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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#51 |
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Join Date: Mar 2008
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I would not put it in such a extreme words as Emil but checks really are obsolete! We used checks and get paid via checks in the communist times! The moment the first signs of free democracy showed the checks were gone and thankfully so. It is baffling to me that the supposedly the most advanced country in the world is still using this ancient form of payment.(but then again you still dont use metric system).Even more ridiculous is paying with checks - I dont even remember the times when someone paid via check in the store..so can anyone explain why is this??I remember when I was a kid USA was light years ahead of everyone..Now the rest of the world is advancing but you still cling to old "habbits"...what gives? Sometiems I get a feeling that you do it so you can just flip a finger to the world and say "America! Fuck yeah!!!"
![]() About wires etc: I have no idea which bank (issuing or receiving) charges but yes,it usually costs around $50 per wire no matter the amount when I get wire from USA. However I dont know how you call it but transfers between accounts of different banks in different countries all over EU cost just few euro if even that (might even be free). I think we use BIC or SWIFT code and that's it. The payment is done in matter of hours, maybe one day ...Wires take longer than this from USA to EU. All those non standard ways for transfers make additional cost probably when transferring from USA to EU..or there are some greedy bankers... Cashing checks fee is different in different banks, some have %, some have fixed fee.I pay around 5€ for any check. |
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#52 |
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Join Date: Feb 2007
Location: Sweden
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Lets say that you're going on a vacation. Does it matter if you go by airplane or camel? You'll get there anyway, right? Just curious...
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#53 | |
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Join Date: Feb 2006
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Quote:
i think i just have to get a US bank account somehow. most mainstream programs will pay by ach/direct deposit anyway. this month i went from posting pics of bukakke to getting a crash course about international banking systems for some reason. |
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#54 | |
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Join Date: Feb 2004
Location: Sweden.
Posts: 3,483
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Quote:
you must be a real moron MY BANK DON'T CHARGE ME ANY FEES end of the discussion |
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#55 | |
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Quote:
Advantages of checks in America: 1. No fees to cash. 2. You can take them to any of your bank accounts (or even Walmart ![]() 3. Banks here typically credit the money within 48 hours. 4. Sponsors typically charge no fees for checks or very low fees. 5. The mail system is typically 99.9% reliable. Disadvantages of Wires in America (for small to medium amounts) 1. Sponsor typically charges high fees ($10 - $50) 2. Receiving bank typically charges high fees to receive 3. Tends to attract more attention than ACH or checks. 4. Less safeguards. Actually our ACH (http://en.wikipedia.org/wiki/Automated_Clearing_House) is probably more like the way your wires work over here. Generally there are no fees in using it but not all sponsors offer it. There is also the minor potential disadvantage of not being able to decide which bank account to deposit money on the fly if that matters to you. Our ACH is typically easier to set up as well. |
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#56 | |
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there seems to be cheap methods of bank transfers but limited just within countries or regions.
although it seems that you can recieve ach paymets through payoneer so that may be a solution for international webmasters. http://techcrunch.com/2008/07/09/pay...sh-out-easier/ now the question is why hardly any programs offer ach payments? Quote:
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#57 | |
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Good argument there, you really seem to get it... NOT Thank you for trying, now you may go away. I have some real money to be made, as this is just a side business and timefiller for lonely nights in hotelrooms, flights and waiting for my next meeting. Please come back and play again! ![]()
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#58 |
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Join Date: Feb 2007
Location: Sweden
Posts: 5,623
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Now I know why companies like to send out checks. They dont have to pay out the money! Look what I found here at home:
![]() 11 old checks that I haven't cashed because it's a pain in the ass to go to the bank and do it because they never know how to handle the checks because they dont use obsolete payment-methods like USA do. I bet I can find more.
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#59 |
Let's do some business!
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Ok, but others do.
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#60 | |
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Quote:
I worked on a volunteer project about ten years ago for some people who where going to ski accross the Antarctica. We handled their food supplies, did medical checks and so on. Darn freezing cold place, but very exiting to at least have seen and experienced. Very doubtful if I would ever go back.
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#61 |
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I dont think my bank charge me anything either to receive a wire-transfer. Only the sponsors do...
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#62 |
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Skaffa paxum sĺ är saken biff.
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#63 | |
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#64 | |
Mainstream since 2010
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Alea iacta est |
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#65 |
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I've never seen a webmaster advertise that their sales are fraudulent in their sig before... interesting approach...
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#66 |
emperor of my world
Join Date: Aug 2004
Location: nethalands
Posts: 29,903
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this is the most logical explanation.
Every big bank in a country has branches connected to big banks all over the world. So there is no other explanation why transfers within EU are free but from USA to EU are crazy expensive. Its just greed. The cost of electronic transfers are almost none. I bet it are the fossils in banking who have the real power in the US who are responsible for not throwing out their old system of checks... because they probably make more money this way. Only explanation. |
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#67 | |
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Quote:
![]() btw. Banking in North America is different than you are used to from Scandinavia. Don't try to fight it, you are on the loosing end my friend. |
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#68 |
Too lazy to set a custom title
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Not sure why the need to sling names and ridicule over this. People are going to select the payment methods that work for them, what do you care what they do? Kind of an idiotic thread in my view.
