No, we eat it for non-relocated US Merchants. For re-located and non-us merchants there are no visa fee.
I don't understand that. In simple English, what does that mean if you are non-relocated?
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