In my case I happen to love getting cheques. For larger payments yes I do take wires, and in fact get at least one regular wire payment from at least one of my sponsors... and yes, there is a fee at my end from my bank. But there is no fee for depositing cheques. I simply set up a USD account at my bank, and deposit sponsor's cheques directly into that account. USD funds into USD account = NO DEPOSIT FEES. At least at all the banks I've been dealing with here. I guess Canadian banks know something foriegn banks don't? Sorry, cheques are cool in my book. I love checking the mail and finding them. I love how they accumulate on my computer desk, and I love taking them into my bank (which I go to every couple of weeks anyway) and depositing them. You obviously don't agree, so why not just do your own thing your own way and shaddap about worrying what guys like me do? Cheers. Love to all. :D
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#69 | |
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The last few years I dealt mainly with British companies so I am used to the EU system. Sorry if this may sound like a dumb question, but if ya want an answer ya gotta ask ![]()
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#70 |
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I always do what costs the least amount.
I live in the Us and deposit 5 or more checks each week into my business account for a cost of $0. Monthly fee for my business account is $0. I can understand in other countries there are different fees, And agree a person should do what is best for them. But I cannot understand why it makes Americans Idiots for doing what is free!
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#71 | |
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For me:
checks and ACH = FREE Wire = 2 charges, one from the sender (passed on to me) and one from my bank... Kind of a no-brainer on the choice there.. Quote:
(I rarely write checks, on average just 2 a month, 1 for rent and 1 for dental insurance because there is no other way to pay... ) Speaking as a person from the USA, I prefer ACH, but the nice thing about accepting checks is they are free and I can deposit them at my ATM plus the money is in my account the same day. (scans each checks account numbers, and as long as I deposit before 4PM, it's in my account by 8PM).
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#72 |
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I'm always happy when I find check in my postbox, what I really hate is waiting 20 day until bank loads that money to my account and paying about 5 dollars for every check. Don't mentioning how long it takes to receive the check, once I have received check more than month after it was sent from USA and there was some Malaisian?? mail stamps on it..
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#73 | |
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#74 |
Porn Meister
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If wires were free, then they wouldnt cost $50.
And you can quote me on that. ![]()
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#75 |
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Got so used to epassporte the last few years I forgot the pain of cashing checks. Step into a bank with those here and theyll look at you like youre some fucking peasant.
Every year I go through my huge pile of paper on the desk and find forgotten uncashed checks. These things are an abomination. Burn.
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#76 |
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you really must have a pathetic life if you have to start a post calling others idiots for still using checks.
Who would have thunk it would have taking something so trivial as checks to pull a Swede out of neutrality
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#77 |
"Assassins"
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I've been getting cheques since I started in this business. Never had a problem.
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#78 | ||
It's 42
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#79 | |
2011 GFY Hall of Fame!
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#80 | |
Living The Dream
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Take a fucking shower every once in a while Get some goddamned air-conditioning already Learn to spell ENGLISH if you are going to BASH Americans And oh yeah - shut the fuck up or we'll nuke your retarded asses. Or, as you might say: We'll NOOK you.
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#81 | |
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#82 | |
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#83 |
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Dood, Glen Erin drive is a good area? No homos?
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#84 | |
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#85 |
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There's no standard in banking whatsoever. Regarding EU. Usually wires are NOT free either. Recently vast majority of the banks adhered to SCT (SEPA credit transfer) which takes not more than 3 days and is completeyl free of charge as well as no external fees (what you send out is what the beneficiary recipient is receiving). By 2011 SDD – SEPA Direct Debit will also be available and also SEPA Credit cards (all EMV chip enabled).
Nonetheless, while US is not willing to adopt the IBAN account form (which should be really) it is understandable they will stick to checks. That's because they dont use IBAN accounts, hence payments to U.S. bank accounts from outside the U.S. are prone to errors of routing. Ideally there will be a standard to which all banks worldwide should adhere.
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#86 |
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Yes, but that is irrelevant to the stellar points I made.
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#87 |
Judge Jury and Executioner
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Wires within the EU are free for me to send and receive, International wires cost $7 to send. This should be standard IMO
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#88 | |
Making $$$$ w/ ClickCash
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Quote:
Checks cost $0... I'll stick with checks thanks.
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#89 |
Making $$$$ w/ ClickCash
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I have a solution for you, stop doing business with US companies if you don't want to receive checks. How's that? and btw, stfu. thanks
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#90 |
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I wrote VOID on it myself because I'm sending it back to the company that sent it...
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#91 |
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I will soon, when the US economy crashes and China takes over as the world leader.
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#92 | |
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Quote:
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#93 | |
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Quote:
2: Why would I need air-conditioning? 3: It seems my English is good enough, just look at all the angry Americans in this thread. ![]()
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#94 |
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The amount of paperwork the teller has to fill out for each check here in Australia is ridiculous and when you take multiple checks in you are in for a long ass wait. You can see the look of dread on the poor girls face when she recognizes me when as lucky ticket 100 and I siddle up with US checks in hand.
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#95 | |
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Quote:
Too high! This amount is for any wire upto $20k |
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#96 |
Registered User
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#97 |
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If china tries to take over we will take our walmart product production business and go else where...Laughing!!
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#98 | |
Making $$$$ w/ ClickCash
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#99 |
Living The Dream
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Well, dearest EUROPEANS (who say they shower every day - right) all I can say is:
Without America you'd be.......
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#100 |
So Fucking Banned
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Join Date: Oct 2002
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I typed into google "retarded american pictures and clicked the first link.
Seriously it takes you to a very nasty fake virus whatever. So much hate. ![]() ![]() |
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